₦airaland Forum

danniyal:
This only applies to loan sharks. Don't try it with registered loan apps such as branch, carbon etc. They can get a lien on your bank account
It is applicable to sokoloan, 9jacash, gocash, ncash, 9credit etc and for those collecting loan for the first time. If you have collected before, they already have your contacts

First, they rely on your contacts to disgrace you. Let's beat them at their own game
Steps
✓Download superbackup from playstore
✓back up your contacts using superbackup. Go to file manager> smscontactsbackup>contacts and you will see the backed up contacts as .vcf
✓disable google synchronization or remove your google account completely from your phone
✓delete all your real contacts from your phone
✓download contact generator from playstore and generate as many fake contacts as you want
✓you can now apply for loan from any of the loan sharks using the fake contacts you have generated
✓after successful loan application, delete the loan app from your phone, delete all the fake contacts and restore your real contacts using superbackup and you are good to go

Naija.
I nor support fraud. But this good for loan sharks like sokoloan, Ncash, Gocash, Easy credit etc because them pass loan sharks, them be loan crocodile. But pardon carbon, branch, quick check.

WarriAproko:
lols. Governor can make him post useless. Do you know the power of a sitting Governor talkless of president. In their Dictionary nothing like First Class king. If i dey lie go ask Sanusi

From your post I smell jealousy... Read the history of Itsekiri and why their is always cross at the top of the crown.

irunoko:
..omolomo
.see how the rest of the ladies are standing there uncomfortable, pretending as if they didn't see the sex tape

Mind your business.

Talkoonnews:
A married woman has been taken into police custody after reportedly stealing her husband's money.

The woman who is from Chitungwiza in Zimbabwe, reportedly stole $1,500 from her husband and ran away with it. She was caught with her boyfriend at Gombe Lodge in Seke, Chitungwiza, 2 days later.

Sharing photos on Facebook, Within Zimbabwe wrote;



https://www.facebook.com/110174341155875/posts/257999043040070/

How is it my business. It's family business.

Why Nigerians are not repaying online loan.
1. The loan lenders are not mature including their managers: I've come to understand that 90% of chronic deptors today had the mind to repay their loan even if they don't have it at the due time. While they are trying to gather the money including overdue charge, a friend will call them and start narrating message he or she got that the borrower is a thief and all form of derogatory messages. Most borrowers are angry after seeing such thing. And their mind change for revenge.
2. Most loan lenders are thief e.g sokoloan: They want to make billions of naira in one day. Sokoloan has more than 6 app in Nigeria. 7 days loan with high interest.
3. Most Nigerians loan lenders don't have mercy: They will be calling and sending SMS 4 days ahead of your due date when the loan term is 7 days. They don't want to no if you are on hospital bed. Most of them are not even licence.

Some loan lenders like branch, carbon, quickcheck, aella are good.

HarunaWest:
Just read the thrash you wrote here. What character are you talking about dude?
Talking about tarnishing your dubious image. You take money from someone, instead of paying up as agreed, you are now looking for an excuse not to pay. You better pay up cos unless the loan app would activate GSI on accounts linked to your BVN.

You are one of those that doesn't read post before commenting. You just read the topic and start talking nonsense.
Let them go and collect the money for those that they message.

SportsHD:
Sorry, what business is that? Maybe I could invest.

I will send you an email.

I known 90% of those that are saying I should go and repay are working with them. How will they expect me to repay after sending derogatory messages to my contacts. They sent to my pastor. But I thank God that my pastor is the understanding type.
They are better way to treat defaulters if they really need their money back. It's so funny that they expect repayment after assassinating my character.
I used to be ashamed of little things, but now I have grown to be strong nomater the shaking. My people knowns me that I'm not a fraud.
If Tiwa sarvage is still strong after what they did to her, is a call for encouragement.

It all started when I needed money for medication and some food stuff. After taking loan from aella app. I couldn't repay before the due date so I had to take from other loan app. To repay. (Don't get me wrong, aella is trying compare to some others like sokoloan). So I was just using loan to balance loan. My problem started when aella refuse to give me loan even when I repaid my loan three days ahead of due date. So my real problem started when I took from soko loan to balance. The interest is very high (their loan term is 14 days and most of their loan app is 7 days with high interest). I was taking loan to balance loan because of their constant threat.
I'm an entrepreneur. I have a good business that yield high profit. But not having enough money to import materials. I totally forget about my business. Any money that enters my hands goes to loan lenders.
So to cut the long story short I end up using loan to balance loan ontill I discovered that I'm trap. To be sincere, I didn't use 80% of the money I borrowed for my self but for balancing other loan app because of the constant threat.

Now as I speak, I'm no longer afraid of their threat because they have already don their worst by assassinating my character, sending derogatory messages to my contacts.

Because of too many messages and call I couldn't sleep, So I had to remove my sim so I can rest and also look for money to boost my business so that I can start repaying gradually. Now I can think normal and sleep well.

But this is my problem. I think they are the one holding me money because they take the law into their hand by sending derogatory and blackmailing messages to my contacts and assassinating my character (they look for important contacts like pastor). If I repaid the loan, can they really pay for damages?

Please nairaland let's be fair. Is it right to repay loan lenders after causing so mush harm to the borrower?

https://www.ripplesnigeria.com/sokoloan-set-to-shutdown-after-paying-n10m-nitda-fine/

https://www.icirnigeria.org/how-fintech-loan-sharks-in-nigeria-cyberbully-trap-customers-in-debt/

It all started when I needed money for medication and some food stuff. After taking loan from aella app. I couldn't repay before the due date so I had to take from other loan app. To repay. (Don't get me wrong, aella is trying compare to some others like sokoloan). So I was just using loan to balance loan. My problem started when aella refuse to give me loan even when I repaid my loan three days ahead of due date. So my real problem started when I took from soko loan to balance. The interest is very high (their loan term is 14 days and most of their loan app is 7 days with high interest). I was taking loan to balance loan because of their constant threat.
I'm an entrepreneur. I have a good business that yield high profit. But not having enough money to import materials. I totally forget about my business. Any money that enters my hands goes to loan lenders.
So to cut the long story short I end up using loan to balance loan ontill I discovered that I'm trap. To be sincere, I didn't use 80% of the money I borrowed for my self but for balancing other loan app because of the constant threat.

Now as I speak, I'm no longer afraid of their threat because they have already don their worst by assassinating my character, sending derogatory messages to my contacts.

Because of too many messages and call I couldn't sleep, So I had to remove my sim so I can rest and also look for money to boost my business so that I can start repaying gradually. Now I can think normal and sleep well.

But this is my problem. I think they are the one holding me money because they take the law into their hand by sending derogatory and blackmailing messages to my contacts and assassinating my character (they look for important contacts like pastor). If I repaid the loan, can they really pay for damages?

Please nairaland let's be fair. Is it right to repay loan lenders after causing so mush harm to the borrower?

WarriAproko:
lols. Governor can make him post useless. Do you know the power of a sitting Governor talkless of president. In their Dictionary nothing like First Class king. If i dey lie go ask Sanusi

Do you want to compare a tribe with several king and a tribe with a single king. Let any Governor or president try it.

TotoGame:
So that okowa will dethrone him bah and believe me nothing will happen

How can a Governor or president that wont last more than 8yrs in office dethrone a first class King. Get ready to kill all the Itsekiri first.
The Itsekiri don't joke with their king.

Kasco:
Olu wea I feel say he get level, why not put okowa on call and tell him you want to see him urgently.

Wetin yo dey talk?
What of Queen Elizabeth that goes around visiting people. Take it easy joooooo.

Factfinder1:
all this kings are usless and after their pockets

I smell envy and hatred from you.

Factfinder1:
all this kings are usless and after their pockets

I smell envy.

You guys should take it easy. So na crime for Olu of warri to leave is palace? So many uncompleted project every where, make he sit down for palace cross leg abi.