TheUnknownOne:


Nope, as far as I can see.

There is just a 1% fee for funding the card. So, if you want to load up $10 on the card via Binance Pay, it'll be 10.1 BUSD converted from your Binance account, and you get the $10 in the card instantly. If it's $200, that'll be 202 BUSD converted.

Daily funding limit is $5k
Monthly spending limit is $100k

Nothing like $20 limit here or Nigerian bank wahala or card declined. If it's too good to be true, go on Twitter and read reviews/tweets. Even the official Binance Africa page on Twitter advertised/endorsed it.

I have no doubts, I have heard ppl talked about it, just wanted to be clear on the charges issue, can't I fund with usdt if I have it on exc other than binance?

pat077:
I have no doubts, I have heard ppl talked about it, just wanted to be clear on the charges issue, can't I fund with usdt if I have it on exc other than binance?

They support Binance Pay & Solana Pay.

So if you don't have a Binance account, but you have a Solana wallet, send the USDT to your Solana wallet (be sure to select "SOL" as the network if you're sending it from another Exchange which supports it). Then open Gotok, and fund via Solana Pay. It'll ask you to connect your wallet (*don't import your private-keys). Just simply connect your Solana wallet and the usdt will be used in the conversion to USD which you'll get on the virtual card

Anyway, I'm not interested in Solana ecosystem so Binance Pay fits just well for me.

TheUnknownOne:


They support Binance Pay & Solana Pay.

So if you don't have a Binance account, but you have a Solana wallet, send the USDT to your Solana wallet (be sure to select "SOL" as the network if you're sending it from another Exchange which supports it). Then open Gotok, and fund via Solana Pay. It'll ask you to connect your wallet (*don't import your private-keys). Just simply connect your Solana wallet and the usdt will be used in the conversion to USD which you'll get on the virtual card

Anyway, I'm not interested in Solana ecosystem so Binance Pay fits just well for me.

pls i am a novice how do i open biance pay?

TheUnknownOne:


They support Binance Pay & Solana Pay.

So if you don't have a Binance account, but you have a Solana wallet, send the USDT to your Solana wallet (be sure to select "SOL" as the network if you're sending it from another Exchange which supports it). Then open Gotok, and fund via Solana Pay. It'll ask you to connect your wallet (*don't import your private-keys). Just simply connect your Solana wallet and the usdt will be used in the conversion to USD which you'll get on the virtual card

Anyway, I'm not interested in Solana ecosystem so Binance Pay fits just well for me.

okay. Thanks for the info. Will use binance then, but I can send usdt via bep20 from binance?

pinkylovely:
Does anyone know of a better alternative to chipper cash? I've been using chipper cash for several months now, it's USD visa card specifically (both for FB ad payments, international membership blog payments, and on AliExpress) and I can say that it works perfectly well. However, their exchange rate is really on the high side. 760/$ the last time I used it.

Is there an alternative with a lower exchange rate that doesn't have hidden charges? From this thread's suggestion, would've settled for pyypl but it does seem like it'll be same with chipper cash considering the fact there's a total of 5% charge.

If there's a better alternative, please suggest. This exchange rate is annoying.

Kudiwave

AutomaticMotors:


Kudiwave

Kudiwave is useless

Mrluv:
pls i am a novice how do i open biance pay?

Binance Pay is simply a service offered within your Binance account (it's not independent). As a friendly advice, if you don't know how crypto works, by all means please ignore this route I explained. Try to follow the conventional Nigerian Dom account or find a virtual USD card service with fair rate like most people do

BannedUser:


Kudiwave is useless

The app design look poor/scammy

pat077:
okay. Thanks for the info. Will use binance then, but I can send usdt via bep20 from binance?

Store the usdt on your Binance account, then go to Gotok and following prompts to fund the card

TheUnknownOne:
Hi all, I've been a lurker around this forum for months, just reading conversations and not really writing/chatting. But today, I bring good news to anyone who doesn't know yet and is tired of Nigerian banks and their limitations.

I just solved my AliExpress issue of not having a card to pay with, how to get dollars or rate even.

If you're a crypto bro (ie. into crypto and know your way around), you can use GoTok app. Create your virtual card free and fund the card using your Binance account (the Binance Pay service within it) directly. No hassle. No issues. I even proceeded to buy a $0.8 item that I don't need and it worked!

Daily funding/spending limit on the card is $5000 once verified. You can verify your account using BVN or NIN.

(not sure if Ref link is allowed in this forum, but I would've love if I get referrals). Anyway, goodluck out there!

I installed it and verified my account in less than 5 minutes

I would not be surprised if the app devs are from Binance or somehow affiliated with Binance. Why I'm saying this is because of the sleekness and the overall app design. Personally, I think it is the best designed virtual card app. It doesn't feel like something developed by hungry, low-budget app developers like those of Kudiwave app.

Even the verification process is very straightforward and not stressful.

BannedUser:


I installed it and verified my account in less than 5 minutes

I would not be surprised if the app devs are from Binance or somehow affiliated with Binance. Why I'm saying this is because of the sleekness and the overall app design. Personally, I think it is the best designed virtual card app. It doesn't feel like something developed by hungry, low-budget app developers like those of Kudiwave app.

Even the verification process is very straightforward and not stressful.

yh, the app is clean. I don't think they are directly affiliated with Binance, but they did an AMA with Binance Africa recently.

BannedUser:


Kudiwave is useless

I used it and it worked !!

AutomaticMotors:


I used it and it worked !!

It's expensive, has hidden charges and sometimes doesn't work

TheUnknownOne:


yh, the app is clean. I don't think they are directly affiliated with Binance, but they did an AMA with Binance Africa recently.

You’re right, the session answered all my questions about virtual card, I was cool with barter by fluttereaves before dey stopped, but I dunno if gotok for iOS is cool, would love to use it alongside my domiciliary account, but both are on a high side, buying usdt via p2p or bank card on binance u have to buy at black market rate same as funding your dom account.

Abeg when you newly add a dollar card to AliExpress and Google play store, the amount they deduct don't they refund it or not?

Joeyjones:
Abeg when you newly add a dollar card to AliExpress and Google play store, the amount they deduct don't they refund it or not?

It will be refunded

BannedUser:


It will be refunded

It's been 3 days since I added my chippercash card to ali and playstore and I haven't been refunded. It was just a test but I don't think I'll be using them again.

PapaNnamdi:
@nobody nobody

Abeg I need Samsung Galaxy s6 edge screen

How much with ur account

You have my WhatsApp,come let's talk.

Seems like I will try Chipper Virtual card 😪

solace89:


You’re right, the session answered all my questions about virtual card, I was cool with barter by fluttereaves before dey stopped, but I dunno if gotok for iOS is cool, would love to use it alongside my domiciliary account, but both are on a high side, buying usdt via p2p or bank card on binance u have to buy at black market rate same as funding your dom account.

yh, it works well on iOS. This route with Gotok is ideally for people who earn in crypto or receive payouts/salaries in a stablecoin already.

nani667:
Seems like I will try Chipper Virtual card 😪

Their rate is one of the highest. Chipper cash & Payday

.

Moon Visa Prepaid Card is the best hands down! You can fund it with USDC directly from Coinbase (after linking your Coinbase account) and it has ZERO charges.

I have used it on Google play store previously but I just tested it for the first time today on AliExpress and it worked.

solace89:


Sorry, not related but how can one earn in cryptos, just always do trading and stakings on binance, no more, can I send you a d:m?

Hi, sorry no DMs. I meant, if you work in the crypto space in any position (developer, support, community moderator etc), very obviously your salary will be in crypto already and it's just for you to swap to usdc, usdt, busd etc and use to fund your virtual cards which supports them.

BannedUser:
Moon Visa Prepaid Card is the best hands down! You can fund it with USDC directly from Coinbase (after linking your Coinbase account) and it has ZERO charges.

I have used it on Google play store previously but I just tested it for the first time today on AliExpress and it worked.

Nice! more services will go this route (ie. funding card with crypto). I don tire to open account with many traditional fiat virtual card services.

BannedUser:
Moon Visa Prepaid Card is the best hands down! You can fund it with USDC directly from Coinbase (after linking your Coinbase account) and it has ZERO charges.

I have used it on Google play store previously but I just tested it for the first time today on AliExpress and it worked.

Does it have a mobile app and please screenshot it on playstore let me be sure I'm downloading the right one.

TheUnknownOne:

If you're a crypto bro (ie. into crypto and know your way around), you can use GoTok app. Create your virtual card free and fund the card using your Binance account (the Binance Pay service within it) directly. No hassle. No issues. I even proceeded to buy a $0.8 item that I don't need and it worked!

Thanks this worked for me

ceaser:


How come?

Maybe you should contact them ó. Or have you competed the KYC and everything that should be done on the app?

I have, they told me to relate and reinstall but still same so I just left them jare. E pain me but no option since I dunno what’s happening that my own dashboard is now different. Maybe in some weeks I will download again and see

TheUnknownOne:


Their rate is one of the highest. Chipper cash & Payday

Yeah.. I think I calculated N777 when I wanted to deposit 🤦🏽‍♂️

nani667:



Yeah.. I think I calculated N777 when I wanted to deposit 🤦🏽‍♂️

Omo. That's robbery

Orire01:








Thanks this worked for me

Nice. Enjoy