Stats: 3,165,355 members, 7,860,936 topics. Date: Friday, 14 June 2024 at 07:22 PM |
Nairaland Forum / Nairaland / General / Business / Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters (77952 Views)
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Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by GetMeRight: 8:42pm On Oct 15, 2021 |
chariisGRACE: You are right. Look at the attached picture below and see how some nairalanders (johnames, MissEfe, starryv) are making living from the loan apps operators
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Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by justking(m): 8:58pm On Oct 15, 2021 |
I really appreciate this information. Those guys are so naughty. Meanwhile, Do you need cheaper data to browse your favorite social media and forums? Then check my signature for the solution. |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Myhusband(m): 9:00pm On Oct 15, 2021 |
robosky02: I sight you Boss |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by justmondris: 9:02pm On Oct 15, 2021 |
And how did they gain access to your phone contacts.Did you give their app the permission? |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by robosky02(m): 9:04pm On Oct 15, 2021 |
OK see what people have been saying, read, Lean and use your Head: 1. I swear!!!! I sweard to myself that I will never take loan from any loan apps again.. Now And in the future 2. it isn't but I think bank should be the safest place to collect loan or from families and friends 3. With the exception of carbon, branch, fairmoney and quickcheck, don't pay any other useless loan app ....Branch …Fairmoney …Carbon Okash and Palm credit are licensed….Others no go get shi shi 4. most Nigerians don't like to payback whatever they owe. I saw one criminal complaining to the bank customer service, that he is getting deductions on his account. That they should stop all debits. The lady asked if he had ever taken a loan anywhere, he reluctantly agreed but pleaded for stoppage. Lady asked if he didn't intend on paying them. He was told it can't be stopped until he clears the loan. 5. The average Nigerian can owe for 700 years. You would hear him say, “when him ask me tire, he go leave me. Shey he wan kill me collect him money abi make I kill myself?” 6. Best loan apps ....If you must borrow, take from Palmcredit, fair money, Branch and Carbon. These four apps will never send messages to your contacts if you default. Rather, they will embarrass you with calls every now and then urging you to pay up. They won't involve your contacts. .....Okash, Branch, Cabon, Alat etc no dey harass the person not to talk of involving the person's contacts. ...agree with you, you don't harass people for them to pay back loans, it doesn't work that way, branch is a good loan app they don't harass me infact am doing business with them aside the loan, am saving on investment plan with them on 20% interest, which Nigerian bank can offer me that none highest Nigerian bank give on interest is 2% 7. A loan should always be repaid. It allows the lender to pay staff members, as well as give loans to other people. If everyone borrowed with the intention not to repay, the lender's business will go bankrupt. However, the lenders need to be strictly regulated. These ruffians have not one bit of respect for personal data. Perhaps, they don't understand the ethics that guides personal data. ......There are due processes by flagging all accounts linked to the bvn through CBN. 8 What i'm saying is that his full details (through his BVN) is blacklisted for not paying his debt If you doubt me, tell him to go to his bank and ask them to check his BVN in blacklist Kindly advice him to go and pay the loan except he is not interested in building an empire that might involve seeking credit facility later in future. Those loan sharks do not use the credit bureau that's why they go all out defaming customers, Branch and others that uses the bureau need not shame you, whenever you need a serious facility locally or even a foreign financial house, they will contact the bureau and will know if you are credit worthy. I recently applied for a loan from a micro finance bank, while still talking to the guy about it, no form filled yet, just chatting, the guy knows just my name and phone number, he mentioned that I took a loan from Branch (about 3yrs ago), I was surprised and I told him yes but I paid already in due time, he said he knows, he was just informing me. There is also a story here(NL) about a guy that wanted to collect huge facility from a bank, but it was discovered that he owed ₦10k or so to a financial institution, seems he even forgot ever owing such again since there is a change in status, he had to pay the debt to access the facility he is seeking for his business. @op, NITDA should investigate without having to wait for individual complaint, it can be done under public interest, so they have no excuse except they are getting something from it 10. The worst loan app .....9cash is the worst of them all. They have been calling and messaging over a month now about one of my former colleague that is owning them. The disturbance was too much, I have to block their line, they still use different line to message me this morning on the same issue. The colleague self, I don't even have his contact again. I have compiled my petition against 9ja Cash. I have paid. But they either return my dignity or be ready for ....Stay away from Sokoloan, Kash Kash, Lcredit, and one other loan app( I can't recall the name now) if you have dignity to protect. ....SokoLoan and it's affiliates particularly, they have made this a habit to defame people even if it's just a day of default and this is terrible. 11. Honestly, those lenders need to be regulated. They are too illiterate to be entrusted with data. Nothing should justify data breach or defamation of character. 1 Like |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Simdyofficial(f): 9:05pm On Oct 15, 2021 |
Nauttyprof:ok |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Johnames: 9:20pm On Oct 15, 2021 |
GetMeRight:you dey mad abi head dey pain you, never in your life mention me |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by SavageResponse(m): 9:29pm On Oct 15, 2021 |
1 Like |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Nobody: 9:32pm On Oct 15, 2021 |
If you can avoid loans if you must pay it up… never ever experienced such but I’ve experienced jealous people throwing dirt on your name sha trying to make you look a certain way |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Gunboysavage(m): 9:40pm On Oct 15, 2021 |
The 4 boiled eggs got me grinning ![]() TarOrfeeek: |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by ashawopikin(m): 10:02pm On Oct 15, 2021 |
MITCHELL96:e be like branch sef don tire |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by ashawopikin(m): 10:04pm On Oct 15, 2021 |
Bonemeal96:lord lugard e no go beta for am as him dey grave like dat |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by xpool(m): 10:05pm On Oct 15, 2021 |
Lordkross:You always assume a lot things in this country, why do you think people pay back the loans? This over assumption and taking things for granted is the reason many Nigerians do yahoo with a handset and later put their personal sim inside same handset to make calls, then remove it thinking they are smart. Have you ever heard about Financial forensic body? If you have any issue of fraud on your bank account, consult them. |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Izongdave(m): 10:05pm On Oct 15, 2021 |
Am just wondering how NIRSAL will get their borrowers to pay back, when their staffs have been conniving with their cronies to, apply for their facility only to return 70-80% of it to them (the enablers) in the name of it been covid-19 grants |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Nobody: 10:14pm On Oct 15, 2021 |
TarOrfeeek: Now this was HILARIOUS LOL |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Tobianojoel(m): 10:50pm On Oct 15, 2021 |
No one can blame them. Pay them their money! Lobatan! |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Orlu15(m): 12:02am On Oct 16, 2021 |
It is clearly stated here 1 Like
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Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Nobody: 12:08am On Oct 16, 2021 |
MrFollowFollow: Please, it seems you worked for one of these companies. Kindly enlighten us. A lot of reliable hardworking Nigerians are interested in these fintech companies and their packages. The problem is that they open peoples account to fraud. About 50% of fraud emanated from information requested by these loans tigers. CBN, NITDA and EFCC should do something about these companies. Nigerians are internet fraud expert . No matter how secured and encrypted the site and the information transmitted on that site, asking for 1. Names 2.BVN number 3. ATM card number and Security 4. ATM card pin 5. Bank 6. Bank account number . Releasing this information through quick loan applications and granting the application permissions to some functionalities on your phone is very risky in Nigeria. It is a great risk. |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by donhils: 1:08am On Oct 16, 2021 |
Wahala no dey finish |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Olafisoyem: 1:24am On Oct 16, 2021 |
EmekaBlue: Did they force the person to take the loan? |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Cousin9999: 1:28am On Oct 16, 2021 |
That's wrong and illegal. This could cost someone job/business opportunities. |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by fr3do(m): 6:11am On Oct 16, 2021 |
MITCHELL96: That's why interest rate on these loans are high, so as to cover loss caused by douchebags like basil 2 Likes |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by fr3do(m): 6:14am On Oct 16, 2021 |
Shellsploit: Shame |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by Tomilola360: 6:37am On Oct 16, 2021 |
i dont pity them. in fact u refer ppl to go to these loan sharks. Lend someone money as a friend and see what they ll do to you. |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by tonididdy(m): 8:52am On Oct 16, 2021 |
Emmm.... What stupid loan company gives a loan without informing the debtors "next of kin" as he/she provided to the loan company. Then you say you are embarrassing me with calls and txt, you be mumu ni. That's how one wrote me on WhatsApp all the way from PH about my bros debt from their company and how my bro dropped my number as NOK and the loan due date had expired. I just told her to call me on videocall and I showed her my location.... She screamed jesu, you are not in Nigeria ![]() ![]() ![]() ![]() I just laff |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by bepositive11: 9:23am On Oct 16, 2021 |
robosky02: Exactly! Nothing can justify their behaviour. That's emotional and psychological abuse! |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by harmargedon: 10:53am On Oct 16, 2021 |
Abortion7:
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Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by PastorFire: 11:06am On Oct 16, 2021 |
MrFollowFollow:Its so pathetic to think you can just sit from afar and analyze or think for someone you barely know. It only goes to show how dysfunctional and shallow your thinking process can be. What if i told you i paid back a loan of 50k that same day without the app talking or calling me?. Your way of taught is just pathetic. If the pressure that comes from the pressure of your bosses and from saving your cheap credit job, must that be a rational to rate most Nigerians? Just say you are under pressure and by the extension, made confused by that pressure. Hence your premature analysis and judgment. |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by MITCHELL96: 12:32pm On Oct 16, 2021 |
fr3do: ![]() ![]() ![]() |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by jutaji: 2:03pm On Oct 16, 2021 |
DJBIGGY: They sent a message alongside my picture to a my contacts via WhatsApp today 16/10/2021 tagging me a fraudster on due date. Threatening to blackmail my contacts as well. |
Re: Loan Apps Send ‘Shame’ Messages To Close Contacts Of Loan Defaulters by danniyal(m): 2:10pm On Oct 16, 2021 |
jutaji:Which loan app? |
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