₦airaland Forum

you be thief

Davash222:
Access Bank should find a place in their heart to forget that 100K... Why all these na

Come now, and let us reason together, saith the Lord: though your sin be as Scarlet, they shall be as white as snow; though they be red like crimson, they shall be as wool. ISAIAH 1:18.
Jesus is calling you today, He is ready to forgive you and make you a son not a slave, come to Him today and enjoy the fullness of His Glory, tomorrow might be too late.

Make dem start with federal and state governments, politicians and elite business men before moving for poor citizens in the country.

Palmcredit and branch old if you're reading this, forgive and forget.. Or wait till 2050 when I cash out I will pay

This is good news. I have a friend that is a chronic debtor. He doesn't like paying debt. He has the money but he won't pay. He is owing Diamond now access and First bank. He is currently using GTbank.
CBN should deduct all the money he is owing from his new GTbank account.

Kennedy321:
see below

Scam scam. Becareful guys

RenaissanceGuy:
It's only rich men who borrow billions who have and refuse to pay.

Continue pointing fingers on the rich.
The poor are equally guilty as the rich.
some of you borrowed as little as 10k from various financial institutions but refused to pay.

June15:
Until thy kingdom come, them no fit do nothing.. deducting customer's money with their consent, is like embazzlement

The law was recently passed, I believe�

It's a win for Nigeria. Who dem go borrow billions, wey no go become billionaire

omowolewa:
What happened to Collateral Security held for the loans

who and what is your collateral when you borrow credit (units) from MTN I just want to know.

One of the things my late father told me before he died was this "never you take a loan from the bank to invest or boost your business,if you ever have need 4loan,ask from business associate" this advice has made me succeed in business over the years and made my business loan free. even wen my banks offer me low interest loan,i decline....so if you thinking of taking a loan pls consider the risk

JavaScript90:
Very good. Nigerians don't like paying their debts. I wonder the tree they think the lender plucked the money from.

Na for this nairaland a chronic debtor was looking for a way to tarnish sokoloan image simply because sokoloan sent embarrassing messages to his contacts when he defaulted despite agreeing to such when he accepted their terms.

Government should employ this method so that loan apps and other lenders can easily collect back their loans.

NO HIDING PLACE FOR CHRONIC DEBTORS

I dare you to start your own loan app and try what sokoloan did. You will live to regret it.

People took loans to build you an economy, the honorable thing to do is to examine why businesses fail. Build enabling infrastructure, reduce cost of power generation, control wreck less taxations.

Silentmoni:
One of the things my late father told me before he died was this "never you take a loan from the bank to invest or boost your business,if you ever have need 4loan,ask from business associate" this advice has made me succeed in business over the years and made my business loan free. even wen my banks offer me low interest loan,i decline....so if you thinking of taking a loan pls consider the risk

It's not everyone that has business partners that are willing to risk it. And business partners simply can't afford to loan one some amounts.

thaoriginator:
Palmcredit and branch old if you're reading this, forgive and forget.. Or wait till 2050 when I cash out I will pay

I don't think loan app are included

teacherbim:
I don't think loan app are included

They better not o, cos nothing for now.


In fact I'm taking it as part of my own national cake

Davash222:
Access Bank should find a place in their heart to forget that 100K... Why all these na

If they do this for all their loan defaulter they will be out of business in no time!

thaoriginator:
They better not o, cos nothing for now.


In fact I'm taking it as part of my own national cake

C'mon naa, pray you are blessed to settle them off

teacherbim:
C'mon naa, pray you are blessed to settle them off

Amen dearly.

Man just dey vex these days, it shall come to pass by God's grace.


Thank you

goverment owe my mama pension they shuld deduct it from f.g acc

JavaScript90:
Very good. Nigerians don't like paying their debts. I wonder the tree they think the lender plucked the money from.

Na for this nairaland a chronic debtor was looking for a way to tarnish sokoloan image simply because sokoloan sent embarrassing messages to his contacts when he defaulted despite agreeing to such when he accepted their terms.

Government should employ this method so that loan apps and other lenders can easily collect back their loans.

NO HIDING PLACE FOR CHRONIC DEBTORS
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Your problem is that you only think one way.
Why are you obsessed with Lian apps and their customers?
Are you their PRO?

You also forget the part that the loan apps say that your data privacy will be protected.
Equity demands clean hands.

samsard:
It's not everyone that has business partners that are willing to risk it. And business partners simply can't afford to loan one some amounts.

True! Depends the kind of business one is into...in my kind of business its very easy to get loan from business partners....4 example sometimes when my goods arrive & i don't have cash 4 clearing i can easily go 2 my business colig in the market and get any amount i need 2clear my goods....same with wen some1 gets a contract to supply rather than go to bank,he can come 2me nd get d loan or goods needed and pay later..its a norm in my business place...but then its not same 4all business

RenaissanceGuy:
It's only rich men who borrow billions who have and refuse to pay.

But they can get the money back from the rich....e.g by seizing their properties or sell it....

How are they gonna recover their money , from a poor person, who is finding it difficult to pay back mere 50,000naira?

I will rather give a loan to a rich person, than those chronic poor people....who will use the loan to eat ofe Nsala and pounded yam, and also to throw owanbe party....

teacherbim:
I don't think loan app are included

they are not

omowolewa:
What happened to Collateral Security held for the loans

it's payday loans and they are usually unsecured.

Lastmankc:
Wetin go happen to my friend wey them don blacklist even loan app?

You mean YOU wey dey don blacklist

June15:
Until thy kingdom come, them no fit do nothing.. deducting customer's money with their consent, is like embazzlement

and the person that took the money and decide not to pay the bank back is doing the lords work right?

thaoriginator:
Palmcredit and branch old if you're reading this, forgive and forget.. Or wait till 2050 when I cash out I will pay

How long have you been owing palm credit & amount ?

I love this. All those online loans that people take with the intent not to pay back have hit the rock

Silentmoni:
One of the things my late father told me before he died was this "never you take a loan from the bank to invest or boost your business,if you ever have need 4loan,ask from business associate" this advice has made me succeed in business over the years and made my business loan free. even wen my banks offer me low interest loan,i decline....so if you thinking of taking a loan pls consider the risk

much respect to your dad, but its not always like that bro, most major business empire you see trending depend on financial support either from a bank or a financial entity. The major problem comes from we that go to borrow , to understand the agreement and structure of this loans, how the operate, the tenor period, interest rate ,moratorium, does it have a financial impact on their business, what is the turnaround time, can they meet up...e.t.c

but most Nigerians throw in their pen and sign and divert this funds for something else, no business plan and the end it affects them.somepeople borrow more than what they really need it for.
you see some people just starts a business and already jumping for a loan people are not patient to push their boat a little, borrow little and move high and especially on business which is a first time try.

If they want to start auto-deduction then they should start auto-elegibility and auto-loans without collateral . Access bank has refused to give me loan since 19progodo I no know wetin I do them