₦airaland Forum

I am not Mad anyway, that is just the truth, probably if u are one of their workers, then tell them to change their way of operating when it coms to ATM, Even they do have server problems almost all the times,

UBA is becoming inactive but only trying to play as if they are satisfying their customers whereas they aren't. It happened three weeks ago 24th March, 2009. I went to withdraw the sum of 4000 nairaland for an emergency reason but unfortunately the money was not given to me. I went to the bank immediately to complain and they told me it will be done in 24hrs to the time but it wasnt done. I had to wait another 4days, they told me to fill a form which was filled as required but nothing was done only for them to tell me wait for another 1week for processing. My fellow nairalanders, up till date it has not been rectified, they keep telling me thesame story despite my complains, I witnessed GTB, a friend of mine had thesame problem, a text message was sent to them instantly and the money was credited. But UBA lack communication with their customers even when need be. I am tired of the so-called UBA bank. Even their ATM centers happens to be one of the most frustrating.

How do we think they can help them and their global customers out?

Getting paid when someone pays their Electric or Gas Bill?

Hi Naiaralanders,

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Why should you guys be so sentimental, Ask Ronadinho himself, he will confess to you that Okocha is one of his Role model, Be update before you post replies,

Dear Prestige Nairalanders,

The holiday season offers us a special opportunity to extend my personal thanks to our readers, friends, and our very best wishes for the future.

And so it is that I now gather together and wish to you a very Merry Christmas and a Happy New Year.  I consider you all good friends and extend my wishes for good health and good cheer.

It is people like you who make being in business such a pleasure all year long.  My business is a source of pride to us, and with customers like you, I find going to work each day a rewarding experience.

I tip my glasses to you. 

Thanks again for a wonderful year.

HAPPY HOLIDAYS!
Oyedele Phemy
www.oyedelephemy dot .com
oj_psuccessarena@yahoo.co.uk

"All objects remain in a state of rest until a force is applied"  -Newton’s law of motion

This is true of many of our aspirations in life. Things will definitely not move until
we move. Action orientation is a major requirement for success. The question now is "How do I start?" or "where do I start from?" Even now, I know you are still battling with that question in your mind. I have since discovered one fact in life, a job begun is a job half done. You may not have the clear picture of what you want to do but you need to start some how.

The problem with most of us is that we feel we do not have what it takes to start. You know what? As long as you hold the belief that what you need to start is what you do not have, you will not start. And off course, you can not finish what you have not started. You have the magic… You have what it takes to run a successful business.

Do you have what it takes? In my studies of what it takes to be an entrepreneur, I discover that entrepreneurship requires character. You can not just wake up today and start a business. There are some characteristics that you must possess. I have been able to identify some of these. Look through them and see if you truly possess what it takes to own and run a successful business.

Guts: Guts means you must have an entrepreneurial instinct, which is an overwhelming desire to have your own business. You must have the guts and dedication to be completely devoted to your goal. Incidentally, devotion to your goal is much more likely if you have a love for your intended business. Life is too short to start a business that doesn’t give you satisfaction and joy. And, through good times and bad times, you will stick with something you love.

As King Solomon said,

"There is nothing better for men (and women!) than they should be happy in their work-so let them enjoy it now."

Brains: While appropriate educational credentials are important, entrepreneurial "brains" means more than scholastic achievements. To become a successful entrepreneur, you must have a working knowledge about the business you plan to start before you start it. Common sense combined with appropriate experience is the necessary brainpower. Prudence, follow through and attention to detail are very important.

Capital: I should have addressed this issue first. You will need seed money of your own plus sufficient cash to maintain a positive cash flow for at least the first year. Many businesses can be started on a very small scale with a small investment. Then, as the business grows and you gain experience, cash flow from your business can be used for growth. In some cases you don’t need starting capital to hire other people because you might start by doing everything yourself.

The "do it yourself" start is a good way to learn everything about your business and also makes you better qualified to delegate work to others later on. You can control your risk by placing a limit on how much you invest in your business. If you think you have all these in place, then, start something in line the kind of business you want to start now. You do not have to start it full time. Start something now even while you are still working at your present employment. Some people started their businesses this way and some other will still do. What are you waiting for?


10 Secrets of Successful Start-ups
Do you currently run your business or you are the verge of starting a new one? I have some tips for you that will ensure that achieve success in your business. These are some of the things I have learnt and I am currently applying in my quest to build a successful business.

1. Be Narrow

Focus on the smallest possible problem you could solve that would potentially be useful. Most companies start out trying to do too many things, which makes life difficult and turns you into a me-too. Focusing on a small niche has so many advantages: With much less work, you can be the best at what you do. You can much more easily position and market yourself when more focused. Just remember: If you get to be number 1 in your category, but your category is too small, then you can broaden your scope—and you can do so with leverage.

2. Be Different

Ideas are in the air. There are lots of people thinking about—and probably working on—the same thing you are. And one of them is Google. Deal with it. How? First of all, realize that no sufficiently interesting space will be limited to one player. In a sense, competition actually is good—especially to legitimize new markets.

3. Be Casual

We are moving into the era of the "Casual Web" (casual content creation). This is much bigger than the hobbyist web or the professional web. Why? Because people have lives. And now, people with lives also have broadband. If you want to hit the really big home runs, create services that fit in with—and, indeed, help—people’s everyday lives without requiring lots of commitment or identity change. Flickr enables personal publishing among millions of folks who would never consider themselves personal publishers—they’re just sharing pictures with friends and family, a casual activity. Casual games are huge. Skype enables casual conversations.

4. Be Picky

Another perennial business rule, and it applies to everything you do: features, employees, investors, partners, press opportunities. Startups are often too eager to accept people or ideas into their world. You can almost always afford to wait if something doesn’t feel just right, and false negatives are usually better than false positives. One of Google’s biggest strengths—and sources of frustration for outsiders—was their willingness to say no to opportunities, easy money, potential employees, and deals.

5. Be User-Centric

User experience is everything. It always has been, but it’s still undervalued and under-invested in. If you don’t know user-centered design, study it. Hire people who know it. Obsess over it. Live and breathe it. Get your whole company on board. Better to iterate a hundred times to get the right feature right than to add a hundred more. Always focus on the user and all will be well.

6. Be Self-Centered

Great products almost always come from someone scratching their own itch. Create something you want to exist in the world. Be a user of your own product. Hire people who are users of your product. Make it better based on your own desires. (But don’t trick yourself into thinking you are your user, when it comes to usability.)

7. Be Greedy

It is always good to have options. One of the best ways to do that is to have income. Design something to charge for into your product and start taking money within 6 month. Done right, charging money can actually accelerate growth, not impede it, because then you have something to fuel marketing costs with. More importantly, having money coming in the door puts you in a much more powerful position when it comes to your next round of funding or acquisition talks.

8. Be Tiny

It is standard web startup wisdom by now that with the substantially lower costs to starting something on the web, the difficulty of IPOs, and the willingness of the big guys to shell out for small teams doing innovative stuff, the most likely end game if you’re successful is acquisition. Acquisitions are much easier if they’re small. And small acquisitions are possible if valuations are kept low from the get go. And keeping valuations low is possible because it doesn’t cost much to start something anymore (especially if you keep the scope narrow).

9. Be Agile

Many dot-com bubble companies that died could have eventually been successful had they been able to adjust and change their plans instead of running as fast as they could until they burned out, based on their initial assumptions. Pyra was started to build a project-management app, not Blogger. Flickr’s company was building a game. Ebay was going to sell auction software. Initial assumptions are almost always wrong. That’s why the waterfall approach to building software is obsolete in favor agile techniques. The same philosophy should be applied to building a company.

10. Be Balanced

What is a startup without bleary-eyed, junk-food-fueled, balls-to-the-wall days and sleepless, caffeine-fueled, relationship-stressing nights? Answer?: A lot more enjoyable place to work. Yes, high levels of commitment are crucial. And yes, crunch times come and sometimes require an inordinate, painful, apologies-to-the-SO amount of work. But it can’t be all the time. Nature requires balance for health—as do the bodies and minds who work for you and, without which, your company will be worthless.

Visit www.oyedelephemy..com for more info.

Most monies paid to you for your Internet business are drawn on U.S. Bank checks.

Some of the financial institutions that offer payment gateways to merchants who own websites, do not offer to wire earned money to a bank account especially if you are not in the U.S. Rather, your checks are sent to you via mail and you would have to go to any of the Nigerian banks to cash it. To cash your check could take several weeks to a month and the charges are exorbitant.

But if you have a U.S. Bank account, you can send your checks from your Internet business directly to your own U.S. Bank account and once your account is credited you can then wire the money straight into your domiciliary account. This could take as little as 3-5 days to reflect in your bank domiciliary account in Nigeria and the charges are minimal. To open a domiciliary account these days is quite easy. Just go to any of the New generation banks to inquire.

Also, there are some sites that do not permit Nigeria and some other countries to even sign up with them to do business and collect checks e.g. www.Clickbank.com , but with a U.S. bank account which has a U.S. address you can ask that your checks be sent directly to your bank, to be credited into your bank account.

Also if you want to have a Paypal account you would need to verify that account. To do this you would need a bank account in Paypal service country. To verify your Paypal account enables people to trust you and do business with you especially on eBay. A verified PayPal account also enables you to withdraw money from your bank account into your Paypal account to shop on the Internet and withdraw monies from your Paypal account to your Bank account. You can use a U.S. bank account to achieve this, from where you can transfer such funds to your domiciliary bank account here in Nigeria.

Requirements to open a U.S. bank account.

* Photocopy of your valid international passport
* Photocopy of the certificate of registration of your company with the Corporate Affairs Commission of Nigeria
* A domiciliary or Current account in any Nigerian Bank to wire your money into.

Processing fee for me to help you open up the account = N20,000

Alternatively you could get the step-by-step guide to open it on your own= N3,000

Your U.S. Bank will be open within 2 weeks


How to make Payments
Please make payments to the account name & number as stated below:
Bank: First Inland Bank
Account Name: Samuel Iyinbo
Account Number: 08035019886
(*Note: This is a Flash me Cash account)
After payment please call my phone #: 08035019886

If you do not have the following requirements to open a U.S. Bank account but want us to help you cash your U.S. check, please click here for a solution.

As we are all aware of the profit behind online investment nowadays, Life has been made easy for those who knows how to properly surf the net. Another well-secured business has been made for the purpose of investment opportunity. Invest your money wisely and i bet it, you will enjoy this great opportunity. All you need to you need to do is visit http://safeatom.com/?ref=45981 or copy the link above and paste it into address bar, and press ENTER. It is better to be informed by the person who has been into it than going through the stress. All you need is click on the link and here u go,

Your safeness is our priority.
Investment Opportunity is awaiting you,
Don't be left Out!!

You can contact me for more information,
Oyedele Olufemi
E-mail address: oyedele.phemy@yahoo.com
Mobile No: 07025859489
bLOGSPO
Blog: http://oyedelephemy, then add dot .com (i mean ..com)

The best antivirus is d one u can easily update, dt's jst d secret. and what we dont knw abt dis antivirus is dt, they detect a particular worms or malware

lol, na so, oya make we ask 2dega whether dem go gree tell us why?

Why are Nigerian guys so stubborn?

What kinda help do u nid? ANyway sha, oyedele.phemy@yahoo.com

U have a beta insight of it coz u have gone tru it, Anyway, sha to me it show the burning romantic desire u have at dt moment for the lady.

Imagine a woman that justifies herself by employing a private teacher for her daughter all in the name that he does not want her daughter to mingle with guys outside. But fortunately for her, same private teacher slept with her and impregnated her. Are we really helping our female daughters at all Oya COmments

No wonder why u are "OPuro" coz u cant lie, lol, ANyway, dt's d truth sha,

Let not reason according to our african (black) mentality, let face d reality, which one is fool again?

lol, the peugeot 50trekkin means guys's dt walk, ok

Can anyone please explain in one sentence y girls dont like guys on peugeot 50trekking bur fancy guys usin rides (i mean cars), ?

Ehhhheeee, anyway sha, dt's was a nice consoling txt, i will think ova it. D-Baby

Ma brother, da best antivirus is d one u can easily update, that is what u nid to detect d latst virus. but not virus like Raila Odinga coz i have nt since a case whereby an antivirus sees a picture as a virus,

After how many years that u have written JAMB,POST-UME,IJMB and yet u check ur name on University of Abuja and here the message reads, 'Your Name is not on the Primary List, Check back later'. What would u do?

As a matter of fact, luv is bin wicked when u pour out ur emotion coz u want to show 100% support and along the way some awful things start coming up, U will feel down,


D-BAby, u shuld have a beta insight of wat i am talkin abt

bro, u knw ladies prb, small quarell,

Am in love with a girl that i am three years older than and she keeps given my time dt i nid to crack my head (some kind of childish act) whether i am doing the right or wrong thing, Please, can anyone advise me on this,

It's really serious,
And if i am to get over this, it will look as if guys are wicked,
Tell me what to do Nairalanders

My bday is June 10th, lovely day and month

It has been uploaded and students have started checkin it, Check it now, lol, maybe u were on d wrong site,

hey, what does predegree/remedial has to do with etisalat sim car, please, post something reasonable, lol,

Purchase your Pre-degree/remedial form at Oceanic,Unity Bank (Bank of the North) in Gwagwalada.

This is to notify University of Abuja students (200Level students and above) that school will be resuming JANUARY 10th, 2008. This memo was pasted 13th November 2008.
Have a well spent holiday

Attend the seminar to learn firsthand about the NEW Cisco ,CCNA 640-802 and the NEW Cisco Certified Entry Networking Technician (CCENT) certifications.

"I write on behalf of the students of Novena University, Ogume, Delta State. We want to appreciate the opportunity given to us and indeed it was a mind blowing career seminar, an eye opener and a total career guide. Thank you Jidaw and God bless You for the investing in us."

- Nwokolo Emmanuel C. (for the students of Novena University, Ogume, Delta State)

"I want to express my deep appreciation for the seminar that was organized by Jidaw on the 19th of April 2008. It was very informative, educative and inspiring. Not only was I enlightened on the various types of IT and IT certifications but on factors to consider before making a choice." - Keshi Alex

LAGOS: The next Lagos Seminar in the year 2008 will hold on Saturday, November 15, 2008 at 12.30 P.M. at our office ( Address below).

ABUJA: The next Abuja seminar in the year 2008 will hold on Saturday, November 29, 2008 Morning Session: 8 a.m - 12 Noon OR Afternoon Session: 1 P.M. - 5 P.M at the National Press Centre, Radio House, Area 10, Garki, Abuja, (Abuja Participants may only attend one of the sessions.)

Theme for both seminars is "The Total Disrespect of Status Quo"

DUE TO LIMITED SPACE, SPACE ONLY BE AVAILABLE FOR REGISTERED PARTICIPANTS WHO HAVE REGISTRATION NUMBERS

To attend the free seminar simply Register Now by filling this online form.

You can get Your Registration number by Calling, or Coming over to, our Office at: 12 Eric Moore Street, Wemabod Estate, Off Adeniyi Jones Avenue, Ikeja, Lagos
Tel: 01-7940562, 01-8958064, 4808445, 07028186892 or 08035007778