₦airaland Forum

There are so many online banking platform in Nigeria we have,
Kuda,
Chipper,
Bundle,
GoMoney etc

Which one do you use, I am finding it difficult to pick one. I am tired of unnecessary charges from banks in Nigeria.

Carbon is really good. I've been using it for years

Standard chartered Bank

Opay have been favouring me ooh

sammycipher:
Opay have been favouring me ooh

I thought they had some issues?

Why not try Moniepoint

adewaleadeyemi8:
Why not try Moniepoint

what are the benefits?

Palmpay...

Opay
Palmpay
Monieepoint

But you see Kuda, I dey see dem like people wey go soon jakpa with people's funds

Deicide:
what are the benefits?

Some of the benefits is that you can do cardless transactions i.e when a customer doesn't have his/her ATM at hand but is at the POS point in person, the customer transfer the funds to the Moniepoint business owner account (BO), the BO accepts the funds and gives the customer cash.

There's also card transfer where a BO can do both withdrawal leg and deposit leg at a goal.

For every deposit leg, it is capped at N20, while for withdrawal it depends on the volume of transaction involved and the current Moniester ranking the BO occupies.

You can insure your terminal (POS), also you can collect loans from Moniepoint which must be paid back before or exactly 24 hours of acceptance, you can activate savings plan where money is been deducted from your wallet and placed in your savings wallet, you can cash out when you feel like.

Okay, kuda, sparkle

Deicide:
I thought they had some issues?

Nah, I have been using them and since I haven't noticed any problems