The reigning pattern is witchcraft. Use people to do bendle insurance that cover protection, money, and long life. See why God took away the tree of life and drove man out of the garden?

Feldie:
I've always hoped and prayed to be dead before then. I hope to die strong. I can't imagine myself being old and rickety and barely able to stand. God forbid. What is the difference, dying at 65 and dying at 80? What difference would the additional 15 years make? You would have already become irrelevant and condemned to watching people do things

Tinubu is 90 and still hoping to rule for another 8yrs. That additional 8yrs is important to him because, it will give him enough time to finish the zoo kpatakpata

Feldie:
I've always hoped and prayed to be dead before then . I hope to die strong. I can't imagine myself being old and rickety and barely able to stand. God forbid. What is the difference, dying at 65 and dying at 80? What difference would the additional 15 years make? You would have already become irrelevant and condemned to watching people do things

65 is too young. How would you feel if Peter Obi died right now? 63 by July & that might even be his football age 😂 . Officially 66yo by July 19th 2027. For illustrative purposes,If hypothetically he wins presidency 2027(at 66yo); he would be praying Allah for at least 8More years to flex small. Lotta things a 65yo can still accomplish.


How would you feel if 66yo Dangote died right now, his refinery is only just getting operational? Dude will be 67yo by April.
Dieing at 65 & 80 is a huge difference. There are 77yos and 80yos still killing it .

Oga if you want to become irrelevant at 65 and prefer to die at 65yo, MAY THE ALMIGHTY GRANT YOUR PRAYERS.

Invest in whatever might be source of spending, take care of your family esp your children, guide them to knowledge, love and kindness towards outsiders and among each other, if you take care of your family well, am very sure they won't have any feelings to threat you badly when you are old.

coputa:
Don't be deceived by rhetorics,on this earth, aside God, your family is all you've gotten especially your children, they are your third eyes and third legs at old age.

It has been tested and proven, investment in people pays the highest dividend

Neglect them at your own peril.

Both of you are right.


We rise by lifting others

If you like work if you like no work!
Na body go tell you when pocket dry.

Feldie:
I've always hoped and prayed to be dead before then. I hope to die strong. I can't imagine myself being old and rickety and barely able to stand. God forbid. What is the difference, dying at 65 and dying at 80? What difference would the additional 15 years make? You would have already become irrelevant and condemned to watching people do things

The best time to die is when you lose the ability to get it up as a man and for women, when that wet box you have used to manipulation men all your life dries up leading to lack of libido.

That's why you should work with an organization that has a good pension plan, my dad will retire in few years to come and his pension is enough to set him up when he retires, the money is in millions.

LandMann:


You think like you're not in Nigeria.

Invest in your kid's education and teach them good morals. Support them and help them become successful. When you are old they're the ones that will support you too whether in cash or in kind.

That is the natural circle of life.

Stop spreading this your dumb message.

Only reason you are spreading this kind of message is probably because your parents did not take care of you when you were young, hence you don't want to take care of them too when they are old.

To understand how foolish and selfish your response is, remember that you were once a baby and vulnerable. Your parents had other things to do but they sacrificed their time and resources to bring you up and protect you from the clutches of death. Even if they didn't give you gold and silver, they gave you life. Which is more valuable?

Now you can stand on your feet and here you are telling the world that children shouldn't take care of their parents when the parents become old because such children have their own lives to live.

That is very unafrican, and you're the type of child every parent will pray not to have

Rubbish
Shallow minded selfish people keep deceiving themselves, Nigeria is already at it’s peak population, wrecking the economy and producing more hardship yet you keep on hoping on population to feed you

Look around you it’s happening already, the people you’re hoping on wouldn’t even be able to feed themselves talk less looking after you

HugeElephant:
Good morning.
Have you ever asked yourself the question, "why do we work"?
Some will say they work in order to avoid hunger. Some will say they work in order not to just stay idle at home. Some will say they work in order to fit into the society.
There are several other reasons why we work.

Until you start to ask questions about your building towards the future, then you are on the right path.
Have you ever asked yourself, "When a man is too old to work," what is my plan towards that phase?

You can't work forever, so now that you are still much younger, I hope you are working towards that stage and not just working to eat and survive the present moment or economy?

That job you are currently engaged in, is it a temporary or permanent solution? You should be able to identify a permanent solution or a temporarily solution and not confuse them.

I am trying to find a permanent solution and sacrificing my convinience at this stage. I hope I find it soon: a permanent solution to my human needs and questions. Because when I am too old to work, I hope I have something better than a pension.

Truth about humans is that when u stop working or engaging in activities you start dying. The trick therefore is to find and continue doing worthwhile activities. I do not think it is wise to stop working totally. Get things doing. Even if it is retirement plan in agriculture work. One must keep working to stay alive

HugeElephant:
Good morning.
Have you ever asked yourself the question, "why do we work"?
Some will say they work in order to avoid hunger. Some will say they work in order not to just stay idle at home. Some will say they work in order to fit into the society.
There are several other reasons why we work.

Until you start to ask questions about your building towards the future, then you are on the right path.
Have you ever asked yourself, "When a man is too old to work," what is my plan towards that phase?

You can't work forever, so now that you are still much younger, I hope you are working towards that stage and not just working to eat and survive the present moment or economy?

That job you are currently engaged in, is it a temporary or permanent solution? You should be able to identify a permanent solution or a temporarily solution and not confuse them.

I am trying to find a permanent solution and sacrificing my convinience at this stage. I hope I find it soon: a permanent solution to my human needs and questions. Because when I am too old to work, I hope I have something better than a pension.

Dont bother about future
Future will bother about its self

coputa:
invest in people, even if they are not your relatives or better still you can adopt a child.

This is the most stu**piid advice i have heard in a long time. Oga the greatest investment is investing in yourself. Your president is almost 80 and he is still feeding his family.

coputa:
You have to create your pension yourself,one of the best pension is to train your children and build a house no matter how small.

At old age, you still need a cash flow,buy shares of good companies,put money in there continually,it can cater for your needs at old age.

The only sound advice here is to build a house for your old age, no matter how small. REMOVE CHILDREN IN YOUR PENSION PLAN. That is wishful thinking. Especially with children of this generation. The last generation of children that cared for their parents were those born in the '60s and '70s.

You cannot include your children of today in your retirement plan. Just see them as a bonus.

PrinceofSarcasm:


Don't see the world through the eyes of your broken and dysfunctional family.
Not every one has siblings who are heartless scumbag criminals.
Not every one is unlucky to raise a scumbag child.
Be more optimistic

Your attitude shows that you’re the dysfunctional one. That person didn’t insult you in his comments but you keep throwing unnecessary shades.
Frankly, I don’t see any sense in having children as a plan for your old age.
Imagine your parents doing that to you as a person, how would you grow.
Your goal should be to leave assets behind for your children and not to add to their responsibilities in the most vital period of their development.

Feldie:
I've always hoped and prayed to be dead before then. I hope to die strong. I can't imagine myself being old and rickety and barely able to stand. God forbid. What is the difference, dying at 65 and dying at 80? What difference would the additional 15 years make? You would have already become irrelevant and condemned to watching people do things

This statement shows that you are living a very hopeless and worthless life at the moment. In 2024, dying at 65 anywhere in the world is considered dying early.

There is a huge difference between 65 and 80 in terms of years.

bigiyaro:
This is the most stu**piid advice i have heard in a long time. Oga the greatest investment is investing in yourself. Your president is almost 80 and he is still feeding his family.

I didn't say you should neglect yourself but if you are old and can no longer work, what will happen. who do you think stood for your president when he was sick: the wife and children and people he raised.Jagaban is good at building people and empowering them, that's one of his strength.

HugeElephant:
Good morning.
Have you ever asked yourself the question, "why do we work"?
Some will say they work in order to avoid hunger. Some will say they work in order not to just stay idle at home. Some will say they work in order to fit into the society.
There are several other reasons why we work.

Until you start to ask questions about your building towards the future, then you are on the right path.
Have you ever asked yourself, "When a man is too old to work," what is my plan towards that phase?

You can't work forever, so now that you are still much younger, I hope you are working towards that stage and not just working to eat and survive the present moment or economy?

That job you are currently engaged in, is it a temporary or permanent solution? You should be able to identify a permanent solution or a temporarily solution and not confuse them.

I am trying to find a permanent solution and sacrificing my convinience at this stage. I hope I find it soon: a permanent solution to my human needs and questions. Because when I am too old to work, I hope I have something better than a pension.

We work because God said we should work.
It's stated very clearly in Genesis, man should work to till the soil.
Prior to Adam and Eve's sin, they didn't have to work.
After the sin, ALL MEN, Even Jesus Christ, His only begotten son, have to work as the natural order of things.
Anybody that thinks he can live a life without working is deceiving himself.
You're trying to turn nature upside down. And only God can do that, not man.
Get used to working.
Big work, small work, any work.

Annahh:
That's why you should work with an organization that has a good pension plan, my dad will retire in few years to come and his pension is enough to set him up when he retires, the money is in millions.

My dad will...
You nko?
Abi your plan is drain from him?

The future of your kids is not guaranteed

With the bad economy and jobless people all over town are that not people children? Children nowadays don’t take care of their parents anymore. With struggling economy and bills to pay. Reasons why people from rich or comfortable background don’t marry from poor homes.

In care that one is fine, but in finance that pne is foolishness. If you as the father can not build house or estate what make you think you kid can?

An Indian lecturer with PhD trend yesterday if that one have a father that’s expecting him to be part of his retirement plan is that not a disaster

gadgetplanetng:
If you want income of 1million a month whenever you retire,

N120,000,000 in FGN savings bonds (at 10%) per annum would pay that to you without you ever touching your capital.

Depending on where you live, average returns might be less (maybe 5%? meaning you need double that)

In your maybe 35 active years at work, keep this calculation in mind, if you start early and don't touch your interest till you retire, you won't actually have to save the entire amount.

Don't waste windfalls and surprise money on clubbing, wigs, unnecessary cars, women/men and the like.

You can build your own pension yourself, google it.

Coming back to this!

The 1st guy's comment was top notch.
You need to invest in these children and in case you don't have one,you can adopt.
Saying children have their own needs and for that reason abandon their parents in old age is out of point.

There are other things you can do that will guarantee secured financial life in old age.

Feldie:
I've always hoped and prayed to be dead before then. I hope to die strong. I can't imagine myself being old and rickety and barely able to stand. God forbid. What is the difference, dying at 65 and dying at 80? What difference would the additional 15 years make? You would have already become irrelevant and condemned to watching people do things

You ain't making a single sense to me. I know some persons within my relatives who are above 80s and they're still strong to walk around, do many things on their own like bathing, toilet, brushes and one amongst those I'm referring to is still maintaining her usual local business till today, and if you wants to know she produces and sells one local delicacy called UKPAKA in my dialect, these someone almost at 90, you can doubt if you like but I no go gree for you.

gadgetplanetng:
If you want income of 1million a month whenever you retire,

N120,000,000 in FGN savings bonds (at 10%) per annum would pay that to you without you ever touching your capital.

Depending on where you live, average returns might be less (maybe 5%? meaning you need double that)

In your maybe 35 active years at work, keep this calculation in mind, if you start early and don't touch your interest till you retire, you won't actually have to save the entire amount.

Don't waste windfalls and surprise money on clubbing, wigs, unnecessary cars, women/men and the like.

You can build your own pension yourself, google it.

Rephrasing in dollars 💵 💰
If you want monthly income of
[b] $1000usdt (about 1.2m naira monthly) ,

Low risk government bond investment $120 000 usdt; $120k about N120,000,000 million in FGN savings bonds (at 10%) per annum would pay that to you without you ever touching your capital.

Na naija people sha, for abroad, $1000 monthly or $12k in one full
calendar year is not really enough .
So abroad people in USA , etc will have to tweak the calculation to average cost needed to run a home 🏡 successfully in America.🇺🇸
At least $300k in government bonds to $500kusdt to yield 10% monthly or $5000 monthly for utility, hospital expenses, bills and to maintain the lifestyle, is a very good shot 💉.

Capital protection is key .
High volatility risky investments that could make one lose all the capital , is a NO NO .

coputa:
Don't be deceived by rhetorics,on this earth, aside God, your family is all you've gotten especially your children, they are your third eyes and third legs at old age.

It has been tested and proven, investment in people pays the highest dividend

Neglect them at your own peril.

dont mind woke people …while it’s true children have their own lives to live …it’s also true the eldest look after the young ones along side the parents and when all are set and the parents can work again the children help ..small from here small from there parents will live and die well hence the saying ,the chick will be the hen and the hen will be the chick

HugeElephant:
Good morning.
Have you ever asked yourself the question, "why do we work"?
Some will say they work in order to avoid hunger. Some will say they work in order not to just stay idle at home. Some will say they work in order to fit into the society.
There are several other reasons why we work.

Until you start to ask questions about your building towards the future, then you are on the right path.
Have you ever asked yourself, "When a man is too old to work," what is my plan towards that phase?

You can't work forever, so now that you are still much younger, I hope you are working towards that stage and not just working to eat and survive the present moment or economy?

That job you are currently engaged in, is it a temporary or permanent solution? You should be able to identify a permanent solution or a temporarily solution and not confuse them.

I am trying to find a permanent solution and sacrificing my convinience at this stage. I hope I find it soon: a permanent solution to my human needs and questions. Because when I am too old to work, I hope I have something better than a pension.

Op
Who told you ,you will get old,
Work and plan for the future
When it comes take it has u see it

Feldie:
I've always hoped and prayed to be dead before then. I hope to die strong. I can't imagine myself being old and rickety and barely able to stand. God forbid. What is the difference, dying at 65 and dying at 80? What difference would the additional 15 years make? You would have already become irrelevant and condemned to watching people do things

One thing is ask or pray for and and another thing is your wish to happen. If it doesn't happen, will you make it happen? Can you make it happen yourself?

1Alex:
Investing in children is good but not the ultimate. One's children may be irresponsible and not care care for their parents.

It's best to invest in a venture that will effortlessly give you money like real estate.

I would say both is not out of line: train your kids to become better for themselves and to be kind to others, you might benefit from it in the future. Then, still put something somewhere for yourself for old age.

coputa:
I didn't say you should neglect yourself but if you are old and can no longer work, what will happen. who do you think stood for your president when he was sick: the wife and children and people he raised.Jagaban is good at building people and empowering them, that's one of his strength.

The fact is that he is still working. For a human, retirement is one of the fastest way to Die. Keep working. Doing activities. Board members, community services, tours, agric ventures, political ventures. Momentary rest is ok but never put not working as a plan.

A305:
Most not so rich Nigerian parents practically invest in there children to earn returns from them (the children) by a way of taking care of them in their old age.

Myself I don't fancy that, that's why I had to learn trading crypto currency so even when I'm old and senile, I will still be earning in my own little way. However, most people tend to fall back on earnings from their real or fixed asset such as properties and the likes and the once who were successful in building a business will continue to get paid by their business even in retirement.

The smart ones invest in the money market such as: bonds, shares, stock, Treasury bills and Mutual funds in local and foreign market and currency.

So when is it too old to work — no specific age, provided you still alive, healthy and have the desire to earn to remain relevant in the society.

Fun Fact: The average Nigerian buys land or build a house first when he hammers in hopes to secure his future. (Real Estate Banking)

All these are easier said than done. Things most time don't work as planned. Invest first in your children and also planned for old age by investing in properties like land , rental houses. Business and all these crypto may failed you.

obinna58:

Rubbish
Shallow minded selfish people keep deceiving themselves, Nigeria is already at it’s peak population, wrecking the economy and producing more hardship yet you keep on hoping on population to feed you

Look around you it’s happening already, the people you’re hoping on wouldn’t even be able to feed themselves talk less looking after you

Though, our problem is not that of over population, far from it. Corruption that stepped out from the lack of patriotism is our problem as at today

Lifemanage:

Truth about humans is that when u stop working or engaging in activities you start dying. The trick therefore is to find and continue doing worthwhile activities. I do not think it is wise to stop working totally. Get things doing. Even if it is retirement plan in agriculture work. One must keep working to stay alive

Yeah, there are studies that actually supports your view. You want to live long after retirement, just retire into something else and not into your rooms

HugeElephant:


This is a flawed pattern of thought. Your kids have their own lives, their own path. Children are not a pension plan.

Your kids deserve all the good and guidance to become a better person

Abeg make we hear word.
All things been equal- if u had trained them well, ur children MUST (are duty bond by nature and God) to care for u at your old age.

As a parent at old, you are a part of their so called life and path.. they are your investment and pension plan- take it leave it

That's the circle of life. I don't know where u guys get this your independent thinking from.