Chuksmonika:
i have said it before.. Lcredit is the worst loan app amongst them.

If you love yourself, just stay away from Lcredit if you're not sure of repaying on time, if you ever default, the damage they will do to your person is rather imagined than experienced.

The best is Branch and Carbon...

Branch no get problem, if you default, they hardly disturb you with calls or messages and they won't add any more money to the loan.

And what do you think of Migo?

Sapiosexuality:
And what do you think of Migo?

I haven't used them before, I can only talk about Branch... Those guys operating Branch have human sympathy... If you default, they will never message your contacts, but they will send you text once in a while to remind you of your loan. They won't add any additional interest too.

simplejayy:
I am not satisfied with the way this company .

Only to remind him to clear the default payment this morning and he blocked me on whatsApp. I called him on regular call and he said the company is not his father's company and that do I want him to block me again on call.

Hahahaha
OP, is it his Father's company?
Why did you put out his number? So that those chronic debtors on this site will start blasting him on call and putting their frustrations on him abi.

I believe TRANSNET SHOULD HAVE OFFLINE PAYMENT OPTION. YOU SHOULD HAVE ASKED AND OPTED FOR THAT. THEY'RE ONE OF THE MOST ORGANIZED LOAN COMPANIES.

WHAT'S WITH YOU PEOPLE AND DRAGGING LOAN COMPANIES THIS DAYS. THE OTHER TIME IT WAS SOKOLOAN.

Ezepresido:
They did same to me and eventually sent embarrassing message to all my contacts they copied on boarding.
That is the worst they can do to their clients. Till today am still looking for their office my lawyer is ever ready to institute a case against them.
Pls if you know the office of 9credit help me say it here ooooo

did you later pay after they sent embarrassing message to your contact?

ProphetJeroboam:
but wait oh, if you’re broke like this, how you take sub? No curse me abeg, na innocent question I ask. I know say a hungry man is an angry man

I no sub brother!!!!! truth be told am using opera mini daily free 50mb.... that is why I can neva comment on first page of evry topic...lols..
God go hellp me..



I meeeuuvveee

authority2006:


I don't think you will ever be able or have intention to pay it. Because the interest will have accumulated beyond your imagination!

brother!!!! they have started accumulating the money even befor the due date....

IprintMONEY:
ignore that idiot, na agent e be, me i have no issues with the chinese people, but i swear if i catch any agent, i will personally dent him or her face

Hahahaha
Chronic Debtor spotted

rosalieene:


Hahahaha
Chronic Debtor spotted

u are talking to who fit pay your mama to Bleep my dog

Jamesz12:
Bros I'm currently in this yoke, please what if they start embarrassing the person through sending texts to his contacts, because that's the part I fear the most
Please I need assistance

even if they do it
The question is did you defraud any body
The answer is no
And if your friends or family call, you explain to them
My guy no fear
Nothing will happen
Every body is debitor including federal government

So live your life like it normal
Shalom !!!!

ProphetJeroboam:
but wait oh, if you’re broke like this, how you take sub? No curse me abeg, na innocent question I ask. I know say a hungry man is an angry man

braaah u already know what hunger can do nah!!!!!

Exactly what I'm still experiencing nowwwww..... But I'm not going to pay a dime of the overdue charge, because it was their fault and not mine.

Jnrprince1:

Serious?

yes
Real matter

IprintMONEY:
didnt you pay ? didnt they blackmail u?

they did
People they called equally called me and I explained to them and that it

My brother live those people
As them wickd we go show them we wickd pass them

How can you give 1week to pay up loan
That wickedness

steeltrust:
they did
People they called equally called me and I explained to them and that it

My brother live those people
As them wickd we go show them we wickd pass them

How can you give 1week to pay up loan
That wickedness

when was this? have they stopped calling?

Bro
Keep the evidence as proof. Dont mind them threaten them as well as . I experienced similar case with naira plus. I told them that we should go to court .

IprintMONEY:
when was this? have they stopped calling?

that was last year
Them tire and let me be

I used my gtbank with my ATM card which was registered in their app so I blocked it to deny them access to my account

They must apologize before I pay them
I told one of their customer care representative

You don't treat people like that

Chuksmonika:
i have said it before.. Lcredit is the worst loan app amongst them.

If you love yourself, just stay away from Lcredit if you're not sure of repaying on time, if you ever default, the damage they will do to your person is rather imagined than experienced.

The best is Branch and Carbon...

Branch no get problem, if you default, they hardly disturb you with calls or messages and they won't add any more money to the loan.

Even if you pay on time, L-Credit will keep debiting the loan amount from your account repeatedly until they empty your account.

yuping:

Most Government official s have their own share from this company,
How do you think they got their licence

..

None of them have license . Thats why they are all online. They dont even have money to get the licence from CBN. The only accredited loans in Nigeria that gotten from banks or microfinance banks ie lapo.. They dont even post their office address cos they are all illegal

Bros nx time don't pay just go to ur bank and change ur card their treat won't hurt u ooo wake up nd get sense

[quote author=simplejayy post=103662553]I am not satisfied with the way this company operate.

Who has experience such?

I took a loan of 11,000 to repay in a week time with interest on 21/06/2021 as due date. I tried repaying on the app even before the due date but it wasn't successful. The app is stagnant and give pending note. All efforts to reach their customer care was abortive. Still yet default charges keep increasing.

After few days a collection officer of the company with this number (+234 701 743 3849) started sending me threat messages to pay up. I explained to him what I have been experiencing. I paid the loan amount and initial interest rate by bank transfer. I sent him proof of payment and was cleared not default charges remained.

He said I still have to pay for default. I said I can not pay for default because the fault is not mine as their app was not accepting payment. That they should fix their app. The following day I paid using fist monie pos and sent him proof of payment. He said it will be cleared. Up till now it has not been cleared. Default charges keep accumulating after 2 weeks of payment.

Only to remind him to clear the default payment this morning and he blocked me on whatsApp. I called him on regular call and he said the company is not his father's company and that do I want him to block me again on call.

This is not fair at all. I feel cheated.


Share proof on all social media and let us broadcast them to the world and relevant authorities.

simplejayy:
I am not satisfied with the way this company operate.

Who has experience such?

I took a loan of 11,000 to repay in a week time with interest on 21/06/2021 as due date. I tried repaying on the app even before the due date but it wasn't successful. The app is stagnant and give pending note. All efforts to reach their customer care was abortive. Still yet default charges keep increasing.

After few days a collection officer of the company with this number (+234 701 743 3849) started sending me threat messages to pay up. I explained to him what I have been experiencing. I paid the loan amount and initial interest rate by bank transfer. I sent him proof of payment and was cleared not default charges remained.

He said I still have to pay for default. I said I can not pay for default because the fault is not mine as their app was not accepting payment. That they should fix their app. The following day I paid using fist monie pos and sent him proof of payment. He said it will be cleared. Up till now it has not been cleared. Default charges keep accumulating after 2 weeks of payment.

Only to remind him to clear the default payment this morning and he blocked me on whatsApp. I called him on regular call and he said the company is not his father's company and that do I want him to block me again on call.

This is not fair at all. I feel cheated.

These companies are criminal enterprises the government has allowed to fester. I had a pressing issue. I collected money from Lotus credit. Same nonsense happened to me. For 10,400 I was to pay back 16k after 6 days. Tried paying Same problem with the app. Those bastards started adding 1000 everyday. In the end I paid the fraudsters 21,138 in less than 2 weeks. For a loan of 10,400. Where does this happen in the world. I blame our government.

I am having exact same problem with them. Their app always have issues and when you pay offline it won't reflect. They will continue To add interest on the loan. Only loan app that will give you peace is Carbon

IprintMONEY:
les from hell

So all these and more comments on bet9ja Facebook page from your village abi?

Jashub:
These loan companies have no conscience whatsoever and our government keeps turning a blind eye to the way they treat customers. But no be their fault. Had it been say we get people wey dey function for government, all these nonsense of borrowing no go dey and even if e dey, humane conditions go follow am

Sharrap, any small thing, una don call government...but yet, if government act una go begin cry up and down

ekene101:
I really dealt with them

How?

ghettochild:


How much be ur money wey dey dem hand??

You can also ask these people...

ekene101:
I really dealt with them

How, what did you do to them?

Avoid them. That's the logic.

rosalieene:

Hahahaha
OP, is it his Father's company?
Why did you put out his number? So that those chronic debtors on this site will start blasting him on call and putting their frustrations on him abi.

I believe TRANSNET SHOULD HAVE OFFLINE PAYMENT OPTION. YOU SHOULD HAVE ASKED AND OPTED FOR THAT. THEY'RE ONE OF THE MOST ORGANIZED LOAN COMPANIES.

WHAT'S WITH YOU PEOPLE AND DRAGGING LOAN COMPANIES THIS DAYS. THE OTHER TIME IT WAS SOKOLOAN.

why are you bitter,seems you're working for them

Wetin concern us..... If he blocked you on whatsaap, wahala no dey finish for 9ja na..... Borrow anoda money join jeje then afer that make una meet for court........ I go tune my tv dey watch as the show go end.

[quote author=simplejayy post=103662553]I am not satisfied with the way this company operate.

Who has experience such?

I took a loan of 11,000 to repay in a week time with interest on 21/06/2021 as due date. I tried repaying on the app even before the due date but it wasn't successful. The app is stagnant and give pending note. All efforts to reach their customer care was abortive. Still yet default charges keep increasing.

After few days a collection officer of the company with this number (+234 701 743 3849) started sending me threat messages to pay up. I explained to him what I have been experiencing. I paid the loan amount and initial interest rate by bank transfer. I sent him proof of payment and was cleared not default charges remained.

He said I still have to pay for default. I said I can not pay for default because the fault is not mine as their app was not accepting payment. That they should fix their app. The following day I paid using fist monie pos and sent him proof of payment. He said it will be cleared. Up till now it has not been cleared. Default charges keep accumulating after 2 weeks of payment.

Only to remind him to clear the default payment this morning and he blocked me on whatsApp. I called him on regular call and he said the company is not his father's company and that do I want him to block me again on call.

This is not fair at all. I feel cheated.

[I think they need people like me because I don't bloody care if they send messages to all my contact. Loan apps run when they see my name]