This is a nice thread you have here OP.

We wrote this post on the cost of building a three-bedroom bungalow in Nigeria.

What do you think?

This is nice.

Can I withdraw my commission or use it to purchase more recharge?

kelecie:
Airvend Universal Recharge Voucher – One Pin for All Networks (*174#)

The Universal Recharge card is a one-of-its-kind product designed to make recharging your phone easier and faster. The product empowers users to generate and print the universal recharge pins and vouchers.
As a user, you can generate and use pins yourself.
As an agent, whether new or already using our other services, you can generate and sell the recharge vouchers at will.
As a universal recharge voucher distributor, you have the advantage of printing and selling the vouchers to other vendors under you.

Here is How it Works
To generate the universal recharge pin;
Log into the Airvend website https://pins.airvend.ng/, or via the POS terminal, or the Airvend Mobile App.


Click on ‘Universal Recharge’
Click on ‘Buy Voucher’
Enter the Amount and Number of Recharge Vouchers you wish to generate.
Click on ‘Buy Voucher’
The product will generate the pins for you according to the worth and number of universal recharge pins you wish to generate.

Note:
If you are generating the pins from mobile, you can tap on the recharge pin and be redirected to your phone-dial-interphase, where you can recharge the pin easily.
You need to have funds in your Airvend account to generate pins.
Every pin generated from the Airvend App comes with as high as 6% commission and incentives which you can withdraw anytime.
If you wish to print out the pins on a recharge voucher, simply visit https://pins.airvend.ng/ to do that.

To recharge the universal recharge pin;
Dial *174*universal recharge pin# and send.
The program will automatically detect your network provider and credit you with the value of the recharge pin.
Note:
It’s just like recharging with your network shortcode for recharge. You will get all bonuses and freebies due to you. That way, you don’t miss out on anything.

Why People Love and Use the Airvend Universal Recharge Voucher
Here’s why everyone uses the universal recharge pin to recharge their MTN, Glo, 9Mobile, and Airtel phones.
You get more incentives and commissions when you download and use the Airvend app for recharge pin generation.
You can earn as high as N200 per transaction on every pin generated via the Airvend App.
You get debited service charges and SMS charges when you recharge from your bank. Unlike recharging from a bank account, you earn commissions and incentives when you recharge from Airvend.
Recharging your phone with the Airvend recharge voucher saves you the stress of going around looking for a specific network recharge card.
Makes it easy for giveaways. You don’t need to ask for peoples’ networks. One pin to recharge all networks.




Who is Airvend Universal Recharge Voucher for?
Brands Using Recharge Pins for Promo
Generating recharge pins from Airvend is the perfect way to reward your customers. When you use our universal recharge pins, every network is accommodated – an inclusion that is good for your brand reputation.
Besides, generating recharge card pins from Airvend and earning commissions along the line saves you lots of costs.
For Example;
Company X buys 100,000 units of N100 to give to their customers and earns a commission of 6% on the recharge pin generation.
That is a huge N600,000 worth of commission.


Employee Reward Scheme
Employers can use this avenue to generate many recharge card pins and distribute them to their staff on special occasions or as rewards.
Companies can also use this scheme as a form of CSR.
Here, you won’t have to bother yourself with finding out everyone’s network or task yourself with asking everyone their phone network.

Gifts to Friends and Family
Want to send a recharge card pin to friends and family? You simply generate universal recharge pins from the Airvend app and send them across to them.

Giveaways, Rewards, etc
The Airvend Universal Recharge card presents the perfect way for you to generate recharge pins for your giveaways. No stress. Just send the pins across, and everyone is credited no matter their network.

The Average Nigerian that Recharge Their Phone
It’s for you and me who recharge our phones daily. We no longer have to go through the stress of looking for where to buy our network’s card. You also do not have to lose money in the form of bank service charges or SMS fees. Rather, you deserve a commission for every recharge, and that’s what the Airvend Universal Recharge Voucher gives you.
Recharge and get as high as N200 on commission.




Conclusion
With this product, you get the best way to easily recharge your MTN, Glo, Airtel, or 9Mobile. The more you recharge your phone, the more commission you get.
Recharge with Airvend Universal Cards and enjoy lots of goodies.
Sign Up on the Airvend website here: https://pins.airvend.ng/
Download Mobile App from Apple Appstore here: https://apps.apple.com/ng/app/airvend/id1439778926
Download Mobile App from Google PlayStore here: https://play.google.com/store/apps/details?id=com.callphoneng.airvend&hl=en&gl=US

I found this post here helpful on the top betting sites in Nigeria 2021.

post=103225269:

Thats my point you group all northern states not by six geopolitical zones, just like grouping all southern region including SS, SW and SE, two eastern states are among major producers of rice in Nigeria, Southeast top in palm plantation, they are doing Yam, sweet potatoes, cassava, corn etc

This post on geopolitical zones in Nigeria explains these zones and their economic activities in details.

Are you looking for information about construction companies in Nigeria? Well, you made it to the right post. This article discusses everything about construction companies in Nigeria.

Enjoy.


An Introduction
Nigeria is a nation currently investing highly in technology and infrastructure.

To achieve this, the government and private organizations need the expert services of reliable indigenous and foreign construction companies in Nigeria.

These companies are saddled with the responsibility of building solid structures in line with aesthetic requirements.

Infrastructure aesthetics is quite important these days because people love to see beautiful structures that serve a purpose, which can help in generating revenue for the proprietors.


What are Construction Companies?
You know the way hospitals in Nigeria are responsible for the orthodox diagnosis, treatment, and housing of patients and all who walk through their gates?

Well, construction companies are responsible for the building and construction of various structures.

Some of these structures include houses, bridges, hospitals, roads, facilities, and so on.

They draw plans for each of these structures on paper and bring them to life using various tools, equipment, materials, and labor.


Types of Construction Companies
Just like hospitals, there are different types of construction companies.

Each type has the technological know-how, equipment, and labor to handle specific projects.

Here are the types of construction companies:

Civil Engineering Company
Heavy Engineering and Construction
Real Estate Developers
MEP Contractors
Owner -Builder
Package Builders
Allied Services
EPC - Engineering, Procurement, and Construction Companies
PMC - Project Management Consultant


Construction Companies in Nigeria
There are various types of indigenous and multinational companies in Nigeria, and construction companies are one of the most important of them all.

Just as was said in the introduction, Nigeria is looking to expand and invest in infrastructure for the future.

The vast number of indigenous and top multinational companies in the construction industry in Nigeria makes it possible to achieve.

Multinational construction companies contribute to the socio-cultural and economic development of the nation – not just its infrastructure.

They’ve played a crucial role in making some states enter the list of the richest states in Nigeria in terms of IGR.

They are responsible for the design and construction of many structures such as hospitals, companies, plants, and other facilities.


List of Construction Companies in Nigeria
Here are a few construction companies in Nigeria (in no particular order):


Julius Berger Nigeria PLC
Julius Berger Nigeria PLC is first on our list, and why not?

This construction company has established itself as one of the top organizations in the engineering and infrastructure business.

Almost every Nigerian knows about their prowess.

It is an indigenous company established in 1970, with its headquarters in Abuja, the nation’s capital.

The company also has facilities in different parts of the country such as Uyo and Lagos.

The company is one of the biggest construction engineering companies in Lagos.

Julius Berger is responsible for the construction of some of the most iconic projects in Nigerian history, some of which include:

Abuja’s International Conference Centre (1990)
National Assembly Annex (1993)
Lagos-Ibadan Expressway (1978)
Tin Can Port (1977)
Jebba Road Bridge (1976)
Lagos Ring Road (1975)
Warri Bypass (1981)
Maitama District and Central Area Phase III (1987)
Nnamdi Azikiwe International Airport (1998-2000)
Uyo Ring Road (2012)
Akwa Ibom Stadium Complex (2014)
Second River Niger Bridge (2012- Ongoing)
3 Flyover bridges in Port Harcourt (2019 – Ongoing)

Julius Berger Nigeria PLC has also executed various repair projects across the country.

The company is, without a doubt, on the list of top 100 companies in Nigeria.

When it comes to employee salaries, they are also one of the best-paying companies in Nigeria.



China Civil Engineering Construction Corporation (CCECC)
CCECC Nigeria Limited is one of the most popular foreign companies in Nigeria.

Chinese men dressed in protective overalls are not new sights on Nigerian roads as they are most likely to be construction supervisors from the China Civil Engineering Construction Corporation (CCECC).

CCECC is a multinational construction company established in 1979 with the approval of the State Council of the People’s Republic of China.

The company has its headquarters in Beijing, China, and has conducted operations in over 50 countries across the globe.

CCECC offices are located in various regions across Nigeria, and it is one of the biggest construction companies in Abuja.

As one of the top mechanical engineering companies in Nigeria, CCECC is responsible for many major construction projects in the country.

They are responsible for the modernization of the following railway systems:

The Lagos Mass Transit Railways
Itakwe-Warry Railway system
The Coastal Railways
The Lagos-Ibadan-Abuja-Minna Railways
Without a doubt, CCECC has played an active role in the construction of multidimensional and sustainable transport systems within the country.

This makes it one of the top construction companies in Nigeria.

Its construction and infrastructural exploits also place it high on the elite list of multinational companies in Nigeria.




El-Alan Construction Company
When you’re talking about the fastest growing construction industries in Nigeria, El-Alan should be part of the conversation.

El-Alan Construction Company was established in 1982 as a private limited liability company.

Today, the company has grown far beyond what it used to be and is steadily becoming a big-game player in the world of construction and civil engineering in Nigeria.

It is one of the top companies in Nigeria and has executed various projects over the years, including projects with top oil companies in Nigeria.

The company is one of the best building construction companies in Nigeria.

The company can also boast of a couple of construction achievements since its inception.

El-Alan is responsible for some classic commercial projects such as:

WAPIC Insurance building
OLAM Kaduna Office
TGI Office
7UP Office
Kunech Tower
LAFARGE Head Office
GlaxoSmithKline Office
Cummins Office

The company is likewise responsible for some infrastructural projects such as:

Nestle Treatment Plant
Wheat Silos at Ibadan
7UP Treatment Plant
Zenith Car Park
7UP Truck Park
WAMCO Storage Building
Powerhouse Apapa
Techno Oil Building
El-Alan is one name you should watch out for.

The company is pitched to give other big guns in the construction company a run for their money in years to come and become one of the big companies in Nigeria.


Dantata and Sawoe Construction Company Limited
Dantata and Sawoe, founded in 1976, is one of the most prestigious construction establishments in Nigeria.

This company, through its construction projects, has associated itself with quality, timely delivery, and reliability.

Dantata and Sawoe is heavily involved in the execution of projects like road construction, industrial plants, and commercial centers.

They are also involved in city infrastructure, and other construction projects such as irrigation and hydrological works, production of building materials, and production of prefabricated elements.

Some of the notable projects executed by Dantata and Sawoe Construction Company include:

The Outer Northern Expressway, Abuja
Construction of Infrastructure facilities and Road for Gudu District, Phase I
Compaction of Subgrade works at Auchi, Benin Road
Construction of Concrete Foundation Works in LNG Plant, Rivers State
Asphalt Supply for Abuja-Kano Expressway
Benue State Government House
Construction of Apron for Dutse Airport
Construction of Infrastructure facilities and Roads at New High Brow Layout, Dutse
Assembly of Blast Pad for Dutse Airport
Platform and Access Roadworks, Dangote Jetty
DAAR Communications, Abuja
Wearing Course at Ibrahim Aliyu Road
The company has also secured contracts to execute major construction jobs in Nigeria, which are currently ongoing.

With over 40 years of experience and delivery of impeccable service, Dantata and Sawoe is arguably the best construction company in Nigeria.



Setraco Nigeria Limited
Setraco was founded in 1977 and since then, has grown to become a leading figure in engineering construction in Nigeria.

The company specializes in building roads and bridges, as well as producing asphalt, concrete, and aggregate.

Setraco combines experience and the advent of new techniques to deliver top-notch infrastructure materials and flawless construction materials.

With its operations and complete projects in over 20 states in Nigeria, one can boldly say that Setraco has had quite an impact on the positive development of Nigerian infrastructure.

Here is a list of ongoing and completed projects by Setraco Nigeria Limited:

Construction of Amassoma-Toru-Ebeni Bridge and Access Road (Completed)
Rehabilitation of Enugu-Abakaliki Road (Completed)
Construction of Fly-Over Bridge at Mogadishu Cantonment/Sunrise Hills Estate (Completed)
Reconstruction of Ayogwiri-Imiakebu-Igodor-Okpekpe Road (Completed)
Construction of Mkpat Enin-Ikot Abia -Ikot Etefia – Ikot Essang Road (Completed)
Reconstruction of Jattu – Afowa – Itora – Akpana – Ayogwiri road (Completed)
Construction of Afaha Obong – Ikwek – Utu Etim Ekpo Road (Completed)
Dualization of East-West Road Section I Warri-Kaiama (Ongoing)
Reconstruction of Ekperi – Anegbette Road and Bridge (Ongoing)
Construction of Bomadi-Gbaregolor / Ogriagbene Road (Ongoing)
East-West Road Dualization (Section II and Sub Section I & II) Port Harcourt Eleme Junction to Ahoada and Kaiama to Ahoada Bayelsa (Ongoing)



Reynolds Construction Company

Continue here for Reynolds Construction Company and other construction companies in Nigeria.

Check Below the quote for Updated Codes for Airtel (2021/2022) and other FAQs about Airtel and shortcodes.

ejovwovincent:
CHECKOUT THE SHORT-CODES TO VIEW YOUR MOBILE NUMBER ON YOUR MTN, ETISALAT, AIRTEL, GLO SIM

1) MTN
Dial *663# or Dial *123# and follow onscreen process that follows.

2) ETISALAT
Simply dial *248# and your number will be displayed.

3) AIRTEL
To check and know your mobile phone number on Airtel, dial *121#
Follow the onscreen instruction.

4) GLO
Dial *135*8# on your Glo enabled phone and your number displays on your screen.

How to Check Airtel Number 2021/2022 Updated
Airtel is one of the biggest telecommunications networks in Nigeria and one of the most popular too.

Like users of other network companies in Nigeria, Airtel users have a designated phone number through which they can contact people and be contacted – it is more like a user identity on the network.

It is a norm to remember your Airtel number by heart, but it is also very possible to forget or miss out on a few numbers.

If you’re in this situation and you need to check your Airtel number, don’t panic just yet.

There are a few ways of checking your Airtel phone number without breaking a sweat.

Pay attention to these methods of how to check your Airtel number:


Method 1 of checking Airtel phone number
This method is as easy as it gets to check Airtel phone number. Pay attention.

Insert the Airtel SIM card in a phone
Dial *282# and wait for a couple of seconds
If there are no network issues, you will receive a flash message with your phone number within seconds.

*282# is a USSD code for checking Airtel phone number and it works almost every time.

Method 2 of checking Airtel phone number
This method of checking Airtel number requires the use of another USSD code.

Insert the Airtel SIM card in a phone
Dial *121*1# and wait for a couple of seconds
If there are no network issues, you will receive a message with a special Airtel offer, click on it, and within a few seconds, you will receive a second message with your Airtel phone number.

Method 3 of checking Airtel phone number
This method will only work if you have the Airtel app on your phone and you’ve logged in on it before.

Simply open the app and your Airtel mobile number should be displayed clearly on the home page interface.

With the app, you can also find other information like your data balance, credit balance, tariff plans, and whatnot.

Method 4 of checking Airtel phone number
This last method to check your Airtel phone number is also quite simple.

Insert the Airtel SIM card in a phone
Dial 121 or 198. Both numbers are the customer care lines.
Listen carefully to the automated customer care voice and follow the instructions.
Click on 1 for “Mobile Services” and the voice will CALL out your mobile number and some other details about your line.
As you can see, all four methods on how to check Airtel phone number are quite simple.



24 FAQs about Airtel and Other Short Codes

How to Transfer Airtime on Airtel
Transferring airtime on Airtel is quite easy if you understand the process and know the rules.

Know that airtime transfer on Airtel will only work between Airtel to Airtel lines.

Airtime transfer between Airtel and other networks like Glo, MTN, and 9mobile isn’t possible just yet.

Also, you will be asked for a pin (a four-digit code) to complete the airtime transfer.

The default transfer pin for Airtel is always 1234.

However, you will be asked to change this pin for security purposes.

Follow the process below to change transfer pin on Airtel:

Dial *141#
Click on Data gifting and sharing (option 6)
Select the Change PIN option (option 1).
Now, enter your Old PIN (default pin- 1234) and send.
Enter your New PIN (make it simple so you can remember it easily) and send.
You will be asked to confirm the new pin. Do this by re-entering your new pin and send.
Without any network issues, this process should be successful.

A text message will be sent to you to confirm it.

Now that you have reset your pin, you can transfer airtime on your Airtel line.

Step by Step Process on How to Transfer Credit from Airtel to Airtel
*432# is the Airtel credit transfer code, so we’ll start from there.

Dial *432#
Click on Airtel to Airtel from the list of options
Input the recipient’s phone number
Enter the airtime amount
Enter your transfer pin and send
That’s all. This is how to share airtime on Airtel.

Note: 5,000 naira is the daily transfer limit, and a service charge of 10 Naira will be deducted on every transfer.


How to Transfer Data on Airtel
There are two ways to share data on Airtel’s SmartShare service;

Data Me2U and
The Data Gifting.
Data Me2U
This method allows you to transfer or share the data on your line.

That means, if you have 500 MB on your line, you can transfer 100MB to another customer on the Airtel network.



To do this, simply dial *141# and select 6 which is the option for Gifting and Sharing.

Select Data Me2U and follow the prompt to input the recipient’s phone number, the amount of data you want to transfer, and your pin.

If you haven’t used this Airtel data share service before, your default pin is 1234.

You will be required to change it to a pin of your choice.

Data Gifting
Here, you get to buy data for another Airtel customer using the airtime on your Airtel line.

To do this, simply dial *141# and select 6 which is the option for Gifting and Sharing.



Select Data Gifting and follow the prompt to input the recipient’s phone number, the data plan for the recipient, and your pin.

Your default/first pin is 1234, but you will be asked to change it to a pin of your choice.

These two methods of how to transfer Airtime data work perfectly.


What are all the Airtel USSD code?
Airtel USSD is a string of numbers with “*” to the left and “#” to the right that activate various services on the Airtel network, e.g. *232#.

They can also be referred to as Airtel service codes. There are many Airtel USSD codes, each with its function.

Here’s a list of Airtel service codes and what they work for:

Continue here to read more about all Airtel USSD codes and other 19 FAQa about using Airtel Line.

Check below the quote for Updated codes (2021/2022) for MTN and other FAQs about using MTN line and short codes.

ejovwovincent:
CHECKOUT THE SHORT-CODES TO VIEW YOUR MOBILE NUMBER ON YOUR MTN, ETISALAT, AIRTEL, GLO SIM

1) MTN
Dial *663# or Dial *123# and follow onscreen process that follows.

2) ETISALAT
Simply dial *248# and your number will be displayed.

3) AIRTEL
To check and know your mobile phone number on Airtel, dial *121#
Follow the onscreen instruction.

4) GLO
Dial *135*8# on your Glo enabled phone and your number displays on your screen.

How to Check your MTN number; Important MTN USSD Codes

Do you want to know how to check your MTN number? If your answer is yes, then you’re in the right place, as this article discusses the various methods and codes to check MTN numbers.

Have a good read.


Introduction – How to check MTN Number
MTN is arguably the biggest telecommunications network in Nigeria.

In fact, it was the first to begin operations back then in 2001.

Today, this company is used by millions of Nigerians and other users globally and the numbers can only keep growing.

Just like other telecommunications networks in Nigeria, MTN designates a unique phone number to each of its subscribers.

This phone number serves as the identity of the user and it can be used to make and receive calls, send or receive messages, and perform other network-related activities.


How to Check Phone Number on MTN
It is an unwritten rule that MTN users should remember their phone numbers by heart, but all of us at some point have forgotten our MTN numbers – or at least part of it.

If you find yourself in this situation, and you need to check your MTN number, there are ways of going about it, so don’t panic just yet.

Pay attention to the methods on how to check MTN number below:



Checking your MTN Number- Method 1
For this method, you will require to dial a USSD code to check MTN number.

Follow the steps.

Dial *123#
Select 1 “Account Info”
From the list of options, select 1 “My number”
A pop-up message will be displayed on your phone stating your phone number in this format: “Y’ello! Your mobile number is 2348XXXXXXXXXX”
A shorter path for this method is to simply dial *123*1*1#.

Your number will be displayed in the same format above.


Checking your MTN Number – Method 2
This is also a USSD method of checking MTN phone numbers, but it is relatively straightforward.

Simply dial *663#.

Your mobile number will be displayed on your phone and a message with your phone number will also be sent.


Checking your MTN Number – Method 3
This method involves using the MyMTNApp, which is a self-service portal through which subscribers can perform various activities and check information about their line.

So, simply open the app and your phone number should be displayed on the screen for you to see.

Using the MyMTNApp for the first time will require you to provide your MTN number (the one you cannot remember), so it is not the best option if you haven’t logged into the app before.


Checking your MTN Number – Method 4
This is a smart way to check your MTN phone number and it involves the use of the “Call me back” feature.

“Call me back” is a service that allows MTN users to send short messages like “Please Call Me Back” to other MTN users for free.”

Your phone number will be displayed on the phone of the person you sent it to, and you can just copy it from there.

The code for MTN call me back is *133#.

To send please call me back on MTN, simply dial *133#, input the number you want to send the message to, and select a message variation of your choice.

The following are the available message variations:

Call me
Call me back. I love you
Send me Credit
Call me. I have gist for you
Call me. I need your assistance
Now, you have also indirectly learned how to how to send call me back on MTN.


How to Check MTN Number – Bonus
To know your MTN number, simply call or text your friend or anyone nearby.

Your phone number will display on their phones when the call or text enters and you can copy it from there.

You don’t need to break any sweat to check your phone number on MTN.

As you can see, these methods are quite simple and straightforward to execute.



29 Frequently Asked Questions (FAQs) on How to Check MTN Number and More

How to Transfer Airtime on MTN

It is now possible to transfer airtime to your loved ones on the MTN network, thanks to the MTN Share (previously Share ‘N’ Sell) service.

The service is available to all new and existing prepaid and postpaid MTN subscribers and is free of charge.

However, to be able to transfer airtime on MTN, you must change your default pin which is typically 0000.

Follow the process below to change your MTN transfer pin:

Via SMS
Send an SMS to 777 in this format: Default PIN SPace New PIN Space New PIN to 777 (take note of the space).

For instance, if you want to change your default pin to 2222, send the message to 777 in this format: 0000 2222 2222.

Via USSD
Simply dial the USSD code in this format: 777*Default PIN*New PIN* New PIN#.

For example, if you want to change your default pin to 2222, dial the USSD in this format: *777*0000*2222*2222#

After using either of the above methods, you will receive a message saying the transfer pin change was successful.

Now you can proceed to transfer airtime on your line with the new pin.


How to Transfer Airtime on MTN via SMS

Send an SMS to 777 in this format: Transfer, Recipient’s Number, Amount, and PIN (put a space between each set of numbers). For example, if you want to transfer 500 naira airtime to 08166666666 and your pin is 2222, send the message to 777 in this format: ‘Transfer 08166666666 500 2222’.
After sending the SMS, you will receive a message asking you to confirm the transfer.
Confirm the transfer by sending YES to 777.
How to Transfer Airtime on MTN via USSD
Dial the USSD code in this format: *777*Recipient’s Number*Amount*PIN#. For instance, if you want to transfer 500 naira airtime to 08166666666 and your pin is 2222, dial the USSD in this format: *777*08166666666*500*222#.
Upon completion of the transfer, you will receive a message saying the transfer was successful.

Kindly note the following tips on airtime transfer on MTN

You can only transfer airtime to other MTN users. Trying to transfer to other networks like 9Mobile, Airtel and Glo will not work.
You can only transfer in Naira and not in kobo. For instance, you can transfer 80.00 naira but not 80.84 naira.
You can transfer as low as 50.00 naira and as high as 5,000.00 naira in a single transaction.
There is no daily limit to the maximum number of transactions
You can transfer as much as 100,000.00 naira from your MTN line to either a single or multiple MTN lines daily.
If you own an MTN prepaid account but you don’t have enough airtime to transfer to another line, you will receive an error message and the transfer will not be completed.
If you own an MTN postpaid account, airtime transfer will only be possible when your airtime account balance is positive. You will not be able to transfer airtime on your MTN postpaid account if your account is negative. For instance, you cannot transfer airtime on your postpaid account if your account balance is -100 naira. On the other hand, if you have 1,000.00 naira in your account, you will be able to transfer up to 1,000.00 naira to other MTN lines.


How to Transfer Data on MTN

Read more here for how to transfer data on MTN and other 27 FAQs about MTN line and shortcodes.

Below the quote is the updated version of these codes and more for GLO

ejovwovincent:
CHECKOUT THE SHORT-CODES TO VIEW YOUR MOBILE NUMBER ON YOUR MTN, ETISALAT, AIRTEL, GLO SIM

1) MTN
Dial *663# or Dial *123# and follow onscreen process that follows.

2) ETISALAT
Simply dial *248# and your number will be displayed.

3) AIRTEL
To check and know your mobile phone number on Airtel, dial *121#
Follow the onscreen instruction.

4) GLO
Dial *135*8# on your Glo enabled phone and your number displays on your screen.

How to Check My Glo Number with USSD (2021/2022); All Codes for Glo Network

Do you want to know how to check your Glo phone number? If your answer is yes, then this article is just for you, as it discusses various ways to check your phone number on Glo.

Have a good read.


How to Check my Glo Number – An Introduction
Glo is one of the biggest telecommunications networks in Nigeria and Africa.

Every Glo customer is assigned a unique Glo phone number through which they can communicate with other people on the same network and other networks.

Everyone should know their Glo phone numbers by heart, however, it is possible to forget them sometimes.

Maybe you just got the SIM and you’re not accustomed to the number yet, or you’re missing some numbers for some reason.

Don’t panic just yet.

There are ways to check your phone number on Glo.


How to Check Glo number
Many people suddenly can’t find an answer when they ask themselves the question, “How to check my Glo number on my phone.”

At the moment, the question might look complex, but there are simple ways to know your Glo number.

Method 1 on how to check your Glo number
Pay attention to this technique if you want to know how to check number on Glo.

Insert the SIM card whose phone number you want to check in a phone
Dial 1244 from the line
Carefully listen to the automatic system voice for your Glo number and write it down somewhere.
That’s all! Doing a Glo number check with 1244 is as easy as it gets.


Method 2 on how to know Glo number
This second method on how to get your Glo number will require a USSD code.

Yes, it is possible to use a code to check Glo number. So, if you are looking for a code to check your Glo number, here is how.

Simply dial *135*8#.

The next message or prompt you will get on your screen should be your Glo mobile phone number.

That USSD is the code to get Glo number and it works every time.


Method 3 on how to get Glo number
This method on how to check your number on Glo is quite simple but it can be stressful.

In this case, all you have on how to check phone number on Glo is dial 121, which is the Glo customer care line.

It may take a while before you get a reply from a customer care service agent, but in the end, you will get your phone number.

Recap
Many people ask themselves questions like “How to find my Glo number,” “What is the code to check my Glo number,” or “How to view my Glo number.”

The answers to these questions are pretty much simple.

Here they are:

Dial 1244 and wait for the automatic system voice to call out your number
Dial *135*8# and wait for a message containing your Glo number
Contact a Glo customer care representative and request your Glo number.
As you can see these methods for how to check Glo phone number are quite straightforward.



31 Frequently Asked Questions (FAQs) on Glo Shortcodes and More

(1.) How do I know my Glo number?
When many Glo users find out that they’ve suddenly forgotten their phone numbers, they hurriedly go online to a search engine and type keywords such as “how to know my Glo number” or “code for checking Glo number.”

Well, if you did, then you were led to the right place.

You are about to find out how to check ur Glo number.

Sit tight.

Here are the three methods of checking your Glo phone number (it includes a method to use USSD to check Glo number).

Contact a Glo customer care representative and request for your Glo number
Dial *135*8# and wait for a message containing your Glo number
. Dial 1244 and wait for the automatic system voice to call out your number
Checking your phone number on Glo is that simple.

(2.) What is Glo USSD code?
Glo USSD is a string of numbers typically with a * symbol to the left and # to the right e.g. *777#, that activate certain services on Glo lines.

There are many Glo USSD codes out there and they each serve different purposes.

Here are some Glo service codes and what they work for:

*777# to subscribe to any Glo data plan
*321# to borrow data or airtime
*124# to check your account balance
*230# to subscribe to Glo YAKATA
*127*0# to check your data balance
*100*9*2# to migrate to Friends & Family Glo list
*101*1*Mobile number# to add 10 frequently called family and friends
*135*8# to check your phone number
*127*01*(friend’s number)# to add a number for data sharing
*127*02*(friend’s number)# to remove a number from data sharing
*127*00# to generate a list of people sharing your subscription
*127*(USSD_Plan_Number)*(friend’s number)# to gift data plan
*805# to buy data and credit through your bank (Universal code)

(3.) How can I activate my Glo number?

Continue here to read more about How to activate your Glo number and answer to 28 other FAQs about Glo.

Do you want to know how to check your Glo phone number? If your answer is yes, then this article is just for you, as it discusses various ways to check your phone number on Glo.

Have a good read.

How to Check my Glo Number – An Introduction
Glo is one of the biggest telecommunications networks in Nigeria and Africa.

Every Glo customer is assigned a unique Glo phone number through which they can communicate with other people on the same network and other networks.

Everyone should know their Glo phone numbers by heart, however, it is possible to forget them sometimes.

Maybe you just got the SIM and you’re not accustomed to the number yet, or you’re missing some numbers for some reason.

Don’t panic just yet.

There are ways to check your phone number on Glo.



How to Check Glo number
Many people suddenly can’t find an answer when they ask themselves the question, “How to check my Glo number on my phone.”

At the moment, the question might look complex, but there are simple ways to know your Glo number.

Method 1 on how to check your Glo number
Pay attention to this technique if you want to know how to check number on Glo.

Insert the SIM card whose phone number you want to check in a phone
Dial 1244 from the line
Carefully listen to the automatic system voice for your Glo number and write it down somewhere.
That’s all! Doing a Glo number check with 1244 is as easy as it gets.

Method 2 on how to know Glo number
This second method on how to get your Glo number will require a USSD code.

Yes, it is possible to use a code to check Glo number. So, if you are looking for a code to check your Glo number, here is how.

Simply dial *135*8#.

The next message or prompt you will get on your screen should be your Glo mobile phone number.

That USSD is the code to get Glo number and it works every time.

Method 3 on how to get Glo number
This method on how to check your number on Glo is quite simple but it can be stressful.

In this case, all you have on how to check phone number on Glo is dial 121, which is the Glo customer care line.

It may take a while before you get a reply from a customer care service agent, but in the end, you will get your phone number.

Recap
Many people ask themselves questions like “How to find my Glo number,” “What is the code to check my Glo number,” or “How to view my Glo number.”

The answers to these questions are pretty much simple.

Here they are:

Dial 1244 and wait for the automatic system voice to call out your number
Dial *135*8# and wait for a message containing your Glo number
Contact a Glo customer care representative and request your Glo number.
As you can see these methods for how to check Glo phone number are quite straightforward.

Continue Here for Other Frequently Asked Questions (FAQs) on Glo Shortcodes and More

illicit:






lol

Haha.

You can push the agenda.

mansakhalifa:
Sherre Hills/Mountains...

A season of G*lder Ultimate Search was shot there some years ago if I remember correctly...

2004

Alantika Mts... isn't that the home of those butt-naked Koma people of Adamawa State?


And yeah... OP is right. Nigeria is not as mountainous as some other African countries.

Yes.

That's their home.

You seem to know a lot about mountains

Viknat:
I love Taraba state. Once u are there, accept u are in heaven

It's a beautiful place.

LMS1:
op what of Mountain Of Fire?
is it not part of a mountain.?
BTW the fedral goverment will add Aso Rock to list of mountains in nigeria by 2026..
Ask Lie Mohammed For Details.

Will you like to climb a 'mountain of fire?'

Let's wait and see

illicit:
I have never seen a mountain in Lagos state

Let's wait and see.

They might construct one soon

Kingjay007:
Nigeria is blessed.

Imagine how much she can make from tourism if properly managed?!

Exactly the point.

A state like Cross River makes money from their Obudu Cattle ranch - an amazing sight to behold.

If other states step up, especially those in the northeast and north-central, tourism will be boosted.

tillaman:

E shock you?!

Mountains in Nigeria – An Introduction

Mountains are amongst the most magnificent landmarks on earth.

The very size of these natural monuments makes them a wonderful sight to behold and almost everyone looks up to climbing or hiking on one.


Nigeria may not be home to legendary mountains like Everest or Kilimanjaro, but the mountains in Nigeria are just as awe-inspiring.

Many of these mountains serve as tourist sites to Nigerians and foreigners alike, however, tourism is not the only activity that is carried out on mountains in Nigeria.

Continue reading and you’ll find out other activities that Nigerians engage in on mountains.


List of Mountains in Nigeria
Africa is home to some of the most significant mountains in the world, and Nigeria plays a part in that feat.

Compared to countries like Kenya, Tanzania, Uganda, and the Democratic Republic of Congo, Nigeria is not known for its mountains.



However, the country is home to some amazing mountains, some of which include:

Chappal Waddi
Sherre Mountains
Mount Patti
Tsaunin Kwaiki
Mount Dimlang
Atlantika Mountains
Sankwala Mountains
Kumari Mountain


Chappal Waddi – Taraba State
Chappal Waddi is located in Taraba State, near the border with Cameroun, and is the highest mountain in Nigeria.

To be more location-specific, this magnificent work of nature sits in the Gashaka Gumti Forest and Gashaka-Gumti Forest Reserve on the Mambilla Plateau.

Chappal Waldi is widely regarded as the next highest peak in sub-Saharan West Africa after Mount Cameroun and Emi Koussi.

The mountain stands about 7,936 ft. (2,419 m) tall.

It is infamously known as Gangirwal a.k.a. The Mountain of Death.

The height of this majestic mountain isn’t the only thing there is to it.

It is also home to diverse flora and fauna that make the experience of hiking it one not to forget.



Sherre Mountains – Plateau State
Plateau State is known as the home of peace and tourism.

It is also known for many things such as mining production, agriculture, and a combination of various ethnicities.

However, few persons talk about how the region is home to Sherre Mountains – one of the most conspicuous landmarks in the country.

Probably, the most interesting thing about this mountain is its set of undulating high peaks, the highest of which stands at 7,939 feet (2.419 meters) above sea level.

It is the third highest peak in Nigeria after Mount Dimlang and Mount Chappal Waddi.

Sherre Mountains is a regular tourist spot for hikers, adventure seekers, campers, and mountain climbers alike.


Mount Patti – Kogi State

Continue reading here.

femijay8271:
nice one

Thank you.

Jesterfly:
This is really broken down to the last bits. Are these prices current and uptodate even in Lagos? Cos I was thinking a bag of cement is about #3500, while a 6' block is about #260

It's up to date with the first quarter of 2021.

However, remember that these products are ever-changing.

The blog does its best to update the information.

aquadude15:

thanks for your article

you're welcome

Are you searching for updated information on the cost of building 3 bedroom flat in Nigeria? Look no further. This post will enlighten you on the cost of building a flat and the total cost of roofing a 3 bedroom bungalow in Nigeria.

Do enjoy.


Cost of Building 3 Bedroom Flat in Nigeria – An Introduction
Building and roofing a 3-bedroom flat in Nigeria to completion can be quite expensive due to the state of the country’s economy.

Therefore, it is important to have an idea of the total costs of completing such a project, so you can prepare your mind and pockets for the job at hand.


Structure of a 3-Bedroom Flat in Nigeria
A typical 3-bedroom flat in Nigeria is often made up of one master bedroom and two other rooms, as well as other spaces such as the kitchen, balcony, and bathroom/toilet.

The master bedroom often comes with its own bathroom/toilet, while the other two rooms will typically share the same bathroom/toilet to manage the cost of the building.


Cost of Building and Roofing 3-Bedroom Flat Overview
Note: Every estimate made here is based on 2021 market research.

Overall, the cost of building and roofing a 3-bedroom flat in Nigeria depends on the specifications of the person providing the funds.


Some individuals may want a simple design with simple materials and nothing extravagant, while others might want to go all out to build a high-end structure.

So, it depends on how deep your pockets are.


Process of Building and Roofing a 3-Bedroom Flat in Nigeria
Before thinking of building and roofing a 3-bedroom flat in Nigeria, you must have acquired land on which to build it.

The cost of purchasing land in Nigeria varies based on location/environment and size.

Purchasing land in developed areas like Lekki, Jahi, Ikoyi, Asokoro, Ajah, Jabi, and other developed/high-class areas of Lagos will cost more than in undeveloped areas in the country.

Of course, large pieces of land will cost more than smaller pieces of land in the same area.

Depending on the aforementioned factors, purchasing land to build a 3-bedroom apartment in Nigeria may cost anything between 200,000 and 10 million Naira or higher.

To make your land purchase legal and to avoid land conflict issues in the future, there are a few documents you must acquire.


Documents to Acquire to make your Land Purchase Legal before Building a House in Nigeria
Here are the documents:

Deed Of Conveyance/Assignment
Survey Plan Of The Land
Certificate Of Ownership
Deed of Lease
Deed of Sub-Lease.
Land Certificate.
Deed of Mortgage.
After acquiring land, the main building can then begin.


Building Planning and Design
This goes without saying, but you can’t just hire bricklayers and other forms of labor to start building without having a well-drafted 3 bedroom flat plan. For this, you will need to hire the services of an architect.

The architect will create a three-bedroom flat plan and design that suits your needs, and sometimes, may liaise with a building agency that will provide the required labor and materials to complete your 3bedroom flat.

The services of the architect and wages of the laborers may cost anything between 400,000 and 2 million naira.

Many architects and architect firms in Nigeria can help you create and design a great building plan for 3 bedrooms flat in Nigeria.


Construction of a Three Bedroom Flat
After drafting a suitable 3 bedroom bungalow design, now you can move into construction properly.

The construction stage is where the abstract ideas and designs of the architect are brought to life.

Construction takes many phases which must be done sequentially, and the first of these phases is Foundation Laying (German Floor)/Soak Away.

Foundation Laying (German Floor)/Soak Away
The recommended practice is to dig the soak-away/septic tank simultaneously while laying the foundation.

This way, the sand gotten from digging the septic tank can be used to fill up the foundation, thereby saving costs on buying sand for foundation filling and packing the dug-up soil away.

This is a tip for building a 3-bedroom bungalow in Nigeria that no one will tell you.

At the end of the day, you will most likely need to buy more sand to complete the foundation filling, but at least it would cost you less.

This phase involves digging, concrete work, block setting, and laying, backfilling, and concrete flooring.

Related: Construction Companies in Nigeria.

Here’s a quick cost breakdown for setting-out with profiles for German Floor/Soak-Away:

Labour: 5,000 Naira
4 bundles of Pegs at 1,200 naira each: 4,800 Naira
Four pieces of 1 x 12 planks at 1,200 naira each plus 800 Naira (for dividing each bundle into 5): 5,600 Naira
2” and 3” nails: 1,200 Naira
4 bundles of rope at 200 Naira each: 800 Naira
Estimate: 17,400 Naira

Cost Breakdown for Materials for Digging
Labour: 10,000 – 15,000 Naira
Tool (shovels and diggers) renting: 2,000 Naira
Estimate: 12,000 to 17,000 Naira

Cost Breakdown for Concrete Work
This breakdown is for a standard foundation of 150 mm base thickness, 85.5 mm in length, and 0.45 m in breadth/height, giving a total area of 1.77125m3.

20 tonnes of Granite: 100,000 to 120,000 naira
20 tonnes of sand (2): 80,000 to 100,000 naira
10 bags of cement at 2,600 Naira each: 26,000 naira
As many liters of water needed: 3,000 Naira to 10,000 Naira (you might not need to purchase water if there is a water source like a river or well nearby, or if you construct a well first in the area).
Labour: 25,000 to 30,000 naira
Estimate: 231,000 to 281,000 Naira

Cost Breakdown for Bricklaying and Setting
(Assuming you’re using 9-inch blocks and 4 coaches)

Plumbing work: 25,000 Naira
644 pieces of 9-inch vibrated blocks (assuming 10% wastage) at 170 Naira each: 110,000 Naira
12 bags of cement at 2,600 Naira each: 31,200 Naira
Labour: 35,000 to 40,000 Naira
Sand will be required for this phase, but you can use the leftover sand from the concrete work.

Estimate: 200,680 to 206,200 Naira

Cost breakdown for Foundation Filling
3 trips of 20 tonnes of Laterite (fairly clayey) at 18,000 Naira each: 54,000 Naira
Labour: 10,000 Naira
Estimate: 64,000 naira

After filling the foundation with sand, water it continuously for about 10 hours and leave for a few days to achieve natural compaction.

Cost Breakdown for Foundation German Flooring
25 bags of cement at 2,600 naira: 65,000 naira
Waterproof material/nylon: 15,000 naira
Labour: 18,000 to 20,000 naira
This phase requires sand and granite to complete, but you can use the leftovers from the concrete work.

Estimate: 98,000 to 100,000 naira

Cost breakdown for building the septic tank and Well
This is for a septic tank with 3m x 3m x 3m specifications

700 pieces of 6-inch vibrated blocks at 150 naira each: 105,000 naira
22 bags of cement at 2,600 naira each: 57,200 naira
6-10 well rings at 7,000/8,000 naira each: 48,000 – 80,000 naira
Labour: 80,000 naira
This phase requires sand and granite to complete, but you can use the leftovers from the concrete work.

Estimate: 290,000 – 322,000 Naira


Continue Reading for Cost of Building to Lintel Level, Roofing, Finishing Touches and FAQs

FatherCHRISTMAS:
Cool. Following

I'm glad you found it cool, Father Christmas....

Metu2016:
Nice one

I'm glad you found it nice, Metu.

Searching for information on top multinational companies in Nigeria?

This article highlights some of the top multinational corporations in Nigeria.

Sit tight and have a good read.


Introduction to Multinational Companies
We hear of various foreign companies in Nigeria today, not just because of their killer TV ads or elegant Instagram pages, but because we can feel the impact of their products/services around us.

They are companies from other countries that explore new terrains and customers in other countries apart from their home countries.

They are known as multinational companies and they produce, distribute, and market products or services in more than one country.

Multinational companies are firms and corporations that own facilities, employees, and other assets in various countries.
If an Indian company, for example, sets up facilities in countries like Ukraine and Switzerland, you may refer to it as a multinational company.





Multinational Companies in Nigeria
Nigeria is the most populated country in Africa.

It is a source of a large and quite unending pool of customers for a wide range of products.

So, it is no surprise that many international companies in Nigeria are setting up facilities to exploit the rich customer source.

There are various types of companies in Nigeria, many of which are multinational corporations.

This article discusses the best of the best multinational companies.

Get ready to be educated by this piece.



Top Multinational Companies in Nigeria


(1) ***** Chevron

Chevron is one of the big guns of energy production in the world.

The company was established in 1879, and it has its headquarters in San Ramon.

Chevron has many brands under its umbrella, some of which include Standard Oil, Ursa, Texaco, Caltex, Star Mart, and Havoline.

Chevron is operational in more than 180 countries, including Nigeria, which makes it a multinational company in the country.

It is the largest producer of geothermal energy in the world, and it has made great strides in creating alternative energy sources to reduce the overall emission of dangerous particles into the atmosphere.

Despite the negative impact of the pandemic in 2020, Chevron managed to overthrow Exxon Mobil Corp as the largest American oil company by market value with a market capitalization of $142 billion compared to the latter’s $141.6 billion.

The opportunities and wages paid to their employees make Chevron one of the best companies to work for in Nigeria.

Almost everyone in the oil sector wants to work with them.

They are without a doubt, one of the best multinational oil companies in Nigeria and anywhere in the world.

Their establishments are some of the best on the list of oil companies in Lagos.



(2) ***** Unilever

When talking about fast-moving consumer goods (FMCG) companies in Nigeria, or anywhere, Unilever will always be in the conversation.

The company is a British multinational company operating in 190 countries, with its main headquarters in London, United Kingdom.

The company produces consumer goods such as energy drinks, food, candy, ice cream, tea, desserts, condiments, extracts, and other products.

Unilever owns about 400 brands.

The company has made annual sales of one billion euros or more on brands such as Lipton, Knorr, Surf, Dove, Hellman’s, Magnum, and Lux.

It is also the largest producer of soap globally.

Unilever is one of the highest paying companies in Nigeria.

You can find their offices in Lagos, Ibadan, and Port-Harcourt.

It is common knowledge that Unilever establishments are some of the best FMCG companies in Lagos, and anyone would be happy to work in their ranks.

With its heavy involvement in the Nigerian market, you can add Unilever to the top of the list of public companies in Nigeria.



(3) ***** Google
Google is one of the top tech companies in Nigeria, or anywhere in the world.

Many will consider them the number one when it comes to internet services and technology.

This multinational company is probably the most popular name globally.

Their services are known and used by (almost) everyone across the globe.

Google provides internet services and products such as cloud computing, online advertising, software and hardware, and a search engine.

It was founded in 1998 by Larry Page and Sergey Brin and has its headquarters at Menlo Park, California in the United States, but is currently operational in over 50 countries.

Google is one of the leading IT companies in Nigeria, and it is providing tech opportunities for youths.

They currently own Google products such as;

Google Play
The Google Translator
Google Drive
AdSense
Nexus
Tango
YouTube
Google Maps
Google Photos
The Google Analytics
Gmail
Android, and loads.
With this type of pedigree and worldwide impact, Google will make any list of multinational companies in Lagos, Nigeria, or anywhere in the world.




(4) ***** Nestle
Nestle is arguably the largest amongst food and beverage companies in Nigeria and globally.

It was founded in 1866 by Henri Nestle and it currently has its headquarters in Vevey, Switzerland.

Many of the foods and beverages consumed by Nigerians are produced by Nestle.

Some of these products include;

Maggi
Cerelac
Nutrend
Nan
Lactogen
Golden Morn
Milo
Cheerios Chocomilo
Nido
Nescafe, and
Nestle Pure Life.

Their products are all over the country, and so are their facilities. Nestle has two major factory locations in Nigeria.

Nestle factories in Nigeria are;

Agbara Manufacturing Complex located at KM 2, Agbara Industrial Estate, and
FlowerGate Factory located at Kajola Village, Sagamu.

Nestle will make every list of FMCG companies in Nigeria.

Their impact on the Nigerian food market makes them one of the top 100 companies in Nigeria.



(5) ***** MTN
Mobile Telecommunications Network (MTN) started its operations in Nigeria on May 16, 2001, making it the first telecommunications network to make a call in Nigeria.

Today, this company is literally everywhere you go.

Roughly about 60 million Nigerians make use of MTN SIM cards and the number keeps rising every day.

It was initially launched in 1994, with its first headquarters at Johannesburg, South Africa.

MTN services are currently operational in 21 countries in Africa and the Middle-East.

They have various offices in Nigeria, and their impeccable network services will put them on any list of names of multinational companies in Nigeria.

MTN has also worked in collaboration with many top IT firms in Nigeria to create better telecommunication services for its Nigerian users.

With its top-notch facilities and customer engagement system, MTN Nigeria is surely one of the best multinational companies in Lagos, Nigeria.




(6) ***** Standard Chartered Bank

Continue here https://informationtoknow.com/multinational-companies-in-nigeria/ to read about Standard Chartered Bank and 22 more Multinational Companies in Nigeria.

A Background to Fintech Companies in Nigeria.

The fintech industry is a crossbreed of two important industries – the financial and technological industries. The industry has advanced rapidly following technological innovations and has made life and managing finance easier.

Fueled by the internet of things, big data, and global digitalization, the industry, in the last decade, has grown by over 100x.

It has experienced a growth from $1.8 billion in 2010 to $19 billion in 2015.

The size of the industry globally is valued at $127.66 billion and it is expected to grow to $309.98 billion by 2022 – an annual average growth of 24%.

Looking to finance that important project? A fintech can help.

Looking to save or invest money? A fintech company can help.



Looking to make payments, transfer money, or withdraw money in Nigeria? There is a Nigerian fintech company to make it easy.

All these and many more are some of the benefits of fintech companies in Nigeria and across the world.

The question you probably have in mind is, ‘What is a fintech company?’


What is A Fintech Company?
According to Investopedia, ‘Financial Technology (Fintech) is used to describe new technology that seeks to improve and automate financial services delivery and use.

Fintechs are used to help companies, business owners and individuals better manage their financial operations, processes, and lives using specialized software and algorithms used in computers and smartphones.

Over the years, fintech has advanced from being owned and run by established financial institutions, to be a more consumer-oriented services provider.

Thus, fintechs are no longer always a branch of established financial institutions.

There are now standalone fintechs that provide core fintech services.

Traditional commercial banks in Nigeria have followed the trend, adapting and innovating to guarantee their survival in an industry filled with robust fintech startups and digital banks.

The investment banks in Nigeria are inclusive as the sector has become a survival of the fittest and investors and venture capitalists are pouring in lots of funds into the industry.

The fintech industry now includes different sectors like retail banking, fundraising, education, nonprofit, investment management, crypto banking, and lots of others.

Fintech now has applications in diverse other industries.

Coming down, both old and new Fintech companies in Nigeria aim to improve financial procedures and increase industry automation of financial processes.

The country has seen rapid growth in the industry which is simultaneous to technological advances in the financial sector.


History and Evolution of Fintech in Nigeria
Fintech industry growth in Nigeria, just likely globally, has been on a continuous rise. There has been a steady influx of fintech startups in Nigeria, with each looking to offer better services and outdo existing ones.

These financial technology companies in Nigeria have made things easy for everyone has worked towards extending the financial sector to other industries.



For the purpose of this article, we will divide the history of fintech in Nigeria into three sections;
- Fintech Past
- Fintech present and
- The future of fintech in Nigeria.

Historically, the advent of the Nigerian fintech industry started when some Nigerian banks start to leverage technology to make banking easier; from telephone to computer and in recent times, ATMs.

This evolution can be traced to post-1986 following the Structural Adjustment Program (SAP) era which tightened things and triggered heightened banking sector competition.

Following that was the launching of the Payment Systems Vision 2020 (PSV 2020) in 2007.

This move by the CBN was the birth of another era in the Fintech industry. This is because it was the first time the banking regulatory body set a policy geared towards achieving a cashless society.

Since then, there has been a steady influx of fintech companies in Nigeria with each one developing an entirely different idea.

This has led to the country having an estimate of over 200-250 fintech companies and operators operational in the country.

There are now several fintech startups and companies in Nigeria with each offering its unique selling points and making banking and financing seamless.



Categories of Fintech Companies in Nigeria
Fintech companies cut across different industries and offer services that are beneficial in diverse ways.

The industry has different sub-sectors ranging from banking to insurance, investments, crowdfunding, money transfers, agritech, cryptocurrency, etc.

Comprehensively, some categories of fintech companies in Nigeria include;

- Payments
- Exchange
- Research and Development
- Online Banking
- Digital money
- Investments
- Agritech
- Blockchain and Cryptocurrency
- Crowdfunding
- Regulation of Fintech Companies in Nigeria
- Undeniably, such an industry involving lots of funds can’t operate without a regulatory body.

The Central Bank of Nigeria (CBN) regulates fintech companies in Nigeria.



As a measure of managing risks, the CBN places a financial barrier for every fintech startup in Nigeria to have a minimum of $275,000 before entry into the market.

This is to ensure funds are secure and operators are credible.


List of Top Fintech Companies in Nigeria
We have been able to discuss the background, categories, history, and regulations of Nigerian fintech companies, we will now proceed with the top fintech companies in Nigeria.

These companies are top fintech startups in Nigeria that have enhanced financial services accessibility, promoted financial inclusion, and enabled seamless payment processes.

It is worthy to note that as of 2018, 3 fin-tech companies in Nigerian – Paystack, Paga, and Branch – were among the list of the world’s fastest-growing fintech startups.

In 2020, Paystack was later acquired by global fintech giants, Stripe, for a reported $200+ million in what was termed the biggest fintech acquisition in Nigeria’s history.



Below are the top fintech companies in Nigeria in 2021

(1) PayStack
PayStack is a fintech payment solution and is undeniably the top fintech company in Nigeria. The tech company is leading and has been ever-growing since its launching.

In 2020, Stripe, a global fintech giant, acquired the company, putting it on the list of top companies in Nigeria.

According to PayStack, ‘Building a business is hard, getting paid shouldn’t be.’

These are the words of the tech company and they live up to them. PayStack helps businesses accept payments across Africa.

You can receive payments via invoices and creating payment pages using the online payment gateway.

The company was founded in 2015 and has grown to be amongst the top tech companies in Nigeria playing in the fintech sector.

It is one of the top financial service providers in Nigeria, the first tech company in Nigeria to enter into Silicon Valley’s Y combinatory program, and is also among the 2 Nigerian companies on the list of the world’s top 250 fintech companies.

The company has over 17,000 businesses using its services including MTN, Betway, Domino Pizza, and lots of others. They are one of the top tech companies in Lagos and have offices in Nigeria and beyond.

They have offices in Lagos Nigeria, Sandton South Africa, Accra Ghana, and San Francisco United States.

PayStack Offices
126 Joel Ogunnaike Street, Ikeja GRA, Ikeja, Lagos, Nigeria.

201 Spear Street, Suite 1100, PMB 3228, San Francisco, CA 94105.

45 Kingfisher Dr, Fourways Sandton, 2055, South Africa.

Community Spaces, Nikoi St, East Legon, Accra, Ghana.


PayStack CEO
The CEO of PayStack is Shola Akinlade. He is also the co-founder together with his longtime friend, Ezra Olubi who is the company’s Chief Technology Officer (CTO).


(2) Flutterwave
Flutterwave is one of the fintech companies that must be on all lists of fintech companies in Nigeria. Any list that doesn’t have the company is incomplete.

The company is one of the top payment platforms in Nigeria and was started by Andela co-founder, Iyin Aboyeji and Olugbenga Agboola in 2016.

The fintech company provides a payment service for global merchants and payment service providers. It provides infrastructure, technology, and services to enable global merchants, payment service providers, banks, and businesses to build secure smooth payment solutions for their customers. This, in so doing, makes the exchange of funds seamless.

The company’s headquarters is in San Francisco, California and some of its investors include Andela, Visa, Grey Croft, and eVentures, and several others.

It is worthy to note that Flutterwave is amongst the top fintech companies in Nigeria that help enterprises in Africa go global by making the exchange of funds possible in 150+ monetary standards.

Flutterwave Offices
8, Providence Street, Lekki Phase One, Lagos, Nigeria.

1323, Columbus Avenue, San Francisco, CA 94133, USA

Flutterwave CEO
The CEO is Flutterwave is Olugbenga Agboola. He is also a co-founder and has been the CEO since 2018.


(3) Paga
Paga Launched in Nigeria provides financial services for African residents and at the same time tap into the buildup of cash in the Nigerian financial industry.

It is no news that the Nigerian banking sector can be difficult to access all over Nigeria. Platforms like Paga make cash access easier and smoother for everyone.

Their mission is to make it simple and easy for persons to access and use money by providing the public with a smooth and stress-free money transfer experience.

Paga is a leading payment and mobile money business in Nigeria.

With the fintech company, you can pay bills, make bank deposits and withdrawals, purchase prepaid phone credit, pay utility and cable bills, make payments to retailers, and even pay in certain online stores.

It is impossible for the company not to make any list of 10 or 15 top fintech companies in Nigeria as they have over 9 million customers and 17,000 agents.

They claim to have been the first mobile payment company in Nigeria to achieve the one million user milestone.

Paga Office Locations
Lagos Office (Head Office)
176, Herbert Macaulay Way, 3rd Floor, Yaba, Lagos Mainland, Lagos State

Ibadan Office
90/91 Choice plaza, Challenge, Ibadan, Oyo State

Abuja Office
Plot 340, No 40, Krystal Lounge, Aminu Kano crescent, Opposite Union Bank, Wuse 2, Abuja

Ilorin Office
119A Ibrahim Taiwo road, Beside Access Bank, Ilorin, Kwara State

Port-Harcourt Office
27, stadium road, Opposite the Atrium Event Centre, Port Harcourt, River State

Paga CEO
The CEO of Paga is Tayo Oviosu.
He is also a co-founder together with Jay Alabraba and they founded the company in 2009.

(4) E-Tranzact

Read more about E-Transact, other 35 fintech companies and more here https://informationtoknow.com/fintech-companies-in-nigeria/

Do you know Nigerian geopolitical zones and their constituent states? This post covers the geopolitical zones in Nigeria and the states, cities, and ethnic groups that belong to each zone.

Let’s get right to it.



An Introduction
Nigeria is a country that lies on the west coast of Africa.

The country stretches from the outskirts of the Sahara Desert in the north to the Gulf of Guinea right on the Atlantic Ocean.


The West African country occupies a landmass of about 923,768 square kilometers and has two geographical characterizations in landforms; the lowlands and the highlands.

While the highlands mostly cover locations in the Southeast, Cross Rivers State, core north, and north-central, the lowlands cover areas in the northwest, northeast, and most places in the south.


Historical background of the Geopolitical Zones in Nigeria
Nigeria was formed with the amalgamation of the northern and southern protectorates in 1914, by the then colonial government, headed by Lord Luggard.

The entity grew in all facets, while the nationals earnestly sought independence.

Mr. Bernard Bourdillon, the then Governor-General, started the concept of federalism in Nigeria, as he divided the country into three provinces in 1939.

In the year 1960, Nigeria gained independence from British colonial rule.

By this time, Nigeria, as a Federal State had three regions; East, West, and North.

Following independence in 1960, there were a series of military coups, rulers, and administrations, and one of the most popular of the leaders is General Sani Abacha.

Nigeria was divided into six geopolitical zones in 1993, during the General Abacha-led military regime.

Geopolitical zones
The nation’s resources were to be allocated according to these zones with the quota system.

The zones are believed not to be entirely based on geographic positions; the individual states’ predominant ethnic groups were also considered.

The zones’ formation was also aimed at properly distributing the various states, based on their geopolitical divisions.


Nigeria Geopolitical Zones; States, Predominant Ethnic Groups and Resources
Nigeria is made up of thirty-six states and six geopolitical zones.


1) North Central Geopolitical Zone
This zone is also called the Middle Belt.

It is a region that stretches longitudinally through Nigeria’s central part, constituting a movement zone between its southern and northern parts.

This is one of the smallest of Nigeria’s geopolitical zones and is characterized by a diversity of ethnic groups, with none being the dominant group.

States in the North Central Geopolitical Zone
States in the Middle Belt include;

Kogi
Kwara
Benue
Niger
Plateau
Nassarawa


Popular Cities in the North Central Geopolitical Zone
The famous cities in this zone include;
Abuja
Jos
Lafia
Lokoja
Makurdi
Ilorin and
Minna.

Ethnic Groups in North Central (Middle Belt)
Though this region has no dominant ethnic group, it has different ethnic groups including;
Yoruba
Gbagy
Mangu
Berom
Tiv
Nupe
Igala
Idoma
Mada-Eggon, and
Gwandara.


2) North East Geopolitical Zone
Before the creation of the zones, there was an area called the North-Eastern State.

The area occupies almost one-third of the nation’s total landmass and has most of the mountains in Nigeria.


However, on the 3rd day of February 1976, the North-Eastern State was broken down to Borno, Gongola, and Bauchi states.

In the preceding years, there were more divisions, which then gave rise to the six states that currently make up the country’s north-east geopolitical zone.

States in the North-East
The states in North East are:

Continue Reading here https://informationtoknow.com/geopolitical-zones-in-nigeria/

viyon02:
Nice info.

Thank you