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7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria - Career (7) - Nairaland

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Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 1:34pm On Jun 19, 2021
MrFollowFollow:


The real injustice is people who borrow and refuse to pay back and as a result of that another person in the loan company is sacked or denied his salary!
..... There is a difference between refused and not being able to and that's something you won't understand until you get in need... A lady presently borrowed money from a loan app to add to her pos business..... A few days into the loan, yahoo Boys sent her fake alerts and collected almost 300k in cash from her...... Such a person, will u say she has refused to pay back or is unable to pay back.... After explaining things to the loan firm with proof , is it not wise and human for them to work out a suitable repayment plan for her? Why send her contacts messages and call her a criminal? What did she steal from them?

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by MrFollowFollow: 1:35pm On Jun 19, 2021
Chuks851:
Callisto ...u are one of their agents abi .....I dey on your case now ....cow

I'm also one of their agents.

Please also come and dey on my case grin
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Ogboanor: 1:36pm On Jun 19, 2021
MrFollowFollow:


The real injustice is people who borrow and refuse to pay back and as a result of that another person in the loan company is sacked or denied his salary!
.is not only the company that will sack that person God will also sack that person
How can you send messages to someone contacts calling the person a thief and fraudster because the person took a loan from your company.you people keep destroying people lives,God will destroy your own

3 Likes

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 1:39pm On Jun 19, 2021
MrFollowFollow:


Since you say you had a well paying job it means your colleagues were also well paid. What I find strange is why a person who earns a good salary food it so difficult to find a friend or relative to lend him just 14K at short notice.

What that means is that you're not even a credit worthy person to begin with!
.... Colleagues wen go use am gossip me say I dey borrow 14k? Nah.... I'll take my chances with credible loan apps like branch and fair money...... As dangote get money reach, e no dey borrow do business? Asking why a man is comfortable and still borrowing is an invalid question because unforseen circumstances may arise which you may not have enough funds to attend to and you may have to result to borrowing...... The bone of contention here is this.... If it's not wickedness, why will a loan firm give out 21k to a salary earner and expect to be paid 30k in 6 days? To u does it make any sense? U may want to say no one was forced to borrow the money but again let me ask u this.. A man who's daughter needs surgery ND is at the point of death, don't you think he will borrow from even the devil and with the harshest terms just to save the life of his daughter?

2 Likes 1 Share

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by MrFollowFollow: 1:42pm On Jun 19, 2021
generalwo:
..... There is a difference between refused and not being able to and that's something you won't understand until you get in need... A lady presently borrowed money from a loan app to add to her pos business..... A few days into the loan, yahoo Boys sent her fake alerts and collected almost 300k in cash from her...... Such a person, will u say she has refused to pay back or is unable to pay back.... After explaining things to the loan firm with proof , is it not wise and human for them to work out a suitable repayment plan for her? Why send her contacts messages and call her a criminal? What did she steal from them?

When you work for a loan company there is no type of lie you will not hear from customers just because they want to avoid repaying the loan.

Eventually when you realise that these people have turned you to a fo0l you will just assume that everything a customer tells you is a lie because that is the only way you will ever make progress and achieve results on your job!

Nigerians love to abuse privileges, if you give one person benefit of doubt for one story the next day everyone will start telling the same story, all lies because they also want to get the same benefit even though they don't deserve it

If you don't use iron hand in your loan business Nigerian customers will turn you into an idiot and bankrupt your business!
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Ogboanor: 1:45pm On Jun 19, 2021
Callisto1:


DONT TAKE A LOAN YOU CANT PAY BACK. STOP BORROWING FROM 8 APPS AT THE SAME TIMsE. Thats fraud
God will punish you and your company,you people made me loose my job because I was a day overdue and my baby was sick you tag me a fraudster on the run even after explaining to your evil agent I nearly committed suicide if not for God and my little kids all because of 8000 naira.God will destroy you and your evil company,God will give you problem that you will not know the beginning nor the ending.you evil agent of destruction you shall suffer for the rest of your life

3 Likes

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Ogboanor: 1:48pm On Jun 19, 2021
MrFollowFollow:


When you work for a loan company there is no type of lie you will not hear from customers just because they want to avoid repaying the loan.

Eventually when you realise that these people have turned you to a fo0l you will just assume that everything a customer tells you is a lie because that is the only way you will ever make progress and achieve results on your job!

Nigerians love to abuse privileges, if you give one person benefit of doubt for one story the next day everyone will start telling the same story, all lies because they also want to get the same benefit even though they don't deserve it

If you don't use iron hand in your loan business Nigerian customers will turn you into an idiot and bankrupt your business!
because you want to use iron hand in getting back your money you now went and destroy someone else life,you people made me loose my job I suffer for after many years of job hunting that is how God will make you loose your own Job,the pains am feeling now you people will feel worst and so shall it be

3 Likes

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by MrFollowFollow: 1:48pm On Jun 19, 2021
Ogboanor:
.is not only the company that will sack that person God will also sack that person
How can you send messages to someone contacts calling the person a thief and fraudster because the person took a loan from your company.you people keep destroying people lives,God will destroy your own

Let me tell you something if you lend money to an individual then when it's time to pay back he/she intentionally starts ignoring your calls, email reminders and text messages, legally speaking it can be construed to mean that the person has committed theft because he/she has made himself willfully incommunicado in order to fraudulently avoid redeeming his/her loan obligations!
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 1:48pm On Jun 19, 2021
MrFollowFollow:


When you work for a loan company there is no type of lie you will not hear from customers just because they want to avoid repaying the loan.

Eventually when you realise that these people have turned you to a fo0l you will just assume that everything a customer tells you is a lie because that is the only way you will ever make progress and achieve results on your job!

Nigerians love to abuse privileges, if you give one person benefit of doubt for one story the next day everyone will start telling the same story, all lies because they also want to get the same benefit even though they don't deserve it

If you don't use iron hand in your loan business Nigerian customers will turn you into an idiot and bankrupt your business!
... That iron hand have caused many to lose their marriages, their jobs, their sanity and their sleep and that's what people are fighting to eliminate.... Fair money don't do all these things yet they are still progressing.... If these loan firms really want to help Nigerians, they will adopt similar methods that fair money use to help Nigerians but Instead of doing that, they choose to torment the lives of Nigerians and cause problems for many.... Fair money gives u 5k for example to pay 6150 at the end of 30 days and they are progressing very well....even if you default by a few days, they won't call your contacts or label you criminals but soko loan will borrow u 5k to pay 9k plus in 14 days and when you default for just one day, everyone on your contact list will receive a message that you're a criminal on the run..... Bros let me ask u.... How does this make any sense to u?

3 Likes

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Callisto1(m): 1:50pm On Jun 19, 2021
generalwo:
... That iron hand have caused many to lose their marriages, their jobs, their sanity and their sleep and that's what people are fighting to eliminate.... Fair money don't do all these things yet they are still progressing.... If these loan firms really want to help Nigerians, they will adopt similar methods that fair money use to help Nigerians but Instead of doing that, they choose to torment the lives of Nigerians and cause problems for many.... Fair money gives u 5k for example to pay 6150 at the end of 30 days and they are progressing very well....even if you default by a few days, they won't call your contacts or label you criminals but soko loan will borrow u 5k to pay 9k plus in 14 days and when you default for just one day, everyone on your contact list will receive a message that you're a criminal on the run..... Bros let me ask u.... How does this make any sense to u?

Willis leave matter for Mathias. Tell your people on the group to pay their money.
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by frankson1(m): 1:54pm On Jun 19, 2021
generalwo:
........... I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no?


Sorry for what you're going through.

Is that you couldn't get a friend or family member to stand as surety for you?

That's way too far for 14k loan. But how were you not able to raise 12k from friends and family when they knew you were working?

Getting help online can be very difficult because some persons try to play smart on others which makes genuine givers withhold giving.
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 1:56pm On Jun 19, 2021
Callisto1:


Willis leave matter for Mathias. Tell your people on the group to pay their money.
.. Pay their money after you have damaged their reputation? If una want una money, it has to be collected in person or dropped in cash at your office......... Call my contact, forget your money..... Go call police...

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Callisto1(m): 1:58pm On Jun 19, 2021
generalwo:
.. Pay their money after you have damaged their reputation? If una want una money, it has to be collected in person or dropped in cash at your office......... Call my contact, forget your money..... Go call police...

No one will send messages to your contact if you make a commitment. Thats a fact. Most of the people in your group owe more than 10 apps at the same time. why wont they default
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Ogboanor: 1:58pm On Jun 19, 2021
Callisto1:


If you think 7 days loan is too short or the interest is too high, dont take the loan. Did they force you to take the loan? If you must take the 7 days loan pay within the time

God will punish you and your entire generation you evil agent of destruction so shall your life be destroy same ways you destroy other people life all I'm the name of giving a loan

2 Likes 1 Share

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 2:04pm On Jun 19, 2021
Callisto1:


No one will send messages to your contact if you make a commitment. Thats a fact. Most of the people in your group owe more than 10 apps at the same time. why wont they default
.... We are ready to pay those apps we owe if we get their physical addresses...... I can guarantee you on behalf of everyone.... We will pay the money in cash / person...... If not, forget the money..... Bring your police to arrest me and u will tell that same police and the entire Nigerian population what we stole from you that made you labal us criminals.... Na that time you go know say who no get 14k take pay back him loan go get money take drag loan company go court... Your only options are...

1. Meet the people you sent messages to, to pay you your money.

2. Drop your real address for us to pay in person.

3. Forget your loan entirely......

2 Likes

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Callisto1(m): 2:17pm On Jun 19, 2021
Ogboanor:

God will punish you and your entire generation you evil agent of destruction so shall your life be destroy same ways you destroy other people life all I'm the name of giving a loan

i have been civil in my response to you buh you have shown exactly the reasons why messages was sent to your contacts. I just pity those people who are following you aimlessly. You want to bring them into your personal vendetta with loan apps.
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Dogasas: 3:24pm On Jun 19, 2021
bjtinz:


shocked shocked shocked like WTF? You mean soko sent that!!

No be small thing. grin

Tbh find it funny!! grin

Those are the sorta messages they send to your contacts grin

1 Like 1 Share

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Dogasas: 3:26pm On Jun 19, 2021
generalwo:
.... We are ready to pay those apps we owe if we get their physical addresses...... I can guarantee you on behalf of everyone.... We will pay the money in cash / person...... If not, forget the money..... Bring your police to arrest me and u will tell that same police and the entire Nigerian population what we stole from you that made you labal us criminals.... Na that time you go know say who no get 14k take pay back him loan go get money take drag loan company go court... Your only options are...

1. Meet the people you sent messages to, to pay you your money.

2. Drop your real address for us to pay in person.

3. Forget your loan entirely......
Haha bro na weytin me self dey always tell them after sending those their messages. If they can't provide their office address let them go and meet the people they have messaged.

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 3:27pm On Jun 19, 2021
Dogasas:

Haha bro na weytin me self dey always tell them after sending those their messages. If they can't provide their office address let them go and meet the people they have messaged.
.... Gbam... Because some of these people need to chop slaps

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by manikspears: 3:27pm On Jun 19, 2021
generalwo:
..... .. I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no?


Yes, it is justified.

You are looking at your own point of view, why don't you turn the tables and view it from their own point of view. There was an agreement on the day of the payment and the amount to be paid,which you obliged to and collected their money. If everyone is like you will there be a business for them to run?

Go and try it in Mexico or Italy,they will beat you like a stray dog.

To make matters worse, you said you said you begged the agent. the agent? Your predicament is non of the egent's business, his or her own is to document your response.

So please learn to follow agreement next time.

2 Likes

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by otomatic(m): 4:33pm On Jun 19, 2021
generalwo:
...... I had a pressing need on the 10th of May..... Nobody was willing to borrow me 12k because it was a matter of ufe and death...... So I turned to soko loan.... They offered me 14k with a duration of 14days...... To pay back 20k.......i collected it with the hope of paying back by the due date..... On the 24th of May, their agent called and I begged him to give me till month end by which time I would have received my pay.... He refused.... He called and messaged all my contacts including my boss in the USA, saying I'm a criminal and ran away with their company money..... This same message was sent to my other contacts which included my in laws...... As a result of that message, my boss sacked me for supposedly using his name as a guarantor to a loan without his knowledge..... As if that was not enough, I was chased away from the company apartment..... While Still trying to stand, my baby's mum, her father came and took his daughter away along with my Baby saying since I wasn't legally married to his daughter yet, he can't make the mistake of allowing her to marry someone labeled a criminal all over the world.... Since then till now I haven't set eyes on my daughter...... I have lost a job that pays well because of a loan of 14k......with this your explanation, is their actions justified? Yes or no?

Sorry for your loss.
But this is business sir. They have to do, what they have to do. It's not personal.
You should have negotiated for month end as payment date from the beginning because that is what matches your cashflow. Trying to change the agreed payment date after receiving funds is a red flag for any lender. In fact your character and integrity is called to question.
Also, the fact that you have a job that pays well but cannot withstand an emergency of 12K implies that you are not disciplined and are living above your means. And with your well paying job, nobody can lend you 12K? Again, your character is in doubt considering that this is a small amount. But that is your private business.
I'm Sure you don't realise that the agent too is under pressure from his employer to recover funds. The fellow might even be sacked. If you were the agent, would you rather be sacked? Besides, I don't think the agent has authority to extend tenure of credit.
I'm Sure you are wiser now.

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 4:35pm On Jun 19, 2021
manikspears:



Yes, it is justified.

You are looking at your own point of view, why don't you turn the tables and view it from their own point of view. There was an agreement on the day of the payment and the amount to be paid,which you obliged to and collected their money. If everyone is like you will there be a business for them to run?

Go and try it in Mexico or Italy,they will beat you like a stray dog.

To make matters worse, you said you said you begged the agent. the agent? Your predicament is non of the egent's business, his or her own is to document your response.

So please learn to follow agreement next time.
...... Was it in the loan agreement to call me a criminal? Was it in the loan agreement to lie to my boss that I used him as a guarantor? That same justification will come into play whenever I see any soko loan agent...... I comment my reserve

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by manikspears: 5:04pm On Jun 19, 2021
generalwo:
...... Was it in the loan agreement to call me a criminal? Was it in the loan agreement to lie to my boss that I used him as a guarantor? That same justification will come into play whenever I see any soko loan agent...... I comment my reserve

On that,you can even sue them as long as you can prove that it was a deformations of character and it was not part of the agreement clause.

So if you are sure of yourself,sue them.if you can't sue them,then you are guilty as charged. Because what they did carry a very big magnitude.

About the agent thingy, most of this loan businesses trick people into it.check out banks,they ask you for a collateral in exchange for your loan.they make all the rules and even take your property when you default. Now imagine someone telling you to come and collect loan without collateral, don't you know it would be serious at the long wrong. They are not father Christmas and there is no free meal anywhere again. So it is not really the agent's fault, he or she is only trying to make a living.
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 5:09pm On Jun 19, 2021
manikspears:


On that,you can even sue them as long as you can prove that it was a deformations of character and it was not part of the agreement clause.

So if you are sure of yourself,sue them.if you can't sue them,then you are guilty as charged. Because what they did carry a very big magnitude.

About the agent thingy, most of this loan businesses trick people into it.check out banks,they ask you for a collateral in exchange for your loan.they make all the rules and even take your property when you default. Now imagine someone telling you to come and collect loan without collateral, don't you know it would be serious at the long wrong. They are not father Christmas and there is no free meal anywhere again. So it is not really the agent's fault, he or she is only trying to make a living.
..... Bros the messages they sent to my contacts is enough proof and there are recordings to back it up.... These people even go as far as, when u beg them to be patient, they curse at you on phone and call you all sorts of names...... There is a difference between the calling someone a criminal on the run and calling the person a defaulter........ They send messages to your contacts, not one or 2 but all of them saying you're a ruthless criminal who is on the run after making away with company money.... As for suing them, I have tried that alot of times but they are careful to keep their physical locations private..... As we speak there are thousands of people ready to sue soko loan if only the get their real / physical address

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by MIKOLOWISKA: 5:36pm On Jun 19, 2021
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by azekem(m): 5:53pm On Jun 19, 2021
We can block them on WhatsApp by reporting them, and do thesame for all social media. Even the App on Google play by reporting them as fraudsters. Even the account details you can use it to search for their company's address and suit them for deformation of characters.




Mamijoh:
Zedvance is the best..
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by ArcFresky(m): 6:36pm On Jun 19, 2021
coldFLARES1:
smh. Girl has clearly shown how 'clever by half' she is by this thoughtless manoeuvre.

1. An indigent student

2. Borrowed from 5 loan sharks to pay school fees.

What an outstanding display of extreme daftness.

While your comment doesn't affect me in anyway, but I believe your public ridicule won't solve anything... Or would it?


Secondly, maybe she was daft, but you Dont know what poverty can do to the brain.
Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Newdawnk9s(m): 8:35pm On Jun 19, 2021
Hmmm, what works for me is this, before using any loan app, I try as much as possible to read the comments or ratings on play store..

I wont ever try to use sokoloan because the have a bad ratings for character defamation..

Meanwhile, loan apps like branch, carbon are top excellent..

Do you know I defaulted in repaying my loan with carbon for almost a week and there was no character defamation, just a gentle reminder to make repayment..
Even when I finally got money to make repayment, the message which was sent to me was very touching.

It was in pidgin, it said, "Remember how this loan take help you o!, E no good oo, I was touched to my bone marrow that I had to look for means to pay up..

My message is, before taking out loans, always choose a date for repayment at least 4-5 days from when you expect to pay back to avoid defaulting..


Cheers!

3 Likes

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by manikspears: 8:55pm On Jun 19, 2021
generalwo:
..... Bros the messages they sent to my contacts is enough proof and there are recordings to back it up.... These people even go as far as, when u beg them to be patient, they curse at you on phone and call you all sorts of names...... There is a difference between the calling someone a criminal on the run and calling the person a defaulter........ They send messages to your contacts, not one or 2 but all of them saying you're a ruthless criminal who is on the run after making away with company money.... As for suing them, I have tried that alot of times but they are careful to keep their physical locations private..... As we speak there are thousands of people ready to sue soko loan if only the get their real / physical address

Soko loan! I hope you guys are not doing business with the mob? Becareful my friend, this one that you are saying they curse you while you speak to their agent.....you guys should be careful and create awareness about that company. You know they have access to your phone and may know your location. Becareful!

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by generalwo(m): 9:19pm On Jun 19, 2021
manikspears:


Soko loan! I hope you guys are not doing business with the mob? Becareful my friend, this one that you are saying they curse you while you speak to their agent.....you guys should be careful and create awareness about that company. You know they have access to your phone and may know your location. Becareful!
.......i am waiting for them sir..... Nobody has the key to madness and violence...... It's in everyone..... It's just that we all are trying to be responsible and hide it but since they have decided to take sleep from the eyes of Nigerians, they will never have peace..... If they come, they come to meet their doom..... I am certain of that

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by manikspears: 9:31pm On Jun 19, 2021
generalwo:
.......i am waiting for them sir..... Nobody has the key to madness and violence...... It's in everyone..... It's just that we all are trying to be responsible and hide it but since they have decided to take sleep from the eyes of Nigerians, they will never have peace..... If they come, they come to meet their doom..... I am certain of that


See what I saw.

https://newscarte.com.ng/scam-alert-beware-of-soko-loan/

I did not read the full story but there is a comment section on the site too.

I think it is better to create awareness and avoid trouble. Fighting them may be costly.

1 Like

Re: 7 Reasons Why You Should Avoid Loan Apps (Sharks) In Nigeria by Emmakul8: 4:42am On Jun 20, 2021
Arguing with these slaves is equal to waste of time. So because the guy needs a little cash he must turn to friends and relatives. They must know his secrets.
You see I have stopped arguing with them cos even if a customer dies as a result of their reckless actions it means nothing to them. Theirs is to get money. That's the way their slave masters mentored, wired their brain, forgetting that these same people left their country to feast on Nigerians and by God's grace they would fail.
It's not by force, leave the indigenous loan companies and get out of our country.
A friend lost contract close to millions of naira cos of these same people and their recklessness. Not everyone likes telling people about their life issues hereby borrowing from them.
They have made Nigerians poorer.
Just watch and see.

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