₦airaland Forum

hammariise:
Abeg pls stop all these Shiite Shiite posting,

If you don't have something useful to post then just read comments as I always did, or wishes your Christian friends Mary Christmas

That's all

You're right. Why post things that could arouse anger that could lead to violence? And the funny thing is that it's the christians that will bear the brunt of the whole thing.

Cute dog.

"Young people who chartered plane"...All hail Nigerian reporters.

Hope say e go cheap sha!

Trut:
True, Most soldiers are BH informant

MOST soldiers? Where's your proof?

Who be passenger who be conductor out of the two of them?

Jim it is.

Feranchek:
All these things na im I go dey remember cos I wan preserve my skin Abegi!!

Lemme tell you a lil story. I went to my parents place and found a moisturizing cream (Lux) in my sister's room. I 'stole' the cream cos I've been seeing it there
I started using the cream. Whenever I get back from work, I boil some water and have a warm bath. Then I use the cream. When I'm done, I play my ps3 till midnight, then go to bed (My AC is always ON all these while.) Going to work and coming back, I always put on my car AC.

After a while, my girlfriend and some other gurls started saying I'm bleaching. I became worried and asked my sisters what the ish could be and they all laughed.

"They've never seen you this fair that'd why they think you're bleaching" my sister said. "FYI, the cream you're using is JUST a moisturizing cream. I bought it to moisturize my hands cos the AC in my office dries my hand. Buh after a while, I got tired of rubbing it, so I brought it home. So my dear, no mind dem biko " she concluded

So since then, it's been smooth and 'yellow pawpaw' skin for me.

what's the name of the cream please?

KashyBaby:
Its really sad to say but when the family don't have financial stability everything will juz go downward spiral..and if the husband cheating is true, then he deserved all his Burns.

Would you support your mother bathing your father with hot water because he cheated? It beats me how some of you women can be so depraved in your thinking.

Decapo:
how can she be a full time banker and also a fulltime housewife?

Leaves a big question mark on my mind too.

viickerz:
what is the essence of doing Bvn in an empty account

some people account balance be like jamb score

this lady mumu sha,so Bvn is a yardstick for marriage proposal, keep breaking up with them, by the time your parents start advertising you on OLX, thats when you will know

Epic response.

mail me at outflankk@gmail.com, thanks.

lalasticlala:
http://leadership.ng/news/461228/adultery-randy-lecturer-caught-with-married-woman

For pete's sake, what right did they have to beat her?

Celebrate by Common; the intro is killer.

Sabrwahaqqo:
And I think it's both

Lol, I won't rule out the possibility.

Sabrwahaqqo:
So true . And they also are very lucky for things to work in their favor

I don't think it's luck, I think it's persistence.

philips70:
How can you forget Basorge Tariah Jnr and Martin Lawrence?

Yeah! I've always thought Martin Lawrence looked familiar.

Ordinary people can earn their fortunes — with the
right habits.

Of all of your daily activities, 40% of them are
habits, according to the Society for Personality and
Social Psychology. This means 40% of the time you're on auto-pilot, every day.

Habits save the brain work and conserve brain fuel.
There is very little processing power involved with
respect to habits.

So what does that have to do with being rich? I
studied 177 self-made millionaires and uncovered
certain unique good habits that made it possible for
them to automatically process success on a daily
basis.

Here are five of the top habits of self-made
millionaires that helped them accumulate an average
of $7.4 million in 12 years.

1. They set good goals vs. bad goals.

You hardly ever hear anyone talk about goals in a
negative context. Goals are almost always perceived
to be good. But there are goals that add no real value
to your life when achieved yet consume valuable
resources. So how do you know when a goal is good or
bad?

Good goals create long-term benefits and long-term
happiness when achieved. They allow you to grow as an individual and alter your behavior in a positive way.

Good goals get you from point A to point B. Point B
being a better place, such as more wealth, a better
job, higher income, better school system for your
kids, etc.

An example of a good goal would be to lose 20 pounds.
Setting a weight-loss goal often involves a daily
regimen of exercise, healthy eating and encourages a
healthy lifestyle. Good health results from
exercising and eating right. It may also motivate you
to moderate your consumption of alcohol or to quit
smoking. When the weight eventually comes off you
enjoy the compliments, feel healthier and all of this
creates lasting happiness.

Bad goals create short-term happiness and no long-
term benefits when achieved. An example of a bad
goal might be to own a Ferrari, particularly if it is
not within your means. In that case, in order to own a Ferrari, you must make more money. Making more
money will likely involve either more work or taking
excessive financial risk (for example, taking out a
loan you may not be able to afford — or, say, gambling, if that's your tendency).

There's a cost-benefit to working more — you invest
time that you will never recoup. Don't misunderstand
me here. Working more to make more money can be a
good thing. But where the goal goes south is when you
then use that money to buy stuff, like a Ferrari, that
is financially out of your reach and perhaps not a
necessity.

The happiness you derive from owning more or better
stuff fades over time, since happiness derived from
buying stuff is typically short-term. You will
eventually revert back to your genetic happiness
baseline and, after a few weeks, the Ferrari will no
longer create lasting happiness. The lost time with
the family, however, can never be recouped.

If the goal, instead, was to judiciously invest that
extra money you earned into a calculated risk, such as a side business, an investment or a vacation home
that would enable you to spend more time with your
family, then it may shifts the "work more/earn more"
goal into a good goal.

Ideally, achieving a goal will create long-term
benefits: a stronger business, more time with the
family, more personal growth, financial independence,
improved health, etc.

2. They avoid time-wasters.

Sixty-seven percent of wealthy people watch less
than an hour of TV a day and 63% spend less than an
hour a day on the Internet, unless it is job-related.
They spend their free time instead engaged in self-
improvement, networking, volunteering, working side
jobs or side businesses, or pursuing some goal or
dream that will lead to financial rewards down the
road.

3. They dream-set before they goal-set.

You must Dream-Set before you Goal-Set. Dream-
Setting provides you with the destination; Goal-
Setting is the transportation to get you to your
destination. Dreams represent a vision of some
future, ideal state or reality. Dreams are the
springboard for goals. You can't achieve goals that
are actually dreams in disguise.

Most who set goals, mistake a dream for a goal, and
that is why most fail to achieve their goals. For
example, making an additional $100,000 a year is a
dream, not a goal. Becoming an Olympic athlete is a
dream, not a goal. Owning a house on the beach is a
dream, not a goal (unless you have the money already).
Dream-Setting is the act of clearly defining a dream.
It's a two-step process:

1. Ask yourself what you want your ideal life to be
10, 15 or 20 years out. Then write down every
detail of your ideal future life. Be very specific in the details: the income you earn, the house you live in, the boat you own, the car you drive, the money you've accumulated, etc.

2. Using this detailed description of your ideal
future life, make a bullet-point list of each one
of the details that represent your ideal life.
These would be the income you earn, the house
you live in, the boat your own, etc. These
details represent your wishes or dreams.

Goal-Setting requires you to build goals around each
one of your wishes or dreams. In order to build goals
around each wish or dream you need to ask yourself
two questions:

1. What would I need to do, what activities would
I need to engage in, in order for each wish or
dream to come true?

2. Can I perform those activities?

If the answer to Question #2 is yes, then those
activities represent your goals. Goals are only goals
when they involve physical action and you have the
capability to successfully take action.

Let's summarize this Dream-Setting / Goal-Setting
process:
1. Paint a picture with words of your ideal life.
2. Define each wish or dream that must be
realized in order to have your ideal future life.
3. Establish specific goals around each one of your
wishes or dreams.
4. Take action. Pursue and achieve each of the
specific goals that will make each wish or
dream come true.

You then repeat this process for every other wish or
dream. When you realize each one of your wishes or
dreams, your ideal future life will then become your
actual real life.


4. They never quit on a dream.
Self-made millionaires are persistent. They never
quit on their dream. They would rather go down with
the ship than quit. Twenty-seven percent of the self-
made millionaires in my study failed at least once in
business. And then they picked themselves up and
went on to try again. They persisted. Persistence
requires doing certain things every day that move you forward in achieving your goals or life dream.

Persistence makes you unstoppable. No obstacle,
mistake or momentary failure can stop you from
moving forward if you keep at it.

These millionaires learned to pivot and change
course, growing in the process. Persistence allowed
them to learn what didn't work and continuously
experiment, until they found what did work.
Persistence is the single greatest contributor to
manifesting good luck. Those who persist, eventually
get lucky. Some unintended consequence emerges,
something unexpected and unanticipated happens to
those who persist.

Sometimes, those closest to you will urge you on and
encourage you. But more often, those closest to you,
those directly impacted by the obstacles, mistakes
and failures that are part of the success journey,
will try to stop you from persisting. It takes
superhuman effort to continue to pursue success
when there are so many forces fighting you. That's
what makes successful people so special and also, so
rare. If you want to be successful in life, you must
persist in the face of unrelenting adversity.

5. They create multiple streams of income.

Self-made millionaires do not rely on one singular
source of income. They develop multiple streams.
Three seemed to be the magic number in my study.
Sixty-five percent had three or more streams of
income that they created over time. Diversifying
your sources of income allows you to weather the
economic downturns that always occur in life.

If you put "one pole in one pond," when that single
income stream is negatively impacted in some way,
you can suffer financially. Conversely, having "several poles in several ponds" allows you to draw income from other sources when one source is temporarily impaired.

Some of the additional streams might include: real
estate rentals (each rental unit = a stream of
income), REITs (each one = a stream of income),
tenants-in-common real estate investments (each one
= a stream of income), triple net leases, stock
market investments, annuities (each one = a stream
of income), seasonal real estate rentals (beach
rentals, ski rentals, lakefront rentals), private
equity investments, part ownership in a side
businesses (each one = a stream of income), financing
investments, ancillary products or services and
royalties (patents, books, oil, timber, etc.).

Remember, this study followed ordinary people who
built their wealth over a period of time. So it takes
work, determination and establishing the habits that
will help get you there. These are only a few
examples of the many good habits that support
wealth-building, but they're a good place to start.

Source: www.businessinsider.com/5-habits-that-helped-turn-ordinary-people-into-self-made-millionaires-2015-9?utm_content=buffer7f94c&utm_medium=social&utm_source=facebook.com&utm_campaign=buffer

boss1310:
whoa female M.I in the house with weird hair

Thought I was the only one who thought the lady in the 'baggy coat' looked like M.I.

Suppliers for pure honey needed. Call 08037287322 to discuss, thanks.

AfricanApple:
you really don't know how it works.
ritual money doesn't mean the money appears from no where, it could be that the person's business will shoot up at a very fast pace meanwhile a soul is suffering for that prosperity

True, it's all Nollywood's fault. They made him believe money just appears or a spirit comes to deliver it every morning.

azzima:
This woman is just trying to hug the limelight Abeg. ...Now her name starts with "Ambassador "..
..plzzzzzzz!

Yea, I noticed the title too, and I was like where was I when that happened?

Lovely pictures...

waleyp:
Ok 71%much abi?oya ma comot d 7 make e remain 1%? Anyways ve fun in what you like doing. Keep it up do more and lets see you on tv oo. You can fw me on twitter just incase you wanna keep in touch. @nolongthing111.GOD BLESS YA

Lol, alright, and God bless you too.

waleyp:
Good job i give you 71%,you ve a good voice,strong vocal.but if you want to keep singing this kind song for naija you must relocate go america.keep it up sha

Lol, with 71% pass mark, you're being too kind; I didn't think I'd score up to that. Like I said before, my friend (an up and coming producer) and I were just playing around; I'm not promoting the song. I'm doing something a lot better that will serve both my country and 'america' so that I no go need to relocate. Thank you very much.

monipherst:
@Waleyp Yes in the chorus, but has a mixture of soul especially at the beginning of the song. Nice blend. Keep it up op.

Thank you.

How to get Rich before 30. Please note that these steps are not restricted to those who are below 30 alone.


1. Follow the money. In today's economic
environment you cannot save your way to millionaire status. The first step is to focus on increasing your income in increments and repeating that. My income was $3,000 a month and nine years later it was $20,000 a month. Start following the money, and it will force you to control revenue and see opportunities.


2. Don't show off — show up! I didn't buy my first luxury watch or car until my businesses and
investments were producing multiple secure flows of income. I was still driving a Toyota Camry when I had become a millionaire. Be known for your work ethic, not the trinkets that you buy.


3. Save to invest, don't save to save. The only
reason to save money is to invest it. Put your saved money into secured, sacred (untouchable) accounts. Never use these accounts for anything, not even an emergency. This will force you to continue to follow step one (increase income). To this day, at least twice a year, I am broke because I always invest my surpluses into ventures I cannot access.


4. Avoid debt that doesn't pay you. Make it a rule
that you never use debt that won't make you money. I borrowed money for a car only because I knew it could increase my income. Rich people use debt to leverage investments and grow cash flows. Poor people use debt to buy things that make rich people richer.


5. Treat money like a jealous lover. Millions wish
for financial freedom, but only those that make it a priority have millions. To get rich and stay rich you will have to make it a priority. Money is like a jealous lover. Ignore it, and it will ignore you, or worse, it will leave you for someone who makes it a priority.


6. Money doesn't sleep. Money doesn't know about clocks, schedules, or holidays, and you shouldn't either. Money loves people that have a great work ethic. When I was 26 years old, I was in retail, and the store I worked at closed at 7 p.m. Most times you could find me there at 11 p.m. making an extra sale. Never try to be the smartest or luckiest person — just make sure you outwork everyone.


7. Poor makes no sense. I have been poor, and it
sucks. I have had just enough and that sucks almost as badly. Eliminate any and all ideas that being poor is somehow OK. Bill Gates has said, "If you're born poor, it's not your mistake. But if you die poor, it is your mistake."


8.Get a millionaire mentor. Most of us were
brought up middle class or poor and then hold
ourselves to the limits and ideas of that group. I
have been studying millionaires to duplicate what
they did. Get your own personal millionaire mentor and study them. Most rich people are extremely generous with their knowledge and their resources.


9. Get your money to do the heavy lifting.
Investing is the Holy Grail in becoming a millionaire, and you should make more money off your investments than your work. If you don't have surplus money you won't make investments. The second company I started required a $50,000 investment. That company has paid me back that $50,000 every month for the last 10 years.

My third investment was in real estate, where I
started with $350,000, a large part of my net worth at the time. I still own that property today, and it continues to provide me with income. Investing is the only reason to do the other steps, and your money must work for you and do your heavy lifting.


10. Shoot for $10 million, not $1 million. The single biggest financial mistake I've made was not thinking big enough. I encourage you to go for more than a million. There is no shortage of money on this planet, only a shortage of people thinking big enough.

Apply these 10 steps and they will make you rich.

Steer clear of people that suggest your financial
dreams are born of greed. Avoid get-rich-quick
schemes, be ethical, never give up, and, once you make it, be willing to help others get there too.




Source:

www.businessinsider.com/how-i-became-a-millionaire-by-30-2014-11?utm_content=bufferd65b2&utm_medium=social&utm_source=facebook.com&utm_campaign=buffer

emerged01:
imagine! this thread took moderator 10 months to move it to frontage page.

This means we should be patient in all things knowing that what will be will be no matter how long it takes.

ekanDamie:
Please, someone should tell me its not timi that has all those cars. Asin how?

Houseofglam7:
Cute couple



But d outside of their house fine pass d inside o..... Considering that pix wey him dey make him daughter hair

Nairalanders and their bad mouth, lol.