How do you navigate taxes, especially if you reside in a place for almost a month?

I re-read from the beginning and saw your MBA tale. Quite interesting because I was curious how a digital nomad got invited to an event with the Uruguayan president in attendance. The MBA school, M7 or T25?

ramalot:


I haven't been to Kenya or Zambia, so I don't know. However, Kenya has a vibrant capital city and an active startup scene.

So you'll have to do your own research, to see what works for you, or not. If you're tired of living in Nigeria, then make an exit plan and make the first move toward it today. It could be as simple as filling out a passport application, if you don't have one. It's one step in the direction you want to go.

Borntosmoke:
Ramalot. I want to go to South Korea because I love Kdrama movies and thier culture. Are Korean people welcoming and are thier girls not a racist cuz I won marry a Korean woman.? Is Korean a good place to live. I'm sure you will have been to Seoul and itaewon.

No offence, but how old are you to be thinking like this ? Wake the fk up and seperate fantasy from reality mate

This isn't actually a question, but I would like you to narrate how you were able to meet the Uruguay president.

P.S: I think you promise to gist us the story some pages back

cyrusmillz:


No offence, but how old are you to be thinking like this ? Wake the fk up and seperate fantasy from reality mate

Hahaha, una go kill person with laugh for nairaland.com, lol at how old are you, no dull moment on nairaland.com

Hotty321:

Thanks for the response. Is programming more advanced than Data analysis? I just want to know

In general, yes. Data Analytics involves some programming, but it's typically surface level data querying. Except you're dealing with massive "big data," then it can get a bit complex. Either way, you'll need good deductive reasoning to do well at it.

Programming on the other hand, requires significant problem-solving skills and attention to detail. So even if you learn a programming language, but have poor attention to detail, you'll still struggle. The consequences of typos in code can be significant.

As far as income potential, a great Programmer would earn a lot more than a great Data Analyst, on average. A Data Scientist on the other hand can earn more than a programmer, or fall in the same range. Also, I use "programmer" loosely. All programming languages are valued different, so choose wisely.

There are a ton of resources online, so do your own research on these things.

AngelicBeing:
You are absolutely right, l agree with your last paragraph, l spent close to one year advising a Doctorate Degree holder, he has the potential to be a billionaire in his country of residence, what he wants to get into, l am already in it and he has seen and heard from different people of the success of my own, l gave him several tips on the steps to take but till l post this message, he has not taken any step, l now ignored him completely since November 2022, he has sent me over 19 messages on whatsapp but l ignored him as well, l don't have time to waste for people who are not serious about taking steps to succeed in life, it is risky not to take a risk

Most people are risk averse, so the majority of people will never strike out on their own. Which is fine, as not everyone needs to go into business. However, if a person is nursing the idea and keeps talking, planning, talking some more, but never taking action, then too bad.

cyrusmillz:


No offence, but how old are you to be thinking like this ? Wake the fk up and seperate fantasy from reality mate

. How old are you too?? Nonsense!!. For you to think I will go to South Korea just for the purpose of getting a wife shows your level of reasoning. Small cruise dem go take aam serious

Gerrard59:

How do you navigate taxes, especially if you reside in a place for almost a month?

I'm not sure what kind of taxes you're referring to. I stay in most places for 1 month or more. Since the pandemic, it's typically been 3 months or more. If you're referring to income tax, US citizens are taxed on their worldwide income. So regardless of where you are, you still have to file your US taxes every year.

Some people who don't plan to ever permanently move back to the US renounce their US citizenship, in favor of whatever country they settle in. That's the only way you can't get taxed on your worldwide income. Only the US and 3 other countries do this.

If you're referring to taxes at the destination, then there's typically no income tax requirement. You're visiting as a tourist, and not expected to engage in local commercial activity. What you do online with clients outside the jurisdiction isn't locally taxable. As a tourist, you only pay local taxes through sales tax and similar everyday taxes. Very few places have a "tourist tax," and when they do, it's usually a negligible amount. It's also rarely paid directly, as you'll typically find it bundled into temp accommodation charges.

Gerrard59:

I re-read from the beginning and saw your MBA tale. Quite interesting because I was curious how a digital nomad got invited to an event with the Uruguayan president in attendance. The MBA school, M7 or T25?

Haha, I don't think I've ever referred to myself as a digital nomad, and actually really dislike the term. "Digital nomad" doesn't mean anything in particular. It's really just as broad and vague as a term like "commuting worker." So if you asked someone, "hey, what do you do for a living?" and they responded, "I'm a commuting worker," it would be a non-answer answer and make little sense. All they've told you is they have a job and they commute to work by car, bus or train every day. They haven't told you what they do, so you really can't infer their income.

In the same way, if you asked another person, and they said "I'm a digital nomad," they still haven't answered the question. All they've told you is they work digitally online and travel often. That's a lifestyle, not a job description or gauge of income. So one "digital nomad" could be plugging away on fiverr, making $500/month. Another could be running a real business online, making $50,000/month.

All that said, my being invited to that event had very little to do with my professional or academic standing. It had everything to do with my social skills and personal interests. An example of why I've emphasized being outgoing while traveling, multiple times here.




How I met the Uruguayan President

I've decided not to detail too much of the entire story in this thread, but I'll tell the summarized story (which might still be a bit long).

Shortly after arriving Montevideo, I stumbled on an establishment dedicated to an incident I've always been fascinated by, since I was a kid. I even did a powerpoint presentation speech about it once, in college. I didn't know this place existed before stumbling on it. So I took my fiancee, whom I've told many things about this incident, to check it out. While we were there, we met the owner. We got talking about the place, and also made some small talk and jokes.

He took a liking to us, and asked us to come have a seat with him in a lounge area in the building, if we had time. I'm always down for a good chat, so we sat and discussed the establishment and incident that inspired it. We talked about many random things, made many random jokes, while laughing out loud like we've known each other for years. Keep in mind, this is an older gentleman in his late 50s. Like I said earlier in the thread, I get along well with all categories of people.

Sure, in the process of all that chit-chatting, we talked about some of my professional and academic background. However, those things were only secondarily relevant, and at best, let him infer I wasn't a bum. Social skills is what did the heavy-lifting. At some point, I mentioned how it would be great to meet some of the people involved in the incident. So he asked how long we'll be in town for, because there was a small private event he was organizing and hosting at the establishment, in some weeks.

He said he sees I have a personal interest in the subject matter and know a lot about it, which is rare for him to see. And that he likes us as an interesting Nigerian-American and Russian couple, so he wants to invite us to attend. He said it was a private event, so we shouldn't tell anyone about it (before it took place).

He said all the people from the incident will be there and the President and Vice-President will also be there. We were excited and accepted his invitation, as I was happy I'd get to meet those people. Honestly, I wasn't too concerned if the President would be there, or not. My main interest was in the other people. We didn't have to go through any background checks, security clearance or anything. Just his instinctive judgment.

We simply waited some weeks till the event day and attended. It was great. Small event at the same establishment. Maybe 60-70 of us in attendance. I got to meet people I heard about as a kid, and watched movies and documentaries made about. Not just a quick hello, but standing and having long conversations with some of them, while eating empanadas and making jokes with them.

The President was there, and we said a quick hello, but like I said, my main interest was in the guests of honor. After some formalities, we spent most of the time talking with them, taking pics and interacting in a casual "get-together" party format.

It was certainly an honor to meet the sitting President of a country, in person, though. For most of the event, the President was always anywhere within 10 feet or right in front of me, within arms length. It was a relatively small room. I found this interesting, as we didn't have to do a security clearance. I guess it speaks to the safety culture in Uruguay. Uruguay is the safest country in South America, so I guess they're not as paranoid.

Anyway, it was a great event I was honored to have the opportunity to attend, and meet all those people. The man who invited us is an absolute legend in my books, and is now a friend. We reach out to each other and stay in touch.

Itzteewhy:
This isn't actually a question, but I would like you to narrate how you were able to meet the Uruguay president.

P.S: I think you promise to gist us the story some pages back

Read above.

ramalot:


In general, yes. Data Analytics involves some programming, but it's typically surface level data querying. Except you're dealing with massive "big data," then it can get a bit complex. Either way, you'll need good deductive reasoning to do well at it.

Programming on the other hand, requires significant problem-solving skills and attention to detail. So even if you learn a programming language, but have poor attention to detail, you'll still struggle. The consequences of typos in code can be significant.

As far as income potential, a great Programmer would earn a lot more than a great Data Analyst, on average. A Data Scientist on the other hand can earn more than a programmer, or fall in the same range. Also, I use "programmer" loosely. All programming languages are valued different, so choose wisely.

There are a ton of resources online, so your own research on these things.

Thanks for the response.. I discussed with a tech guy I know that I will like to learn data analysis from him and I told him I don't have science back ground but he suggested I should go for product management.. I don't know much about it.. can you tell me more about it and he said the product management be is also a tech

ramalot:


This thread is purely travel-related, not professional endeavors. However, the bold part is a problematic approach that causes many people to self-sabotage. Don't look for shortcuts and don't focus on quick gains. Focus on long-term skills and long-term outcomes.

I would recommend you take advantage of the numerous free resources online. If you want to go into the often lucrative field of programming, you can start with freecodecamp.org. It's free, and you'll be issued certificates. You can learn enough to land a Junior Developer job at a small startup.

If you want to go into Data Analysis, you can start with Google's official Data Analytics Certification on Coursera.org
It can take you several months to complete, if you're not very focused. If you go all in, you can do it in 2 months. Coursera is $39.99/month. So $80 for 2 months. You'll be issued a Data Analyst certificate. If you actually learn the skill, and not just breeze through to pass (like many students do), you can apply to Junior Data Analyst job positions.

These things pay a decent enough wage to start out in Tech. There is also cybersecurity and other areas to look into. All the best.

This is the best life advancement thread I've ever seen in NL. May God continue to uplift you and grant all your heart desires Ramalot. I have troubling questions and would most appreciate your advice. Currently have about 10years of Control and Audit experience in the banking sector and I've been so bothered about the direction I should take if my relocation plans materialize. I wouldn't want all my years of experience to be a waste and I'm considering switching to data analysis and cybersecurity. Would certifications like CISA, CRISC or CISSP be worth it? Would it empower me to startup a thriving and viable business much later? Or how best can I go about my switch? Pardon my many questions please. I'll appreciate your kind feedback. Thank you very much.

ramalot:
I have gained some insights into different societies and cultures, by traveling far and wide. Not as a weekend tourist, but spending extended time in those places, and living an everyday life. Some of that information/experience might be useful to someone here.

good evening,pls is there anyway i can apply to relocate Abroad based on health issues?if yes would you be so kind to put me through the process or steps to take??thank you

ferhyntorlah:


Justwise,
Cc: ramalot

If you're the one that moved this thread to front page, please I beg you, don't do it for subsequent educative threads again.

Immediately I saw it had reached 8 pages, I just knew front page happened and would contain all manner of unpleasant, ignorant and annoying posts.

Can you just imagine this comment? If only his likes know the wealth they can earn digitally.
Please leave such threads in their home section for them to be discovered by those who need them.

Ramalot, please don't be surprised at the sudden ignorant comments you nuts have read. It's as a result of your thread being moved to the front page for all and sundry to see.

Once a lovely thread like yours hits front page, expect all manner of comments.

Just like the way they destroyed Daniehouston's being black in Germany thread.

@OP your thread is quite educative and insightful. Thanks for sharing. This and Danielhouston's being black in Germany are one of the best thread I've read here.

ramalot:


Not too sure what you mean, but I believe anywhere in the world, transactions are done by the exchange of legal tender for goods and services.

If you mean a language barrier, English is often spoken in many places in the world. In Spanish-speaking places, I speak Spanish. In Portuguese-speaking ones, I speak Portuguese. In places like South East Asia, it's more challenging, but it's generally not rocket science to transact, even with zero language understanding.

I mean is it dollars you used everywhere or how do you convert your dollars?

cyrusmillz:


No offence, but how old are you to be thinking like this ? Wake the fk up and seperate fantasy from reality mate

Can't you see his username?
I nor fit laugh abeg.

cyrusmillz:


No offence, but how old are you to be thinking like this ? Wake the fk up and seperate fantasy from reality mate

Why are you making it sound like it's a bad thing he said.

zoedew:


Wished you responded more pointedly to the poser about the killing of blacks in Argentina!

You should find this interesting. ... screenshot .... search You Tube.

Originalsly:


You should find this interesting. ... screenshot .... search You Tube.

Thanks to you! Let’s go there! I love documentaries.

Hotty321:

Thanks for the response.. I discussed with a tech guy I know that I will like to learn data analysis from him and I told him I don't have science back ground but he suggested I should go for product management.. I don't know much about it.. can you tell me more about it and he said the product management be is also a tech

You're unlikely to be hired by any established company as a Project Manager, without significant management experience.

Once again, you don't need a science background to learn data analysis. You just need to be capable of analytical thinking and good with normal use of a computer. Most basic aspects of data analysis happens in Microsoft Excel and for larger databases, you'll go into querying tools.

Take time out and research these things online, and watch informative YouTube videos.

Blessiing:

good evening,pls is there anyway i can apply to relocate Abroad based on health issues?if yes would you be so kind to put me through the process or steps to take??thank you

Sorry about your health issues, but I have no information on this.

ramalot:


You're unlikely to be hired by any established company as a Project Manager, without significant management experience.

Once again, you don't need a science background to learn data analysis. You just need to be capable of analytical thinking and good with normal use of a computer. Most basic aspects of data analysis happens in Microsoft Excel and for larger databases, you'll go into querying tools.

Take time out and research these things online, and watch informative YouTube videos.

Thanks for the response the person that suggested about the product management said he's also tech, is also a data analyst working in Lagos, Nigeria but he's lamenting of not getting gig from Europe and others..

My opinion is that to go UK or any sane country to learn it cos I will be more frustrate learning it here cos of unstable electricity and I will need enough data subscription.

flyinnizam:
I mean is it dollars you used everywhere or how do you convert your dollars?

In most places, I go to an ATM with my bank card and withdraw cash in their local currency, at the official rate.

Remember, unlike Nigeria, Argentina and some places with "black market" exchange rates alongside their inaccessible official rates, most countries have a single official rate. So changing dollars at currency exchange businesses in most countries will leave you with a worse rate than an ATM.

ramalot:


In most places, I go to an ATM with my bank card and withdraw cash in their local currency, at the official rate.

Remember, unlike Nigeria, Argentina and some places that have "black market" exchange rates alongside their inaccessible official rates, most countries have a single official rate. So changing dollars at currency exchange businesses in most countries will leave you with a worse rate than an ATM.

wow nice, thanks.

I have BSc and Msc in Geology. Please what tech can I switch to in order to earn more money and be to travel like you ?

Demmylove:


Why are you making it sound like it's a bad thing he said.

Read the part I highlighted again

Hi Ramalot,

This thread is the most informative and educative thread have read on Nairaland and I must commend how detailed you are in narrating your wonderful experience arround the world and also how civil your responses are generally. I'm really impressed we have great Nigerians like you.

I'm a legal professional residing in Abuja seeking to make that career transition to Tech in 2023 and also later travel around the world. Therefore, this thread is very timely and has given me much motivation and believe to start something today!!!

So my questions are?
1. What's the most amazing experience you've enjoyed travelling to the South American countries and How's Luxembourg like for a tourist?

2. How do you juggle work/life balance considering the fact you work remotely and also a tourist? Do you have daily time schedules you adhere to?

3. What's your advise to a first timer tech enthusiast seeking to build a career in Tech and what programs should he start with which can be economically rewarding?

4. Everyone usually thinks Brazilian ladies have big booties lol, from your thread it's obvious there are more obese ladies than curvy ones....what do you think changed them?

5. What's your worst travel experience and how did you deal with it?

Once again thanks for this fantastic thread, I'll be following you Sir.

ramalot:


Bermuda is actually the richest predominantly black "nation" in the world. And also in the top 1-2 bracket for highest per capita GDP worldwide. For reference, the US is around 7. Nigeria is 145.

htats rich

cyrusmillz:


Read the part I highlighted again

Nothing is wrong with it either mate.

And what if he likes their movies and culture, what if he's attracted to their women.

There's absolutely nothing wrong with it.

You called it a fantasy, it could be a dream, yes whatever you choose to call it.

Most people that worked their way abroad all started from these dreams, these fantasies.

You and I included, I'm sure you have a place you want to travel to and must have fantasized how life would be there for you.

Even if seeking a better quality of life and better jobs is your primary purpose, you can't ignore the fact that cultural interactions and women will also follow suit.

Or are you just going to work all days of your life.

Infact what attracts people to a country these days is their way of life, their culture.

If someone posts a thread about a country he visited and how warming, receptive and fun the people were and how there are decent jobs there too, it would peak a lot of people's interest rather than a country that's beautiful with higher paying jobs but dull/cold vibes around the people.

Nobody wants to live like that no matter how much we would want to chase money.

We learn most about other people's countries through the media, movies are included.

If he likes South Korea then he likes South Korea, and his reasons to me are not invalid.

Correspondence:
I have BSc and Msc in Geology. Please what tech can I switch to in order to earn more money and be to travel like you ?

I answered this a few times in the last few pages, so please go through them. The summary is Data Analysis, Cyber Security, UI/UX Design, any programming languages and more. Artificial Intelligence is the future, so look into any related field.

Since you already have a quantitative background, the transition shouldn't be hard, if your general computer skills are good.

geraldo077:
Hi Ramalot,

This thread is the most informative and educative thread have read on Nairaland and I must commend how detailed you are in narrating your wonderful experience arround the world and also how civil your responses are generally. I'm really impressed we have great Nigerians like you.

I'm a legal professional residing in Abuja seeking to make that career transition to Tech in 2023 and also later travel around the world. Therefore, this thread is very timely and has given me much motivation and believe to start something today!!!

So my questions are?
1. What's the most amazing experience you've enjoyed travelling to the South American countries and How's Luxembourg like for a tourist?

2. How do you juggle work/life balance considering the fact you work remotely and also a tourist? Do you have daily time schedules you adhere to?

3. What's your advise to a first timer tech enthusiast seeking to build a career in Tech and what programs should he start with which can be economically rewarding?

4. Everyone usually thinks Brazilian ladies have big booties lol, from your thread it's obvious there are more obese ladies than curvy ones....what do you think changed them?

5. What's your worst travel experience and how did you deal with it?

Once again thanks for this fantastic thread, I'll be following you Sir.

Thanks.

1. Getting to meet some of the people at that event in Uruguay was certainly one of the highlights.
I haven't been to Luxembourg, so I really can't say. I know it's certainly not cheap though.

2. Work/life balance is great. As I detailed somewhere before, traveling the world isn't one massive extended tourist vacation, for me. Sure, my entire lifestyle is similar to a vacation, based on varying locations, but everyday life isn't.

I spend a lot of my time working at home, same as I would if I was back home, in the US. When you stay in a place for say 3 months, you've already seen the major attractions in a few days, and from then, life becomes relatively "normal," which is great. Trying to be in full-time tourist mode, wandering around all day is a recipe for burnout and low productivity.

3. Look into Data Analysis, Cyber Security, UI/UX Design, and any programming languages you can handle, if you want to challenge yourself with programming.

4. I talked on some of the reasons earlier in the thread, but it's a combination of an improved economy and diet changes. Since the average Brazilian has more money than 15-20 years ago, they've discovered a love for fast food, and can now afford it. So yeah, teletubbies everywhere in Rio.

5. I once missed my flight from Amsterdam to Bangkok, around midnight. Spent 24 hours at Schiphol airport, because I waited till morning, so I could have the airline re-issue my ticket in the morning. They refused to re-issue it, so I lost the ticket and had to buy a new one. Then I had to wait till the next flight, at midnight. So a full 24 hours of frustration and having to pay double for the flight.

This is certainly not the most dramatic event in my travels, but I'll leave it at this one.

Blessiing:





good evening,pls is there anyway i can apply to relocate Abroad based on health issues?if yes would you be so kind to put me through the process or steps to take??thank you

Depending on your budget or nature of health issue, your best destination will be Latin America or any country in the Scandinavian region.