MrFollowFollow:


The real injustice is people who borrow and refuse to pay back and as a result of that another person in the loan company is sacked or denied his salary!

Chuks851:
Callisto ...u are one of their agents abi .....I dey on your case now ....cow

MrFollowFollow:


The real injustice is people who borrow and refuse to pay back and as a result of that another person in the loan company is sacked or denied his salary!

MrFollowFollow:


Since you say you had a well paying job it means your colleagues were also well paid. What I find strange is why a person who earns a good salary food it so difficult to find a friend or relative to lend him just 14K at short notice.

What that means is that you're not even a credit worthy person to begin with!

generalwo:
..... There is a difference between refused and not being able to and that's something you won't understand until you get in need... A lady presently borrowed money from a loan app to add to her pos business..... A few days into the loan, yahoo Boys sent her fake alerts and collected almost 300k in cash from her...... Such a person, will u say she has refused to pay back or is unable to pay back.... After explaining things to the loan firm with proof , is it not wise and human for them to work out a suitable repayment plan for her? Why send her contacts messages and call her a criminal? What did she steal from them?

Callisto1:


DONT TAKE A LOAN YOU CANT PAY BACK. STOP BORROWING FROM 8 APPS AT THE SAME TIMsE. Thats fraud

MrFollowFollow:


When you work for a loan company there is no type of lie you will not hear from customers just because they want to avoid repaying the loan.

Eventually when you realise that these people have turned you to a fo0l you will just assume that everything a customer tells you is a lie because that is the only way you will ever make progress and achieve results on your job!

Nigerians love to abuse privileges, if you give one person benefit of doubt for one story the next day everyone will start telling the same story, all lies because they also want to get the same benefit even though they don't deserve it

If you don't use iron hand in your loan business Nigerian customers will turn you into an idiot and bankrupt your business!

Ogboanor:
.is not only the company that will sack that person God will also sack that person
How can you send messages to someone contacts calling the person a thief and fraudster because the person took a loan from your company.you people keep destroying people lives,God will destroy your own

MrFollowFollow:


When you work for a loan company there is no type of lie you will not hear from customers just because they want to avoid repaying the loan.

Eventually when you realise that these people have turned you to a fo0l you will just assume that everything a customer tells you is a lie because that is the only way you will ever make progress and achieve results on your job!

Nigerians love to abuse privileges, if you give one person benefit of doubt for one story the next day everyone will start telling the same story, all lies because they also want to get the same benefit even though they don't deserve it

If you don't use iron hand in your loan business Nigerian customers will turn you into an idiot and bankrupt your business!

generalwo:
... That iron hand have caused many to lose their marriages, their jobs, their sanity and their sleep and that's what people are fighting to eliminate.... Fair money don't do all these things yet they are still progressing.... If these loan firms really want to help Nigerians, they will adopt similar methods that fair money use to help Nigerians but Instead of doing that, they choose to torment the lives of Nigerians and cause problems for many.... Fair money gives u 5k for example to pay 6150 at the end of 30 days and they are progressing very well....even if you default by a few days, they won't call your contacts or label you criminals but soko loan will borrow u 5k to pay 9k plus in 14 days and when you default for just one day, everyone on your contact list will receive a message that you're a criminal on the run..... Bros let me ask u.... How does this make any sense to u?

generalwo:
........... I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no?

Callisto1:


Willis leave matter for Mathias. Tell your people on the group to pay their money.

generalwo:
.. Pay their money after you have damaged their reputation? If una want una money, it has to be collected in person or dropped in cash at your office......... Call my contact, forget your money..... Go call police...

Callisto1:


If you think 7 days loan is too short or the interest is too high, dont take the loan. Did they force you to take the loan? If you must take the 7 days loan pay within the time

Callisto1:


No one will send messages to your contact if you make a commitment. Thats a fact. Most of the people in your group owe more than 10 apps at the same time. why wont they default

Ogboanor:

God will punish you and your entire generation you evil agent of destruction so shall your life be destroy same ways you destroy other people life all I'm the name of giving a loan

bjtinz:


like WTF? You mean soko sent that!!

No be small thing.

Tbh find it funny!!

generalwo:
.... We are ready to pay those apps we owe if we get their physical addresses...... I can guarantee you on behalf of everyone.... We will pay the money in cash / person...... If not, forget the money..... Bring your police to arrest me and u will tell that same police and the entire Nigerian population what we stole from you that made you labal us criminals.... Na that time you go know say who no get 14k take pay back him loan go get money take drag loan company go court... Your only options are...

1. Meet the people you sent messages to, to pay you your money.

2. Drop your real address for us to pay in person.

3. Forget your loan entirely......

Dogasas:

Haha bro na weytin me self dey always tell them after sending those their messages. If they can't provide their office address let them go and meet the people they have messaged.

generalwo:
..... .. I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no?

generalwo:
...... I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no?

manikspears:



Yes, it is justified.

You are looking at your own point of view, why don't you turn the tables and view it from their own point of view. There was an agreement on the day of the payment and the amount to be paid,which you obliged to and collected their money. If everyone is like you will there be a business for them to run?

Go and try it in Mexico or Italy,they will beat you like a stray dog.

To make matters worse, you said you said you begged the agent. the agent? Your predicament is non of the egent's business, his or her own is to document your response.

So please learn to follow agreement next time.

generalwo:
...... Was it in the loan agreement to call me a criminal? Was it in the loan agreement to lie to my boss that I used him as a guarantor? That same justification will come into play whenever I see any soko loan agent...... I comment my reserve

manikspears:


On that,you can even sue them as long as you can prove that it was a deformations of character and it was not part of the agreement clause.

So if you are sure of yourself,sue them.if you can't sue them,then you are guilty as charged. Because what they did carry a very big magnitude.

About the agent thingy, most of this loan businesses trick people into it.check out banks,they ask you for a collateral in exchange for your loan.they make all the rules and even take your property when you default. Now imagine someone telling you to come and collect loan without collateral, don't you know it would be serious at the long wrong. They are not father Christmas and there is no free meal anywhere again. So it is not really the agent's fault, he or she is only trying to make a living.

Financialslot1:


Source: https://financialslot.com/7-reasons-why-you-should-avoid-loan-apps-in-nigeria/

Mamijoh:
Zedvance is the best..

coldFLARES1:
smh. Girl has clearly shown how 'clever by half' she is by this thoughtless manoeuvre.

1. An indigent student

2. Borrowed from 5 loan sharks to pay school fees.

What an outstanding display of extreme daftness.

generalwo:
..... Bros the messages they sent to my contacts is enough proof and there are recordings to back it up.... These people even go as far as, when u beg them to be patient, they curse at you on phone and call you all sorts of names...... There is a difference between the calling someone a criminal on the run and calling the person a defaulter........ They send messages to your contacts, not one or 2 but all of them saying you're a ruthless criminal who is on the run after making away with company money.... As for suing them, I have tried that alot of times but they are careful to keep their physical locations private..... As we speak there are thousands of people ready to sue soko loan if only the get their real / physical address

manikspears:


Soko loan! I hope you guys are not doing business with the mob? Becareful my friend, this one that you are saying they curse you while you speak to their agent.....you guys should be careful and create awareness about that company. You know they have access to your phone and may know your location. Becareful!

generalwo:
.......i am waiting for them sir..... Nobody has the key to madness and violence...... It's in everyone..... It's just that we all are trying to be responsible and hide it but since they have decided to take sleep from the eyes of Nigerians, they will never have peace..... If they come, they come to meet their doom..... I am certain of that