₦airaland Forum

My income as this rest of the year is 70k, no more no less ,I need prudent spending now,

Kindly estimate how to spend it and still have like 35k saves,


Note! I have a jalopy car that I ride to work Monday and Tuesday only. Single

Fueling and maintaining the jalopy is from the 35k you want to spend for the month?

Use your car to do short route transport business as a part-time side hustle to earn more money.

Just look for a route that all those road transport enforcement agents don't disturb that much and then carry passengers during the evenings after your normal work.

My brothers you're asking us the leaders of tomorrow

The last time I do rough estimate of how much I spend a month is 99-120k food and data, no much on fuel, light is steady here, and Started saving 150k /month and others na misc 50k plus, This Tinubu economy must favour me and my family more ooh

I wished I can spend 35k a month, Omo na to save about 350+k monthly be that...

You have to learn from these guys

That’s a lot of money, Out of that 35K, bring out 5K for petrol in your car, manage to spend #800 daily, you will find out some days you spend more than 800, some days you spend less, overall, avoid broke girls. You can actually spend 800 a day on food

Use that 70k to play straight 5 Odd for Betnaija to get more than that 35k times 10

Doing the mathematics for this would definitely cause headache 🙃

This will be funny , let me park here, madam pop cone 10k pls

Do your best

Difficult budget!

it will be every hard o. even me cant understand how i spend 10k daily. i do withdraw 5k from pos on my way to work and will still withdraw another 5k on my way back. the thing don tire me sef.
na only if i no go work , i dey manage 5k a day.
to be a man no easy especially family men

AlexBells:
That’s a lot of money, Out of that 35K, bring out 5K for petrol in your car, manage to spend #800 daily, you will find out some days you spend more than 800, some days you spend less, overall, avoid broke girls. You can actually spend 800 a day on food

its not possible to spend #800 daily on food even if na village not to talk of Lagos. 5k fuel sef won't show in your fuel guage talkless of using for 1 week

Hmm

Sorry

This is gonna be a long ride if you are living all alone..

divide the monthly income into 3 parts, in this order 50% 25% 25%

Spend 25% on food stuff
another 25% on Bills and miscellaneous expenses

then, 50% as savings, since you said you want to have 35k savings every month.

Answer the following questions.

1. How much is your house rent?

2. Are you married with kids, engaged, have a girlfriend or single?

3. If you're to park or sell your jalopy car and resort to public transportation, how much would you be spending per month from your house to your place of work?

4. How much do you spend on food per day?

5. Do you have any addictions, if yes, what are they?

6. Do you have any dependant(s) aged parents, siblings, if yes, how many?

Your answer would help me draw a budget for you.

Use am carry 2 odds first..
After doubling it. Do rollover

It is possible only if you want to use your car as a taxi when going and coming from work .

6 litres of petrol can take you to and from work everyday,and the passengers fare can cover the price of the 6 litres of petrol.

E no go possible.

If you are in Lagos, no need to stress yourself, it won't be possible. Except you wan leave very poor lifestyle.

But if you are in a cheaper state follow that guys advice of spending max of 800 naira daily

Preeqahantas:
Load your weekly clothes in the boot.
Use 5k to buy Chelsea for boys.

Park beside the office and sleep peacefully every weekday.

Go home weekends.

Na wahh oooo 🤦‍♂️🤦‍♂️🤦‍♂️

Interesting

CedarHoldings:
My income as this rest of the year is 70k, no more no less ,I need prudent spending now,

Kindly estimate how to spend it and still have like 35k saves,


Note! I have a jalopy car that I ride to work Monday and Tuesday only. Single

If you want proper analysis, then define your income properly; is it per month or another time period? Again you have to tell us your needs(what you cannot do without)

I spent 60k yesterday alone

Which state do you reside?

Use 10k carry olosho.

Use the remaining 60k play 2 sure odds.

Then use all your winnings to play rollover for 7 days.