₦airaland Forum

okwah:
Hope say no be branch?

Tell me more about Branch, please. I'm using it.

Nairalanders pls how safe is branch. I want to invest some funds into

On opay, there are better ways than safe lock that will pay you well. I use owealth and I can access my money from there anytime. No setting of date. The higher the money. The higher the interest.

AnonPoet:
See me see trouble o! I made a huge amount of money in December 2021, so in January 2022
i thought of saving the money in a place that will give me interest by December 2022. I planned to use the interest to flex or maybe even go on vacation sef. Someone recommended a platform (I will not mention their name yet) to me on this app that I should lock my money there, that I will get high interest that I can use to run some other stuff when I collect my money. What this person didn't tell me was that once I lock the money I won't be able to access it on a “due date”.

Fast forward to last week, my laptop crashed and I needed to get a replacement. I didn’t have enough money in my bank so I just thought to break my savings at least na my money and i really needed the laptop to continue my job. That was how I was told I cannot remove the money until when the thing unlocks itself. I WAN RUN MAD!!
Guys i want to know the next step to take, please o, i really need to remove my money to buy this laptop. I know I made a mistake by not reading Terms and Conditions, but I just felt like saving money should be flexible and stress-free.

Is this how all savings platforms are? Can’t a man just save money and get it back once they need it.

Which other savings apps with good interest and zero stress can I use in the future?
1. FairSave by FairMoney
2. Cowrywise
3. Bank
Which of these three is recommended abeg?

Branch has both. Flexible and the one you lock until date of maturity. Fairsave is okay it's just the interest rate which I feel is too little.

yemi1504:
I use Piggyvest too but never use the Safe lock feature for obvious reasons. Op was too greedy for high interest when the Flexible save feature has a high enough interest already. Besides, for a first timer, it states what each of this savings features do which is why it is important to read.

I use the safelock but it is 10days max, I'm not really after the interest bt just to save funds so I don't lock money away and then remain stranded, just 10days and if I need to relock I'll do it again

AnonPoet:
See me see trouble o! I made a huge amount of money in December 2021, so in January 2022
i thought of saving the money in a place that will give me interest by December 2022. I planned to use the interest to flex or maybe even go on vacation sef. Someone recommended a platform (I will not mention their name yet) to me on this app that I should lock my money there, that I will get high interest that I can use to run some other stuff when I collect my money. What this person didn't tell me was that once I lock the money I won't be able to access it on a “due date”.

Fast forward to last week, my laptop crashed and I needed to get a replacement. I didn’t have enough money in my bank so I just thought to break my savings at least na my money and i really needed the laptop to continue my job. That was how I was told I cannot remove the money until when the thing unlocks itself. I WAN RUN MAD!!
Guys i want to know the next step to take, please o, i really need to remove my money to buy this laptop. I know I made a mistake by not reading Terms and Conditions, but I just felt like saving money should be flexible and stress-free.

Is this how all savings platforms are? Can’t a man just save money and get it back once they need it.

Which other savings apps with good interest and zero stress can I use in the future?
1. FairSave by FairMoney
2. Cowrywise
3. Bank
Which of these three is recommended abeg?

my brother am so sorry to say this but you are a goat.you should have just gone to any good bank and do a clean fix deposit and the ll give you a certificate.mine is still with keystone bank.am on my third step of renewal of my fix deposit.

Na FairSave o. guy they offer the best interest out there and you fit commot your money any time wey you want.

how many percent interest bank go give you? at least with FairSave you get 10% interest on your money

ford101:
my brother am so sorry to say this but you are a goat.you should have just gone to any good bank and do a clean fix deposit and the ll give you a certificate.mine is still with keystone bank.am on my third step of renewal of my fix deposit.

Na p...yv..t do this one.

Just imagine if the thing no unlocked itself till 2030?

I don't know about branch sha, na the fairmoney one i dey use. I lowkey just put all the money i am not using at the moment inside their fair save wallet and they give me interest everyday

Spirated12:
Nairalanders pls how safe is branch. I want to invest some funds into

omo! wahala. thats why you should a platform that have flexible withdrawal use FairSave and you are free of locks and key on your savings.

Ihatebuhariwith:
Just imagine if the thing no unlocked itself till 2030?

I think the interest rate you are getting from Fairsave is fair sha. i mean 10% is one of the best you can get out here

writeprof:
Branch has both. Flexible and the one you lock until date of maturity. Fairsave is okay it's just the interest rate which I feel is too little.

The thing i love most about Fairsave is the flexibility. i mean we are humans and we tend to have emergencies come up even when we don't plan it.

sexyshola1218:
omo! wahala. thats why you should a platform that have flexible withdrawal use FairSave and you are free of locks and key on your savings.

AnonPoet:
See me see trouble o! I made a huge amount of money in December 2021, so in January 2022
i thought of saving the money in a place that will give me interest by December 2022. I planned to use the interest to flex or maybe even go on vacation sef. Someone recommended a platform (I will not mention their name yet) to me on this app that I should lock my money there, that I will get high interest that I can use to run some other stuff when I collect my money. What this person didn't tell me was that once I lock the money I won't be able to access it on a “due date”.

Fast forward to last week, my laptop crashed and I needed to get a replacement. I didn’t have enough money in my bank so I just thought to break my savings at least na my money and i really needed the laptop to continue my job. That was how I was told I cannot remove the money until when the thing unlocks itself. I WAN RUN MAD!!
Guys i want to know the next step to take, please o, i really need to remove my money to buy this laptop. I know I made a mistake by not reading Terms and Conditions, but I just felt like saving money should be flexible and stress-free.

Is this how all savings platforms are? Can’t a man just save money and get it back once they need it.

Which other savings apps with good interest and zero stress can I use in the future?
1. FairSave by FairMoney
2. Cowrywise in
3. Bank
Which of these three is recommended abeg?

I would have said cowrywise but with them, you won't have access to your money until the due date. It is very good to save towards a target. That is the way I use them

I use piggyvest. That will give you certain open windows in a year to withdraw your fund without penalty but if you really need withdraw outside the windows allotted, you will pay certain penalty (which I think is what you want to do).

Fairsave way o. You should try it

Ok12345:
Piggyvest won't allow you have shishi
Even if you are on your death bed....they prefer you die than terminate the date you agreed to unlock, they are so strict on safelock. I hv been using them since 2019 and I dey use sense lock something I can look away for a long time like 3 or 6 month

Me just start dey use Cowrywise and I'm safe locking for 1year...

E go bloody oh, but I go enjoy am insha Allah...

The best one that can help him save and still give him access to his money anytime he wants is fairsave.

bong4:
I would have said cowrywise but with them, you won't have access to your money until the due date. It is very good to save towards a target. That is the way I use them

I use piggyvest. That will give you certain open windows in a year to withdraw your fund without penalty but if you really need withdraw outside the windows allotted, you will pay certain penalty (which I think is what you want to do).

mediclife1987:
Me just start dey use Cowrywise and I'm safe locking for 1year...

E go bloody oh, but I go enjoy am insha Allah...

Of course you would laugh atlast,that stash Of cash you saved will helps .

Ok12345:
Of course you would laugh atlast,that stash Of cash you saved will helps .

Sure...

I get why people lock, but wait why can't you just save in a free zone where your access to your savings is easy and flexible. I mean all you just have to do is to probably save the money and delete the app until you are ready to use your money. This is just to avoid any unforseen circumstance sha. I use FairSave for my savings i don even delete the fairmoney app for my phone make the money just dey there dey breath.

mediclife1987:
Me just start dey use Cowrywise and I'm safe locking for 1year...

E go bloody oh, but I go enjoy am insha Allah...

bruno10000:
I use the safelock but it is 10days max, I'm not really after the interest bt just to save funds so I don't lock money away and then remain stranded, just 10days and if I need to relock I'll do it again

Still very risky! Life happens! The 8 per cent flex interest rate is decent and good enough.

kingcolearchive:
I get why people lock, but wait why can't you just save in a free zone where your access to your savings is easy and flexible. I mean all you just have to do is to probably save the money and delete the app until you are ready to use your money. This is just to avoid any unforseen circumstance sha. I use FairSave for my savings i don even delete the fairmoney app for my phone make the money just dey there dey breath.

If you are sure you can save that way, then just save with the bank jejely...

Peeps like us need to safe-lock cos we geh serious addictions that'll scatter our plans meen...

Life happens and we still need to save money for rainy days that is why you should use a platform with flexible withdrawal to save your money

yemi1504:
Still very risky! Life happens! The 8 per cent flex interest rate is decent and good enough.

seanwilliam:
How much (%) was the penalty ?

Lost all my interest incurred..had less than a month before my withdrawal date and lost 50k plus interest.

I prefer cowrywise. But firstly tell me how you made huge amount of money in December 2021 abeg?

AnonPoet:
See me see trouble o! I made a huge amount of money in December 2021, so in January 2022
i thought of saving the money in a place that will give me interest by December 2022. I planned to use the interest to flex or maybe even go on vacation sef. Someone recommended a platform (I will not mention their name yet) to me on this app that I should lock my money there, that I will get high interest that I can use to run some other stuff when I collect my money. What this person didn't tell me was that once I lock the money I won't be able to access it on a “due date”.

Fast forward to last week, my laptop crashed and I needed to get a replacement. I didn’t have enough money in my bank so I just thought to break my savings at least na my money and i really needed the laptop to continue my job. That was how I was told I cannot remove the money until when the thing unlocks itself. I WAN RUN MAD!!
Guys i want to know the next step to take, please o, i really need to remove my money to buy this laptop. I know I made a mistake by not reading Terms and Conditions, but I just felt like saving money should be flexible and stress-free.

Is this how all savings platforms are? Can’t a man just save money and get it back once they need it.

Which other savings apps with good interest and zero stress can I use in the future?
1. FairSave by FairMoney
2. Cowrywise
3. Bank
Which of these three is recommended abeg?

kingcolearchive:
Life happens and we still need to save money for rainy days that is why you should use a platform with flexible withdrawal to save your money

Piggyvest offers flexible withdrawals of even up to 4 times a month with interest and above 4 times with no interest for the flexsave feature which I use. Don't know what you on about?

This is the father of all savings platform. Try it today and thank me later

AnonPoet:
See me see trouble o! I made a huge amount of money in December 2021, so in January 2022
i thought of saving the money in a place that will give me interest by December 2022. I planned to use the interest to flex or maybe even go on vacation sef. Someone recommended a platform (I will not mention their name yet) to me on this app that I should lock my money there, that I will get high interest that I can use to run some other stuff when I collect my money. What this person didn't tell me was that once I lock the money I won't be able to access it on a “due date”.

Fast forward to last week, my laptop crashed and I needed to get a replacement. I didn’t have enough money in my bank so I just thought to break my savings at least na my money and i really needed the laptop to continue my job. That was how I was told I cannot remove the money until when the thing unlocks itself. I WAN RUN MAD!!
Guys i want to know the next step to take, please o, i really need to remove my money to buy this laptop. I know I made a mistake by not reading Terms and Conditions, but I just felt like saving money should be flexible and stress-free.

Is this how all savings platforms are? Can’t a man just save money and get it back once they need it.

Which other savings apps with good interest and zero stress can I use in the future?
1. FairSave by FairMoney
2. Cowrywise
3. Bank
Which of these three is recommended abeg?

Use Opay. You can withdraw at any time on the app.

AnonPoet:
See me see trouble o! I made a huge amount of money in December 2021, so in January 2022
i thought of saving the money in a place that will give me interest by December 2022. I planned to use the interest to flex or maybe even go on vacation sef. Someone recommended a platform (I will not mention their name yet) to me on this app that I should lock my money there, that I will get high interest that I can use to run some other stuff when I collect my money. What this person didn't tell me was that once I lock the money I won't be able to access it on a “due date”.

Fast forward to last week, my laptop crashed and I needed to get a replacement. I didn’t have enough money in my bank so I just thought to break my savings at least na my money and i really needed the laptop to continue my job. That was how I was told I cannot remove the money until when the thing unlocks itself. I WAN RUN MAD!!
Guys i want to know the next step to take, please o, i really need to remove my money to buy this laptop. I know I made a mistake by not reading Terms and Conditions, but I just felt like saving money should be flexible and stress-free.



Which other savings apps with good interest and zero stress can I use in the future?
1. FairSave by FairMoney
2. Cowrywise
3. Bank
Which of these three is recommended abeg?

use branch thank me later

Break the lock

Brownshoe:
you should have save that amount in dollars (flex dollar) you will be smiling all through now.

I tried at that time but the dollar features were inactive then. Hmmmm, overall I think it's an interesting app!