₦airaland Forum

Zenith Bank because they will never integrate the loan menu and will never even give you loan.

Wema alat app is okay but the interest is damn bad (4%) daily.

truxperteam:
We all have that one bank app that has embarrassed us at the worst possible moment.
You're at the counter trying to pay. The app crashes. You're sending urgent money to someone. The app says "transaction failed" but your account is debited. You're trying to check your balance. The app is "undergoing maintenance" for the third day in a row.
Nigerian bank apps have put us through genuine suffering and we need to talk about it.
So which bank app is the worst in 2026?

GTBank GTWorld
Access Bank AccessMore
First Bank FirstMobile
UBA Mobile
Zenith Bank Mobile
Union Bank
Fidelity Bank
Sterling Bank
Stanbic IBTC
Other (drop the name)

Share your worst experience below 👇🇳🇬
You can also search Truxper on Google to rate your bank permanently so others know what to expect before opening an account.

Hmmm... I have done several mums things for girls o.

I remember when I was crazy about this girl that I was footing all her bills including her family bills and whenever she offended me, I would still be the one to apologise and I risked my life for her.

But thank God o got delivered and not that curious because of girls again.

If I may ask, what type of work are you doing that is earning you 1m monthly?

I am married with three kids and earning 100k, though no savings at all and would like to get a better job like yours if not even 1m but at least 400k.

Slizzords:
Good afternoon everyone, I know that nairaland is filled with a lot of reasonable and experienced people, am a young man and I need guidance please.

So am married with a 8 month old baby, and make about 1M naira monthly for the past 3years now , it's not been easy from a financial aspect because we live in lagos and I discover that as I write this, I don't have up to 3M naira to my name, I don't know how money disappears, please note that am not a lavish spender, I don't party or go clubbing.

Please how do I save more money, because God forbid something happens now I don't have any money to fall back on. No landed property or anything. Please I need help thanks.

Wetin I go add when I haven't travel by air before and I pray God should make my dream come true.

Tweet the both of them public and copy cenbank and ndic also.

I met this new lady over a year and I approached her, she told me she has a boyfriend that we can be friend, we started the journey of faith and she told me I am caring because I do care for her and I visited her several time and she also visited me whenever my wife is not around and most time my wife will be around and I told my wife about her.

But this girl told me she can't marry me and can't be a second wife and she said she is a vrigin and can't give me sex but we can only touch. Fine, we started romancing and spend so much time on phone talking, even at midnight she will call me.

She said she has been dating her boyfriend for over 4years and they have never have sex together. At times she do borrow me money and I am currently even owing her 40k, so most time she will ask me if we need anything that how are we coping but I don't like taking money from ladies. I only borrow when it is urgent and do repay with extra.

There was a time she told me, I should let her be for now that she is not comfortable dating two people and that she can't marry me and I should stop coming to her house that we can be friend, and I told her well, I will have to stop communicating with her and she said no that she will still be calling me. Few days after we settled again and I visited her, we played but no sex and I wanted to go but she asked me to wait so that she can cook which I had to honour, while cooking, her boyfriend knocked and came in, in fact he took hammer to use it on me but the girl blocked her and I left immediately, the guy still pursue me but I don't want to cause any violence especially for the girl.

I told my wife what happened and she blocked the girl on my Facebook and the girl also blocked me on her WhatsApp and I also blocked her, but we saw each other yesterday and she said her boyfriend always sees her conversation before started she started deleting it on her WhatsApp and I told her I am not hindering you to marry whosoever you want to and there is no force in love.

But I am still owing her and will tell her today I will pay as soon as I get funds because I don't want to call her again. Though, she want friendship, someone to be talking to and which I am not ready for to avoid the story that touches the heart again.

Remember, my wife has never for once supported communicating with her not even dating her.

Sure, I was owing 7k and they have already debited me when I recharged.

InternetWebM082:
What of does who borrowed credit from MTN I mean the outstanding? If they recharge will mtn still deduct the money?

Tech gurus on the internet and here on Nairaland should come and answer me on this one.

But don't we have refinery again and are we still importing fuel?

SlavaUkraini:
https://www.thecable.ng/petrol-price-could-hit-n2000-litre-if-us-iran-war-persists-petroan-warns/

It seems you are one of them.

Topman7:
MR MAN, KNOW THIS AND HAVE PEACE:

If you want to end terrorism in Nigeria today, there's no better foreign country on Earth than IRAN to do it for you.

IRAN is Shia Islam, and supports Hamas and Hezbollah, which are militant or terrorist groups set up to resist Israeli occupation and aggression in the middle east.

IRAN has ZERO to do with Sunni Islam terrorist groups like ISIS, Al Qaeda, and Boko Haram.

IRAN hates these groups with a passion, and recognises them as groups clandestinely formed by US/Saudi/Qatar/Bahrain and other Sunni Islam gulf countries, to serve western interests.

The job of those artificial 'terrorist groups' is to create mayhem in resource-rich countries, for the west to invade them as "saviours", or destabilise them for easier exploitation etc.

So LEARN TO DISTINGUISH these groups and their agendas, instead of your simplistic "Iran = Terrorists".

Oh! Kindly tell me more about me.

TheGenius001:
This is not the right section but I believe most Nairalanders are more active on this section.


I have raised a thread like this before asking this same question. What could it mean? Is it something normal?

The latest experience:

There was an issue bothering me about someone who got missing. It weighed me down and so I decided to try my so called gift of seeing strange things to get to know where the missing person is.

Boom, I saw some symbolis (very strange) immediately dozed off (in split seconds, I ha e seen a while lot of things). I didn't really understood the symbol meaning, so I made some research on Google. Instantly I was shocked because already I can tell where the person was. Lo and behold it was true.

Pls what the heck is this thing?

The process is very simple for me. What I do is very simple. I could just focus on a person so much that everything I have in mind at that period is that person. If I proceed to doze off ( I do this intentionally to know certain about the person) I could see a whole lot about that person. The challenges the person is facing. The current situation of the person. The hope of the person and a whole lots of other things. Some of it will be understandable while others are totally not understandable. So I make further research. At the end of the day, I get shocked wonderinyhow on earth such things got to my mind.


Note that I am not really that religious kind of person. More reason I didn't post this topic in that section. Religious people tend to have a one track mind.


Please who experiences this kind of issue? Is it a normal thing for everyone or am I something that I don't know? This is really bothering me.



MODIFIED: I have been having these experiences even as a teenager.

What of the man that brought another woman to his matrimonial bed. What should the wife do?

giftson102:
Dear men, please learn to control your emotions and not take the law into your own hands..

If you Catch your Wife on your Matrimonial bed with another man that man has committed NO CRIME.

Yes.

Even if you saw them in action.

Shocking........

Adultery under most Nigerian criminal laws is not a criminal offence.

What does it mean?
It means:
🥢 You cannot beat him.
🥢 You cannot detain him.
🥢 You cannot call police to arrest him.
🥢 You cannot charge him to court for “sleeping with your wife.”

What you witnessed is only a ground to divorce, your wife not a crime.

So greet the man and let him go.
Painful, but that is the law.

However, if this same thing happens in some Northern states operating under Sharia-based criminal laws, the story changes.

There, adultery (zina) is treated as a criminal offence.
Meaning:
🥢 The man can be arrested.
🥢 The act can lead to prosecution.
🥢 It is no longer just a “family matter.”

Same country.

Different legal consequences.

This is why you must understand the law in your location before reacting in anger.
One wrong move assault, violence, or murder and you will move from “hurt husband” to “criminal defendant.”

Emotion is temporary.
Criminal record is permanent.

Before you react, know where you stand legally.
Modify Quote Report Share

Hi

Still better to my area in Akure where we rarely have light and only at night not regular and even not up to 2 hours.

Kaliningrad:

---

Their own situation is worse actually.

2 hours ON, 18 hours OFF.

And not everyday.

Like what? ! Nnnnnnnnnnnnnnnnnn

Nnnnnnnnnnn

Love800:
People still dey write jamb!

There are other better and innovative ways to get into higher institutions now.

Ok. So, Apostle Oyinlola, what is the point, is it an advert or?

Please how can I get remote job. I am experienced using php and currently learning Java.

RemoteNaija:
The OP nailed it. The biggest hurdle isn't even the job itself; it is the infrastructure (Power and Internet) and the Payment Gateways (PayPal/receiving funds).

However, once you cross that bridge, the reward of earning in FX while spending in Naira is unmatched. It is the only hedge against the current inflation. For those struggling, don't quit. The initial setup is hard, but the financial freedom on the other side is real.

And I be 37 and not yet a millionaire, even can't boast of 100k in my account currently.

Life no balance at all.

Gambling is a no go area and olosho also is not an option. Gambling won't give you peace of mind. And delayed pains.

Falana na thief just seeking the FG to give am the job make he charge Trump to a case he can never win and FG keeps paying him.

The best is to tweet them publicly.

This deserves to be pushed to front page.

jakD:
On 4th November 2025, ₦15,000 was deducted from my account during a failed Moniepoint POS transaction. Since then, Polaris Bank and Moniepoint have been pushing me to each other with no solution and no refund.
I even wrote a formal petition to the CBN weeks ago, reporting this issue in detail. Till today, no response, no action, nothing.
At this point, I honestly don’t know who is holding my money—Polaris or Moniepoint—and the CBN, which is supposed to regulate these institutions, seems completely inactive. If banks and fintechs can treat customers this way, then the system is clearly broken.
This isn’t even about the ₦15,000 anymore; it’s about accountability and failed consumer protection.


Mod, please!

How through is this? Do you mean all this peak, cowbell are not good?

Meerahbel:
I used to work with a beverage company, stay way frm milk, juice, yoghurt and energy drinks, nothing is natural not even the cow, fruits or preservatives, is like adding small amounts of cement in every garri you eating, if u know u know 😃

20 Billions

Why the Monica "ChildofDoom"?

You talk am?

Snow2six:
U jst waste fmt..ds1 no b beta CL…na naira land millionaire 🏃🏾

You like smiling. I sent a PM.

Diamond098454:
smile smile smile smile

Make I private message for my Xmas gift?

Diamond098454:
it's a good one but someone like me don't need it

Tell me, you have only dated one and still the same person?

Carndidlaydid:
What does the second wife have that the first doesn't?

What does this intended third have that the second don't have?

You devilish men are just promiscuous in nature... E dey una DNA

It is a business card and for business purpose, thereafter much benefits can follow.

Diamond098454:
Even with 3 or 5 wives they still keep side chick here and there. You walk in to a supermarket and a full grown married man will bring out his card to give a total stranger

Female programmer pro. It is like you enabled notification for this NL.

I just love you sha even without seeing you make me love you more and seeing will be additional extra pro love.

Ecclesiastes 4:9-12 Amplified Bible (AMP)
But woe to him who is alone when he falls and does not have another to lift him up. Again, if two lie down together, then they keep warm; but how can one be warm alone? And though one can overpower him who is alone, two can resist him.

I guessed with you, we are two.

Diamond098454:
smile smile smile you are very funny

Abi make I quick run marriage format for you?

Diamond098454:
good morning and happy December

I love you. You trust and believe in yourself. Don't mind the op, when you mistakenly message him, he will still demand for money to connect you and if eventually paid, he will run.

Diamond098454:
What will i be doing with a wealthy man when i can get a job at petroleum products marketing company (PPMC) Eleme PH when am done with school.
What will a sugar daddy give to me ? If not death warrant from his wife

Let stop promoting prostitution

Fine that since 15 years of marriage, no assault, but threatening to beat you to death and being jailed.

Let me ask you this: have you also checked yourself what you are not doing right? Are you submissive and not giving a tough time?

If you satisfy all this, seat ur hubby and ask what could be the sudden change that fade away the first love ❤, he will surely tell you and if the love is gone totally, you can't get it back from him which means he married you out of beauty and not love and since he has gotten what he want, he decided to taste another fish outside and perhaps his love for that is far greater the percentage he have for you.

In this case, you have to take a leave before something strange will happen. Take a leave and he will still come back to beg you if truly your character worth it.

dollytino4real:
he has not beat me once since 15 years we are married but his plans of beating me to death n going to prison is becoming too much