Meanwhile, I dey redemption camp I no see return trip to island o. Wetin make I do?
Where make I move go?

Omoapena:


Bolt is just annoying now, they expect you to waste fuel to pick up someone so far from you for a trip of 2k
Where is sense in that...

hmmm..uber does the same. I cancelled tire last week.

MrReeseG:
Meanwhile, I dey redemption camp I no see return trip to island o. Wetin make I do?
Where make I move go?

drive empty to Berger or alausa set destination to island

MrReeseG:
Meanwhile, I dey redemption camp I no see return trip to island o. Wetin make I do?
Where make I move go?

That kind trip, you should have converted it to offline cox it doesn't pay you going there online...

You for just collect the 20k offline and blow back to berger side for trip...

Pearl1910:


I cannot over emphasize the importance of having a support system.
When u tell people do Ajo, or join cooperative they will say "I can save my money by myself" or "I no want make person chop my money"
Nothing good comes easily in life. It is our lives choices, plans and strategy that makes it look easy.

Ajo is very important ooo, I have introduced over 4 drivers close to me to my Ajo coordinator and they always come back to thank me...

If nah 2k you fit engage everyday, pls do and always collect last as I do advice people.

I no dey ever collect Ajo early cox collecting it early is like borrowing money to me but last is a savings and you can comfortably use it to do something meaningful without having in mind to pay back again...

Omoapena:



That kind trip, you should have converted it to offline cox it doesn't pay you going there online...

You for just collect the 20k offline and blow back to berger side for trip...

You see why I need mentoring

Omoapena:



Ajo is very important ooo, I have introduced over 4 drivers close to me to my Ajo coordinator and they always come back to thank me...

If nah 2k you fit engage everyday, pls do and always collect last as I do advice people.

I no dey ever collect Ajo early cox collecting it early is like borrowing money to me but last is a savings and you can comfortably use it to do something meaningful without having in mind to pay back again...

Bad advice. The first person to collect in any ajo is always the winner. If he collects 20k in January and you collect 20k in June, he will do more in January with the 20k than you will do in June due to inflation.

If I must do ajo, it's number one or nothing.

MrReeseG:
Summary of all you need to know about the Third Mainland Bridge repairs starting Nov 1 :

- The bridge will NOT be totally closed

- The repairs will start on November 1 2023

- The repairs will last for 3 months.

- The bridge will be closed for 4 hours on weekdays

On weekdays, the bridge will be closed by midnight and will be opened by 04:00 AM

-The bridge will be closed throughout the WEEKEND (Saturday and Sunday)

- On weekdays, road users will have access to the bridge from 04:00 AM till midnight (No need to panic)

- The maintenance is needed as the bridge is old

- Replacement of railings, installation of solar-powered lights, and installation of CCTV cameras are all part of road maintenance plans

Summary:
Mon - Fri: Road closed from 12 midnight till 4:00AM
Sat - Sun: Total closure


Forwarded as received

I read on front page 3 days ago.
I don't know why they changed their mind from the initial January, 2024.
This will affect December's hustle, cos the last 2 Sundays that they closed the bridge, omoh, who no know what happened on road despite being Sunday.
Make these people postpone it till January next year make dem let us have a smooth hustle in the December period.

Much respect, baba.

Omoapena:


Now imagine picking someone on 2.4surge from mainland going to lekki and you're stuck in traffic for 2 hours

What about indrivers like us?

Itsrm:


Bad advice. The first person to collect in any ajo is always the winner. If he collects 20k in January and you collect 20k in June, he will do more in January with the 20k than you will do in June due to inflation.

If I must do ajo, it's number one or nothing.

Different strokes for different folks at different times. He just told u he prefers doing Ajo as savings rather than as taking a loan. Sometimes collecting last as savings is gold, sometimes collecting early and investing it is perfect. Targeting a particular month or week which u will need the money is best.

MrReeseG:

You see why I need mentoring

Nothing wey dey never talk for this thread before.
* Don't take trip to outskirts of town where u will not get a trip back to civilization unless it's a good paying offline!
But una dey like personal experience more than advise. U don learn today, if it was when u will face 4hours traffic back to Berger u for hear ween

Pearl1910:


Different strokes for different folks at different times. He just told u he prefers doing Ajo as savings rather than as taking a loan. Sometimes collecting last as savings is gold, sometimes collecting early and investing it is perfect. Targeting a particular month or week which u will need the money is best.

Collecting early and investing is always perfect. It is a zero interest loan. There's no where in the world and no one who knows anything about money that will pass away a zero interest loan for savings.

For lack of a better word and I apologise, it's financial illiteracy.

There's a reason people will have money with an investment bank and then use the money they have as collateral to obtain a loan despite having to pay interest on the loan. Imagine people like that coming in contact with a 0% interest loan.

If you must do ajo, the only thing that makes sense is to collect number one. Else, put your money in any mutual fund of your choice

Pearl1910:


Nothing wey dey never talk for this thread before.
* Don't take trip to outskirts of town where u will not get a trip back to civilization unless it's a good paying offline!
But una dey like personal experience more than advise. U don learn today, if it was when u will face 4hours traffic back to Berger u for hear ween

No be so baba
Me self look map before I enter am
But I been dey last leg with bolt, declining would have sent me on another suspension.

dav1002:


Which group u dey always refer to make person join oh

Shey na telegram group?

2 actually. Watsap groups. One main group and the Ajo group

MrReeseG:


Abeg, I've been asking too
Add me if there's a group to be added to abeg... I need tips and mentoring. Just be like say as I dey see the money na so e dey disappear.

Everything you need is on this thread.. you just need to know how to filter and glean the gold .

For indrive, 2 cardinal principles. : Follow the time and not km, Move against traffic.

Itsrm:
There's a reason people will have money with an investment bank and then use the money they have as collateral to obtain a loan despite having to pay interest on the loan. Imagine people like that coming in contact with a 0% interest loan.

If you must do ajo, the only thing that makes sense is to collect number one. Else, put your money in any mutual fund of your choice

So you will advice someone that have no better plan for money to collect no 1 and then spends it then the ajo will become debts to him?


If you must collect no 1 have plan for it but if you don't have plan for it, take last while you plan ahead...

MrReeseG:


No be so baba
Me self look map before I enter am
But I been dey last leg with bolt, declining would have sent me on another suspension.

U can accept then cancel.
Try to balance both Driver Score and Acceptance rate at all times

Itsrm:


Collecting early and investing is always perfect. It is a zero interest loan. There's no where in the world and no one who knows anything about money that will pass away a zero interest loan for savings.

For lack of a better word and I apologise, it's financial illiteracy.

U dey like form financial analyst but u ignore many other variables in life. Not everything works in real life as it is written in textbooks or class theories. u can't always guarantee the ROI in the money u will collect and invest.
Like I said Ajo is done for several different reasons; Some people want to collect last and first in the next round to gather enough money for whatever purpose.
Some people will never save that money if it wasn't for ajo, so taking last will just help them meet the target.
Sometimes u just want to pay ur rent or buy appliances. It's not always only for investment oga financial guru.

Pearl1910:


U dey like form financial analyst but u ignore many other variables in life. Not everything works in real life as it is written in textbooks or class theories. u can't always guarantee the ROI in the money u will collect and invest.
Like I said Ajo is done for several different reasons; Some people want to collect last and first in the next round to gather enough money for whatever purpose.
Some people will never save that money if it wasn't for ajo, so taking last will just help them meet the target.
Sometimes u just want to pay ur rent or buy appliances. It's not always only for investment oga financial guru.

Exactly, do not mind that dude, saying last is bad advice, I have a brother who likes taking early and everytime he takes early, it becomes a big burden for him, now he has resulted in collecting last as a means of savings and after collecting he will know that's his money and not people's money...

Early is only good if you have plans and if the money will be enough to do what you plan for but if not, take last and take early to get enough for the plan...

Omoapena:




So you will advice someone that have no better plan for money to collect no 1 and then spends it then the ajo will become debts to him?


If you must collect no 1 have plan for it but if you don't have plan for it, take last while you plan ahead...

Then collect the money and tie it down with something. You can use it to buy as many bags of rice and keep. When you need the money, sell it. Even if you don't keep up with inflation, you'll be in a better state than someone who simply queued up to collect the last ajo.

Just saving up with the current inflation just makes no sense. If you still can't see it, I really can't help beyond this point.

Pearl1910:


U dey like form financial analyst but u ignore many other variables in life. Not everything works in real life as it is written in textbooks or class theories. u can't always guarantee the ROI in the money u will collect and invest.
Like I said Ajo is done for several different reasons; Some people want to collect last and first in the next round to gather enough money for whatever purpose.
Some people will never save that money if it wasn't for ajo, so taking last will just help them meet the target.
Sometimes u just want to pay ur rent or buy appliances. It's not always only for investment oga financial guru.

You're not making sense. If it's to just pay your rent, collect number one, invest it, when it's time to pay your rent, withdraw and you'll still have your earned interest to do other things. That is wisdom.

If you can't invest, tie the money down in something that can be easily sold. Bag of rice 6 months ago was 40k or so. Anyone who collects number one of 120k 6 months ago and uses it to buy three bags of rice, sells it now at 53k per bag will have 159k while someone else is just collecting his own 120k. And they are doing the same ajo.

I'm not against doing ajo so I don't get where some people cannot save without ajo is coming from. Sometimes you just go off tangent.

And you can always guarantee your ROI. If you don't know, ask questions.

Lastly, I have never claimed to be a financial guru. I'm still learning and still have a whole lot to learn. I advice everyone to get some financial education. It will make you understand and see things differently.

They have rescheduled the repair of 3rd mainland bridge to Monday 6th of November.

For the first two weeks, the Adekunle link coming from both Adeniji and Iyana Oworo will be closed.

Take note.

Itsrm:


Then collect the money and tie it down with something. You can use it to buy as many bags of rice and keep. When you need the money, sell it. Even if you don't keep up with inflation, you'll be in a better state than someone who simply queued up to collect the last ajo.

Just saving up with the current inflation just makes no sense. If you still can't see it, I really can't help beyond this point.

Lolz, look at the instance you even gave, by rice and preserve


So you will rather take money early to buy rice and preserve rather than saving it in ajo...

Anyway, whoever wants to go with your idea is free, as for me, last is preferable, then I can take early for next if I have better plans for it...

Omoapena:




Lolz, look at the instance you even gave, by rice and preserve


So you will rather take money early to buy rice and preserve rather than saving it in ajo...

Anyway, whoever wants to go with your idea is free, as for me, last is preferable, then I can take early for next if I have better plans for it...

It was just an example to show that the money can be tied in commodities for people who say they can't invest. The result is more or less the same.

dapotemi:


My exact thought when I read it first!!
From MY EXPERIENCE as a partner; if you are PAYING REGULARLY and as at WHEN DUE; relationship is easy to maintained..Na money partner want, once you dey pay no wahala..
..

Good morning sir, please do you have any car on ground you want to give out on rentals . I am currently in need of one . I reside in Lagos and I've been in the business since 2018

Itsrm:


You're not making sense. If it's to just pay your rent, collect number one, invest it, when it's time to pay your rent, withdraw and you'll still have your earned interest to do other things. That is wisdom.

If you can't invest, tie the money down in something that can be easily sold. Bag of rice 6 months ago was 40k or so. Anyone who collects number one of 120k 6 months ago and uses it to buy three bags of rice, sells it now at 53k per bag will have 159k while someone else is just collecting his own 120k. And they are doing the same ajo.

I'm not against doing ajo so I don't get where some people cannot save without ajo is coming from. Sometimes you just go off tangent.

And you can always guarantee your ROI. If you don't know, ask questions.

Lastly, I have never claimed to be a financial guru. I'm still learning and still have a whole lot to learn. I advice everyone to get some financial education. It will make you understand and see things differently.

Ajo is community effort...people chipping in a certain amount for each other.
U should be open to taking any position from time to time. Saying u will only accept first or nothing always is not wisdom, it is being selfish, self-centhered and greedy.
The people taking last arent fools, or financial illiterates. What happens if everybody only wants early number Am not against carrying first, but saying if u carry last or anyother position asides first means the person lacks financial acumen is nauseating.
We all have to have a sense of social responsibility for the society to grow.
Channel ur financial acumen to banks and investment firms and leave ajo patrons alone.

Conner44:
Halahhalah
TheModerator
Elrony
lrman
Snoopy45 abi 54

and a host of many other accounts

all belong to one entity

Take it seriously at your own peril

I can see that this themoderator guy has messed you up that you see anyone talking against you as him.

He's your nightmare, just agree.

Conner44:


Do you remember that particular night, a few months ago when you were attacking pearl here? Remember when I mentioned your name and you immediately became paranoid? That was the day I confirmed WHO you really were.

But the day I confirmed WHAT you are was when you made the statement below circled in blue.

Ode, read my post you circled again, now slowly without your demons chasing you.

Pearl1910:


Ajo is community effort...people chipping in a certain amount for each other.
U should be open to taking any position from time to time. Saying u will only accept first or nothing always is not wisdom, it is being selfish, self-centhered and greedy.
The people taking last arent fools, or financial illiterates. What happens if everybody only wants early number Am not against carrying first, but saying if u carry last or anyother position asides first means the person lacks financial acumen is nauseating.
We all have to have a sense of social responsibility for the society to grow.
Channel ur financial acumen to banks and investment firms and leave ajo patrons alone.

The funny thing is, in the very next ajo do, you will eye the number one position based on what you've learnt yesterday/today.

We've seen it happen right on this thread before when you argued and argued till it was time to put your argument to test

For now, you can continue arguing as always. I no get strength again.

Conner44:

Scams
Blackmail
Bullying
Secession
Impersonation


Unbelievably, it's only one person running all these criminal rackets at the same time on this forum. Everyday, from morning till night.

one single person

Hallucination!!!

Yaba bridge is opened.