₦airaland Forum

CluelessMODS:
Yes I live in Texas.

Sir? You're most likely over 10-20 years older than me.



BTW, Mind if I...


...plead for a little Naira

[quote author=immortalcrown post=129148438]You are mixing things up here. No bank configures its system to automatically reverse a received payment.[/quote

Have u tried withdrawing from a pos and it shows declined but when u tried a another pos it went through? Some point of sale may not be compatible with some bank system if that is the case transaction may be rejected even if it initially seem it went through

ifinger:
Have u tried withdrawing from a pos and it shows declined but when u tried a another pos it went through? Some point of sale may not be compatible with some bank system if that is the case transaction may be rejected even if it initially seem it went through

How does this scenario relate to the post?

NPFLADMIN:
Sir? You're most likely over 10-20 years older than me.




BTW, Mind if I...



...plead for a little Naira

Lmao 😂🤣 how will you just conclude about my age?..🤣🤣 Are you sure you need Naira abi you be 419? 😂 Ok send me mail; teeteeolatee@aol.com we take it up from there.

Anunakeeh:
Unfortunately i don't entertain Stupid Clueless Dunce.

Hahaha ok Mr mediocre 🤣😂🤣😂

CluelessMODS:
Lmao how will you just conclude about my age?.. Are you sure you need Naira abi you be 419? Ok send me mail; teeteeolatee@aol.com we take it up from there.

I'm begging ni ooooo.

Email sent.

The supplier bank must be Access bank.


Honestly, I still find it hard to believe you will enter bank this 2024 and they are telling you network is not available and you need to leaves

Which of the abroad first? Ghana/Cameroon or Europe and America? All na abroad na.

NPFLADMIN:
I'm begging ni ooooo.

Email sent.

Ok I will check and get back to you.

The E-financial system in Nigeria is stronger than that of America

If you want to do fast tranfer it has to be Zelle, cashapp or any other inter money wallet

Bank to bank transactions takes up to three days before you get it your bank but for transactions to bounce back after debiting is unlikely

Once transfer go e don go be that

immortalcrown:
Did the credited account get debited when the reversal happened? Answer this question.

It was not debited.

wallarwallar:
Why u dey lie like dis jst to chase clouth. Not possible at all 2nd day money con commot 4 ur account go back to d sender jst like dat u think say na mumu full nairaland abi

Stop being unreasonable please. Don't have time your inanities.

detopea1:
If this story of yours is not fiction, then it was the younger brother that made a report to the bank for reversal.

No fiction here. Let me explain:
Stingy brother sent 1k to his Lazy brother the brother was expectioi 1m. He calls his brother : oh boy i sent you 1k
his brother : 1k for what? So i should faint and worship you that you sent 1k
big bro: at least be thankfull for what i sent
junior brother: me thank you for 1k ? I won't do it.
the bank Eavsdropping from their office : presses Reverse button
big bro: Ntorrr. Thank god my money is back comes to nairaland to share his testimony

No, it's not like that here in EU.

immortalcrown:
He checked and confirmed? How? On your phone or on his own phone?

The transaction will not automatically reverse if he confirmed it on his own phone. If the confirmation was on your own phone, the money could automatically bounce back based on atomicity principles.

If you ever get an automatic reversal (credit alert) for your successful payment (that is if the recipient's account has been credited with the money you sent), the automatic reversal you get will not debit the recipient's account. The bank is the one losing the money you got in the reversal. And in this case, the bank may later debit you to recover the money.

This cannot happen automatically. Someone initiated the reversal. Your claim is like saying a delivered mail automatically reversed. It is even a crime against the recipient. You can sue the bank.

It happens more often than you know. I have witnessed it several times

NPFLADMIN:
Nigerians in diaspora.

Over to you!

Can those in faraway Lome reply or should we mind our businesses too?

jojothaiv:
Can those in faraway Lome reply or should we mind our businesses too?

Feel free
Abroad in this case na anywhere aside 9ja.

immortalcrown:
He checked and confirmed? How? On your phone or on his own phone?


This cannot happen automatically. Someone initiated the reversal. Your claim is like saying a delivered mail automatically reversed. It is even a crime against the recipient. You can sue the bank.

During that MMM time, I called the person I was to pay to bear with me cos the money was bouncing back, instead, he acknowledged receipt of the money.

I checked my balance and the money was still there., na so I used the money to pay another person o

Days later, I got a credit alert of 2k,and they instantly debited me and my balance was - 32k.

Na so I dump the account number till today

rezzy:
During that MMM time, I called the person I was to pay to bear with me cos the money was bouncing back, instead, he acknowledged receipt of the money.

I checked my balance and the money was still there., na so I used the money to pay another person o

Days later, I got a credit alert of 2k,and they instantly debited me and my balance was - 32k.

Na so I dump the account number till today

He got the money you sent. The credit you got as a reversal came from the bank, meaning the bank mistakenly gave you money. That's what happened.

My brother in Europe sent me #110k I got the alert after like 20mins I received another alert for #110k again, I checked my balance it was #220k, I called back my brother and asked him how much he sent and he said it was only #110 and I asked him if he was still there that he sent the money and he said no that he was home already,, that was how I waited for my bank to call me for refund for over 6 months there was no call nothing even up till today, na so me carry money go flex. So I think people in abroad do also have failed transactions.

NPFLADMIN:
Nigerians in diaspora.

Over to you!

No such thing.
It delivers 24/7

femi4:
No such thing. It delivers 24/7

Sarcasm?
Surely there must have been glitches.

immortalcrown:
How does this scenario relate to the post?

Very good question ⁉️⁉️ await your urgent response 😂

philipobiz:
.

Na becos eh never happen to you. When eh happen you go know say na Naija you dey. I have experienced it

Leave sentiment sir, it cannot happen.

khreus:
Leave sentiment sir, it cannot happen.

My experience;

This situation is rear but it happens. A client sent money to me through his bank app and he got a debit. I opened my bank app and saw the credit. About an hour I was checking my bank app for another transaction and noticed the amount was reversed. Thank God it was someone I know. I called him, he checked his app and noticed the money came back to him. Je then sent it again.

Someone I know had complained about this anomaly before, I was wondering how can that be, until it happened to me.

Guys pray this does not happen to you.