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Living In The Uk-life Of An Immigrant (part 3) / Living In The Uk-life Of An Immigrant (part 2) / Living In Canada/Life As A Canadian Immigrant Part 2 (2) (3) (4)
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Re: Living In The Uk/life As A UK Immigrant by Beenkay(f): 2:09am On Aug 04, 2021 |
STENON: @Stenon, your sister can apply for Chevening scholarship which is currently on or look out for Commonwealth scholarship which might start next month (that's if she's going for post graduate studies). All the best to her. |
Re: Living In The Uk/life As A UK Immigrant by yemi626: 4:59am On Aug 04, 2021 |
The Adebisi Custodians will be your best bet. They have manage the activities of High Networth individuals as well as the local affairs of Nigerians in diaspora. level10: |
Re: Living In The Uk/life As A UK Immigrant by flinton(m): 5:02am On Aug 04, 2021 |
EngrSaks:Wisdom 1 Like |
Re: Living In The Uk/life As A UK Immigrant by Tolvin: 5:42am On Aug 04, 2021 |
Please quote this if you're staying in Glasgow Scotland. Very urgent please! Thank you |
Re: Living In The Uk/life As A UK Immigrant by bigtt76(f): 5:57am On Aug 04, 2021 |
What country are you based or renewing passport from? twizzie: |
Re: Living In The Uk/life As A UK Immigrant by Iphone123(f): 8:24am On Aug 04, 2021 |
Please house,is it possible to travel to Naija with an expired passport and proof of the passport renewal application if the person have a valid foreign passport? |
Re: Living In The Uk/life As A UK Immigrant by DisGuy: 8:50am On Aug 04, 2021 |
Iphone123: Yes. You might get the runaround when you get to Nigeria but its just the usual. Stand your ground and don't give shi shi! |
Re: Living In The Uk/life As A UK Immigrant by dustydee: 9:10am On Aug 04, 2021 |
Estroller:HTB is designed to help those without enough money to make a huge deposit to get on the property ladder. If the government takes a portion of the profit(or loss) on the property, I don't see anything wrong with that. I bought a property about 2 years ago using HTB. My decision was based on the fact that I was looking for a bigger house and the ones available had ridiculous rent (almost what i will pay as mortgage). I instead opted to use the HTB scheme with the 5% equity I had. Now when I remortgage this year, My house was valued at £27k higher than I bought meaning if I paid off the HTB scheme, they will take 20% or £5400 of the "profit" leaving me with £21k "profit". In the lat 2 years, I have also built up equity such that if I sold at current rate, I will have more than what I would have saved while still renting. The rent would have gone to the agency while also looking for spare funds to save towards my deposit. For me it worked and I know the feeling of having to part with some of the value appreciation of the building but it is what it is. I plan on remortgaging when my current rate expires and use part of it to payoff the HTB. 5 Likes 3 Shares |
Re: Living In The Uk/life As A UK Immigrant by Adewumi2888(m): 9:48am On Aug 04, 2021 |
Please gurus in the house!!! What masters scholarship can a person on Spousal visa apply to in this UK? I was categorized as an International Student. 1 Like |
Re: Living In The Uk/life As A UK Immigrant by justwise(m): 9:53am On Aug 04, 2021 |
olaness: Living in Manchester and travelling to Bradford for lectures? Your husband must be loaded, bad idea to be honest. Book Airbnb for a week in Bradford and within that period you people should be able to get a house. I lived in Bradford for about 6yrs and I know that Bradford is not as bad as people make it. Search for house in these post codes: BD5 and BD7, they are within the university and college proximity and loads of student accommodations. Bradford is not dominated by Asians alone , Eastern Europeans has taken over and you also have a good number of Africans there. If you don’t like Bradford then Leeds is an alternate, 20mins away by train, 45mins by First bus, Leeds is like London of Yorkshire , well developed, a bit of all races there and also affordable to live. As always before leaving Nigeria search for houses, book viewing appointments , when you get to the Uk have a look at the university notice board for accommodation ads, Internatioal centre also has list of private landlords you can contact for accommodation 4 Likes 3 Shares |
Re: Living In The Uk/life As A UK Immigrant by EngrSaks(m): 11:14am On Aug 04, 2021 |
That's not bad, like I said it's not a bad option but it's not the best. In 2 years with renovations to your old house you would have been able to move to a new one and put the current one on rent Looking at a situation where we can all increase the number of property we own in the shortest time Africans are not very well represented in the property market. Its something we should all be actively thinking about dustydee: 3 Likes |
Re: Living In The Uk/life As A UK Immigrant by Tolvin: 11:16am On Aug 04, 2021 |
Anyone please? Tolvin: |
Re: Living In The Uk/life As A UK Immigrant by dustydee: 11:21am On Aug 04, 2021 |
EngrSaks:No, in 2 years, I would have been paying rent while waiting to save up for my deposit. If I had the 25% deposit from the outset, why would I go for HTB except if I have other investments to put the money into? 2 Likes |
Re: Living In The Uk/life As A UK Immigrant by Iphone123(f): 11:36am On Aug 04, 2021 |
DisGuy:Much appreciated. 1 Like |
Re: Living In The Uk/life As A UK Immigrant by SamReinvented: 2:40pm On Aug 04, 2021 |
Hi everyone… please I have a question. Can statement from eToro be submitted as proof of funds to the British embassy when sponsoring someone’s trip from Nigeria? That’s practically where all my money is being housed right now. Only self-sustenance funds stay in my savings account. |
Re: Living In The Uk/life As A UK Immigrant by realone2012: 3:01pm On Aug 04, 2021 |
Good day bosses. I got an MSc admission for Sept intake at Nottingham. What is the prospect of jobs for a graduate student that is a Chartered Accountant with ACCA over there that can be done as we study? |
Re: Living In The Uk/life As A UK Immigrant by Aderin0la: 3:18pm On Aug 04, 2021 |
Hello all, Please I’ll like to clarify an issue. The last update by home office stated that international students working in the health and care sector can work full time for the time being (because of covid). I wanna confirm if this ONLY applies to people working under the NHS as doctors/nurses/carers, or if it applies also to those working for private health and care companies. |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 3:38pm On Aug 04, 2021 |
SamReinvented: Are funds already invested or on etoro debit card .......... What happened to your salary account.......... Is your salary account overdrawn ............ An account balance of £1,000,000, is not required to proof funds ........ Running the account on usual activities + a positive balance, is more important than silver or gold ...... 1 Like 1 Share |
Re: Living In The Uk/life As A UK Immigrant by Faithluv5(f): 3:59pm On Aug 04, 2021 |
Thank you very much TheGuyFromHR: |
Re: Living In The Uk/life As A UK Immigrant by SamReinvented: 4:07pm On Aug 04, 2021 |
Lexusgs430: Wawu. You asked me so many questions without answering the one question I asked . But the funds are mostly invested. |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 4:13pm On Aug 04, 2021 |
SamReinvented: I already answered your question ........... The devil is usually in the unseen detail ........ |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 4:17pm On Aug 04, 2021 |
SamReinvented: You can provide your etoro portfolio balance, because you can easily TP or liquidate position. But the etoro statement, would only play a backup role, whilst your salary account would be the wizkid ......... |
Re: Living In The Uk/life As A UK Immigrant by fatima04: 4:50pm On Aug 04, 2021 |
STENON: So sorry about this refusal, the same happened to me when I applied for my sister who was not working and was being sponsored by me. In her case the reason stated was because she didn't provide a bank statement even though I was sponsoring and my dad who was her sponsor wrote a letter showed his statement and mine. What I have discovered is UKVI are not particularly favorable to single, unemployed persons applying from Nigeria and in your case maybe the annual income was a little bit lower than they expected. My advise if possible get a stable income to show strong ties and plan a short stay to start with. 1 Like |
Re: Living In The Uk/life As A UK Immigrant by fatima04: 5:08pm On Aug 04, 2021 |
dustydee: Just to add, the HTB equity loan also enables a reduced mortgage cost because you have a higher deposit and better interest rate for a 75% LTV mortgage. Essentially, it helps people get on the property ladder quickly and start building equity (know a lot of people buy houses within 2years of getting to the UK). In all buying a house is a big financial decision, best thing is to map out a plan and check the feasibility and viability to ones situation.. 3 Likes |
Re: Living In The Uk/life As A UK Immigrant by fatima04: 5:12pm On Aug 04, 2021 |
EngrSaks: I think the bolded is what we don't talk about enough. For those with families, please try and get a Life insurance. 4 Likes |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 5:23pm On Aug 04, 2021 |
fatima04: Life insurance is a MUST ....... But you know our people always think, death is usually only for the next person.......... Death never gives warning and if it does, it's too late .......... 2 Likes 1 Share |
Re: Living In The Uk/life As A UK Immigrant by profemebee(m): 6:13pm On Aug 04, 2021 |
hi hi, please i still need answers to the provisional driving license question profemebee: |
Re: Living In The Uk/life As A UK Immigrant by fatima04: 6:36pm On Aug 04, 2021 |
Lexusgs430: No one wan die but they wan go heaven ,. How do we know a good provider though if people don't make a claim during their lifetime 1 Like |
Re: Living In The Uk/life As A UK Immigrant by fatima04: 6:38pm On Aug 04, 2021 |
profemebee: You get your money back as long as you don't submit the form within the time frame (precovid). You can check if you can cancel as well. For the covid19 test, no idea could be a glitch in the system, if worried maybe change it to a closer location like ibadan or ogun state. |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 6:47pm On Aug 04, 2021 |
fatima04: A claim would be made, at some point ........ Life insurance, is actually life assurance....... 1 Like |
Re: Living In The Uk/life As A UK Immigrant by Lexusgs430: 6:49pm On Aug 04, 2021 |
fatima04: Use platforms like moneysupermarket, confused.com, gocompare etc etc ..... |
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Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 5 / Canadian Express Entry/federal Skilled Workers Program - Connect Here Part 9 / Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 3
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