₦airaland Forum

Blessedmercy8:
Grandpa, you're still on this forum. Tufia!

Who's broke? Lol.. you wish..back to sender!

So a 41 year old granny can actually be calling a young man grandpa. What a dellusion oh God. With your wrinkle pussy cat

tomtomastom4:
Yes o... When kids come, wahala dey o. But me and my wife are already planning on how to manage things when kids arrive. With the way pampers are expensive. We are planning on using napkins. There is no shame in it. Napkins were used on me. I remeber vividly washing the napkins of our last born. None of us sick cos of that, so why waste moeny in buying pampers that will drain the fund you are managing.

Funny thing is that pampers u mentioned u might end up not spending ur money to purchase. Family n friends usually gift these items most of the time. U will see for yourself when it’s time, children have special blessings.

Mcslize:
To an extent but it depends on if you are day trader or a swing trader. With your technical analysis and price action knowledge, fundamental won't have any influence on your setups if you are a swing trader.

I learned from one of the best. As in, this guy is just too good. I follow exactly how he trades. He don't bother himself with fundamental and we are all doing very well.

Top down analysis is a process of analyzing a particular price chart from a higher timeframe to a lower timeframe to project thousands of pips into the future, using past historical price movements based on your major key levels (support & resistance key levels).

Your major key levels are the zones or areas where price respected or retested multiple times without breaking past it. Price movements are mostly reverted at major levels which directly gives you clue of where the market will move.

With that top down analysis knowledge and a proper risk and psychological management, you will hardly lose trades. Cuz you will always look out for the best setups in the market. You will 80% of the time be able to ascertain the direction of the market. It's not magic. It's something you learn and will be so good in it.

Like my mentor will always say, allow the market to come to you and knock on your door. Don't chase the market.

Top down Analysis Strategy criteria

1. Identify the direction of the trend on monthly time frame

2. Plot your major key levels on the weekly time frame

3. Look for trading opportunities on the daily time frame
y
4. Place your trades on the 4 hour time frame, close your laptop/phone and go about your daily life and let the market work for you.

I am grateful for getting to know about Forex and taking action I won't lie. Once you are good, you are good. Nothing can stop you.

..
wow wow wow thanks. I'm day.
wow

demanuel:
Good Day Sir,
I am interested in going into forex and intend going into it soon.
How do I go about it?

Bro nice one. Don't procrastinate any further. Hit the ground running. Just try and spare out time to learn. It could be 1-2 hours a day till you finish what I will send you.

My little advise: As you've set your mind to go into it, never make the mistake of giving up. I don't know you but I am telling you this. It's one of the best decisions you will ever make and believe it or not, you will never regret it in the long run.

To save you the struggle, you will have to learn from a mentor who already have the experience. It will save you all the many years of struggles beginners always experience. But that's not where I want u to start from yet.

First, there is a site I will give you where you will first learn about the basics, and everything about the industry. That site will open your eyes to everything you need to know.

That's where you will first start from. I couldn't finish mine. I just did the first chapter 1 & 2 and moved on to the main thing. That's because I am very fast and understand so fast when it comes to learning. But I will suggest you finish everything if you can from preschool to graduation. It's so bulky though. But you can finish it.

When you are done with that, then you can proceed from there to the main thing by getting a course. You can decide to use YouTube to support your learning. I will recommend The Trading Channel for you. You can check that out. That channel is good.

As for the site I want to show you where you will learn about everything, I will send it to you. I won't drop it here.

I will send you the site. My mentor included it in the course I bought. Just you alone. I am not sending any other person. I love people that show interest to learn. And that's why I will always support and encourage anyone that wants to learn.

Send me direct message through my profile. I will send it to your email box. Once you get it, register and start learning. It's free!

Nawaooo

I spend upto 20k everyday and still don’t get everything covered.

People Dey suffer sha

tomtomastom4:
Yes o... When kids come, wahala dey o. But me and my wife are already planning on how to manage things when kids arrive. With the way pampers are expensive. We are planning on using napkins. There is no shame in it. Napkins were used on me. I remeber vividly washing the napkins of our last born. None of us sick cos of that, so why waste moeny in buying pampers that will drain the fund you are managing.

Napkins can b used at home only. When taking your baby out use pampars because napkin smells very badly when. Is wet

tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.

https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k

Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise.
Now like the OP of the above thread requested, here is the break down of how we make our expenses.

To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.

This is our break down.
Monthly salary 95k
I remove 40k first from the salary and transfer it to 3 different acct.
The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct.
The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state.
The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.

From the remaining 50k,
I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born.
I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family.
I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct.
The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying.
Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.

The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.

Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.

Its not easy at all. But there are families with kids leaving below that.

My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.

thanks for this breakdown. It’s not easy at all. May God blesses us

Hi! You can join this crypto trading group on telegram to learn more and earn on binance. I am helping you directly. https:///tradingprofutures

xxmoney15:
Guy u need to start learning skills or getting a better job.

My salary is 76k as a teacher but my living with 2 kids n my wife isn't working yet is a miracle. Just that as a physics teacher I do get private lessons, waec registration business.

Currently I'm learning forex seriously because I want to be in charge of my future. Rent is pH is not cheap, 300k for that matter.

But na God de run am for us

tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.

I use to earn precisely 105k and it was just as you narrated until I made a decision to learn a skill. Yes, a skill. Skilled paid Jobs like Programming which I do now are the best. transitioned from a regular administrative role to a Technical career path.

Started building websites and Mobiles for companies. Currently, I work two jobs remotely. And am not there yet like my Other Co-programmers who work for foreign companies here in Nigeria. But I have a cumulative net salary income of 430k monthly (gigs not included). I learned to code with 250k for three months. it wasn't easy cos most of my friends who enrolled with me aren't on that path any longer.

I can offer any interesting learning coding, Precisely Frontend Development REACT JS (the Hottest stack at the moment) should hit me up. portfoliocv2022@gmail.com. Send me a mail with the subject "Frontend Development".

For those interested, we will have a 1hr google meet call where I will Orientate you on the rudiments and paths to enable you to decide if programming is for you.

From your narration your partner is understanding ( 10k for herself a month and 20k feeding a month for you both) is not possible at all on paper.

You have to step up now before the baby is born, the first 6 months are the easiest if she's breastfeeding but after that or a year...its expenses, expenses ,expenses.

Pls endeavour to provide your wife most of her cravings, surprisingly it's the baby in the womb that craves these things. Ensure to provide her good antenatal care and supplements.
When it comes to pregnancy, I don't think there should be holding back!
You need a healthy healthy baby birthed

GL

I'm a graduate who earns 35k monthly with a wife and a kid. I previously worked as a contract staff with IHS mantrac as a site auditor, but early last year the contract was terminated making me fall back to a 35k job from 200k.
My wife is still job hunting now since our child is 1year and 4months old. We manage the 35k till I get a better pay which isn't forth coming
10k----for my child staying with my mum
10k----savings
5k----food I get small side hustle which boost feeding
5k----for my mum
4k---nepa
1k--- for logistics

My work place is 200naira daily from home so I still manage from the side hustle to help out with transport fare

He no easy

xxmoney15:
Guy u need to start learning skills or getting a better job.

My salary is 76k as a teacher but my living with 2 kids n my wife isn't working yet is a miracle. Just that as a physics teacher I do get private lessons, waec registration business.

Currently I'm learning forex seriously because I want to be in charge of my future. Rent is pH is not cheap, 300k for that matter.

But na God de run am for us

Lol. 300k house rent on 76k salary ? Remove your rent and you'd be left with 51k per month. With 2 kids and wife? Omo..... your god is miraculous.

Forex? Hmmm

tomtomastom4:
An early advice. You cant make a living out of forex trading. Better stop wasting you little resource and time.

Hahahaha. I didn't want to be the one to tell that guy the bitter truth. But let him have his experience Sha.
Forex ke.... Forex will frustrate your life .

Mcslize:
Bro nice one. Don't procrastinate any further. Hit the ground running. Just try and spare out time to learn. It could be 1-2 hours a day till you finish what I will send you.

My little advise: As you've set your mind to go into it, never make the mistake of giving up. I don't know you but I am telling you this. It's one of the best decisions you will ever make and believe it or not, you will never regret it in the long run.

To save you the struggle, you will have to learn from a mentor who already have the experience. It will save you all the many years of struggles beginners always experience. But that's not where I want u to start from yet.

First, there is a site I will give you where you will first learn about the basics, and everything about the industry. That site will open your eyes to everything you need to know.

That's where you will first start from. I couldn't finish mine. I just did the first chapter 1 & 2 and moved on to the main thing. That's because I am very fast and understand so fast when it comes to learning. But I will suggest you finish everything if you can from preschool to graduation. It's so bulky though. But you can finish it.

When you are done with that, then you can proceed from there to the main thing by getting a course. You can decide to use YouTube to support your learning. I will recommend The Trading Channel for you. You can check that out. That channel is good.

As for the site I want to show you where you will learn about everything, I will send it to you. I won't drop it here.

I will send you the site. My mentor included it in the course I bought. Just you alone. I am not sending any other person. I love people that show interest to learn. And that's why I will always support and encourage anyone that wants to learn.

Send me direct message through my profile. I will send it to your email box. Once you get it, register and start learning. It's free!

You don try.

Thank you for speaking your truth. As for your wife, I don't think there's any reason to worry, it's shola. Inc and Co spreading silly ideas that Nigerian women are gold diggers. Not saying there aren't though. But you'd come to discover that men earning way less than you have wives and even kids. Millions of Nigerians are living in poverty but we don't see millions of divorces. So, don't allow the silly mentality from Twitter creep into your reality.

To the olodos complaining, you forget that he said he can save 20k a month and is even contributing for his families (parents and a sibling) upkeep?
sir, the goal is to take care of family and you're doing just that. With time, better go come. I salute you sir. You inspire to go and marry self. lol.

Landmack:
Nigeria population will continue to quadruple because poor pple are still giving birth like rats.

The govt keeps looking away from this impending danger...in fact, the danger already lives with us.
Who gave birth to the bandits and other vices?

When a man has nothing else going for him na to dey fvck like rabbit nah.
They go born full house.

xxmoney15:
Guy u need to start learning skills or getting a better job.

My salary is 76k as a teacher but my living with 2 kids n my wife isn't working yet is a miracle. Just that as a physics teacher I do get private lessons, waec registration business.

Currently I'm learning forex seriously because I want to be in charge of my future. Rent is pH is not cheap, 300k for that matter.

But na God de run am for us

300k is cheap for rent in p.h

If you doubt ask lagoon

somehow:
There are successful traders, know this and know peace.

Fx
Stock
Bond
Crypto

These aren't for people not financially stable just like every job or business is not for everyone.

Show me one successful FX retail speculator and i will show you 90 unsuccessful ones. Is that what you call success?
I guess stock is even better.

AbleBouncer:
I doubt if any sane man will even marry you at 60. Me high on something akwaya? Come no vex me o cos I did not set you on feet in search of a man but your stup*ti. You wanted ready made and now it's too late, don't cry go to shiloh

There are rich guys everywhere, so don’t judge blindly. It’s like you want trouble? Thank your stars that I’ve grown up.

somehow:
Some of those selling or training people on trading already made enough, but they write books or speak at events/train to create what we call "passive income".

There are people who have enough money but can't stay idle spending the money, so they venture into writing books, training people and speaking at events.

Everything in life comes with risk, forex trading/Cryptocurrency trading aren't in the same space as sports betting because you're a player in the first 2 but a spectator in the last one.

Very few, most of them only make money through selling courses and get commission by referring you to a particular platform.

Nasri100:
Took the words out of my mouth

Only painful thing is the Man is trying. All he wants is to make his family comfortable with his capacity

Eventually some so-called wife will eventually get tired and frustrate you

It’s easy to type these things on the internet but we will never know the other things that happen in that home. Living under $300 monthly. Chaii. God. Nigeria.

Goodluck OP. Please continue to hustle for more money. I pray God blesses you with something big soon.

You are lucky to be paying rent of 150,000 wherever you are too. That’s fantastic. Shelter is always a major bill.

Good luck

Bro,.his own is still better.... many of us are really suffering in Nigeria...

What about me that earn 35k as an audio salary and still have to cater for my kids alone and their dad.. feeding, clothing, tuition, rent and daily upkeep of the home.

It's tiring and frustrating.... sometimes, I feel like giving up cos it's choking me....but where will I go? Has always been the question tying me down... nobody you'd meet in Nigeria without a story to tell.


I no longer blame ladies going for already made men because.... poverty is the root of all evil... and some married women engaging in adultery because of lack....I non longer blame them too cos it's never easy for a mother to watch her kids go hungry.....

To afford a 3square low-budget meal is now a luxury in Nigeria.


Thank God for the grace of still hanging in here but it's not easy.... life ain't balance bro.

#pained.

God bless you and replenish you the more, I have been reading comments and all I see is op you dey try, I know some of those that commented really want to help but don't have the capacity. Please if there is a better job offer for op from your end please help. This I know will make him an ambassador of men who deny themselves of so many things just to meet up with family need.

gunther6:
Oya if you don’t mind dropping your account number, take 50k. Satisfy your wife’s cravings. I salute you and your wife.

I have no words for that girl, 80% of Nigerians have less than 500k in their accounts. 40% of Americans have none at all and half of retirement age people cannot afford to retire.

Life transcends money, so long one’s life is lived with dignity. God bless you man.


I haven’t heard from the poster, @ tomtomastom4 pls reach out. Peace.

pansophist:
Youre right, but that's not a good way to look at it. Ungrateful Women will always live amongst us, but why marry such in the first place? Such women should be left for the rich men that deserves them. I hope she finds such a man. At the end, age humbles us all.

So also do we have ungrateful men.....it depends on your personality and upbringing....no matter how low or high your earnings are...a faithful person will remain faithful, loyal and appreciative while an ingrate will never see you hard efforts and always complain.

Oju ti ri to.....#sad

My line of thoughts though not this area of op you dey try ooooo, peeps are really getting it hard in this economy but I know one or two persons here can be of help. 95k per month My guy buys sma gold 2 every week for 4,100 pampers like once in 2weeks for 2,800 in a month he spends 16,400 on baby milk and 5,600 on Pampers. Baby alone na 22k, come join baby's two other siblings, school is about to resume for new session, baby will start creche. Bobs Nigerians are trying. it is well.

OscarJaden:
Nairaland family wuna to good
If you able to help OP with a better paying Job i will be very happy because the way things are going
Things will be very difficult for him once his wife put to bed....
Buying baby foods for a month is no child's play
God bless you

Landmack:
I’m very sure the FG establishment is the sole reason why u allowed her to stay at KD if not U for don drag her down to your base.
You’re not an igbo man,are you?

Na only my igbo brother go tell him wife to resign from her well paid job and come join him; even if he is soaking Garri morning and night at his base and can hardly feed himself, I lie?

Yes of cause oo, na FG work sure pass.
Though I got an FG job too of recent, done with ippis but salary never enter in KD.

Na Yoruba guy I be ooo

Make God help and bless our hustle (Amin)

Many do not see the miracle in Many earning less than 20k monthly and they have a wife and children.

tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.

https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k

Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise.
Now like the OP of the above thread requested, here is the break down of how we make our expenses.

To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.

This is our break down.
Monthly salary 95k
I remove 40k first from the salary and transfer it to 3 different acct.
The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct.
The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state.
The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.

From the remaining 50k,
I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born.
I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family.
I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct.
The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying.
Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.

The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.

Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.

Its not easy at all. But there are families with kids leaving below that.

My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.

Wonderful analysis, but kindly state your location, where you stay and work and don't you buy data? before I make any further comment. Thanks.

Yes Minjin first of, I salute your courage of sharing your story here it is indeed an eye opener and also a means of making amends, my take on your submission is this, you are privileged to be in charge of pop c account, have it at the back of your mind that it is only temporal. Use the opportunity to invest with his money so long your investing with his money does not hurt him or make him feel cheated and make sure you Carey him along, sincerely speaking he may show interest but deep inside of him he will feel proud that he has a son that can manage his resources, try within your limit to curtail madam's expenses, this might make you be at loggerheads with pop c, reason being that if the man see say his bar just dey drop like naira value, he go just go behind you block his atm card, you no go fit access that account again, madam expenses after giving birth I tell you she go continue. Have a timeline of achieving something. Wish u all the best and safe delivery to your lovely wife.

Minjim:
I knew some kid will definitely talk trash.
I remember I said my father, not yours?

I hope I'm correct.
This is not a singles thread. You can't understand family issues if you've never started any

tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.

https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k

Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise.
Now like the OP of the above thread requested, here is the break down of how we make our expenses.

To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.

This is our break down.
Monthly salary 95k
I remove 40k first from the salary and transfer it to 3 different acct.
The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct.
The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state.
The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.

From the remaining 50k,
I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born.
I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family.
I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct.
The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying.
Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.

The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.

Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.

Its not easy at all. But there are families with kids leaving below that.

My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.

what of your TITHE

SageOfChelsea:
You dey try. I'm single and I earn 70k and yet I goa borrowing be4 27th of the month. I'm not getting married until I am earning 200k plus. And future wife must be earning 100k plus.

Baba nor be so o.
Don't wait. Good women dey North, even with your 50k salary, as long as them love you, I married my husband with nothing, he was scared, sometimes when I sense the pressure on him, I just pack to his mum place and stay with her, my mom in law is the best, she understand, I ate anything I wanted... Today our story is like a dream.

Just position yourself for Love.
All the best.

I'm Hausa Christian, my Husband is Igbo.

Guy you dey try.

Many Nigerian girls will avoid this thread because they have, in their subconsciousness presume that marriage is for guys. Because theirs is just to come and open leg and give birth. They will tell you that "I can't come and suffer".

I am happy that nature and time is dealing with them too. They should Keep looking for poverty alleviation programme in the name of marriage.
Abeg @Op, no too suffer that your wife and children.

Guys, my kobo advice is that, don't go into marriage if no sustainable means to living. Although @op is trying but with that kind of planning, social life is zero and many occasions would be avoided because no plan for it. No contingencies for in-laws or external urgent needs. I don't like people that live on loan.

@op, I wish you get something better. Try network for a better job before children start coming else you would die before your time.

tomtomastom4:
Thanks a lot. Though there are houses of 70-80k. But na public houses. Me I cant leave in such places at all.

Where did u based?