₦airaland Forum

If you have applied for online loan using their apps, you will surely give out most of your banking and personal details. Some of the guys who work at these loan firms are criminals.
Secondly, there are many crooks working in banks these days, who can also sell out details. Everyone just has to be smart enough not to fall victim.
Don’t give out the OTP sent to your phone number. Don’t give out the numbers on your ATM card.
Be wise.

TNORWAY:
To get Bvn is very easy.......I just thank God ,I never for ones engage in fraud........I just have positive councience........


There is a red flag in one of the bank apps that guyz use to generate BVN ......
All you need is just a valid Bvn first......then do some little permutations...

Example below.... Add a particular digit to a digit of your Bvn to get another Bvn......

Note: this us just for educational purpose, I did not put it here for nagative intentions.
Just for awerness and readiness.

To be deleted SOON!!!

The app developer is not security conscious. This move can render the bank useless if the get a get a good lawsuit. Whatever the app is, I don't want to know. And I pray you don't share it because I have account with almost all the banks in Nigeria.

All the senseless posts from senseless youths will end up here in NL

No single person from the North is afraid of break up of Nigeria. None whatsoever.

And I am not sure too many Northerners are happy with the union either. But as general believers in patience, understanding that in the long run, thing may turn out well in spirit of solidarity with majority true Nigerians within the South, the North chose to stay in the Union.

Nawao

Scammers are getting more and more sophisticated by the day.
We should all be weary about how we handle our bank details.

Never give out your ATM card details.

Honestly if Nigerians can quickly adopt en masse NQR code for transactions, we can then eliminate the need for ATM cards, eliminate the need for POS and close that avenue for fraudsters.

[s]

Ibkhaleel01:
All the senseless posts from senseless youths will end up here in NL

No single person from the North is afraid of break up of Nigeria. None whatsoever.

And I am not sure too many Northerners are happy with the union either. But as general believers in patience, understanding that in the long [/s]run, thing may turn out well in spirit of solidarity with majority true Nigerians within the South, the North chose to stay in the Union.

I just checked out the number on truecaller

Hmmn.

The future of yahoo yahoo!

In this hard economy why would you want to be scamming your fellow citizens?
Go for the Americans preferably white
300 dollars is small to them but would be big for you 100k+

had the same experience with this number 081 3566 597 5

Was in First Bank PTI Road Warri the other day, the wipe on guy 1.5m(no jokes). Bank say na POS but the guy insisted that it was d Bank. No b small display that day o. See slap 4 one of the bankers...the mopol for the bank sef no fit do nada. I no know how dem settle d issue sha bcus d guy raised dust fir like 2hrs straight..

I also wondered how he got a quickteller notification if the info he was giving out was fake.

chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.

Ok ok, let's assume he processed it using your BVN.


Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Not new.


Let me simplify this for you.

If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...

Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).

On Bank Apps too, it is easy.

There is an app too that does that. It is in dark web and we shouldn't talk about it.




You have to be careful sha.

But that's an old format.

New fraudsters tweak your Quick Teller account that it sends you a mail. When you log in, an OTP is sent to you that you wouldn't even suspect it is from another user since you are also responding to the mails...and boom...your account balance is gone.

Some pro hackers who work will fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot avoid them. Lol.

How do I know all these?

I was a darkweb geek during the days of Wapka.


Moving forward...

• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.

• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.

• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.

• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.

• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.

• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).

You are welcome.

Ho do I access a darkweb?

chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.

Ok ok, let's assume he processed it using your BVN.


Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Not new.


Let me simplify this for you.

If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...

Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).

On Bank Apps too, it is easy.

There is an app too that does that. It is in dark web and we shouldn't talk about it.




You have to be careful sha.

But that's an old format.

New fraudsters tweak your Quick Teller account that it sends you a mail. When you log in, an OTP is sent to you that you wouldn't even suspect it is from another user since you are also responding to the mails...and boom...your account balance is gone.

Some pro hackers who work will fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot avoid them. Lol.

How do I know all these?

I was a darkweb geek during the days of Wapka.


Moving forward...

• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.

• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.

• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.

• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.

• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.

• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).

You are welcome.

The day one fraudster will enter my hand I will behê@d him I swear

Bsc:
Why did u spend so much time to have conversation with a fraudster?
Lucky u it isn't the ones that use jazzz...

I spent close to 30 mins with one mofo. Jazz over the phone ??

The bolded,
I remembered people who are using gbwhatsapp.

chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.

Ok ok, let's assume he processed it using your BVN.


Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Not new.


Let me simplify this for you.

If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...

Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).

On Bank Apps too, it is easy.

There is an app too that does that. It is in dark web and we shouldn't talk about it.




You have to be careful sha.

But that's an old format.

New fraudsters tweak your Quick Teller account that it sends you a mail. When you log in, an OTP is sent to you that you wouldn't even suspect it is from another user since you are also responding to the mails...and boom...your account balance is gone.

Some pro hackers who work will fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot avoid them. Lol.

How do I know all these?

I was a darkweb geek during the days of Wapka.


Moving forward...

• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.

• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.

• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.

• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.

• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.

• [b]be careful of apps you download away from Google Play or Appstore, some can steal your details. [/b]Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).

You are welcome.

hmmm

I experienced same thing on Monday evening with this number 0703 148 2017

Lol all this local scammers sef

ojesymsym:
Today, the 30th of September, 2021.

I saw a missed call on my phone from 08145677895, not sure who it was, I decided to call back. When I called, the person at the other end asked who it was, and I replied that I got a missed call from the number and was calling back. He requested to know what my number ends with, and I told him, after which he called out my full name which I confirmed to be correct and he said he would call me back.

He called back and said he was calling from BVN centre, I just knew the fraud masters were at work, but usually I always play along. So, I was very polite as he was.

He called out my BVN, it was correct, he called out my full name. He then said that the date of birth on my BVN was conflicting with that on my account and that he was calling to rectify it. He called out two numbers, one of them was correct and the other was wrong by one year, he asked which one was the correct one. I choose the wrong one to be the correct one. He said, ok he will effect the change.

He then asked what banks do I have accounts so that he can also make the changes there, I told him I had many accounts, he wanted to know which one I used presently, I then proceeded to give him 3 random banks that I do not have accounts with.

He further went ahead to tell me that as of now, all my accounts have been blocked which is why he wants to help me correct the error. I told him, I was grateful. He said he had done that but I need to activate my ATM. He then asked if I had my ATM card was with me, I said no, just one with me.

He said I should read out the expiring date, I gave him a random figure. He called it out for me to confirm, which I did. He then asked me to also read out the activation serial number just above the expiring date (that is the main ATM number), I was like this one don see mugu this morning. I just took out one of my expired ATM card and read out the number to him.

He then said there is another 3 digit activation number at the back of the card, I gave him a random number for that one. He then said the system has generated a new ATM pin for me which I should now be using when I go to the ATM machine. The new number was 8191, I told him okay, I like the number.
He went further to say, but if I want him to configure it to be the old number I can let him know so that he can change it (he wanted me to tell him my pin), I told him this one was fine. He devise another excuse to ask for the number, I decided to give him another random number. He repeated it many times for me to confirm, I have a good memory, each time the number was consistent.

Here was the final part, he said I would get an activation number in a few minutes that I should read it out to him. Not long after, I got a Quickteller activation number which I was supposed to read out to him. I read out the number but changed one digit. He once again repeated the number for me to confirm, on all occasions, I confirmed the number, I could imagine him smiling at the other end hoping to make whatever transfer he wanted to do, when the thing failed, he asked me to read it out again, I did but it was giving me same error.

I told him the bank of the ATM I read to him was Standard Chartered even though the ATM card was an old sterling bank account that had expired, but somehow he asked how come the bank was showing sterling bank, I just told him it was sterling. After the failed transaction, the guy ended the call. I assume he will be busy trying to see what he can do with all the fake info I gave him.

The whole call lasted 9 mins 27 secs
A few questions though,
1. HOw on earth did they get my BVN and know my full details including date of birth?
2. How did he know that the ATM card was from Sterling and not Standard chartered as I told him it was?

Anyone, this is the fraudsters number 08145677895

I play with them all the time. I've not received any calls from them for a long time now. I usually enjoy the conversation. I remember the last one having collected from me all the fake details I gave him, asked me how much was in the account and I told him I had 3million in it as it was just one of my numerous account. The guy screamed with joy and told me thank you, thinking he has met a mugu. Minutes later he call to complain that his system is showing error. I told him to continue to try it that it may have been network problem. He called back again and said are you sure the information you gave me were correct, I started laughing and he said you're a bad guy. He was laughing on the other side of the phone and dropped the call.

How these guys get some vital information of customers is what I still can't fathom.

Lol, that picture always makes me laugh.

The zamina part eh!

DropsMic:
At least the person wey try scam you get sense small....

Checkout the one below.

I have thought of this also and cannot understand how, I have already sent a message to interswitch, operators of quickteller to see if the guy can be tracked, because if he was trying to pay it to another account then the name should be possible to track.
I just checked my quickteller account and it does not show up in the history or as a pending transaction. My guess is that he opened a quick teller account and used my number. That is what I can get my head around
I know that the first digits are able to tell you if it is a mastercard or Visa, but to know the exact bank was a new one for me.

angelfallz:
I also wondered how he got a quickteller notification if the info he was giving out was fake.

chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.

Ok ok, let's assume he processed it using your BVN.


Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Not new.


Let me simplify this for you.

If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...

Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).

On Bank Apps too, it is easy.

There is an app too that does that. It is in dark web and we shouldn't talk about it.




You have to be careful sha.

But that's an old format.

New fraudsters tweak your Quick Teller account that it sends you a mail. When you log in, an OTP is sent to you that you wouldn't even suspect it is from another user since you are also responding to the mails...and boom...your account balance is gone.

Some pro hackers who work will fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot avoid them. Lol.

How do I know all these?

I was a darkweb geek during the days of Wapka.


Moving forward...

• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.

• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.

• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.

• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.

• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.

• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).

You are welcome.

chatinent:
I am wondering how you got a Quickteller OTP if all you gave him were fake.

Ok ok, let's assume he processed it using your BVN.


Very easy.
It could be gotten via a phished site...or some bank officials sold it out. A liaison with a fraudulent banker can empty your accounts. Many fraudsters work with bankers. Not new.


Let me simplify this for you.

If you use online payments regularly, only entering your first four letters could tell if it's Visa, Mastercard, etc...

Using USSD too could unveil a bank name, and holder's name. (I am sure you know that).

On Bank Apps too, it is easy.

There is an app too that does that. It is in dark web and we shouldn't talk about it.




You have to be careful sha.

But that's an old format.

New fraudsters tweak your Quick Teller account that it sends you a mail. When you log in, an OTP is sent to you that you wouldn't even suspect it is from another user since you are also responding to the mails...and boom...your account balance is gone.

Some pro hackers who work will fraudsters also do hack into your balance directly, and shift logs to another vulnerable person! But it is rare to find these sorts! Why? Poor fraudsters cannot avoid them. Lol.

How do I know all these?

I was a darkweb geek during the days of Wapka.


Moving forward...

• you may need to use a two-way authentication on your accounts! It is very important. Both on your social media and Google accounts.

• Always view the links you click. I see many shared messages on WhatsApp ending with YouthEmpowerment using a URL Shortener urging people to share to their friends for a prize. Lol. Big scam.

• whenever a link claiming to represent sth sends a message, search on Google. It should have a Wikipedia page, go there and view their website link. If it is not the same, it is fraud.

• in Nigeria, only recognised education websites use the .edu.ng and government sites use the .gov.ng . If a site claiming to be of the government says otherwise, it's scam.

• if you ever get confused about a message being scam or not, just post it here on Nairaland and tag me, I will answer.

• be careful of apps you download away from Google Play or Appstore, some can steal your details. Download only recognised official apps on those stores. Not all apps are genuine there tho. Always read reviews (read the critical reviews.. because their team members must always join in posting positive reviews).

You are welcome.

Great analysis. I learned a lot from this. I would love to contact you for something I am doing at the moment along this line. Check your DM

ojesymsym:
Today, the 30th of September, 2021.

I saw a missed call on my phone from 08145677895, not sure who it was, I decided to call back. When I called, the person at the other end asked who it was, and I replied that I got a missed call from the number and was calling back. He requested to know what my number ends with, and I told him, after which he called out my full name which I confirmed to be correct and he said he would call me back.

He called back and said he was calling from BVN centre, I just knew the fraud masters were at work, but usually I always play along. So, I was very polite as he was.

He called out my BVN, it was correct, he called out my full name. He then said that the date of birth on my BVN was conflicting with that on my account and that he was calling to rectify it. He called out two numbers, one of them was correct and the other was wrong by one year, he asked which one was the correct one. I choose the wrong one to be the correct one. He said, ok he will effect the change.

He then asked what banks do I have accounts so that he can also make the changes there, I told him I had many accounts, he wanted to know which one I used presently, I then proceeded to give him 3 random banks that I do not have accounts with.

He further went ahead to tell me that as of now, all my accounts have been blocked which is why he wants to help me correct the error. I told him, I was grateful. He said he had done that but I need to activate my ATM. He then asked if I had my ATM card was with me, I said no, just one with me.

He said I should read out the expiring date, I gave him a random figure. He called it out for me to confirm, which I did. He then asked me to also read out the activation serial number just above the expiring date (that is the main ATM number), I was like this one don see mugu this morning. I just took out one of my expired ATM card and read out the number to him.

He then said there is another 3 digit activation number at the back of the card, I gave him a random number for that one. He then said the system has generated a new ATM pin for me which I should now be using when I go to the ATM machine. The new number was 8191, I told him okay, I like the number.
He went further to say, but if I want him to configure it to be the old number I can let him know so that he can change it (he wanted me to tell him my pin), I told him this one was fine. He devise another excuse to ask for the number, I decided to give him another random number. He repeated it many times for me to confirm, I have a good memory, each time the number was consistent.

Here was the final part, he said I would get an activation number in a few minutes that I should read it out to him. Not long after, I got a Quickteller activation number which I was supposed to read out to him. I read out the number but changed one digit. He once again repeated the number for me to confirm, on all occasions, I confirmed the number, I could imagine him smiling at the other end hoping to make whatever transfer he wanted to do, when the thing failed, he asked me to read it out again, I did but it was giving me same error.

I told him the bank of the ATM I read to him was Standard Chartered even though the ATM card was an old sterling bank account that had expired, but somehow he asked how come the bank was showing sterling bank, I just told him it was sterling. After the failed transaction, the guy ended the call. I assume he will be busy trying to see what he can do with all the fake info I gave him.

The whole call lasted 9 mins 27 secs
A few questions though,
1. HOw on earth did they get my BVN and know my full details including date of birth?
2. How did he know that the ATM card was from Sterling and not Standard chartered as I told him it was?

Anyone, this is the fraudsters number 08145677895

Very funny

Wow scammers are getting more sophisticated.

ojesymsym:
I have thought of this also and cannot understand how, I have already sent a message to interswitch, operators of quickteller to see if the guy can be tracked, because if he was trying to pay it to another account then the name should be possible to track.
I just checked my quickteller account and it does not show up in the history or as a pending transaction. My guess is that he opened a quick teller account and used my number. That is what I can get my head around
I know that the first digits are able to tell you if it is a mastercard or Visa, but to know the exact bank was a new one for me.

I still don't get it. I don't do all these loans stuff, I non de bet... My BVN is almost always submitted to only financial institutions.

Indispensable85:
I play with them all the time. I've not received any calls from them for a long time now. I usually enjoy the conversation. I remember the last one having collected from me all the fake details I gave him, asked me how much was in the account and I told him I had 3million in it as it was just one of my numerous account. The guy screamed with joy and told me thank you, thinking he has met a mugu. Minutes later he call to complain that his system is showing error. I told him to continue to try it that it may have been network problem. He called back again and said are you sure the information you gave me were correct, I started laughing and he said you're a bad guy. He was laughing on the other side of the phone and dropped the call.

How these guys get some vital information of customers is what I still can't fathom.

Adiwana:
Oga, delete this thing

Why should he delete it??

Abi you dy run similar thing?

It should be left there for everyone to see the tools these criminals use.

For the ATM, every bank has it own unique code which is the first 4 digits on the Card. I got to know that when a scammer called asking me for my ATM numbers. I told him I use Access and was calling Gtbank card numbers for him but he kept on telling me this isn't an Access Bank card number immediately I call out the first 4 digits.

I really do not think bankers go into this ad such .most of them are been monitored too as it has become a big news and threat to them now too.But some of us do Online transactions , patronise online banking and microfinance transactions .This microfinance borrowers online using apps are the major trouble here now .Some of them sold out their systems , change their Names after selling of the organisations .Most of thier staff left due to poor payments and left with sensitive information and documents of various individuals...... That has been he reason or this surge in BVN ,NIN scams. You CANT GET ANY LOAN ROM THIS APPS UNLESS YOUR FULL DATA HA'S BEEN CAPTURED INCLUDIN YOUR ACTIVE PHOTO SIZE !.SO HOW WONT SCAMMERS INCREASE .?