Mellady:
Hi everyone, please can someone on a student visa/dependent student visa apply for mortgage just 6 months living in the country if they have deposit and employment history?

Technically, yes - there's no legal restriction on when you can apply for a mortgage.

Realistically, it depends on if you've built a reasonable credit track record, because that's the most important factor lenders will evaluate, alongside your earnings which presumably will be limited being on a student visa. If the dependent earns high pay and you have a substantial deposit as well you can boost the chances. Ultimately though, 6 months is a short time and it's likely that even if you have a high deposit you'll still get offered higher rates and/or a lower loan sum, to mitigate the extra risk the lender is taking with you

Mellady:
Hi everyone, please can someone on a student visa/dependent student visa apply for mortgage just 6 months living in the country if they have deposit and employment history?

In theory you can, but I don't think any lender will give you one, based on your immigration status.

MichaelUde:


In....

Oga Mike, May I send a PM. Please?

Lexusgs430:
Hope we are getting ready for possibly, the highest interest rate hike, in over 30 years...........



We shall know in a few hours ..........

Breaking news....
Bank of England raises rates to 2.25%, despite likely recession

Mellady:
Hi everyone, please can someone on a student visa/dependent student visa apply for mortgage just 6 months living in the country if they have deposit and employment history?

If you have like 70-80% deposit they might consider you

Good afternoon gurus.
A family of five came in December 2021. His wife is a PhD student, and her husband has been doing care jobs for the past six months. They are about to apply for an IHS refund for a family of five.

The care home wants to give her husband CoS, which will change his Visa to tier 2.

They are worried because of other information from people, and I decided to hear from our experienced brothers and sisters here.

1) If her husband applies for tier 2, will they still get the IHS refund?
2) Is it advisable he continues with the dependant Visa till they get all the refunds?

AlphaUno:



Baba you dey ginger me

@AlphaUno Why dont you just write to them and get an exemption. That way you wont be looking over your shoulders. State that you are not viewing live tv. Thats what I did. and they wrote back granting it.(i dont watch live tv anayways).

Are people allowed to use Ghana must go as a travel bag/box?

harrrry:
Good afternoon gurus.
A family of five came in December 2021. His wife is a PhD student, and her husband has been doing care jobs for the past six months. They are about to apply for an IHS refund for a family of five.

The care home wants to give her husband CoS, which will change his Visa to tier 2.

They are worried because of other information from people, and I decided to hear from our experienced brothers and sisters here.

1) If her husband applies for tier 2, will they still get the IHS refund?
2) Is it advisable he continues with the dependant Visa till they get all the refunds?

Ihs shouldn't stop you from getting or switching cos. Two completely different things .

The refund will work itself out.... but either way since still in care industry they will get the ihs refund back however long it takes

LagosismyHome:
Are people allowed to use Ghana must go as a travel bag/box?

Yes at your own risk....e fit tear if not the strong one

Yes, it is allowed. I used one in August.

Owoado:
Yes at your own risk....e fit tear if not the strong one

OlaLiberty and Owoado thanks

Who bought $SAVA with me in December........

I am now £236.82 up .......... It took a few months..... But no UK bank would pay this interest......

On my SIPP, I am also £157.62 up ........


$SAVA don vex o .....


I feel like cashing out o .......

Anyone living close to Teesside University? My sister need a room. Please

Santa2:


@AlphaUno Why dont you just write to them and get an exemption. That way you wont be looking over your shoulders. State that you are not viewing live tv. Thats what I did. and they wrote back granting it.(i dont watch live tv anayways).

Are you very sure .......

ukay2:


Breaking news....
Bank of England raises rates to 2.25%, despite likely recession

Those of us on variable rate, nah to do small overtime.......

Lexusgs430:

I don't use SL on Forex , I keep my eyes peeled and hedge(stop hedge, when appropriate)....... (almost to an extent, my wife would think I am chatting to another lover).......


This are hedge gains from yesterday alone, might be small, but earning £200 from pressing my phone......... Is a good use of my fingers...... I eventually stopped hedge and cleaned out .........

Which broker is that please?

Wehdone sir.

Tinyemeka:


Which broker is that please?

Wehdone sir.

Trading 212......

Lexusgs430:

[/b]

Are you very sure .......

When i contact you for IPtv..i go break the rule then ..for now. No

LagosismyHome:
Are people allowed to use Ghana must go as a travel bag/box?

@LagosismyHome .Normally yes..But I know someone that travelled with just ghana must go,. Mid way getting to their destination, national express refused to carry them. Nation Express picked them from heathrow, they had to change at another terminal for another bus, when the bus driver saw the ghana must go, asked if they had food in it(trust naija to carry fish naa). They refused to carry them until they took out the food items.

hustla:



None at the moment
Is there a way to go about that? I am just starting to apply

try 1000blackinterns.com

Santa2:


When i contact you for IPtv..i go break the rule then ..for now. No

Be a rebel......

Santa2:


try 1000blackinterns.com

Signed up a few days ago
Thanks

Santa2:

@LagosismyHome .Normally yes..But I know someone that travelled with just ghana must go,. Mid way getting to their destination, national express refused to carry them. Nation Express picked them from heathrow, they had to change at another terminal for another bus, when the bus driver saw the ghana must go, asked if they had food in it(trust naija to carry fish naa). They refused to carry them until they took out the food items.

Thanks for sharing and this is noted.....

Klm /Airfrance made a fuss about stopping it some years back so I wasn't sure if it was even allowed in 2022.

Lexusgs430:


Those of us on variable rate, nah to do small overtime.......

Locum.master?

Cut soaps for me Sir....

Lexusgs430:
Who bought $SAVA with me in December........

I am now £236.82 up .......... It took a few months..... But no UK bank would pay this interest......

On my SIPP, I am also £157.62 up ........


$SAVA don vex o .....

Baba dey drop more of this kain info for your boys on a steady. More answers to your prayers.

Punstar:

Baba dey drop more of this kain info for your boys on a steady. More answers to your prayers.

I did last year, it then crashed to $15.00........ But it's now on the rise again.........

ukay2:


Locum.master?

Cut soaps for me Sir....

Nah canoe soap I dey use o ...........

Hi my people, I will like to share a testimony to just encourage someone that you can do it. I know copied my question munamoqel about me asking for price difference on automatic car but I believe you should copy this one too so that people can see that some of us are still getting it right. Thanks to @lexusgs430 for the talk about house rent pay is mortgage money. @ticha, thank you for the knowledge shared on mortgage and always ready to dissect my situation. @mamatukwas my sister, thank you
I got into the Uk 6month ago and here we are as a house owner in the Uk. It can only be God. Thank you Jesus. @munamoqel, ensure you share this too in

Hello guys, pls I’ll be coming to Manchester metropolitan university MMU for my MSc program by first week of October. Pls who can help/assist me with accommodation around Manchester, Bolton, salford and it’s environment.

Akorkor:
Hi my people, I will like to share a testimony to just encourage someone that you can do it. I know copied my question munamoqel about me asking for price difference on automatic car but I believe you should copy this one too so that people can see that some of us are still getting it right. Thanks to @lexusgs430 for the talk about house rent pay is mortgage money. @ticha, thank you for the knowledge shared on mortgage and always ready to dissect my situation. @mamatukwas my sister, thank you
I got into the Uk 6month ago and here we are as a house owner in the Uk. It can only be God. Thank you Jesus. @munamoqel, ensure you share this too in

Congratulations...... YOUR equity starts building.......

When we talk about buying your own property, it's a worthwhile investment........

Why do you want to keep paying your landlord's mortgage........

Buy your house in the UK, before you start building that house in Nigeria....... Why do you want to remain a tenant in the UK, but a landlord in Nigeria........

harrrry:
Good afternoon gurus.
A family of five came in December 2021. His wife is a PhD student, and her husband has been doing care jobs for the past six months. They are about to apply for an IHS refund for a family of five.

The care home wants to give her husband CoS, which will change his Visa to tier 2.

They are worried because of other information from people, and I decided to hear from our experienced brothers and sisters here.

1) If her husband applies for tier 2, will they still get the IHS refund?
2) Is it advisable he continues with the dependant Visa till they get all the refunds?

Get your refund first b4 applying for another visa route. So, technically,
1. No
2. Yes