₦airaland Forum

Bsmiles49:
My story: I'm a fashion designer, I was posted to PH for NYSC and my PPA provided us with accommodation which gave me the opportunity to work (sew) in my spare time.

After NYSC I decided to stay back in PH in search of a job while I sew for the time being since I already had small customers. Soon after we were asked to leave the house we were staying which was when I decided I couldn't afford PH houses. I used my remaining savings to move back to Ibadan hoping I will get a decent, affordable place but to my surprise Ibadan is now competing with PH in house rent.

I have been in Ibadan (staying with a friend) for almost 2 months which has hindered me from working(sewing) because there's no space for my machine, I have been living on my remaining savings and truth is right now I have nothing.

I need to get my own place and I'm in need of a LOAN. I've tried most online apps like Renmoney, Creditville, Fair money,Lendigo, Carbon, Lcredit.... but I get little or no response because I'm not a salary earner and my business is not registered.

So please, if you have any suggestion as to how I can get loan without collateral that will allow me pay back monthly please let me know. I'll really appreciate your contributions, thanks.

Bsmiles49:
My story: I'm a fashion designer, I was posted to PH for NYSC and my PPA provided us with accommodation which gave me the opportunity to work (sew) in my spare time.

After NYSC I decided to stay back in PH in search of a job while I sew for the time being since I already had small customers. Soon after we were asked to leave the house we were staying which was when I decided I couldn't afford PH houses. I used my remaining savings to move back to Ibadan hoping I will get a decent, affordable place but to my surprise Ibadan is now competing with PH in house rent.

I have been in Ibadan (staying with a friend) for almost 2 months which has hindered me from working(sewing) because there's no space for my machine, I have been living on my remaining savings and truth is right now I have nothing.

I need to get my own place and I'm in need of a LOAN. I've tried most online apps like Renmoney, Creditville, Fair money,Lendigo, Carbon, Lcredit.... but I get little or no response because I'm not a salary earner and my business is not registered.

So please, if you have any suggestion as to how I can get loan without collateral that will allow me pay back monthly please let me know. I'll really appreciate your contributions, thanks.

FatherCHRISTMAS:
You don't start a business on loan... If at all your story is true. your best shot is a microfinance

Teeboy2300:
Lol stay away from those 2 apps for your mental health. That's all i can say

Bsmiles49:
I'm not starting on a loan, I already have machine and customers, I only need to rent an apartment so that I'll have space to work, return the loan and feed myself. I'm currently living on the little savings I have

Bsmiles49:
I'm not starting on a loan, I already have machine and customers, I only need to rent an apartment so that I'll have space to work, return the loan and feed myself. I'm currently living on the little savings I have