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Living In The Uk-life Of An Immigrant (part 2) - Travel (92) - Nairaland

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Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)

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Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 3:39pm On Nov 23, 2021
claremont:


I avoid crypto like a plague.

This is my current watchlist. If I had a spare £35,000 minimum I don't need right now and I could afford to lose it all, I would invest £5000 in each of these companies and leave it for 5 years. £35,000 should more than double to £70,000 minimum in 5 years time.

Thanks - what platform(s) do you use for investing in stock?

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 3:41pm On Nov 23, 2021
wonlasewonimi:


bros, i am a novice too. When people were talking about making money on crypto and stocks, I just went on my Revolut and started buying shares from reputable companies like microsoft, apple in short, FAANG companies bit by bit. Also, the fact that I can buy stocks with as low as 5 pounds.
From there i moved to Freetrade which is a standard stocks and shares trading platform. I also started watching Sasha Yanshin on youtube who gives good insight to what he is personally doing. For example, I got to know about Lucid from him around Aug this year and bought 200 shares when it was $18, today Lucid is $51.I bought Tesla whenit was $450 and it's now $1156, i only have 4. I wishI had started years back.

As per crypto, I started on Revolut as well, and I was putting few coins in bitcoin and ethereum. Now I have moved to coinbase. I have some money in ethereum, Dogecoin and Shiba. With shiba, I could have become a millionaire if i had bit the bullet and put 2k in it around April. I only bought £60 worth which turned out to worth £1400 in Oct.

***with crypto, you should only put money you can afford to lose.


I think oga Lexus is the OG on this parole.

Thanks for the detailed explanation.

I have been setting aside funds for another buy to let. I might just consider alternative investment and see how it goes grin

Do you get taxed on your profits?

2 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by Thehilah4jesus: 3:53pm On Nov 23, 2021
Babygal4eva:


HI, can I get a contact to message you on, or can you message me on 07066993219 WhatsApp?
Will chat you up soon

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by claremont(m): 4:03pm On Nov 23, 2021
Ralphlauren:


Thanks - what platform(s) do you use for investing in stock?

Hargreaves Lansdown. I have been with them for almost 10 years. I see a lot of dodgy brokers posted here. It's only when you want to withdraw your profits you know the genuine brokers from the dodgy ones. HL have never failed me.

6 Likes 10 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by LagosismyHome(f): 4:04pm On Nov 23, 2021
You see why the grass might be greener on the other side because it is watered more... didnt know they pay more tax .

Thanks for the enlightenment BouharryArtikou , deept , Ralphlauren
Re: Living In The Uk-life Of An Immigrant (part 2) by wonlasewonimi: 4:16pm On Nov 23, 2021
Ralphlauren:


Thanks for the detailed explanation.

I have been setting aside funds for another buy to let. I might just consider alternative investment and see how it goes grin

Do you get taxed on your profits?

The investment profits are subject to CGT provided it's above £12300 in a year. My overall profit since I started never reach that. However, if you are trading stock and shares within ISA, it is tax exempt for up to 20k per year.

But, if eledumare grant my heart desire and shiba reaches £0.05 today, I go go press Boris' nose for Downing street. grin

3 Likes 2 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by Nobody: 4:19pm On Nov 23, 2021
Thehilah4jesus:

Will chat you up soon
Please I also need info on the jobs too.
07030892859 whatsapp
Re: Living In The Uk-life Of An Immigrant (part 2) by gistbite(f): 4:27pm On Nov 23, 2021
wonlasewonimi:


bros, i am a novice too. When people were talking about making money on crypto and stocks, I just went on my Revolut and started buying shares from reputable companies like microsoft, apple in short, FAANG companies bit by bit. Also, the fact that I can buy stocks with as low as 5 pounds.
From there i moved to Freetrade which is a standard stocks and shares trading platform. I also started watching Sasha Yanshin on youtube who gives good insight to what he is personally doing. For example, I got to know about Lucid from him around Aug this year and bought 200 shares when it was $18, today Lucid is $51.I bought Tesla whenit was $450 and it's now $1156, i only have 4. I wishI had started years back.

As per crypto, I started on Revolut as well, and I was putting few coins in bitcoin and ethereum. Now I have moved to coinbase. I have some money in ethereum, Dogecoin and Shiba. With shiba, I could have become a millionaire if i had bit the bullet and put 2k in it around April. I only bought £60 worth which turned out to worth £1400 in Oct.

***with crypto, you should only put money you can afford to lose.


I think oga Lexus is the OG on this parole.

Good afternoon, can you post the link for the Revolut website or app? Thank you.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Thehilah4jesus: 4:27pm On Nov 23, 2021
Simran94:

Please I also need info on the jobs too.
07030892859 whatsapp
Will message you much later

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by wonlasewonimi: 4:36pm On Nov 23, 2021
gistbite:


Good afternoon, can you post the link for the Revolut website or app? Thank you.


Join me and over 15 million users who love Revolut. Sign up with my link below and check out their disposable virtual cards for safe shopping: https://revolut.com/referral/olatung5v!NOV2AR

I will get 50 pounds if you sign up via this link... Money must be made! wink

6 Likes 2 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by BouharryArtikou: 4:49pm On Nov 23, 2021
Simran94:
Please what's the easiest way to send money(GBP) from London down to Nigeria? Someone suggested sending to a dormicilliary account in Nigeria but that seems to be taking a long time to get to the recepient

Have you heard the name Omopapa??
Holla at him.

You may wish to holla at MamaTukwas too.

Additionally, @ Lexusgs430 can be contacted.

I am only listing the people I have persytested, & Trusted.

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 5:40pm On Nov 23, 2021
claremont:


Hargreaves Lansdown. I have been with them for almost 10 years. I see a lot of dodgy brokers posted here. It's only when you want to withdraw your profits you know the genuine brokers from the dodgy ones. HL have never failed me.

Okay I'll look into them. Thanks for sharing.
Re: Living In The Uk-life Of An Immigrant (part 2) by Ralphlauren(m): 5:41pm On Nov 23, 2021
wonlasewonimi:


The investment profits are subject to CGT provided it's above £12300 in a year. My overall profit since I started never reach that. However, if you are trading stock and shares within ISA, it is tax exempt for up to 20k per year.

But, if eledumare grant my heart desire and shiba reaches £0.05 today, I go go press Boris' nose for Downing street. grin

Noted. Thanks bro. Best of luck with Shiba grin

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Santa2: 6:22pm On Nov 23, 2021
Simran94:
Please what's the easiest way to send money(GBP) from London down to Nigeria? Someone suggested sending to a dormicilliary account in Nigeria but that seems to be taking a long time to get to the recepient

@simran94 Try lemonade finance..heard about the app here, downloaded from Google play. Used it to transfer last week, had a bit of a snag, sent them a DM on twitter and the issue was resolve. Money got to my naija account within 3 mins

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Domistic: 7:26pm On Nov 23, 2021
A quick one for those with kids.

Because load plenty, I want to buy one laptop bag for each kid plus the cabin luggage which is 7kg or so. Just to use to contain extra loads. Hope there is no issue with that. That excludes the normal 2 bags of 23kg All of us go carry laptop bag with cabin luggage. Meanwhile it’s only my own that will have laptop.

Any issue with that? Hope the Naija airport winch will be asleep when I pass
Re: Living In The Uk-life Of An Immigrant (part 2) by marylandcakes: 8:33pm On Nov 23, 2021
claremont:


I avoid crypto like a plague.

This is my current watchlist. If I had a spare £35,000 minimum I don't need right now and I could afford to lose it all, I would invest £5000 in each of these companies and leave it for 5 years. £35,000 should more than double to £70,000 minimum in 5 years time.


This is my style of investment too. Long term and watch your income grow. Choosing companies with high dividend yield also.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by marylandcakes: 8:36pm On Nov 23, 2021
claremont:


Hargreaves Lansdown. I have been with them for almost 10 years. I see a lot of dodgy brokers posted here. It's only when you want to withdraw your profits you know the genuine brokers from the dodgy ones. HL have never failed me.

Vanguard are also very good and their Brooker fees is very minimal.

6 Likes 4 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by Nobody: 9:12pm On Nov 23, 2021
Simran94:
Please what's the easiest way to send money(GBP) from London down to Nigeria? Someone suggested sending to a dormicilliary account in Nigeria but that seems to be taking a long time to get to the recepient
i used ohentpay last month. And its almost instant.
Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(m): 10:09pm On Nov 23, 2021
Lexusgs430:



Justwise, never replies to emails........ He is a BOT.......

He might even be a she, for all we care .......... cheesy

grin grin
Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(m): 10:14pm On Nov 23, 2021
umarwy:


I also believe the conspiracy that he's a she.

Not the modern model btw. Just normal fasle info

Are you suggesting that i'm a she-male[? grin

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04: 10:24pm On Nov 23, 2021
You people are not playing with this new part at all and now made me catch up after several days of reading through more than 40 pages. I will not dissappear and miss hot gist again oo.

Welcome back @Aphrodite007, we missed ya and glad you are doing great.

Thanks for your message on celebrating Little wins, saw it at a good time and we really do get overwhelmed amongst everything else.

I also thought @dustydee was a woman oo �� , maybe it's Shim sha

Missed the argument from our Mr Alaba intl importer exporter of drugs, some very funny responses that made my day.

Always a pleasure reading through @Ticha post omo, semi-retire at 50. We don bookmark the post and hopefully save enough to venture into it.

I want to add Engineering to the list of lucrative courses people can focus on asides IT and medics. It is a really lucrative industry, with loads of opportunities,although the salary return may not be as high as some IT roles. Lets also encourage our kids, nieces, nephew etc to study Engineering related courses, I am forever grateful to the person that pushed me to Quantity surveying.

There are lots of Engineeringcompanies offering apprenticeship roles with starting salary of 22k with benefit (for 2/3days at work) and still pay their Tuition. Basically, they are not saddled with student loans and still have good savings once done. I have seen 2 black kids in my coy blow up this opportunity on youthful exuberance.

Oga beryour i dey watch you oo, seems you wan port away from Engineering with all this tech analysis and abandon me, issokay oo

Reading through all the posts and seeing iboboyswag situation get resolved pages later was quite motivating and should be a lesson to people creating groups outside NL on whatsapp, seun really did strike gold, make he just increase some of its functionality.

Glad it all worked out @iboboyswag I can imagine the dilemma you and the family went through, the fear of UKVI ehn.

@akorkor having issues with that email and glad you asked your question on here and got better suggestions and help that I may not have been able to offer privately.

Endofmyjottings grin grin

9 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04: 10:27pm On Nov 23, 2021
wonlasewonimi:


bros, i am a novice too. When people were talking about making money on crypto and stocks, I just went

Thank you for this summary, didn't have any idea how to start.

Thanks for asking the question @Ralphlauren, you should be buying stocks of the brand now grin grin

2 Likes 2 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by brine(m): 10:54pm On Nov 23, 2021
Does anyone here know if a transit visa is needed for KLM when flying from Nigeria to Uk with a Nigerian passport?
Re: Living In The Uk-life Of An Immigrant (part 2) by omopapa: 2:04am On Nov 24, 2021
Bless bro

BouharryArtikou:


Have you heard the name Omopapa??
Holla at him.

You may wish to holla at MamaTukwas too.

Additionally, @ Lexusgs430 can be contacted.

I am only listing the people I have persytested, & Trusted.
Re: Living In The Uk-life Of An Immigrant (part 2) by wonlasewonimi: 2:14am On Nov 24, 2021
marylandcakes:



This is my style of investment too. Long term and watch your income grow. Choosing companies with high dividend yield also.

Your approach is a good one. With stock and shares these days, one has to be strategic and tactical at the same time. There's something called growth stock and dividend stock. Yourself and Claremont are currently investing in dividend stocks which most of the returns are long term (5years +) There's another set called the hype stocks. These are mostly driven by hype and you make your returns very fast. For example, Rivian EV when launched on stock exchange was trading at $70 per share, within few days, the price rose to $160. If you buy like 200 shares on Monday that week for 14k, by Friday you'd have made 18k when you sell. Please tell me why I'd hold Rivian stock for long at that price when I know full well that it is driven by hype or major social event? When the hype is down the stock would have come back to its real price which would be about $20. If you now want to keep stocks for longterm, you can buy again at the real price. You have quickly made your gains and left the market or possibly reinvest it in ETFs and Life strategy funds on Vanguard. This is the art of gaming the market!

caveat***it could go both ways grin

7 Likes 2 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 4:34am On Nov 24, 2021
brine:
Does anyone here know if a transit visa is needed for KLM when flying from Nigeria to Uk with a Nigerian passport?


You don't need a transit visa, if you are not exiting the airport............

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by ukay2: 5:56am On Nov 24, 2021
wonlasewonimi:


Your approach is a good one. With stock and shares these days, one has to be strategic and tactical at the same time. There's something called growth stock and dividend stock. Yourself and Claremont are currently investing in dividend stocks which most of the returns are long term (5years +) There's another set called the hype stocks. These are mostly driven by hype and you make your returns very fast. For example, Rivian EV when launched on stock exchange was trading at $70 per share, within few days, the price rose to $160. If you buy like 200 shares on Monday that week for 14k, by Friday you'd have made 18k when you sell. Please tell me why I'd hold Rivian stock for long at that price when I know full well that it is driven by hype or major social event? When the hype is down the stock would have come back to its real price which would be about $20. If you now want to keep stocks for longterm, you can buy again at the real price. You have quickly made your gains and left the market or possibly reinvest it in ETFs and Life strategy funds on Vanguard. This is the art of gaming the market!

caveat***it could go both ways grin

Your doing well grin
Re: Living In The Uk-life Of An Immigrant (part 2) by justwise(m): 7:07am On Nov 24, 2021
willyblinx:


Hi Justwise, I sent you a mail

Sorry For late reply.

I’m not welling to engage in such transition considering the risk involved.
Re: Living In The Uk-life Of An Immigrant (part 2) by Keralis: 7:13am On Nov 24, 2021
@mamatukwas please I sent a PM. Kindly respond
Re: Living In The Uk-life Of An Immigrant (part 2) by gistbite(f): 7:25am On Nov 24, 2021
Lexusgs430:



You don't need a transit visa, if you are not exiting the airport............

Are you sure about this? I've tried to book both klm and air France and a transit visa was required. It simply means you are passing through their borders (airport)
Re: Living In The Uk-life Of An Immigrant (part 2) by Lexusgs430: 7:39am On Nov 24, 2021
gistbite:


Are you sure about this? I've tried to book both klm and air France and a transit visa was required. It simply means you are passing through their borders (airport)


If flying through Paris ORLY, visa is required......

Schipol, no visa is required.......

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