koonbey:


Primarily digitisation. The trend predates the current economic woes. - https://commonslibrary.parliament.uk/research-briefings/cbp-8740/

Branches have steadily been receiving less footfall so many are becoming superfluous.

Understandable

Many job losses for bank workers coming then

Means the digital banks already had the edge from the start

hustla:


+ sleep in money if you're in support

Yeah.

I heard that "Sleep in" money is not taxed.

Meanwhile, I have sent you a P.M before.

Raalsalghul:


Yeah.

I heard that "Sleep in" money is not taxed.

Meanwhile, I have sent you a P.M before.

Not sure about it not being taxed but it adds a little to total earnings. Lowest I've seen is 30 and highest £72

Me? Didn't see it your PM o

Ladasit:


See my friend keep quiet if you don't know what you are saying, if you have it easy in life most people don't.

The Chinese, Koreans and Co. get loans from their government to come and study. In this UK financial crisis how do you want to cope if you are handling your accommodation, transport and other fees if you are doing just 20 hours, especially if you are staying in London or Manchester.

We as Nigerians, we are hardworking and if the job is there we will do it and make our money to survive.

The funny thing is that most employers are not even happy with this 20 hours rule, because they are looking for workers but they are limited because of this 20 hours rule.

I met a British man one time that was complaining about how most of their citizens don't want to come out to work anymore, they'd rather work from home instead. He said in his city, shops and the mall closes by 4pm because they don't have people to employ for evening shifts and what he appreciate about Nigerians is that they are always willing to work.

I heard if you scale through during PSW application they will come for you when applying for ILR. Is this true ?

M6ix:



Please how did you go about signing up? It keeps giving me error messages and I have been unable to fill the first three columns (Name, phone and email) Not sure I'm doing something wrong.

Try to use NIN instead of BVN. I think that's what I did differently

hustla:


Not sure about it not being taxed but it adds a little to total earnings. Lowest I've seen is 30 and highest £72

Me? Didn't see it your PM o

I have sent the PM again.

hustla:
Unrelated but does anyone know why UK bank branches keep closing down?

More digitization to reduce costs and go the way of banks like Monzo or recession?

It's associated with cost and lack of patronage.........

And ability/ease to offer same services, digitally......

Customers can bank from home ...... Banker's can work from home ........😭🤣😂

Raalsalghul:


I have sent the PM again.

OK my Lord sir

Can't see anything though

Lexusgs430:


It's associated with cost and lack of patronage.........

And ability/ease to offer same services, digitally......

Customers can bank from home ...... Banker's can work from home ........😭🤣😂

Bank tellers would have to be let go cos I don't see how they can work from home

Let's just hope Oga Emefiele doesn't see that cos the man has some level of ment that's hard to comprehend

hustla:


Bank tellers would have to be let go cos I don't see how they can work from home

Let's just hope Oga Emefiele doesn't see that cos the man has some level of ment that's hard to comprehend

How long would it take to convert a teller, to a telephone customer service agent.........😂🤣


Agreeably, not all of them would be absorbed.... Some would accept redundancies, others would move on ......😜

Lexusgs430:



How long would it take to convert a teller, to a telephone customer service agent.........😂🤣


Agreeably, not all of them would be absorbed.... Some would accept redundancies, others would move on ......😜

True

Joyfuljoyful:
Hello everyone.

I want to ask a question please no judging. I recently moved here on student visa with my family. I discovered that I am pregnant now and we already have 2 little boys. I am so scared and worried. I haven't even started work as we only recently settled down. We have only been here 3 months. Please anyone ever been in this situation? How did they navigate it?

Or what advice can anyone give me please. I am so down and feeling defeated already. Please advise me.

Thank you.
Joy

Hi Joy,

How are you?

hustla:



OK my Lord sir

Can't see anything though

I have sent it sir.

Hello House, I have been on the market for a car, and based on my budget I have seen a really nice Vaxhall Astra 2010 for 2,500 pounds. However, my cousin is against me buying it as he said it is a Cat S car and no company would agree to insure it because when we called the number on the page, the seller confirmed it and said he got it as a part exchange and there is no engineering report or repair document for the car. But he told us that the MOT and other things were all up to date. Following that, I called 2 insurance companies from comparethemarket who both said they wouldnt insure it as a Cat S.

I am asking if there are any recommendations for companies I could try. I really like the car because of its relative size. I have 3 kids and so most of the Astra type size of cars are currently over 4k, which is just totally beyond me at the moment and due to work and school runs, I am under a lot of pressure to get a car quickly.

Please, I would appreciate all the advice I can get. Thanks!!!

IcecoldDon:
Hello House, I have been on the market for a car, and based on my budget I have seen a really nice Vaxhall Astra 2010 for 2,500 pounds. However, my cousin is against me buying it as he said it is a Cat S car and no company would agree to insure it because when we called the number on the page, the seller confirmed it and said he got it as a part exchange and there is no engineering report or repair document for the car. But he told us that the MOT and other things were all up to date. Following that, I called 2 insurance companies from comparethemarket who both said they wouldnt insure it as a Cat S.

I am asking if there are any recommendations for companies I could try. I really like the car because of its relative size. I have 3 kids and so most of the Astra type size of cars are currently over 4k, which is just totally beyond me at the moment and due to work and school runs, I am under a lot of pressure to get a car quickly.

Please, I would appreciate all the advice I can get. Thanks!!!

Go and buy a 7 seater car... in 6 months or max 1 year, you will thank me.

In the spirit of switching bank accounts , I have completed switch from Monzo to Natwest. I saw someone say you don't have to deposit the £1250 once. Please can you clarify 🙏

IcecoldDon:
Hello House, I have been on the market for a car, and based on my budget I have seen a really nice Vaxhall Astra 2010 for 2,500 pounds. However, my cousin is against me buying it as he said it is a Cat S car and no company would agree to insure it because when we called the number on the page, the seller confirmed it and said he got it as a part exchange and there is no engineering report or repair document for the car. But he told us that the MOT and other things were all up to date. Following that, I called 2 insurance companies from comparethemarket who both said they wouldnt insure it as a Cat S.

I am asking if there are any recommendations for companies I could try. I really like the car because of its relative size. I have 3 kids and so most of the Astra type size of cars are currently over 4k, which is just totally beyond me at the moment and due to work and school runs, I am under a lot of pressure to get a car quickly.

Please, I would appreciate all the advice I can get. Thanks!!!

The only time I would advise you to buy a cat s vehicle...... Is only if you can see the post accident damage.......

Cat S - Simply means vehicle was structurally damaged and BER ...........

Another car is always available around the corner..... Never get emotional about a vehicle purchase, but realistic .........

An honda jazz, would comfortably sit 7 (although illegal) and the extra 2 (must be kids)........😂😜

Not for long journeys.....🤑

alongetayo:


Try to use NIN instead of BVN. I think that's what I did differently

Thanks
I tried both and even used different devices. BVN isn't even going at all. I'll keep trying I guess..

Honda Jazz to the rescue. I dey Cruz my Honda Jazz dey go. That car na better motor

Lexusgs430:



The only time I would advise you to buy a cat s vehicle...... Is only if you can see the post accident damage.......

Cat S - Simply means vehicle was structurally damaged and BER ...........

Another car is always available around the corner..... Never get emotional about a vehicle purchase, but realistic .........

An honda jazz, would comfortably sit 7 (although illegal) and the extra 2 (must be kids)........😂😜

Not for long journeys.....🤑

hayesconcept:
Honda Jazz to the rescue. I dey Cruz my Honda Jazz dey go. That car na better motor

Nah better motor, wey fit do van work sef ....... Just fold up rear seats...... Van don set ......😂

Dey jazz dey go ...... Nothing do you .....😂

Thank you, My Oga. Point noted...Lol

Lexusgs430:



The only time I would advise you to buy a cat s vehicle...... Is only if you can see the post accident damage.......

Cat S - Simply means vehicle was structurally damaged and BER ...........

Another car is always available around the corner..... Never get emotional about a vehicle purchase, but realistic .........

An honda jazz, would comfortably sit 7 (although illegal) and the extra 2 (must be kids)........😂😜

Not for long journeys.....🤑

Was seeing a lot of affordable 2011/2012 Nissan Qashqai... I wonder why it is so affordable

Does anyone know?

Solumtoya:
Was seeing a lot of affordable 2011/2012 Nissan Qashqai... I wonder why it is so affordable

Does anyone know?

Cos its Nissan

For those who recently took or in the process of a mortgage / remortgaging and with the likely increase of bank rate to 4.50 in May, what interest rates did you get / are getting? Shei na to gamble on two / five years or even tracker 😁?

Bourne007:
For those who recently took or in the process of a mortgage / remortgaging and with the likely increase of bank rate to 4.50 in May, what interest rates did you get / are getting? Shei na to gamble on two / five years or even tracker 😁?

And if you get a fixed mortgage, then rates drops to 2.5%.......

A gamble you call it ....... You gamble your own, make we gamble our own ........😜😂

I see Llyods bank app allows you to cash a check by taking a photo of it and send....they don't need bank branches but again, for the elderly who are not tech savvy.

Lexusgs430:



How long would it take to convert a teller, to a telephone customer service agent.........😂🤣


Agreeably, not all of them would be absorbed.... Some would accept redundancies, others would move on ......😜

Na so we thought ẹẹ go drop but kept rising na 😁

Based on history, could take few more years before ee reach 2.5% na.

All na gamble. Just curious what others are getting as interest rate. You be ancient father na fixed for 20 years 😋😛

Lexusgs430:



And if you get a fixed mortgage, then rates drops to 2.5%.......

A gamble you call it ....... You gamble your own, make we gamble our own ........😜😂

Not aware of any biometrics being done online. As far as I know one has to go into the commission for capture.

SpicyMimi:

When did you submit and how come your biometric is May? I think people do biometrics online now.

bigtt76:
I see Llyods bank app allows you to cash a check by taking a photo of it and send....they don't need bank branches but again, for the elderly who are not tech savvy.

The elderly, must upgrade by force or fire .......😂

Bourne007:
Na so we thought ẹẹ go drop but kept rising na 😁

Based on history, could take few more years before ee reach 2.5% na.

All na gamble. Just curious what others are getting as interest rate. You be ancient father na fixed for 20 years 😋😛

All that rises, would surely fall ......😊

Hello my people,
Pls for a student whose dependent gets a tier 2 sponsorship just 3 months into the program and of which he definitely switch with the dependant. Can the student work full time now with the new tier 2 dependant visa?. Hope no issue for the student during ILR, pls anyone who has experience this, kindly share experience.

Lolli2pop:


From the tracker, i can see Mine as well as been in production for ages…on the tracker what status does your show?

Morning.
Have you received your passport.
When was your capturing?