₦airaland Forum

fyzaila:
Loan defaulters, if you know you loaned from any of the affected app better go and look for them and settle your debt.

why? because they will arrest you and charge u to court? in business it is either u lose or u win

Majesty7:
What will happen? If you are one of them, you better go into hiding. Being delisted and banned makes you a criminal if you are still involve in such operation which you were delisted from.

Jail is real!

don't mind that idiot

Aquila99:
U r evil, u r laffin at anodas downfall, someones business. I'm sure ur stupid gf didn't invest d money, but use it 2 do shits. Is just like complaining china taking over many tyns in african countries. U take loan, to pay na problem. No vex if ur debtor no pay u,Still carry u lock up.

shutuup. u be manager of one of the delisted app?

etcme:
Chai! Where will the agbado people borrow money from now? It's going to be really hard on them.

No fuel, No food and their last hope of borrow and pay has gone.

Tears will full bucket. Suffering and smiling continues.

Speak for yourself Igbo third class losers..

Salowise:
Tell me one company that charges 40% in 7 days, besides why not ignore them if their interest rate is very high

They're thieves for raising the charges that high. People take in anticipation...It's a 2 way thing

You mean undertakers

Person borrowed because he lack money

Now they want the person to make them Rich

Given loan of the 20k to pay 40k after two o'clock.

JetSet:
Some even charge 45% in a 6 to 7 days. Hc wallet, Nairaland loan, Ucredit, Tloan ,Cashpaddie,

I don't take loan from them but I know people that take loan from them. What they are doing is illegal it's against Google playstore rules to give out loan with that huge big % interest.

Even yesterday night I received a message that one of my contact is owning Wecredit loan app. Are the above the law? Why can't the respect the laws of Nigeria.

If everyone begins to take laws into their hand there will be problem in the country


The government is not serious yet to tackle this loan shark crook when they are ready before any loan app should get approval they must make sure the deposit atleast 50 million naira so when the invaded their customer privacy the should revoke their licence and confiscate the money

If their interest rate is too high avoid them, why signing an agreement you can't keep. The last time i took loan was 2019 and i vowed never to take it again, i paid 20% interest rate for just one month. I'm not in support of them, but why take the loan, they saw the terms and conditions before proceeding

emusmithyy:
They're thieves for raising the charges that high. People take in anticipation...It's a 2 way thing

They take the loan in other for the company to fold?
Boycott those loan sharks instead of taking money from them without intentions of paying back

tuzle:
If they don't do what they do most won't pay. That is just the way that works if u want to collect ur loan from most Nigerians. It may look harsh but borrow someone money first and u will know that they too have the reason for acting that way. U can already see so many already rejoicing here

Another soko loan agent spotted.

fyzaila:
Loan defaulters, if you know you loaned from any of the affected app better go and look for them and settle your debt.

Another soko loan agent spotted

Oceanjagaban:
Another soko loan agent spotted.

I am telling u the truth. Pay ur loan

Salowise:
They take the loan in other for the company to fold?
Boycott those loan sharks instead of taking money from them without intentions of paying back

I know you are one of the loan shark agent. You people must abide by the Google playstore rules and nigeria law if not the government should shut down any loan shark that invaded their customer privacy.

SIMPLY GIVE US THE LIST OF THE REMAINING LEGIT ONES! L-O-B-A-T-A-N.......

Oceanjagaban:
Another soko loan agent spotted

Lol, I'm not a loan agent sha

jfkenny:
Carbon is the best app..no Incessant calls like palmcredit them..the worst is palmcredit

just 5 days to due date they'll kill your phone with calls

JetSet:
Nonsense why should you give loan with high interest 45% in 6 to 7days . Are you aware its against Google playstore policy to give out loan with high interest and in less than 60 days.

.
I can see why other countries hate you criminals. I'll advise no one should pity you guys. You saw the interest and you still went to borrow?

Anyways, in my case you don't even have that chance on my app I know how to handle criminals. Reason I never allow or target my app in Nigeria or Ghana.
Most of those guys owing the app are home based. If they travel out they'll thank me because even Google is against them (Nigerians). But if you're not in Nigeria it's express. No body make it with such loan money, it's emergency loans. You can't used it to run business.
In my app it's minimum 14days because salaries are paid even before 30th and those into business we contact them to say will you manage to payback in 14days? They agreed and we disbursed. But once we detected criminals like you who has multiple loan records outside, no long story we blocked..

Some of them don't have the tech to detect. Mine is different and the currency is far bigger than naira, I can't waste my resources on criminals. You guys are the ones letting the innocent ones suffer. E.g. if a salary employee got house rent or car emergency, he can run to loan shark when banks and friends are not helping. At the end of the month he pay and cleared. But some of you guys will collect and even switch off your phone. I'm talking from experience which makes me to update my app.

There's protocols , we adhere to Google policies before app is uploaded. Before any loan company goes against you, it's either you're hiding or refusing to pick their calls. For me I ask my workers to call and investigate before giving the loan. So if by the time the client fails to pay, we call back to know why he's refusing. If the person is dead, we call their relatives to confirm and we clear it. That's a lost for us. If they person is still alive but give genuine reason why he/she couldn't pay, we extend the loan. If the person is hiding or refuse to pickup, we allow the interest rate to go until it reaches a certain limits then we take another action by calling his work place, family or someone close to remind him. If the person still fails, we report his file as fraud and we take another action which may not mention. We have ways of dealing with criminals.
In my case,they don't born you to default.
The only challenge I have is older people dying. And it's a pity that's a lost for us because we won't come to your grave to get it back. But others payback when due,some explain why they can't. I receive positive reviews that my app is the best. In just 3months I launch the app, I had over 140000k downloads. People will always need money. Mind you I have other tools in the app which I won't mention here giving me money outside the loan. Infact that's the Money I bought my first car with. It's secret Facebook, twitter, Google, tiktok and other apps employed.

So dude, to succeed Go and pay your loan. Nothing is free. One way or the other you'll still pay back even with something else. That's karma

Snapdrag0n:
.
I can see why other countries hate you criminals. I'll advise no one should pity you guys. You saw the interest and you still went to borrow?

Anyways, in my case you don't even have that chance on my app I know how to handle criminals. Reason I never allow or target my app in Nigeria or Ghana.
Most of those guys owing the app are home based. If they travel out they'll thank me because even Google is against them (Nigerians). But if you're not in Nigeria it's express. No body make it with such loan money, it's emergency loans. You can't used it to run business.
In my app it's minimum 14days because salaries are paid even before 30th and those into business we contact them to say will you manage to payback in 14days? They agreed and we disbursed. But once we detected criminals like you who has multiple loan records outside, no long story we blocked..

Some of them don't have the tech to detect. Mine is different and the currency is far bigger than naira, I can't waste my resources on criminals. You guys are the ones letting the innocent ones suffer. E.g. if a salary employee got house rent or car emergency, he can run to loan shark when banks and friends are not helping. At the end of the month he pay and cleared. But some of you guys will collect and even switch off your phone. I'm talking from experience which makes me to update my app.

There's protocols , we adhere to Google policies before app is uploaded. Before any loan company goes against you, it's either you're hiding or refusing to pick their calls. For me I ask my workers to call and investigate before giving the loan. So if by the time the client fails to pay, we call back to know why he's refusing. If the person is dead, we call their relatives to confirm and we clear it. That's a lost for us. If they person is still alive but give genuine reason why he/she couldn't pay, we extend the loan. If the person is hiding or refuse to pickup, we allow the interest rate to go until it reaches a certain limits then we take another action by calling his work place, family or someone close to remind him. If the person still fails, we report his file as fraud and we take another action which may not mention. We have ways of dealing with criminals.
In my case,they don't born you to default.
The only challenge I have is older people dying. And it's a pity that's a lost for us because we won't come to your grave to get it back. But others payback when due,some explain why they can't. I receive positive reviews that my app is the best. In just 3months I launch the app, I had over 140000k downloads. People will always need money. Mind you I have other tools in the app which I won't mention here giving me money outside the loan. Infact that's the Money I bought my first car with. It's secret Facebook, twitter, Google, tiktok and other apps employed.

So dude, to succeed Go and pay your loan. Nothing is free. One way or the other you'll still pay back even with something else. That's karma

You are a crook can you try this nonsense in western countries? The government need to use one of you crook as an example so other crook like you will learn in a very hard way.

Do you know how many people that have committed suicide because of crook like you because they were Shame by sending messages to their contacts.

JetSet:
You are a crook can you try this nonsense in western countries? The government need to use one of you crook as an example so other crook like you will learn in a very hard way.

Do you know how many people that have committed suicide because of crook like you because they were Shame by sending messages to their contacts.

Thief.
What that man says is true. Do you even know the country he's staying? Most of us have criminals intentions reason many countries hate us. Why will you collect in first place if you won't payback? Is it free money? I'm disappointed to see exited comments.

smart8956:
Thief.
What that man says is true. Do you even know the country he's staying? Most of us have criminals intentions reason many countries hate us. Why will you collect in first place if you won't payback? Is it free money? I'm disappointed to see exited comments.

You are a crook you will lie in Google playstore that you are giving out loan in 180 days with interest of 2% after innocent people have downloaded your app you will give them 45% interest for 6 to 7 days.

You are a liar and a crook. Nigeria government said no you must abide by our country laws if you are not okay with it look for another country to start your crook business.

Look at what loan shark crooks call business

Look at it

JetSet:
I know you are one of the loan shark agent. You people must abide by the Google playstore rules and nigeria law if not the government should shut down any loan shark that invaded their customer privacy.

I see you're one of the loan shark major debtors, you hate hearing the truth. Well, I don't work for anyone I'm just telling you my opinion

Look at what loan shark crooks call business

Look at it

Look at what those crook called business

Look at what loan shark crooks call business

[quote author=Snapdrag0n post=124854768].
I can see why other countries hate you criminals. I'll advise no one should pity you guys. You saw the interest and you still went to borrow?

Anyways, in my case you don't even have that chance on my app I know how to handle criminals. Reason I never allow or target my app in Nigeria or Ghana.
Most of those guys owing the app are home based. If they travel out they'll thank me because even Google is against them (Nigerians). But if you're not in Nigeria it's express. No body make it with such loan money, it's emergency loans. You can't used it to run business.
In my app it's minimum 14days because salaries are paid even before 30th and those into business we contact them to say will you manage to payback in 14days? They agreed and we disbursed. But once we detected criminals like you who has multiple loan records outside, no long story we blocked..

Some of them don't have the tech to detect.
Bros wa Gbayi, three bottles of anything you drink

Salowise:
If their interest rate is too high avoid them, why signing an agreement you can't keep. The last time i took loan was 2019 and i vowed never to take it again, i paid 20% interest rate for just one month. I'm not in support of them, but why take the loan, they saw the terms and conditions before proceeding

So simple. A high risk business that will definitely fail. It is a gamble. Just like placing bet.

They used it to entice their borrowers and sometimes they win but most of the times they lose. That is life. You can't blame the borrower nor the lender. It is all game of risk. Some pay while some lock up. Simple

smart8956:
Thief.
What that man says is true. Do you even know the country he's staying? Most of us have criminals intentions reason many countries hate us. Why will you collect in first place if you won't payback? Is it free money? I'm disappointed to see exited comments.

Relax youngman. It is a gamble. 45-60% ROI weekly is a scam. They knew what they are going into and knew definitely that they won't last. They got what they deserved. Nobody gives a legitimate loan with such a skyrocketed interest

Snapdrag0n:
.
I can see why other countries hate you criminals. I'll advise no one should pity you guys. You saw the interest and you still went to borrow?

Anyways, in my case you don't even have that chance on my app I know how to handle criminals. Reason I never allow or target my app in Nigeria or Ghana.
Most of those guys owing the app are home based. If they travel out they'll thank me because even Google is against them (Nigerians). But if you're not in Nigeria it's express. No body make it with such loan money, it's emergency loans. You can't used it to run business.
In my app it's minimum 14days because salaries are paid even before 30th and those into business we contact them to say will you manage to payback in 14days? They agreed and we disbursed. But once we detected criminals like you who has multiple loan records outside, no long story we blocked..

Some of them don't have the tech to detect. Mine is different and the currency is far bigger than naira, I can't waste my resources on criminals. You guys are the ones letting the innocent ones suffer. E.g. if a salary employee got house rent or car emergency, he can run to loan shark when banks and friends are not helping. At the end of the month he pay and cleared. But some of you guys will collect and even switch off your phone. I'm talking from experience which makes me to update my app.

There's protocols , we adhere to Google policies before app is uploaded. Before any loan company goes against you, it's either you're hiding or refusing to pick their calls. For me I ask my workers to call and investigate before giving the loan. So if by the time the client fails to pay, we call back to know why he's refusing. If the person is dead, we call their relatives to confirm and we clear it. That's a lost for us. If they person is still alive but give genuine reason why he/she couldn't pay, we extend the loan. If the person is hiding or refuse to pickup, we allow the interest rate to go until it reaches a certain limits then we take another action by calling his work place, family or someone close to remind him. If the person still fails, we report his file as fraud and we take another action which may not mention. We have ways of dealing with criminals.
In my case,they don't born you to default.
The only challenge I have is older people dying. And it's a pity that's a lost for us because we won't come to your grave to get it back. But others payback when due,some explain why they can't. I receive positive reviews that my app is the best. In just 3months I launch the app, I had over 140000k downloads. People will always need money. Mind you I have other tools in the app which I won't mention here giving me money outside the loan. Infact that's the Money I bought my first car with. It's secret Facebook, twitter, Google, tiktok and other apps employed.

So dude, to succeed Go and pay your loan. Nothing is free. One way or the other you'll still pay back even with something else. That's karma

You are a fucking liar man. Which country allows such ridiculous loan offer. In some countries it is below 8% interest per annum (a whole year!)

Drop the name of your app for verification. You with your rickety thinking also has a loan app? No wonder, I always know that these loan apps are being operated by idiots. How can a reasonable human gives out a loan of 50% interest just for 5days. What a fool

Snapdrag0n:
It's a pity. I can see some criminals already celebrating here. Let me explain before you celebrate.
As a owner of fintech app (though not in Nigeria), I already learn from branch international app. It's proxi.
1. Investors invest their money into this loan companies and they make sure they get back their money from the borrowers. For you to get money from them, you've sign agreement with them digitally with your IDs, money is sent to you fast. You receive it with joy and solve your emergency needs. Now it's time to pay back as agreed you failed. They call you with several reminders you failed and even switch off your phone. If you were the one how will you feel? Are you afraid to get loans from banks because they'll deny or get your collateral when you default? Answer.

2. Your information is saved on the server which automatically can be downloaded. All your details are in their database. You can't escape. You'll pay the price with your image being tarnished. How do you feel when your ex, course mates, even pastors and neighbours receive messages you're a criminal on the run owing a Chinese company and refuses to pay? It's shameful and embarrassing. If you're not sure to make Repayment as agreed why borrow? Don't rejoice. Settle your loan dude.

3. I have 3different apps. One on playstore, one on apple store, the other on my website/Facebook. Mind you I know Google policies, I understand apple privacy policy and my terms & conditions together with my privacy policy might not be accepted by any of these. I split the app to meet their policies. I have more downloads from Facebook and playstore but my services is rendered from the app I'm hosting myself. With this I avoid any country's violation. Internet is not regulated but government like in Nigeria can decide to ban users like what happen with case of twitter.
What am i trying to say? Once a customer download whether from apple, Google, Facebook or my website. All data is saved in one database. You can't escape. I know how to handle criminals. So dude go and make Repayments, you accepted it.

Finally, I make #100,000-250,000 a day from these apps because I target salary employees and verifed businesses. Once I notice you're not in this categories I block you. Interesting fact is that you can't register again with sake ID. So to avoid criminals like those rejoicing here thinking it's free money as a typical Nigerian mentality, I block them to avoid dragging words. We all know how Nigerians behaves. Though they're good ones, but those bad eggs will spoil things for others. Some of them don't have the tech to detect.
Mine is different and the currency is far bigger than Naira, I can't waste my resources on criminals. You guys are the ones letting the innocent ones suffer. E.g. if a salary employee got house rent or car emergency to settle, he can run to loan shark when banks and friends are not helping. At the end of the month he pay and cleared. But some of you guys will collect and even switch off your phone. I'm talking from experience which makes me to update my app. If you're not salary or verified businesses. NO!

There's protocols , we adhere to Google policies before app is uploaded. Before any loan company goes against you, it's either you're hiding or refusing to pickup their calls. For me I ask my workers to call and investigate before giving the loan. So if by the time the client fails to pay, we call back to know why he's refusing. If the person is dead, we call their relatives to confirm and we clear it. That's a lost for us too. If they person is still alive but give genuine reason why he/she couldn't pay, we extend the loan. If the person is hiding or refuse to pickup, we allow the interest rate to go until it reaches a certain limits then we take another action by calling his work place, family or someone close to remind him. If the person still fails, we report his file as fraud and we take another action which I won't mention here. We have ways of dealing with criminals.
In my case,they don't born you to default.
The only challenge I have is older people dying. And it's a pity that's a lost for us because we won't come to your grave to get it back. But others payback when due,some explain why they can't. I receive positive reviews that my app is the best in this country.

In just 3months of launching the app, I had over 140000k downloads, meaning before 2yrs I'll reach 10M. People will always need money. Mind you I have other tools in the app which I won't mention here giving me money outside the loan. Infact that's the Money I bought my first car with. It's secret Facebook, twitter, Google, tiktok and other apps employed. I leave that for entrepreneurs.

If I mention my app name here, some of you will be surprise it's a Nigerian and it's same person typing here that owns it. But that's life. Keep your secret.

You need mentorship to be self-employed or you want to develop and invest on digital assets. Contact me: info.lightcloud@gmail.com

Shut up! Just spewing trash. Your email saved. We will fish you out soon. You yourself confirmed you've murder older people. You are already cursed lil dude.

Also, we will get you soon. Let's see how it goes. Keep it up

The citizens are criminals just like there leaders are expert in corruption. This apps didn't put a gun on your head ...you borrow ...to pay becomes wahala ...in abroad most of there activities are on credit via credit card ...Here the moment we got the fund we start planning how to default ...have you ask yourself...where did those borrowing you money got there money from .? They could ve borrow from somewhere in other to render thst service.. if you default how will they pay back