What is MPR

Ok12345:
What is MPR

MPR is monetary policy rate.

MPR is the interest rate at which CBN lends to commercial banks; it therefore serves as benchmark against which other lending rates in the economy are pegged.

A raised MPR means commercial bank will increase their lending rate to customers.

Fund managers will try as much as possible to raise their rate to match MPR or more. Hence a raised MPR is good news to Money market and other fixed income investments.

It's not a very good news for the stock market though the market has other factors like earnings, government policies, romours or even sentiments that can affects it.

As an investor, the nearer or better still the higher MPR is to inflation the better for your returns.

As at today, the Stanbic IBTC MMF has reacted positively to the new MPR.

If you wish to benefit from the hike in rate, kindly click the links on my signature to invest in MMF or Fixed income fund manged by Stanbic IBTC Asset mgt and SFS Capital respectively.

emmasoft:


MPR is monetary policy rate.

MPR is the interest rate at which CBN lends to commercial banks; it therefore serves as benchmark against which other lending rates in the economy are pegged.

A raised MPR means commercial bank will increase their lending rate to customers.

Fund managers will try as much as possible to raise their rate to match MPR or more. Hence a raised MPR is good news to Money market and other fixed income investments.

It's not a very good news for the stock market though the market has other factors like earnings, government policies, romours or even sentiments that can affects it.

As an investor, the nearer or better still the higher MPR is to inflation the better for your returns.

As at today, the Stanbic IBTC MMF has reacted positively to the new MPR.

If you wish to benefit from the hike in rate, kindly click the links on my signature to invest in MMF or Fixed income fund manged by Stanbic IBTC Asset mgt and SFS Capital respectively.

Thanks for the well detailed response.

emmasoft:


MPR is monetary policy rate.

MPR is the interest rate at which CBN lends to commercial banks; it therefore serves as benchmark against which other lending rates in the economy are pegged.

A raised MPR means commercial bank will increase their lending rate to customers.

Fund managers will try as much as possible to raise their rate to match MPR or more. Hence a raised MPR is good news to Money market and other fixed income investments.

It's not a very good news for the stock market though the market has other factors like earnings, government policies, romours or even sentiments that can affects it.

As an investor, the nearer or better still the higher MPR is to inflation the better for your returns.

As at today, the Stanbic IBTC MMF has reacted positively to the new MPR.

If you wish to benefit from the hike in rate, kindly click the links on my signature to invest in MMF or Fixed income fund manged by Stanbic IBTC Asset mgt and SFS Capital respectively.

What's Stanbic MMF rate currently?

Chikebrain:

What's Stanbic MMF rate currently?

9.80% as at 28 February 2023

Chikebrain:

What's Stanbic MMF rate currently?

As at today after d hike in MPR it moved from yesterday's 9.12% to 9.41%

emmasoft:

MPR is now 18%
Good news for MMF and fixed-income investors.

How can it be good news when it signals how bad inflation is ?

You go just open mouth waaaaa….

Wotowotoman:


How can it be good news when it signals how bad inflation is ?

You go just open mouth waaaaa….

Good night

Wotowotoman:


How can it be good news when it signals how bad inflation is ?

You go just open mouth waaaaa….

An investor that lost say 80% of of his investment and something happend that reduce the lost to 50% is good news even though the investor is still at a loss.

The cup is either half full or half empty depending from the way you choose to interpret what you see.
It's true inflation is at all time high but with higher rate the negative real yield is reduced to some extent.

Wotowotoman:

Go and learn proper economics before you open your mouth again.

Can you comment without insulting people? I am trying to imagine how filthy your mouth is.

Tvegas:
Can you comment without insulting people, I can imagine how filthy your mouth is.

It’s not more filthy than your father’s mouth…

guys how does rising interest rate affect treasury bills?

Wotowotoman:


Nigerians and stupidity. You are using percentages and think you are gaining. What you don’t know is that in real terms, you are losing big time as inflation continues to bite harder. The real value of your money even with the supposed gain in percentages is less. Take that gain to the market and see what you can buy. You will buy even less than the small gains you were making before the increase in rates.

Go and learn proper economics before you open your mouth again.

So what is the way forward with an idle cash sitting in an account?.

Wotowotoman:


Nigerians and stupidity. You are using percentages and think you are gaining. What you don’t know is that in real terms, you are losing big time as inflation continues to bite harder. The real value of your money even with the supposed gain in percentages is less. Take that gain to the market and see what you can buy. You will buy even less than the small gains you were making before the increase in rates.

Go and learn proper economics before you open your mouth again.

So what is the solution?

otomatic:


So what is the solution?

I’m not your financial adviser…

NL1960:


So what is the way forward with an idle cash sitting in an account?.

Please ask your financial adviser…

Help! Pls which free app can i use to fill & sign pdf on android

Wotowotoman:


I’m not your financial adviser…

Lol...You are quick to attack, swiftly rebuking others trying to guide us towards the right path yet you have no valid reasons or explanations to support the direction you want us to go.

Ladies and Gentlemen, what you are witnessing is what they call “Enemy Of Progress”.

Slippy:
guys how does rising interest rate affect treasury bills?

The rates should increase but I have not seen any real increase. MMF is still 9%

buy some FX e.g. USD or USD

NL1960:


So what is the way forward with an idle cash sitting in an account?.

buy some FX e.g. USD or USD

otomatic:


So what is the solution?

Tohmey:
Help! Pls which free app can i use to fill & sign pdf on android

I use Adobe Acrobat. They will ask to subscribe if you want to be using it to adjust or modify pdf doc but once it is just fill and sign, you don't need to subscribe.

Wotowotoman:


Nigerians and stupidity. You are using percentages and think you are gaining. What you don’t know is that in real terms, you are losing big time as inflation continues to bite harder. The real value of your money even with the supposed gain in percentages is less. Take that gain to the market and see what you can buy. You will buy even less than the small gains you were making before the increase in rates.

Go and learn proper economics before you open your mouth again.

How old are you?

When is the next t-bills auction?

Dear new investor, if you have a growing savings stash, don't waste any more time. Start investing. Investing is like a muscle. If you want to improve a muscle, you have to train it. You can read all the books about investing, but if you don't take action, you're still sitting on the sidelines. So consider investing as soon as you can. You can start from low-risk investments, or go high-risk from the beginning. It's more important to start than it is to start with the perfect conditions. Just start.

Wotowotoman:


I’m not your financial adviser…

Yet your argument against the rate increase seems like financial advice.

narite:

Lol...You are quick to attack, swiftly rebuking others trying to guide us towards the right path yet you have no valid reasons or explanations to support the direction you want us to go.

Ladies and Gentlemen, what you are witnessing is what they call “Enemy Of Progress”.

Oya carry all your coins put for naira money market funds na. Poor man like you…

otomatic:


Yet your argument against the rate increase seems like financial advice.

Financial advice? You are not very bright. Go back and read what I wrote again. Very slowly…

RayRay06677:


How old are you?

Old enough to tell who an idiot is. An idiot is someone that asks about one’s age to try to determine how intelligent that person is….

Wotowotoman:


Financial advice? You are not very bright. Go back and read what I wrote again. Very slowly…

Telling us where not to put our money is what again, Mr Bright?
If you must criticise, be constructive, provide better alternatives, add value or keep quiet.
This thread is for knowledge and experience sharing.

otomatic:


Telling us where not to put our money is what again, Mr Bright?
If you must criticise, be constructive, provide better alternatives, add value or keep quiet.
This thread is for knowledge and experience sharing.

I will never share knowledge with ungrateful idiots that will turn around and insult me after. You want knowledge and financial advice, go and pay a financial adviser you slow poke…