Tunapii:



Thanks a Bunch for this OP.
My issue is not even about scam, scam is everywhere This days, one just have to be extremely careful.
But my issue gangan is that "why is it always ACCESS Bank", I operate 3 Banks Acct (GTB, STANBIC, ACCESS) no scammer as ever called me regarding other Banks. But You see that Access Bank, there scammer calls me like every week.. That Bank seems a fraud Bank itself. Little wonder I stopped Transacting with the Bank����

yh access bank... Did u get it during nysc?

Downey:
A lots of Soft ware are out there to get your details without been a bank staff.

like which software?

Nathaniel111:
They are bank staffs. Infact they check your account balance before they give out your details.

One sent 100k to my acct 2018.
They first blocked my ATM card before the transfer..
I was sent a notification that my ATM has been disabled.

Buh i choose to ignor the text.
Hours later i received a credit alert of 100k on a raining afternoon.

Immediately i got the credit alrt, i quickly move the moni to my UBA acct using my first monie mobile app.

They had no choice than to call my phone with threats buh i ignored them and go straight my my bank.

sharp guy, i fit see money frm dat money?

I need to forward this experience to our family whatsapp group, because most of them are mumu in terms of trusting and giving out bank details, especially to someone with exquisite politeness.

Permission to share pls.
Thanks.

Make Seun or lalasticlala no come ban me the way they did to me on travel section and I don't know what I did.

Nathaniel111:
They are bank staffs. Infact they check your account balance before they give out your details.

One sent 100k to my acct 2018.
They first blocked my ATM card before the transfer..
I was sent a notification that my ATM has been disabled.

Buh i choose to ignor the text.
Hours later i received a credit alert of 100k on a raining afternoon.

Immediately i got the credit alrt, i quickly move the moni to my UBA acct using my first monie mobile app.

They had no choice than to call my phone with threats buh i ignored them and go straight my my bank.

ur story no complete na what later happened?

always dropping your number on FB , it should be added in a group for WhatsApp .. dropping your account number any how like fou shit

macrodata:
what do you need? Reach me on Telegram: Guestlog

Genie.... how about whatsapp? I am not Telegram

Sometimes when you give out personal information on some sites, you leave yourself vulnerable to scammers, thats why i am very sensitive of the type of information shared when i browse on my tecno phone

helinues:


Old bank staffs.......Insider work

Not necessarily true, if it was a bank staff current or old, they will know your ATM card full digit.

If you browse the blackweb, there are many ATM data and your associated contact dats for sale, some complete others with either only the first few or last few digits.

Each time you use your card online or at a merchant, etc they capture your info, send it to inter-switch and Re-routed to your bank for verification. Most merchants store your card partial information on their database.

There are hackers who prowl the web 24/7 exploiting vulnerabilities on servers, this is their full time job; once they get one, they export the database and put all or some of it on the darkweb for sales.

They also will sell the same data-set to multiple people people, so you will be approached in a few days/weeks/months by someone else with that same scam or another version of it either via a phone call, text message or email, the ultimate goal is the same - for you to complete the missing info.

Cutezt:
So I was sleeping on my own jejely this morning when a call woke me up from a number ‪09135806427‬, the man behind the line said he was calling me from my bank, Access Bank, and asked if I received a text from the bank asking me to upgrade my date of birth on the BVN, I was surprised but I said no, so he said I was asked to go update it from my bank or my account will be blocked and as it is now, my account is inactive until I reactivate it. For a moment, I thought it was true, since I did my BVN a long time ago, the staff there made an error in my year of birth, subtracting a year from it, and it affected me for sometime until I rectified it 3 years ago, so I listened carefully, the man gave me the 2 day, month, and year of births that was linked to my account (both the old and updated), asking me which was the correct one, and since I know they can't do anything with my date of birth, I told him the correct one.

He was speaking in a very professional tone with very good accents and all, he apologized for the error and I said he should not worry, now here is what I was waiting for, asking for details of my card, he said I should check my ATM card and I will see some numbers, he called the correct first and last 4 digits of my card, and asked me to provide the rest as that was my confirmation digit, that was when I smiled and knew this guy was an idiot. So I took the 2 other ATM cards of my Sterling and Wema Bank, and started mixing up the digits, I will pick 2 from sterling and 2 from Wema and called them out to him, while at the same time, retaining the numbers he got correctly already, the man was confused as I could hear from my end that he was on a PC as he typed and typed but the numbers were not correct, he asked me to call it over and over again, and I still called out the same numbers to him, so he did not understand what was going on until he got tired and switched to pidgin after spending about 18 minutes on phone, he started saying that I was trying to play with him and he was only helping out, and my account will be blocked, so I said, is a bank staff supposed to be speaking in that manner, or even pidgin at all while on official duty? He apologized and asked me to call it again, I called same numbers to him, but as I could hear his frustration from my end, I was seriously trying to holdout the laughter but couldn't, that was when I burst out and started laughing, and the idiot knew that this was no "white man, " switched back to pidgin and started insults, and trust me, I returned them immediately, pressed down, shaking together and running over.

But this leads me to the question, this guy knew very private details about my account, something that no one else knows apart from my bank, so I ask, HOW DO THESE SCAMMERS GET OUR DETAILS?

This man called my exact old house address, does that mean if I were to be assassinated and I still stayed in the old house, getting my details for the operation will be that easy?

it is a pressing question that really requires answers.

This can't just be swept under the carpet every time, questions needs to be asked.

Why do you keep asking the same question when the answer to it is so obvious?

Of course that dude had access to your bank's customer information database. Do you know how many yahoo boys are working as legit bank staff and passing info out to their friends?

Did you know that boys start learning yahoo as soon as they finish high school these days? The same same guys go on to get degrees and employment in those same banks, with yahoo in their blood already how won't they steal customers' money?

Ummmm naijja bankers many of Dem have fraud syndicates

kponkedenge:
It's mostly from Access Bank.... The Bank has been seriously compromised.. Instead of them to find a way to safeguard customers account details, they are there trying to acquire the whole Banks in Africa.

How can you say it is mostly from access bank? Access bank has the largest customer base so it is normal to have more of that kind of complaint as compared a bank with less than 1 million customers.

Apart from bank workers and having access to your BVN or NIN
Mostly the apps you install on yur phone secretly steal yur information and you know what they say once yur information is on net you are vulnerable

Cutezt:


This can't just be swept under the carpet every time, questions needs to be asked.

Sometimes some apps steal details especially when they were allowed access on contacts and info saved on phone.

When they tell that nigeria is no more working , that we need a new country , you will start insulting ipob . Enjoy your insecurity my brother , this shows that nigeria is no longer safe . How can a stranger be in possession of your personal details in a working country include you atm number?

Nwanna2588:
A brother out of shame is dying in silence after being duped by some fraudsters. They posed as a relative and duped him. He paid almost half a million to 4 account numbers they gave him. The four account numbers are all individual account and all their GSM numbers are out of reach now. Please learned colleagues help me to help him. How can one start a case like that? The deed has been done and it is now over a month. What is the right approach? Please I need a plurality of opinion from those that can help. You can save a soul

With 5k or so u can visit d nearest EFCC office.
Go with all manner of proffs. And u'll see Dem perform wonders.

I repeat 5k or so.

na my phone number I dey call for them

You even tried for him by releasing him on time. I would have wasted 30 minutes of his time.

helinues:


Old bank staffs.......Insider work

no. It's bvn. The hostel I was staying when I was in school back then, both boys and girls were into it. There's an app they will type your bvn on every single details about you will be displayed. That's why I laugh when I hear fools talking about how NIN will stop fraud. It will just make them millionaires. Do you think Nigerian government can keep your data safe? Lol

Nwanna2588:
A brother out of shame is dying in silence after being duped by some fraudsters. They posed as a relative and duped him. He paid almost half a million to 4 account numbers they gave him. The four account numbers are all individual account and all their GSM numbers are out of reach now. Please learned colleagues help me to help him. How can one start a case like that? The deed has been done and it is now over a month. What is the right approach? Please I need a plurality of opinion from those that can help. You can save a soul

Go to the fraudster bank and report the bank ACC ....but since you case is slow to report they may have moved the funds out

Then the sender should go to his bank and write a petition to f manager and bring Al evidence of the business then go to a police get a police report and a court order( it's hard to get one now ) due to court strike but get a court affidavit and submit to ur bank I mean sender's bank and they will do d follow up and also visit ur bank every time to shout on Dem to speed it up unless ur name na sorry

Since he did not rush to bank to report the four bank ACC wow na big stress visiting four banks if they are of different banks na theire the stress too much for am entering banks up and down no easy in dis covid protocol time

My question is did he block those acc as fast when they duped him ..na there be the koko first

Even if they decided to catch d owners of the acc (fraudsters) which is gonna be difficult cos our bank no send to help customers except d fraudster enter bank himself ..

Just let him do the police report n affidavit first and take to his bank

Lazynigerian1:
Me, if someone calls me saying I need to upgrade BVN, or whatever....I terminate the call...and go to my nearest bank branch to sort things out.

If you have account issues...don't do it online...GO TO YOUR BANK.

Thank you

I resolve issues with my banks online these days, from account upgrade to change of house address to collection of account statements to resolution of failed transactions, etc
The first step is to be the one who initiates the process.
Second step, make sure that you're dealing with their verified social media handles, email addresses and phone numbers.
Third step is knowing what personal information your banks will never ask for.

Are you just coming to nigeria?

omo! they work with bankers, they get the BVN from bankers, and you know when someone has ur BVN, everything about you shows

NarcoPolo:


Why do you keep asking the same question when the answer to it is so obvious?

Of course that dude had access to your bank's customer information database. Do you know how many yahoo boys are working as legit bank staff and passing info out to their friends?

Did you know that boys start learning yahoo as soon as they finish high school these days? The same same guys go on to get degrees and employment in those same banks, with yahoo in their blood already how won't they steal customers' money?

nekwa. zoo bank. inukwa

Nwanna2588:
A brother out of shame is dying in silence after being duped by some fraudsters. They posed as a relative and duped him. He paid almost half a million to 4 account numbers they gave him. The four account numbers are all individual account and all their GSM numbers are out of reach now. Please learned colleagues help me to help him. How can one start a case like that? The deed has been done and it is now over a month. What is the right approach? Please I need a plurality of opinion from those that can help. You can save a soul

open a thrread

EM123:
When they tell that nigeria is no more working , that we need a new country , you will start insulting ipob . Enjoy your insecurity my brother , this shows that nigeria is no longer safe . How can a stranger be in possession of your personal details in a working country include you atm number?

nekwa. zoo bank. inukwa

Nwanna2588:
A brother out of shame is dying in silence after being duped by some fraudsters. They posed as a relative and duped him. He paid almost half a million to 4 account numbers they gave him. The four account numbers are all individual account and all their GSM numbers are out of reach now. Please learned colleagues help me to help him. How can one start a case like that? The deed has been done and it is now over a month. What is the right approach? Please I need a plurality of opinion from those that can help. You can save a soul

Create thread for it and give the details of what happened instead of this summarised version

One called out my mom's BVN correctly

Bros no be inside job
Believe me nah tools to get your full details

by d way boys get update to contact
MasterCard , Verve , and visa
Bro street big goon

tripplephi:


Calm down, they have girlfriends, brothers, paddy inside the bank or they may have been former staff or even present staff... Nigeria has no check system for such thing UNTIL IT GETS OUT OF HAND.

Bro have you not heard that soon they will know your IMEI... meaning, your location and can hear your conversations... FULL SCALE MONITORINGS o.

They already know your IMEI but just wanted to make the call monitoring legal.

Nwanna2588:
A brother out of shame is dying in silence after being duped by some fraudsters. They posed as a relative and duped him. He paid almost half a million to 4 account numbers they gave him. The four account numbers are all individual account and all their GSM numbers are out of reach now. Please learned colleagues help me to help him. How can one start a case like that? The deed has been done and it is now over a month. What is the right approach? Please I need a plurality of opinion from those that can help. You can save a soul

This is really sad his account officer is in the best position to assist especially if they have a relationship prior before this occurrence. Or he visit his bank, get a court order, investigation should be done by his bank so he would be informed where the funds went exactly.

It should be taken up from there, however CBN should also be carried along. You said it’s over a month though was anything concrete fine from the start??