If someone don't have all these credit card how then can one build credit score? Where do they expect one to take loan from and build credit score if not from them...give a jjc answer please cos this whole credit thing is confusing I don read thread tire

Lexusgs430:


AMEX - £6,600 (would be your max).....

Do you have a very good credit score.......

If yes, try MBNA, Virgin Money or NatWest....... They would offer you over £10,000 credit limit.........

Focus99:
If someone don't have all these credit card how then can one build credit score? Where do they expect one to take loan from and build credit score if not from them...give a jjc answer please cos this whole credit thing is confusing I don read thread tire

Would you lend money to someone, you cannot trace ........🤣

And what would be your measure, to judge the borrower's ability to payback + apr to issue....... 😂

How do you reward people that have been good with credit and punish those that have been reckless.......🤠

You all talk about '' TRUST ISSUE'S ''..... Assuming I asked you to lend/borrow (Grammar no be my language), me £2500..….... How would you feel ......😂

Start by putting your name on the voters list, registering your rental payments, having utility bills in your name, piggybacking on someone with a credit card etc etc ........

I hope I have not further confused you ......😜🤣

HollyMadison:
Hello experts.

Please for a Moneybox account opened in June 2022, can I still get the 1k bonus for this batch?
when can I get the bonus?

Yes, if you deposit before April 5th.

Focus99:
If someone don't have all these credit card how then can one build credit score? Where do they expect one to take loan from and build credit score if not from them...give a jjc answer please cos this whole credit thing is confusing I don read thread tire

You sure say you don read thread tire? Lool... Give it time, like 2 years for a great credit score if you do things right but whenever you need a loan, go for it, you should get it however high the interest may be.

This credit score thing is not that serious, trust me. Getting a credit card helps but not as much as you think. There are more important factors.

UK Banks and lenders do NOT even look at that credit score you are killing about. They check the factors that make you look responsible and less liable to default. I will get a Lloyds article to help you:

https://www.lloydsbank.com/understanding-credit/how-to-improve-your-credit-score.html

If people in that same Canada and Australia tell you what they are going through you will remain in UK. The thing is we always feel one country is better than till we get to find ourselves in the country we so look forward to. People are migrating from Canada after getting PR and people are also migrating from Australia. People moved everyday...my brother in Germany will complain about living in there, the other in USA will complain, the one in Finland will complain...abeg make everybody stay where them power catch cos the country you think say good pass all people full there still dey complain about the country.

rinzylee:
I was telling my junior colleagues at work that it's shameful that I can not get free or even subsidized viewing of Premier league in the very country where it is domicile.

They all concurred and said they heard its almost next to nothing, the price for cable TV to watch games.


Well I didn't tell them I stream all live matches on my laptop, I simply use HDMI cord and watch on my Tv. No be me my village people go send back because these people and gossip na bread and butter .


The UK is a stingy, unfair and hypocritical system.

Some days I wake up and literally want to run to Australia or Canada. Strength to write exams never dey, the day morale falls on me, I dust my clinical texts.

How una dey?

Thank you for your reply.

Hahahaha when you say piggybacking on someone with a credit card what do you mean?

I live with my partner and he takes care of our rental payment while take care of other bills...so how do I include my name in our rental payments?

Kindly reply a jjc

Lexusgs430:


Would you lend money to someone, you cannot trace ........🤣

And what would be your measure, to judge the borrower's ability to payback + apr to issue....... 😂

How do you reward people that have been good with credit and punish those that have been reckless.......🤠

You all talk about '' TRUST ISSUE'S ''..... Assuming I asked you to lend/borrow (Grammar no be my language), me £2500..….... How would you feel ......😂

Start by putting your name on the voters list, registering your rental payments, having utility bills in your name, piggybacking on someone with a credit card etc etc ........

I hope I have not further confused you ......😜🤣

Thank you.

I will read through this link

Solumtoya:


You sure say you don read thread tire? Lool... Give it time, like 2 years for a great credit score if you do things right but whenever you need a loan, go for it, you should get it however high the interest may be.

This credit score thing is not that serious, trust me. Getting a credit card helps but not as much as you think. There are more important factors.

UK Banks and lenders do NOT even look at that credit score you are killing about. They check the factors that make you look responsible and less liable to default. I will get a Lloyds article to help you:

https://www.lloydsbank.com/understanding-credit/how-to-improve-your-credit-score.html

Focus99:
If people in that same Canada and Australia tell you what they are going through you will remain in UK. The thing is we always feel one country is better than till we get to find ourselves in the country we so look forward to. People are migrating from Canada after getting PR and people are also migrating from Australia. People moved everyday...my brother in Germany will complain about living in there, the other in USA will complain, the one in Finland will complain...abeg make everybody stay where them power catch cos the country you think say good pass all people full there still dey complain about the country.

Haha 😂 😂 😩 😢 ☺ 😁 😉


Great points.

Ease of life is relative though and depends on what one calls supreme.

The most important thing is making the most of where we are but certainly, UK is a harder clime compared to Australia and Canada especially as a Medical professional. I can't say so much about other people.


We will be alright.

seunoj:


Third party is the minimum. Other road users need protection

Oh! Them done conclud say sitting behind the wheel na accident waiting happen? Lol..

AgentXxx:
You can go for the third party insurance which is the least you must have in every sane environs even in our 9ja but that covers only the accidentee I.e person wey you crash with.

Thanks for this info. I know like 1001 person wey no get am and will take off if such emergency arises.
To get Drivers licence self na case file for them. Maybe you may start with them bus drivers. Hahahaha

Mcleo007:



Omo Naija

0m0, cutting cost no dey sour. Make person see cash dey buy shawarma joor..OH!

Lexusgs430:



That is part of the reason Nigeria, remains a fantastically corrupt shithole ........

The insurance sector of a country/economy, forms a core sector, not an optional element ......😂🤣

NB : If you drive a car without adequate insurance cover....... Expect some or a combination of this ......

- Big fine
- Prison sentence
- Points on your licence
- immigration status revocation/deportation
- Vehicle seized + collection tax imposed

Imagine been involved in a accident, resulting in the loss of a life (expect the extreme of above listed consequences).........😅

If you cannot afford to insure a car, buy a bicycle 🚲🚲🚲🚲.....🥵😜

Chai...Nsogbu really wear cover shoe for the matter.
Thanks for this insight.

Make 9-japa mentality remain on this soil where it belongs immediately men board their flights then.

You get 25% of whatever you saved between the day you opened account to 5th of April

HollyMadison:
Hello experts.

Please for a Moneybox account opened in June 2022, can I still get the 1k bonus for this batch?
when can I get the bonus?

Lexusgs430:


Would you lend money to someone, you cannot trace ........🤣

And what would be your measure, to judge the borrower's ability to payback + apr to issue....... 😂

How do you reward people that have been good with credit and punish those that have been reckless.......🤠

You all talk about '' TRUST ISSUE'S ''..... Assuming I asked you to lend/borrow (Grammar no be my language), me £2500..….... How would you feel ......😂

Start by putting your name on the voters list, registering your rental payments, having utility bills in your name, piggybacking on someone with a credit card etc etc ........

I hope I have not further confused you ......😜🤣

Oga Lexus,

How about those living in University accommodation and paying their tuition and rent with Form A? Are there ways to build their credit scores since their major expenses are not done via UK banks? Please advise.

Good afternoon gurus in the house, please if I am on a tier2 with my wife and son dependants and my wife has worked as a HCA for more than 6 months can she claim IHS refund for our son and myself, or just only herself? Thanks.

Please where can I locate a Yoruba church in London, Manchester, Leeds or Birmingham? I missed Yoruba service

DoDirtsLikeWorm:

Oh! Them done conclud say sitting behind the wheel na accident waiting happen? Lol..

A car is a weapon..... Why do you think some terrorist's love car's/lorries........😜🤣

babajeje123:
Please where can I locate a Yoruba church in London, Manchester, Leeds or Birmingham? I missed Yoruba service

IGEM
NO 4 Canonbury Crescent, Islinton London United Kingdom N12FB

Focus99:
Thank you for your reply.

Hahahaha when you say piggybacking on someone with a credit card what do you mean?

I live with my partner and he takes care of our rental payment while take care of other bills...so how do I include my name in our rental payments?

Kindly reply a jjc

Does your partner have a credit card ..........

babajeje123:
Please where can I locate a Yoruba church in London, Manchester, Leeds or Birmingham? I missed Yoruba service

Start going to cele or cherubim and seraphim

Focus99:
Thank you for your reply.

Hahahaha when you say piggybacking on someone with a credit card what do you mean?

I live with my partner and he takes care of our rental payment while take care of other bills...so how do I include my name in our rental payments?

Kindly reply a jjc

You did not respond to my £2500 loan request.........🤣

wonlasewonimi:


Start going to cele or cherubim and seraphim

Make hin wear white gown + yellow belt or not .....😂🤣

wonlasewonimi:


Start going to cele or cherubim and seraphim

Where? There's none where I live.

Lexusgs430:



Make hin wear white gown + yellow belt or not .....😂🤣

Lol...I feel wear am go ding hymns o

I got ££ and need some Naira, anyone nice rate 94 available?

https://www.gov.uk/government/publications/code-of-practice-for-the-international-recruitment-of-health-and-social-care-personnel/code-of-practice-for-the-international-recruitment-of-health-and-social-care-personnel-in-england#annex-a-red-and-amber-list-countries

Good evening gurus in the house, what do you have to say about this news flying around?
Thank you

Good afternoon house,
Please where can a dependant get a remote job in this UK, though her only experience is in the health sector in Nigeria, any pointers to any remote entry job will be appreciated. Childcare fee is really showing her shege.
I appreciate y'all response.

Please anyone know if there is a Cherubium and Seraphim church in Leicester.

Phil46:


Oga Lexus,

How about those living in University accommodation and paying their tuition and rent with Form A? Are there ways to build their credit scores since their major expenses are not done via UK banks? Please advise.

Oga Lexus, I'm still waiting for your response to this ooo

AlphaUno:

I got ££ and need some Naira, anyone nice rate 94 available?

Yeah, I have a good rate. I sent you a PM.

Please Oga Lexus
How can I do this or what the process
Is it online or via telephone call??
Registration of rental payments [/b]

Lexusgs430:


Would you lend money to someone, you cannot trace ........🤣

And what would be your measure, to judge the borrower's ability to payback + apr to issue....... 😂

How do you reward people that have been good with credit and punish those that have been reckless.......🤠

You all talk about '' TRUST ISSUE'S ''..... Assuming I asked you to lend/borrow (Grammar no be my language), me £2500..….... How would you feel ......😂

Start by putting your name on the voters list, registering[b] your rental payments, having utility bills in your name, piggybacking on someone with a credit card etc etc ........

I hope I have not further confused you ......😜🤣

babajeje123:
Please where can I locate a Yoruba church in London, Manchester, Leeds or Birmingham? I missed Yoruba service

Hey baba you would regret one in stratford… E15 4LJ. Awesome location as well, not to far from the mall and shopping centre