₦airaland Forum

Chriscero:
Agent ke? Nooooo! You can do it all yourself.

Yup! That is the website!

Any US banker will explain building your credit and more to you. I recommend Bank of America. There is a minimum threshold you can leave in a BOA account and it will not be touched at all. No deductions whatsoever.

The problem is that a lot of Nigerians forget and spend below the threshold or they get the usual call from the village "grandma has swallowed cutlass, please send money" then they withdraw too much, and deductions kick in automatically.

For some accounts, your account balance must not be below $1500 and for others, $500 is ok. It all depends on the type of account you open.

The one I opened with BOA was $270 or so threshold but they even closed the account already and sent my cheque to my address , I’ll open another one again , then I opened with wood forest too which is still functional.

Hi, i tried contacting you. Sent a message to you. Please kindly reply me or on olorunfemi101@gmail.com. Thanks ma

Lochinny:
Hi guys! Wanted to give my POE experience coz I’ve learnt a lot here and I believe mine would help someone. Sometime in March I told you guys about having a visa that’ll expire in May and that I was thinking of using it to give birth. I was encouraged most especially by @debbieeeeee
and @pointednose to go ahead.. and I actually did.

So here’s my experience:
I traveled with my Child which I gave birth to with the same visa 2 years ago. It wasn’t an easy journey. Went with Qatar airways. (One of the best airline I must say, just that the journey was quite long)
My POE was JFK which I used the previous time. When I got there, I was directed to join the citizens line because of my child. While on the line, a lady saw me and asked me to come forward (obviously a helper from God plus she saw I was pregnant and carrying a child) mind you, I didn’t try to cover it my pregnancy. did same 2 years ago infact I was almost due when I traveled the last time.
So back to my story, I met the POE officer who asked for my passport, he collected my child’s own and asked what I’m here for, I told him to have my 2nd baby. He looked at the computer for a while without saying a word to me, then stamped my child’s passport. Then he collected mine and asked where I was going to stay and asked for how long. I told him the town I was staying and I’m looking at 3months Or more. He now asked if I came with any food stuffs and I told him just spices, he now asked to see my face and I removed my face mask. He then stamped my passport 6 months and said have a nice stay.

From this, I can tell you two things
1) prayer is the key. I and my husband prayed seriously for a smooth Poe. Even told my pastor

2) Be truthful. Just say the truth to them. I learnt it here that being honest pays so when I traveled to have my first child, I told them exactly the same thing, (then I was obviously pregnant so I couldn’t even dare lying) and it was an easy Poe and I used the same JFK.
After hearing people say that 2nd time is always tougher, I got scared and people advised me to cover up since my pregnancy isn’t that obvious but I still couldn’t see myself doing it. I just said what will be will be. I made sure I was with every single receipt from the first one and a letter from the hospital showing I didn’t collect any Medicaid from them. Still they didn’t ask of anything..

These people appreciate honesty and I think if we keep being honest, they’ll start seeing Nigerians in a good way.

Thanks @Debbieeeeee and @PointedNose for the encouragement.

[quote author=Chriscero post=104593784][/quote]Thank you, I will do that.

Debbieeeeeee:
The one I opened with BOA was $270 or so threshold but they even closed the account already and sent my cheque to my address , I’ll open another one again , then I opened with wood forest too which is still functional.

Ehen! That is another issue. Your account needs to show activity no matter how small.

The presence of inactive money is a red flag too.

Connect your Netflix, AliExpress or other accounts to your dollar account and replenish it from Naija every now and then with small transfers too.

Then, no matter what, do not allow anyone you do not know 100% to use your account to collect money for whatever reason. Your account can be closed down for aiding and abetting fraudulent activity.

Chriscero:
Ehen! That is another issue. Your account needs to show activity no matter how small.

The presence of inactive money is a red flag too.

Connect your Netflix, AliExpress or other accounts to your dollar account and replenish it from Naija every now and then with small transfers too.

Then, no matter what, do not allow anyone you do not know 100% to use your account to collect money for whatever reason. Your account can be closed down for aiding and abetting fraudulent activity.

I was going to connect it but fear of hackers and you know BOA is always their hacking target.
As per anyone receiving money with my account I never agree to it, before I land one day and next thing as they’re scanning my passport they’re taking me for questioning, I don’t trust anyone on that one because you’ll be shocked how elderly naija men abroad still engage in . In my mind I used to think it was young guys alone, until I saw some men in their forties and fifties that I used to look at them highly engage in it too.

Thank you boss for sharing. Congratulations to you and madam.

Chriscero:
Hello House,

Wifey and I gave birth to our daughter in the US in Q1 2021 and I want to share a few tips 'cos we benefitted so much from the experience of others here. We travelled on B1/B2 visas and the baby bump was very visible. Wifey's legs were hurting too much right from Nigeria so she was on a wheelchair to help with the pain. Ironically, it prioritised us and we were able to board the aircraft and even pass through security faster.

We travelled straight to Atlanta via Delta Air and from Atlanta to Houston. The drilling in Atlanta no be here o! We were asked to go for the secondary screening but I was fully prepared for the questions that came. The CBP officer took a quick look at wifey sitting in the wheelchair with our baby bump and asked, what are you here for?

Ans: We are here for medical reasons.
CBP: And what is the medical reason?
Ans: My wife is pregnant and we want her to put to bed in the US.
CBP: That can't be done in Nigeria?
Ans: It can and we have actually tried in the past. However, our Nigerian doctor refered us to a Doc. in the US to better manage the pregnancy since my wife has peculiar medical needs.
CBP: Any document supporting that?
Ans: Yes, showed him.
CBP: What is the name of the US Doc?
Ans. Told him.
CBP: Is he expecting you?
Ans: Yes?
CBP: Any letters?
Ans: Yes. And showed him.
CBP: Have you made any payments for your medical bills?
Ans: Yes. And I showed him.
CBP: Where will you be staying?
Ans: I told him and showed him evidence of payment.
We did not want any family drama with relations so we paid for a commercial apartment for the whole 3 months wifey will be around. Sometimes, unknown to you, your relations and friends in the US may have issues that you don't want to be vicariously visited upon you especially if your village peeps are very active . There is a lovely Nigerian couple who have a very huge self contained room for rent in Richmond, Texas and the rates are great. I can hook you up if you are interested.
CBP: How long do you plan to stay?
Ans: 3 months for my wife but just a month for me.
CBP: Why are you leaving her behind?
Ans: I need to get back to work and I have strict instructions to complete the design of the baby's room before their return.
(General Laughter and lessening of tension previously created by wicked village people)
CBP: Oh! You do now, don't you. So, how much have you got.
Ans: In cash I have $XXXXX here and in my card, I have $XXXXXX.
CBP: What do you do for a living?
Ans: I am a Bleep.
CBP: Where do you work?
Ans: XYZ company and ABC.
CBP: And your wife?
Ans: She works with WXY company.
CBP: You got any document to prove that?
Ans: Yes. And I showed him.
CBP: So what do you plan to do after the baby is born?
Ans: I will travel back to the US to accompany them back to Nigeria.
CBP: So, have you visited Northern Nigeria recently? Got any relatives or friends there?
[/color] :oMy eyes nearly popped at this unexpected question. WTF!!! I braced myself and told the whole truth and nothing but the truth 'cos I do not know what document my wicked village pipu were flashing on his computer screen.
Ans: I was born there and I schooled there many years ago but I have not visited recently.
CBP: So you wouldn't know anything about Boko Haram, right?
[color=#990000] Me thinking, thinking of all my prayer points against marine spirit, ancestral spirit, familiar spirit, etc to die by fire IJN! Somebody cannot even play with these wicked pipu again . I braced myself and continued in the line of truth.
Ans: I certainly have. I listen to the news and I know as much about Boko Haram as anyone who pays attention to the news coming from Nigeria but I have nothing to do with them
CBP: OK (smiles) Welcome to the US and all the best with the baby and your future plans.
See relief washing all over me like a river!

I thanked him and an assistant helped me wheel madam away to catch our flight to Houston.

LESSONS LEARNT.
1. CBP accepts legitimate travellers with intention to depart the US.
2. Have your all your relevant documentation with you.
3. Speak confidently and truthfully.
4. Maintain eye contact politely.
5. Have sufficient funds $$$$$

This is my planned hospital and Doc.

Any complains from madam? Any tips for using them. I have contacted Dr Z already. I am wondering if I can use this new CBN policy of getting dollars from banks to pay him sef

Chriscero:
MEMORIAL HERMAN HOSPITAL
DR. DAMA ZIWORITIN - +1 (832) 520 - 5983

Ensure you exchange correspondence, make part payment and print copies before you travel.

No o. they are not cheaper than Oakbend and WHM

Debbieeeeeee:
Chriscero very detailed write up. I think memorial hermann is the cheapest I’ve even come across(among the hospitals I had in mind) lately in that area although they have had a slight price increment compared with before.

Hi can you put me through how you go about the hospital thingy with Houston. I have been trying to register bt to no avail, the one i got is higher @ Texas. And do embasssy request for any document to be presented during interview? please help

rozeybid:
It’s a long story but worth the read and someone might find it useful[/color]

I had my son at Oakbend Hospital 2018 and all bills were cleared with the zero balance letter issued . Fast-track to 2019, my husband was chosen as one of the Obama scholar to study at Colombia University NY and needed a J1 visa {That’s where my story began}

I wrote on this platform 2019 , how my husband was denied 3times because the VO keep saying we got discount which was what majority of applicant was going through because of the trump rules as regards people that have birth in the US .

To cut the long story , we got an immigration lawyer and Oakbend was able to give us the real itemized bill WITHOUT discount ...
we paid 10,000 to have the full zero balance letter .

My husband got his J1 Visa after the payment and proceeded for the program ... fast forward to December 2019, I applied to go and visit him and was DENIED .. After presenting all payment and documents , tried again and was placed on administrative processing, afterwards , my expired visa was REVOKED[color=#990000].

I totally gave up ..........................
2020 .... Corona happened

2021 ....
We were able to get an appointment date for May after paying an agent 200,000 for both of us within 3weeks .

May 5th ... We were at the embassy , the VO didn’t ask lot of question..
- Asked my husband why we were visiting the US and what he does for a living
- Looked through his passport and continue typing
- Faced me, and ask what I do for a living
- Looked through my passport too and saw the REVOKED visa .
- Approved my husband’s visa and placed me on administrative processing because he need to know why the previous visa was REVOKED .
I explained in my ds-160 that their must have been a mistake because revoked was written with pen on my expired visa and the dates didn’t align .

Today , May 25th, my visa got APPROVED and passport is ready for pickup .

Will be having my second child at Houston but definitely not OAKBEND.
And will be declaring at the POE my intent to come give birth .

Thank you for reading and hope someone find this useful .

NB - At the embassy , I noticed lot of people were granted visa and they didn’t ask for any receipt if you gave birth in the US before .

Lol.......God forbid world people!!!

My Netflix has been hacked before and it was linked to my regions card, I quickly removed the card from my account.

I have been sleeping and regions bank is sending me mail to confirm purchases made via credit at walmart.

Debbieeeeeee:
I was going to connect it but fear of hackers and you know BOA is always their hacking target.
As per anyone receiving money with my account I never agree to it, before I land one day and next thing as they’re scanning my passport they’re taking me for questioning, I don’t trust anyone on that one because you’ll be shocked how elderly naija men abroad still engage in . In my mind I used to think it was young guys alone, until I saw some men in their forties and fifties that I used to look at them highly engage in it too.

babestell:
This is my planned hospital and Doc.

Any complains from madam? Any tips for using them. I have contacted Dr Z already. I am wondering if I can use this new CBN policy of getting dollars from banks to pay him sef

Yes, you can. It is a medical expense. Greet the guy for me. He is a young man but he like forming "I am so old" because of his beard but thoroughly competent.

babestell:
Lol.......God forbid world people!!!

My Netflix has been hacked before and it was linked to my regions card, I quickly removed the card from my account.

I have been sleeping and regions bank is sending me mail to confirm purchases made via credit at walmart.

That is what I love about BOA. Once you say, "I did not make those purchases", your money is returned first before investigations

Thank you.

Chriscero:
Yes, you can. It is a medical expense. Greet the guy for me. He is a young man but he like forming "I am so old" because of his beard but thoroughly competent.

imagine. I had to do small calls upandan before regions refunded me my cash

Chriscero:
That is what I love about BOA. Once you say, "I did not make those purchases", your money is returned first before investigations

Thanks a lot

Chriscero:
Agent ke? Nooooo! You can do it all yourself.

Yup! That is the website!

Any US banker will explain building your credit and more to you. I recommend Bank of America. There is a minimum threshold you can leave in a BOA account and it will not be touched at all. No deductions whatsoever.

The problem is that a lot of Nigerians forget and spend below the threshold or they get the usual call from the village "grandma has swallowed cutlass, please send money" then they withdraw too much, and deductions kick in automatically.

For some accounts, your account balance must not be below $1500 and for others, $500 is ok. It all depends on the type of account you open.

As regards this medical expense from CBN..that means one will need to pay the hospital before travelling right?

babestell:
This is my planned hospital and Doc.

Any complains from madam? Any tips for using them. I have contacted Dr Z already. I am wondering if I can use this new CBN policy of getting dollars from banks to pay him sef

you can't pay the hospital with transfer. they usually don't do that. cash or card

pointednose:
As regards this medical expense from CBN..that means one will need to pay the hospital before travelling right?

babestell:
No o. they are not cheaper than Oakbend and WHM

They quoted me $6k for CS , WHMC is like $10k , Methodist $10k . I didn’t even check oakbend because my friends that used there gave me bad reviews.

babestell:
Lol.......God forbid world people!!!

My Netflix has been hacked before and it was linked to my regions card, I quickly removed the card from my account.

I have been sleeping and regions bank is sending me mail to confirm purchases made via credit at walmart.

They’ve even tried to hack my account severally na so I hands off o.

babestell:
you can't pay the hospital with transfer. they usually don't do that. cash or card

True, I asked them too if they’ll take transfer so I could pay with form A but they said no , cash or card.

Oh I see! So how are you planning to get the funds from bank to pay the medical expense? Cos I think banks will only accept that you fill some forms then they make transfer to the beneficiary account.

babestell:
you can't pay the hospital with transfer. they usually don't do that. cash or card

Oh got you

Debbieeeeeee:
True, I asked them too if they’ll take transfer so I could pay with form A but they said no , cash or card.

Good morning house. Please any latest information on securing US appointment date?? . We have been at it since may. Please any information that can be of help will be appreciate . thanks

You can do this for the Dr but not the hospital. SO thats my plan.

pointednose:
Oh I see! So how are you planning to get the funds from bank to pay the medical expense? Cos I think banks will only accept that you fill some forms then they make transfer to the beneficiary account.

Thank you very much.
Your message and replies have been awesome.
I appreciate

Chriscero:
MEMORIAL HERMAN HOSPITAL
DR. DAMA ZIWORITIN - +1 (832) 520 - 5983

Ensure you exchange correspondence, make part payment and print copies before you travel.

Debbieeeeeee:
They quoted me $6k for CS , WHMC is like $10k , Methodist $10k . I didn’t even check oakbend because my friends that used there gave me bad reviews.

Hi @debieeeeeee , WHMC (west Houston medical Centre on Richmond avenue right ?) is actually $3,600 for vaginal delivery & $5,000 for CS. Got their rates last month from my Dr

[quote author=bibiliscious post=104677013]Hi @debieeeeeee , WHMC (west Houston medical Centre on Richmond avenue right ?) is actually $3,600 for vaginal delivery & $5,000 for CS. Got their rates last month from my Dr

Please can i get the Dr's name and number

bibiliscious:
Hi @debieeeeeee , WHMC (west Houston medical Centre on Richmond avenue right ?) is actually $3,600 for vaginal delivery & $5,000 for CS. Got their rates last month from my Dr

$3600 and $5k is their old price o. They increased price like 2017/2018. A lot of people on this thread used to use whmc until their price increment to like 2.5/3x

Debbieeeeeee:
$3600 and $5k is their old price o. They increased price like 2017/2018. A lot of people on this thread used to use whmc until their price increment to like 2.5/3x

Price as at today is $3,600 for vaginal (2days hospital stay) and $5,000 for CS (3 days hospital stay). I literally just got off the phone with WHMC to reconfirm . I think you have to state that it’s self pay (cash) and they’ll advise you accordingly .

[quote author=Sunesis2012 post=104678704][/quote]Tried sending you a direct message but I think you need to grant access

bibiliscious:
Price as at today is $3,600 for vaginal (2days hospital stay) and $5,000 for CS (3 days hospital stay). I literally just got off the phone with WHMC to reconfirm . I think you have to state that it’s self pay (cash) and they’ll advise you accordingly .

They’ve probably come down again tbh because they increased their price one time exorbitantly and people ran from using them

They are only attending to student,immigrant and emergency visas. Even if you manage to get a date, they’ll cancel as the the date draws closer.

Mzwealthy:
Good morning house. Please any latest information on securing US appointment date?? . We have been at it since may. Please any information that can be of help will be appreciate . thanks