Antoeni:
Well deserved
Na rubbish those commercial banks dey do these days
GT bank almost made me wash plate last week

You see those commercial bank ehn i have nothing to tell them. I have washed my hands from them.

Antoeni:
Nigeria's Largest Banks by Valuations

1. Opay - $2 billion

2. Zenith Bank - $1.1 billion

3. GT Bank - $1.083 billion

4. First Bank - $834 million

5. UBA - $690 million

6. Access Bank - $642 million

7. Stanbic Bank - $562 million

8. Ecobank - $516 million


AfricaFactsZone

This post was written by a very uninformed personality. A quick check on Wikipedia shows accessbank total assets was valued at 25bn dollars as of 2023. First bank at 23bn dollars. Only a myopic person would say opay is more valuable than ordinary wema bank. Real dumb post.

TUANKU:

I already explained it in the post you just replied to sir. Opay is better than your bank, name that your bank sir and let's compare their services.

100% better than any commercial bank in Nigeria, same with moniepoint. This guys finally changed the game.

Tradepunter2:
All these useless paid opay agent up there..... You think serious biznes minded people use opay? You must be daft..... Keep fooling yourselves

oga rest jor

The above data cannot be correct. There is no way Opay valuation is above the leading Nigerian Banks. Opay does not have the coverage that the leading Nigerian banks have. All the people that I know who use Opay don't save substantial funds in their Opay account.

richiemcgold:
Opay came from nowhere to topple them all; wow!

I don't even know how they became number one I have never seen any of their physical office before compared to the banks they are topping in that list it's really very strange.

yemmit90:


100% better than any commercial bank in Nigeria, same with moniepoint. This guys finally changed the game.

Don't mind some people with their sentiments. I asked him to name his bank let's compare their services with Opay but he is yet to reply.
Opay, Palmpay, Moniepoint offer very good services without the need for Insha Allah

Opay is the most reliable banking/financial institution in Nigeria

TUANKU:

I already explained it in the post you just replied to sir. Opay is better than your bank, name that your bank sir and let's compare their services.

Can oPay receive international transactions, can oPay give you a mortgage, do they provide overdraft services? Like I said, there's a certain demographic that oPay fits and provides the most value to but you can't say they're better than all banks.

No bank is better than all banks. I guess you're not sophisticated in your use of financial so you wouldn't understand. Transfers and deposits is not all a bank does. I don't even use the same banks for my personal and corporate accounts because I understand that certain offerings meet different needs. Some banks will provide services to suit big companies while the services provided by others provide a better value proposition for small businesses. They suit your needs doesn't make them the best bank.

p.s. They aren't even a bank.

bitbillionaire:
Did I just see Opay there? Nigerian banks still have a long way to go sha. Looking at the total value of all these banks, the 3rd largest bank in South Africa can swallow all these banks

Miyachi:

Can oPay receive international transactions, can oPay give you a mortgage, do they provide overdraft services? Like I said, there's a certain demographic that oPay fits and provides the most value to but you can't say they're better than all banks.

No bank is better than all banks. I guess you're not sophisticated in your use of financial so you wouldn't understand. Transfers and deposits is not all a bank does. I don't even use the same banks for my personal and corporate accounts because I understand that certain offerings meet different needs. Some banks will provide services to suit big companies while the services provided by others provide a better value proposition for small businesses. They suit your needs doesn't make them the best bank.

p.s. They aren't even a bank.

Go and check their mission statement and stop making a fool of yourself. Their focus is on domestic banking services and they are doing it better than any local bank and ordinary Nigerians who use their services are satisfied with it.
Look who is talking about sophistication ...Banza kawaii.

Segxydube:


Abeg infection herb na hw much

My oga, 09026963421 WhatsApp

TUANKU:

Go and check their mission statement and stop making a fool of yourself. Their focus is on domestic banking services and they are doing it better than any local bank and ordinary Nigerians who use their services are satisfied with it.
Look who is talking about sophistication ...Banza kawaii.

Asides transfers and deposits what else do you do?
oPay is not a bank. Mtn provides banking services it doesn't make them a bank.
They're a Mobile Money Operator
[url]https://www.cbn.gov.ng/supervision/fi.asp?name=OPAY DIGITAL SERVICES LIMITED (FORMERLY PAYCOM NIGERIA LIMITED)&institutetype=Mobile Money Operator[/url]

Educate yourself, instead of throwing cheap insults. You don't seem very bright.

Tradepunter2:
All these useless paid opay agent up there..... You think serious biznes minded people use opay? You must be daft..... Keep fooling yourselves

thought it was only me that noticed it, very wacky PR. Instead make I use Opay, I rather use that Islamic bank

Where is Community bank?

Tradepunter2:
All these useless paid opay agent up there..... You think serious biznes minded people use opay? You must be daft..... Keep fooling yourselves

Lol. You must be joking.

Miyachi:

Asides transfers and deposits what else do you do?
oPay is not a bank. Mtn provides banking services it doesn't make them a bank.
They're a Mobile Money Operator
[url]https://www.cbn.gov.ng/supervision/fi.asp?name=OPAY DIGITAL SERVICES LIMITED (FORMERLY PAYCOM NIGERIA LIMITED)&institutetype=Mobile Money Operator[/url]

Educate yourself, instead of throwing cheap insults. You don't seem very bright.

Look who is talking ... You write/spell like a kindergarten kid yet you're talking of education?
"Mtn provides banking services it doesn't make them a bank" ... the whole topic was even about banking services but you who claims to be bright is doing typing somersault here. Asides transfers and deposits what else do i do? I offer Penetration Testing, Vulnerability Analysis,Intrusion Detection and Prevention services to the very banks we are talking about, if not the i have a non-disclosure agreement with them i would have named the 4 banks i offer services to them,as such i know things about these banks you have no idea about. I do things that you can only imagine sir
I can show you my work on HackerOne, BugCrowd and Intigriti as well

Pele ooo Opay ambassador, You that have PhD in POS service

Segxydube:


If you go school u go knw say nothing fit do opay.

CBN and NDIC endorsed opay and u dey talk trash.. U need education

tollyboy5:

It doesn't matter. They're the largest Nigeria bank currently.

Ode keep deceiving yourself...... How much are you paid to type nonsense? Keep fooling yourself

Lol investment banker
Learn to read and comprehend before you quote any post

TheOgaBoss:
your lifesaving should not be in any bank, it should be in an investment portfolio.

Albert0011:

Oga abeg make you rest.
Which business minded people..if they should check well, you're one of those workers in those commercial banks.

Opay has been saving lives since thier inception.
The way it stands now, everyone in this country needs to have an opay account even our president

Ode..... Go collect contract of just 6 million and give the tender party opay account..... You will end up fooling your father and the generations before you.....


HHAHAHAHA SOURCE OF THE NONSENSE SAYS FACT ZONE..... A NONE EXISTING CRAP 😂😂😂😂😂😂

HAHAHAHAHAHA FACT ZONE IS NONE EXISTING nonsnse....... THEY HAVE PAID SEUN TO PUSH THIS CRAP TO FRONT PAGE 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣......


VERY POOR MARKETING STRATEGY 😁😁😁😁😁....... FACT IS THAT OPAY CUSTOMER BASE DECLINED FROM ENDING OF LAST YEAR....

MONIEPOINT IS GULPING THE BUSINESS CUSTOMERS FROM OPAY..... 🤣🤣🤣🤣🤣🤣

Dayummm

Tradepunter2:
All these useless paid opay agent up there..... You think serious biznes minded people use opay? You must be daft..... Keep fooling yourselves

I guess the guy who posted his account balance of 74 million naira on his opay account wasn't a serious minded fellow ...go and check for yourself ... I signed up opay few months ago this year and I have done transactions over 3 million naira ...and I had to stop being scared cus they are licensed under CBN forever.

TUANKU:

Look who is talking ... You write/spell like a kindergarten kid yet you're talking of education?
"Mtn provides banking services it doesn't make them a bank" ... the whole topic was even about banking services but you who claims to be bright is doing typing somersault here. Asides transfers and deposits what else do i do? I offer Penetration Testing, Vulnerability Analysis,Intrusion Detection and Prevention services to the very banks we are talking about, if not the i have a non-disclosure agreement with them i would have named the 4 banks i offer services to them,as such i know things about these banks you have no idea about. I do things that you can only imagine sir
I can show you my work on HackerOne, BugCrowd and Intigriti as well

Well this isn't an ego measuring contest but you can stroke yours all you want. You can be pedantic all you want and even pick on the type of font I'm using but if you can't pick the facts from what I've posted then you're not very bright. I'm not going to spell check or grammar check because of you.
oPay is not a bank. They're not the best at what they do. Their services suit a certain demographic more, it doesn't make them the best and they have their own failings.

And like I said throwing personal insults just shows on your character.

Remind me to seek your opinion when I'm looking for advice on application vulnerabilities.

There's no harm in knowing where your knowledge stops, go and educate yourself. Understand the difference between a private and public company (because clearly you do not). Then understand the type of license oPay uses and how it's is different from what conventional banks use. And like a poster pointed out, comparing the two is like comparing apples to oranges.

When you can explain dig up their financial statement and explain how that valuation was reached, then I can listen to you.

TUANKU:

Look who is talking ... You write/spell like a kindergarten kid yet you're talking of education?
"Mtn provides banking services it doesn't make them a bank" ... the whole topic was even about banking services but you who claims to be bright is doing typing somersault here. Asides transfers and deposits what else do i do? I offer Penetration Testing, Vulnerability Analysis,Intrusion Detection and Prevention services to the very banks we are talking about, if not the i have a non-disclosure agreement with them i would have named the 4 banks i offer services to them,as such i know things about these banks you have no idea about. I do things that you can only imagine sir
I can show you my work on HackerOne, BugCrowd and Intigriti as well

Opay have wonderful services when it comes to transfers and merchant payments.

But they are not a bank sir.

You've been making some very uninformed statements here.

That banks contract you for IT services doesn't make you an Oracle in finance. LEARN!

Zonefree:
Opay remains undefeated.

All these mushroom banks like GTbank, Firstbank, Eco bank, etc shouting swallow their pride and emulate Opay.

You know wetin you dey talk so?

First Bank na mushroom bank?

Miyachi:

Well this isn't an ego measuring contest but you can stroke yours all you want. You can be pedantic all you want and even pick on the type of font I'm using but if you can't pick the facts from what I've posted then you're not very bright. I'm not going to spell check or grammar check because of you.
oPay is not a bank. They're not the best at what they do. Their services suit a certain demographic more, it doesn't make them the best and they have their own failings.

And like I said throwing personal insults just shows on your character.

Remind me to seek your opinion when I'm looking for advice on application vulnerabilities.

There's no harm in knowing where your knowledge stops, go and educate yourself. Understand the difference between a private and public company (because clearly you do not). Then understand the type of license oPay uses and how it's is different from what conventional banks use. And like a poster pointed out, comparing the two is like comparing apples to oranges.

When you can explain dig up their financial statement and explain how that valuation was reached, then I can listen to you.

It was a healthy argument until you went off by claiming i was ignorant about finance so i only let you know i have a good idea about what i said.
No ill feelings, sorry if i said anything offensive to you, i take it back.

flexyrule:
Opay have wonderful services when it comes to transfers and merchant payments.

But they are not a bank sir.

You've been making some very uninformed statements here.

That banks contract you for IT services doesn't make you an Oracle in finance. LEARN!

I am uninformed sir...that's why i learn everyday. I might not be an oracle in finance but i sure know what i was talking about.

TUANKU:

It was a healthy argument until you went off by claiming i was ignorant about finance so i only let you know i have a good idea about what i said.
No ill feelings, sorry if i said anything offensive to you, i take it back.

No ill feelings. I wasn't offended.

Shows you the stupidity of Nigerians that people actually believe that Opay has a bigger valuation than actual commercial banks. They should have added moniepoint and palmpay to the list to make it more original

where did they get this shit from?