Education › Re: Oyo School Attack: Oyo NUT Announces School Shutdown, Plans Statewide Rallies by Polchiz(m): 7:13am On May 30 |
Makinde is the target. They want to blackmail him to stop his presidential aspiration and support Tinubu. |
Politics › Re: Nigerians Invade Tinubu's 2014 Post About Chibok Girls by Polchiz(m): 7:10am On May 30 |
Javid13: To be honest i dont support PBAT..but what has Atiku/Peter Obi said so far on how they will tackle insecurity in Nigeria. Insecurity is the most pressing issue right now. Make we no jump from Fry Pan to fire. Base on the coming 2027 election, we are about to decide our fate for the next 4years or more. I have already giving up on this administration. Talk is cheap. You voted a man that told you that he will recruit 5m youths and feed them with cassava and agbado. Obasanjo did not make noise on how to handle insecurity but he dealt with it decisively. Obi was the best governor in both health and security during his time. You don't come on National TV to announce to thieves/criminals how you intend to catch them. |
Business › Re: Coscharis Expands Into Japanese Manufacturing With Izumi Acquisition by Polchiz(m): 8:42am On May 24 |
Gotocourt: Manufacturing abi distribution  Envy and tribalism will not allow this one to grow. |
Education › Re: Phd Holder Shares Payslip From Time As Covenant University Lecturer by Polchiz(m): 1:01am On May 03 |
clockwisereport: Lol U are a joker
You people just come online and say what u know nothing about He is right |
Politics › Re: Amupitan: Bashir Ahmad Asks AI About Origin Of The Account Linked To INEC Boss by Polchiz(m): 11:06am On Apr 12 |
Truthissupreme: You people are very dull, where was all these revelation during his screening
I would like tinubu to be out, but both masses and the opposition are in for the cruise
Ok what is stopping these ADC guys from going to a new party now instead of wasting time with a mole paid by tinubu How does adopting a new party solve the problem? When Peter Obi was in the Labour Party (LP), the APC allegedly destabilised the party through factional leadership disputes and court injunctions. Key figures like Lamidi Apapa and Julius Abure were central to these internal conflicts. Notably, Abure was seen in closed-door meetings and public engagements with Nyesom Wike, raising concerns about external influence. Interestingly, many of these disputes appeared to subside after Obi exited the party. Similarly, Wike has been viewed by some as a destabilising force within the PDP. Despite ongoing legal disputes and reports of his expulsion, his faction reportedly gained swift recognition from INEC, further fueling perceptions of political interference. Today, members of the APC, including presidential spokesman Bayo Onanuga, are actively defending and commending figures like Nafiu Bala and the INEC Chairman, which critics argue reflects a pattern of strategic alignment. There is a growing concern that similar tactics may be deployed in any new political coalition or party. As such, I urge Yoruba people to tread carefully in their political decisions regarding Bola Ahmed Tinubu. Actions taken today may have long-term implications for trust and unity across regions, particularly when it comes to leadership at the national level. I doubt if the North will ever trust the Yorubas with the number one seat. |
Politics › Re: Several APC Govs, Ministers Don't Genuinely Support Tinubu - APC Chieftain Alwan by Polchiz(m): 5:16pm On Apr 04 |
LegendHero: Yes, he is a deity Of course, he is Olodumare of Yorubaland |
Politics › Re: Several APC Govs, Ministers Don't Genuinely Support Tinubu - APC Chieftain Alwan by Polchiz(m): 6:47pm On Mar 31 |
LegendHero: Fake news to make them opposition happy.
You wan beat Tinubu for strategy lol. The opposition should be careful of their own people actually working for Tinubu in their coalition. Do you have a statue of Tinubu that you worship every morning? |
Investment › Re: Mutual Funds by Polchiz(m): 4:33pm On Dec 27, 2025 |
emmasoft: Key Factors That Determine Where You Invest Your Money
It will be sincere to acknowledge that it will be difficult to use absolute terms to say that a regulated investment is bad or good. There are many factors to consider before you go into a particular investment instrument.
Making sound investment decisions requires an understanding of several personal and market-related factors. These include:
Risk Appetite This refers to your ability and willingness to tolerate losses. Generally, investments with higher risk offer the potential for higher returns, while lower-risk investments tend to offer more stable but modest returns.
Investment Objective What do you want to achieve? Your goal may be short-term (e.g., liquidity, income) or long-term (e.g., wealth creation, retirement). Your objective largely determines the appropriate investment vehicle.
Experience and Knowledge Your level of financial literacy and market experience often influences investment outcomes. Better knowledge typically improves decision-making and risk management.
Age Younger investors can usually afford to take more risk due to longer investment horizons. As investors grow older, it is often advisable to gradually shift toward more conservative investments to preserve capital.
Funds Available for Investment The amount of capital you have can determine the type and structure of investments accessible to you. Some investments require significant capital, while others allow small, incremental participation.
Investment Duration (Time Horizon) Time plays a critical role in investing. In most cases, longer investment durations allow for compounding and better absorption of market volatility, potentially leading to higher returns.
Note: While these principles are generally applicable, there are always exceptions to the norms.
Common Forms of Investment Real Estate Stocks (Equities) Mutual Funds ( MMF, equity, balance, fixed income, etc). Among the mutual funds, it's only the MMF that promises guaranteed return of capital and varied returns on capital; others have no guaranteed capital or returns. Treasury Bills Bonds Commercial Papers etc
Final Note The primary aim of investment is to make a profit/returns. However, some of the factors and types of investment, as stated above, now determine the level of your profit/returns.
Investment is dynamic, so before you pick a particular instrument to invest in, or move from one form to another, consider the above factors; it's part of due diligence to make before settling for a particular investment.
Professionally, it's advised for an investor to diversify, but start with what your risk appetite agrees with before attempting other forms of investment as your knowledge increases and confidence gets stronger; but be sure opportunities always abound in the investment space. I am having challenge monitoring the daily yield on my MMF account using the new 3.0 app. Please, do you know how to go about it? |
Politics › Re: NAFDAC Bans Indomie Vegetable Flavour Noodles by Polchiz(m): 1:24pm On Dec 20, 2025 |
Max24: Read and understand why. Undeclared allergens. If they had declared it no problem Do not mind him. They think egg and milk are consumed by everyone. |
Politics › Re: NAFDAC Bans Indomie Vegetable Flavour Noodles by Polchiz(m): 1:23pm On Dec 20, 2025 |
Hi esnbrutality: Obviously this is a witch-hunt.
All companies with massive presence in LAGOS must be loyal to APC LAGOS or face prosecution.
All the other brands from this company still incorporate the same basic ingredients and they have been selling for ages!!!
The person that DID that foolish stunt in ONITSHA Market, Tradefair market, has started going after foreign businesses.
Tomorrow they claim to be accomodators and ask for respect You are wrong. It is against food safety standards to use allergens in your products and fail to boldly state them in your product labels. Many people are allergic to milk due to their inability to digest certain proteins (casein) in milk as well as lactose. Therefore, when these allergens are not boldly stated, people who are allergic to them will not know and when they consume them, they suffer many health conditions. |
Politics › Re: Accord Party Faction Elects Clement Bamigbola as Osun Governorship Candidate by Polchiz(m): 7:49pm On Dec 14, 2025 |
Truths9ja: Adeleke team didn't wise up here. How could you decamp to a party that has multiple factions at the state and national level. Adeleke's a goner. The faction only started after Adeleke was declared their flag bearer. APC style of politics undemocratic. |
Autos › Re: 2009 Toyota Highlander - Foreign Used by Polchiz(m): 8:30pm On Dec 10, 2025 |
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Politics › Re: Atiku In ADC End Of Road Of Peter Obi by Polchiz(m): 12:55am On Nov 25, 2025 |
Educationalserv: Atiku is the presidential candidate of ADC Peter obi has become party less . With.his recent Support for Convicted Terrorist show he doesn't even deserve the VP to Atiku He should continue in LP and come 4 th . He actually havested Jonathan Vote .
Than for OBi to be VP Tinibu should continue and hand over to Ribadu . Kamu and his Fake Biafra killed 120 policemen and 36 Soliders including a beheading a couple. Also killed several of his kinsmen Whether Obi becomes president or not,how does that affect your life? |
Education › Re: Insecurity: Katsina Government Shuts All Public Primary & Secondary Schools by Polchiz(m): 6:39pm On Nov 21, 2025 |
ChizzyBuna: They should shut down all Brothels in Kastina Starve them of sex. Terrorist love sex When konji hold them and no brothel open They will run back to their home They would rather kidnap innocent women and use them as sex slaves than go back. |
Car Talk › Re: What’s The Most Reliable Engine You’ve Ever Used And Why? by Polchiz(m): 8:35pm On Nov 16, 2025 |
geezyk: Me dey don dey use my big daddy for over 5yrs like dis, the only time I experienced overheating was when the radiator fans stopped working, once we fixed that issue, it came back to normal. I've never opened the engine for once in my 5 yrs of usage. No engine as as rugged as big Daddy engine. My mechanic told me that he is not happy with anybody using big Daddy because that means mechanics will go hungry. |
Politics › Re: Thousands Of Armed Bandits March Through Bakori, Katsina State (video) by Polchiz(m): 1:10am On Nov 04, 2025 |
Meedon: And the people who are supposed to do something are docile. Is it when they kill of us that something would be done?
God bless the dead.
This Nigeria that we are working tirelessly for who will enjoy it if we all die from all these senseless killings.
Remember today is their turn, tomorrow maybe your turn. Keep on supporting evil and praying to God to protect you. Do you think God love you more than those being killed.
If you see what is not right say it. Their problem is Igbo man. |
Politics › Re: Nigerian American Soldier Vows Not To Obey Trump Command by Polchiz(m): 8:28pm On Nov 02, 2025 |
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Christianity Etc › Re: 10 Things Catholics Do That The Apostles Didn't by Polchiz(m): 10:47am On Oct 26, 2025 |
jesusjnr2020: I saw this post on social media and it more or less portrayed my thoughts and concerns, hence deemed it wise to also share it here.
If the Catholics indeed claim and believe to have emerged from the early church led the apostles, and Peter was their first bishop or pope, then why the drastic deviation from the example, doctrines and standards set by the apostles and those of the early church?
Moreover where did all the practices in the Catholic church foreign to the early church, things which the apostles never did, such as praying rosary to so-called "Mary", emerge from?
These are some important questions some of our Catholics brethren ought to ask themselves if they truly want to follow Jesus and not the traditions and doctrines of men, because it's beyond glaring that many such practices and doctrines in their Catholic church do not align with those of the apostles and the early church which they claim to have originated from.
If indeed the Catholic church emerged from the early church led by the apostles of Christ, It's my earnest desire to see them return to the example, doctrines and standard set by the apostles and early church which they received from Jesus Christ
God bless. You are so myopic. |
Politics › Re: Ranking Of States By Internally Generated Revenue (2024 - The Cable) by Polchiz(m): 9:33pm On Oct 07, 2025 |
Burob: U shall know them by their fruits, Tinubu is a failure see Lagos state no 1, Gringory Obi is the messiah see Anambra State No. 20, atiku is John the Baptist see Adamawa state no.31. Is Obi the governor of Anambra State or you are just silly? Where is Prof. Soludo or he is shielded from blame since he supports APC. |
Politics › Re: Enugu State's IGR For 2024 Exceeds All North East States Combined by Polchiz(m): 4:53pm On Oct 07, 2025 |
Racoon: IGR is not a reliable index of assessing economic prosperity. PPGDP is the best. Taxation is not economic development Would you have said same thing if Lagos was mentioned? Suddenly, IGR is no longer important because Enugu is mentioned. |
Politics › Re: Reno Omokri Blasts Republican, Senator Ted Cruz by Polchiz(m): 5:26pm On Oct 05, 2025 |
Kushites: RENO OMOKRI is more intelligent and exposed than you.
He knows EXACTLY what motivates Republicans like Ted Cruz.
He knows that Ted Cruz cares ZERO about Africans and blacks.
In America he and his MAGA racist party are busy cancelling the gains of the Civil Rights movement of the 1960s which gave blacks greater rights in America.
So his poke nosing his self into Nigeria has ZERO to do with Nigerians and Everything to do with sowing hatred and division through lies.
There is no systemic attack on Christians in Nigeria.
The biggest victims of terrorism in Nigeria are MUSLIMS by a factor of 90%.
If they want to kill Christians, why have suicide bombs never dropped in Onitsha or Ibadan or Lagos or Aba or Enugu?
You think they don't know the way to your southern cities? Why do you allow ethno-religous sentiments to becloud your sense of reasoning? Is this not the same Reno who has consistently accused EL-RUFAI of genocide against the Christian population in Southern Kaduna? Today, in his usual manipulative character, he is denying Christian genocide in Nigeria. Anyway, in some people's religion/culture, lies and propaganda is not a sin especially, if such lies are meant to advance their religion or protect one of their own. |
Politics › Re: Reno Omokri Blasts Republican, Senator Ted Cruz by Polchiz(m): 5:18pm On Oct 05, 2025 |
The same Reno who has been accusing EL-RUFAI of murdering Christian population in Southern Kaduna? Does he speak from both side of his mouth. |
Politics › Re: Igbos Called Immigrants In Lagos: Trade Fair Demolition Sparks Fire As Abati & R by Polchiz(m): 10:40pm On Oct 04, 2025 |
CannibalEast: Where you wan see 99 years?the certificate we soon revocate. And what will you do with the structures? Turn Lagos to Ogbomoso, right? |
Politics › Re: Femi Fani-Kayode's New Look: Hit Or Miss? (Photos) by Polchiz(m): 10:43pm On Oct 02, 2025 |
Ttalk: This outlook can fetch him 2 Ibo ladies.
FFK just dey pick Ibo girls like someone picking beans He is actually picking "rejects". |
Business › Re: See 18 Richest Family-Owned Businesses In Nigeria by Polchiz(m): 9:18pm On Sep 10, 2025 |
jamafa: Which list abeg??
Some of those u claiming to b Igbos are from south-south abeg.
Check well! And South South is now a name of a tribe? Help us with the tribe of the people on the list, since they are not Igbos. |
Business › Re: See 18 Richest Family-Owned Businesses In Nigeria by Polchiz(m): 9:15pm On Sep 10, 2025 |
ednut1: Zero innovation or patents. Just traders, oil licence, government contracts , bankers etc 😩 What is innovation? The process of converting creative ideas into reality by introducing new or improved products, services, processes, or methods that create value, solve problems, or meet changing needs. If you think you don't need innovation in trading, you are joking. In trading you can use innovation to introduce advanced technological tools, data-driven strategies, and new market structures to improve efficiency, profitability, and stability. |
Investment › Re: Mutual Funds by Polchiz(m): 7:32pm On Sep 09, 2025 |
emmasoft: Talk to their customer care on phone if it’s not done by COB today Baba, the fact is that Stanbic IBTC asset management has lost their best hands. The new crop of people working for them now can best be described as monkeys. They can not handle anything. Can you imagine that I funded my account with the E-account number clearly written, yet they wrongly transferred the money to another account? Many people have been struggling to redeem their money for more than 4 days now. This is what happens when a corporate entity fails to retain their best hands because they believe any graduate can do the job. I don't advise anybody to do business with Stanbic IBTC asset management even if their yield is the highest. Bunch of incompetent young ladies. They pick your call and struggle to communicate effectively. Overall, the intended purpose for calling them will not be fulfilled. They close happily and get paid at the end of the month. |
Celebrities › Re: Sabinus Launches Another Road Construction In Port Harcourt by Polchiz(m): 9:51pm On Aug 25, 2025 |
24SEVEN: Lemme help you. Ali is the Ikwerre word for Land.(Ala/Ana in Igbo).
Literally it translates as Snake Land.
You got the Obi Nkita correctly. Igbos also use the word "Ani/Ali" for land. |
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Politics › Re: Peter Obi Campaigns For ADC In Anambra by Polchiz(m): 12:33am On Aug 14, 2025 |
Putindbutt: This man is unpopular in Anambra, see as people dey look am throway eyes dey waka pass. I also want to see the hypocrites calling for Wike's head to first bring down the head of this fraud. And he won over 90 % of the votes in last election. |