₦airaland Forum

Pls @favourkasie delete the letter and repost again without the GWF showing. This is the internet and thts identifiable pls

Favourkasie:
Hi.
Please I came across this page after I applied for my mum's visit visa.
I got a refusal mail yesterday 28/7/24.
While going through the trend I noticed I made some mistakes especially on the question "how much are you personally willing to spend on your trip" I put in 3000£ because I thought the question was about how much the trip would cost.
I explained in my invitation letter that I was the one sponsoring her fully.

The ECO also made a mistake because I said her annual income is 480000 but he quoted it as a monthly income.

Thirdly concerning her income and expenditure, I kind of reduced it a bit . At least monthly I pay her 50k just to build the account but some months I pay her more.
The amount the ECO quoted that was transferred to her account was for her to pay for her tp to the tls center.

I didn't write any cover letter for the initial application because I didn't know better.

Please can I adjust the income and expenditure part without attracting a ban based on falsification. I plan on reapplying in early sept 2024.


Please help me.

When did you had your biometrics?

Thanks.
Done.

giselle237:
Pls @favourkasie delete the letter and repost again without the GWF showing. This is the internet and thts identifiable pls

10th july

HealthCas:
When did you had your biometrics?

To explain my 2 cents……hv u been planning this in the past 6months? I believe what u claimed as annual income of 480k is a very small amount in light of the current exchange rate and why mentioning the word PETTY trader?

The 3k£ might not even be a problem cos you must have said it in the application that you are sponsoring the spending and had fully put ur own bank statement to it…

The available balance, annual income, monthly expenditure all shows that her financial circumstance is not ok….

Lastly I believe you are wrong to have transfered the money for TP as u said to the account before getting statement of account. Your application must be carefully planned next time

Favourkasie:
Hi.
Please I came across this page after I applied for my mum's visit visa.
I got a refusal mail yesterday 28/7/24.
While going through the trend I noticed I made some mistakes especially on the question "how much are you personally willing to spend on your trip" I put in 3000£ because I thought the question was about how much the trip would cost.
I explained in my invitation letter that I was the one sponsoring her fully.

The ECO also made a mistake because I said her annual income is 480000 but he quoted it as a monthly income.

Thirdly concerning her income and expenditure, I kind of reduced it a bit . At least monthly I pay her 50k just to build the account but some months I pay her more.
The amount the ECO quoted that was transferred to her account was for her to pay for her tp to the tls center.

I didn't write any cover letter for the initial application because I didn't know better.

Please can I adjust the income and expenditure part without attracting a ban based on falsification. I plan on reapplying in early sept 2024.


Please help me.

Favourkasie:
Hi.
Please I came across this page after I applied for my mum's visit visa.
I got a refusal mail yesterday 28/7/24.
While going through the trend I noticed I made some mistakes especially on the question "how much are you personally willing to spend on your trip" I put in 3000£ because I thought the question was about how much the trip would cost.
I explained in my invitation letter that I was the one sponsoring her fully.

The ECO also made a mistake because I said her annual income is 480000 but he quoted it as a monthly income.

Thirdly concerning her income and expenditure, I kind of reduced it a bit . At least monthly I pay her 50k just to build the account but some months I pay her more.
The amount the ECO quoted that was transferred to her account was for her to pay for her tp to the tls center.

I didn't write any cover letter for the initial application because I didn't know better.

Please can I adjust the income and expenditure part without attracting a ban based on falsification. I plan on reapplying in early sept 2024.


Please help me.

Sorry about the refusal.

Your Mum's account and your presentation of the facts were all over the place.

You should not reapply in September unless you want another refusal.

If your Mum does any kind of business, ask her to open a seperate account for her business.

Send your monthly allowance to her personal account. Same amount, same time every month.

While you do that, ensure she keeps her monthly expenses to the barest minimum for the next 6 months.

You don't need 5k to sponsor your Mum. She doesn't need 3k for the trip. These figures are unnecessarily high.

Advise your Mum to pay all monies related to her business in the new account. She needs to run her accounts for 6 months.

Don't pay any lump sum into her account. If you need to give her a huge sum of money, send the money in tranches.

Beef up your savings since you will be her sole sponsor.

Good luck!

Please for those who did their biometrics on 11th July, has any one gotten a response/collection email?

TLS (Ikeja)

Thank you.
Please what term do you suggest i use?
[Lquote author=Kenelekan post=131200807]To explain my 2 cents……hv u been planning this in the past 6months? I believe what u claimed as annual income of 480k is a very small amount in light of the current exchange rate and why mentioning the word PETTY trader?

The 3k£ might not even be a problem cos you must have said it in the application that you are sponsoring the spending and had fully put ur own bank statement to it…

The available balance, annual income, monthly expenditure all shows that her financial circumstance is not ok….

Lastly I believe you are wrong to have transfered the money for TP as u said to the account before getting statement of account. Your application must be carefully planned next time[/quote]

Thank you for your response. I really appreciate.
If I do as you have advised, what will I say is her status? unemployed or self employed since I am the one paying into that account ?

Cashmadam:
Sorry about the refusal.

Your Mum's account and your presentation of the facts were all over the place.

You should not reapply in September unless you want another refusal.

If your Mum does any kind of business, ask her to open a seperate account for her business.

Send your monthly allowance to her personal account. Same amount, same time every month.

While you do that, ensure she keeps her monthly expenses to the barest minimum for the next 6 months.

You don't need 5k to sponsor your Mum. She doesn't need 3k for the trip. These figures are unnecessarily high.

Advise your Mum to pay all monies related to her business in the new account. She needs to run her accounts for 6 months.

Don't pay any lump sum into her account. If you need to give her a huge sum of money, send the money in tranches.

Beef up your savings since you will be her sole sponsor.

Good luck!

Visa Alert!!!
Timeline
Biometric - 5th July
Transferred to DMC - Same day
Got an email about delays due to Operational restrictions - 9th July
TLC Collection email - 25th July
I picked up my Passport today with 6 month Visa valid a week from the intended travel date

I applied with my spouse - we both got Visa
Budget
Hubby - 2kGBP
Wife - Personal 1.5M + Hubby support 1M
Duration - A week

This thread helped a lot. Thanks to all the contributors...

aby4real:
Visa Alert!!!
Timeline
Biometric - 5th July
Transferred to DMC - Same day
Got an email about delays due to Operational restrictions - 9th July
TLC Collection email - 25th July
I picked up my Passport today with 6 month Visa valid a week from the intended travel date

I applied with my spouse - we both got Visa
Budget
Hubby - 2kGBP
Wife - Personal 1.5M + Hubby support 1M
Duration - A week

This thread helped a lot. Thanks to all the contributors...

Congratulations!
May I know your total budget for the trip in Naira?
I'm working around a budget also.

Also, do you have any travel history?

Favourkasie:
Thank you for your response. I really appreciate.
If I do as you have advised, what will I say is her status? unemployed or self employed since I am the one paying into that account ?

Self employed

Thank you Cashmadam.
I have been going through the thread to grasp as much information as I can.
But please have another question.
Should I submit new account [business account] and personal account when I apply again?

Cashmadam:
Self employed

Hey gurus, I paid 2 pounds to enquire about my visa status as I submitted since 5th July, I called them and was told a decision was taken since Saturday but I am yet to get any information from VAC nor any email, and i have a trip to Toronto on Wednesday, PLS any advice, and dose this in anyway indicate if I was granted or refused.

Good day to you all.
please I have a question and would appreciate your timely response. I'm in the process of applying for a UK Visit visa for my girlfriend to attend my sister's wedding with me. in May 2024, I deposited some money into her account to the tune of about 30 million for an investment in Nigeria as I currently reside in Canada. she currently has a balance of 14million in her account that is available to her.

In the income section, should she consider the money as savings or additional income from me? [color=#990000][/color]

some of the fund were transferred through Lemfi and the rest were P2P transactions for which I have screenshots of my conversation which I intend to add to the application.

please note that I am fully sponsoring her travel including flights and accommodations as she will be with me during her time in the UK. we have also inputted €1 as how much she would be spending towards the trip.

Favourkasie:
Thank you Cashmadam.
I have been going through the thread to grasp as much information as I can.
But please have another question.
Should I submit new account [business account] and personal account when I apply again?

You are welcome.

Yes. 6 months statement of account is recommended.

Favourkasie:
Hi.
Please I came across this page after I applied for my mum's visit visa.
I got a refusal mail yesterday 28/7/24.
While going through the trend I noticed I made some mistakes especially on the question "how much are you personally willing to spend on your trip" I put in 3000£ because I thought the question was about how much the trip would cost.
I explained in my invitation letter that I was the one sponsoring her fully.

The ECO also made a mistake because I said her annual income is 480000 but he quoted it as a monthly income.

Thirdly concerning her income and expenditure, I kind of reduced it a bit . At least monthly I pay her 50k just to build the account but some months I pay her more.
The amount the ECO quoted that was transferred to her account was for her to pay for her tp to the tls center.

I didn't write any cover letter for the initial application because I didn't know better.

Please can I adjust the income and expenditure part without attracting a ban based on falsification. I plan on reapplying in early sept 2024.


Please help me.

@favorkassie, sorry for refusal

Where did ur mummy applied ikeja or vi

bukkylink:
Good morning gurus in the house,
I have been a silent readers for years.
I am about completing my application from but I need clarity
1. I currently earn in US$ my salary is paid into my Nigerian Dom account. I have my bank stment and payslips to back this up. Can I present only this dollar statement as my source of income without needing to support with a naira account since I am living in Nigeria.
2. I organise 100k monthly contributions therfore, I receive money into my naira account from different people up to 1.2 million monthly which I transfer to the recipient accordingly. This same naira account I use in receiving money when I change dollar to naira from aboki. Can I use this account as well or it might complicate things

Use only the dollar account, provided you usually leave some money there and have accumulated an amount sufficient to sponsor the trip. Don't drop that naira account with inflow from other sources oh. It's automatic refusal, with or without letter of explanation.

Jerry1997:
I just got a refusal for UK VISITORS VISA 😢 😭

Your budget is too huge. Probably, you didn't go through the thread. Huge budget without perfect financial circumstances usually result in refusal.

Your adduced reason that you spend too much is actually not the only thing that affected the application.

You have a good pay. However, two things damaged the application.

1. The budget is too high. Package an application with a budget of between 2,500 - 3,000 pounds or less if possible. You can achieve less by booking a cheap hotel.

2. Unexplained inflows into your account. In the account you accumulated your savings, since it's a salary account, let no other fund come into this account for a period of 6 months you'll be tendering the statement except the salary. Use your other non-salary account for your personal runs.

Plan the application again in the next 6 months. Structure your expenses to like 40% of your pay and ensure only salary goes into the account and your expenses/debits goes out with a spread. Not as a lump.

Jerry1997:
I strongly doubt if the visa officer really read the explanation letter I submitted because I explained how the money entered the account there. And some transactions on the account statement were from te company account. I AM TIRED!!!

This explanation of a thing do not work. We have seen it over and over again.

People should just keep the account clean.

The process of escaping with explanation involves detailed transaction trail with verifiable receipts/invoices. And the funds will be from variable entities. Whereas, most of the informal transactions we do with our accounts here in Naija are difficult to formally substantiate.

Imagine this scenario, a friend of mine without a local account came to Naija, changed money and I assisted in receiving the money with my own account and was withdrawing cash for him to use. How can you ever explain this to a Visa Officer and it'll scale through?? Or is it the thrift thing that we do in offices and during your turn you collect a lump amount. They do not understand these things. And these transactions do not have verifiable paper trail.

Or is it random cash gifts? They do not give anybody money in their society, so they find it difficult to belive one person can just give you 500k or 1m as a gift. Or you stumbled on a deal and assist someone to sell car and you put your own 300/500k on it. They do not believe. They'll think you don leave your work now now to become car dealer?? Lol.

Even receiving money for company related transaction is strange to them. Why can't company pay directly to company is what they'll be thinking. Whereas, there's a lot of informal jobs here that you have to pay them directly after confirming work is done. And people also get reimbursement from work.

For people working in a place they send money directly to you to close out on a job, give them another account to be using.

The best thing is too keep a salary account squeaky clean. UK visa application is rigid, but can be easy if one understands it and closes all weak ends especially for salaried folks.

Raytento:
Just picked up the passport from DHL office

Approved

I noticed the valid date is from 28/08

We didn't put that when I applied. The plan was to go next week before. Can I travel before the date or reach out to them?

Please advise

Thank you

You cannot travel before your start date. You can request for a correction, but it may take 1 week plus.

TobyTreasure:
If your brother is working in the UK with payslip and a good accommodation then he can sponsor them. He needs to upload the graduation letter, his pay slips and bank statements, also tenancy agreement to show where your parents will stay. If he has enough money to buy their ticket, with or without any money in your parents account they will get the visa. I talk with experience

Thank you very much for replying. They picked up their passport with visa yesterday. I am so happy because I had a lot of doubts because their application wasn't all that perfect to me. Plus the graduation ceremony was on the 15th of July and they had their biometrics on the 5th, we basically used faith to push the whole thing.

Visa Alert!!!
Timeline
Biometric - 5th July
TLC Collection email - 26th July
My dad(self employed):
- 3 month Company statement: Opening balance: 33k Closing balance: 1.6m
- 3 month personal statement: Opening balance: 22k Closing balance: 3.3m. He often receives different deposits into his personal account which was my fear but I made sure he explained the source of all of them (He explained that payment into his personal account are income for direct professional services he rendered personally. My sis and I also sent him money for his birthday which was around when he printed his statement). He stated he will be sponsoring the trip with 1million naira only.
- His CAC (currently inactive on CAC website)
-He is a Pastor, also he and my mum has a widow's care ministry so they both submitted these documents, this was to prove home ties.

My mum (state government teacher)
- Her salary statement (also had other deposits, although they were not lump sum, contributions from her colleagues to purchase items for them, so I explained this in her application, under 'extra information'. Tbh we practically declared everything the way it was, her monthly expenses is around 130k and her salary is 131k. No other income or savings.

- She has no payslips
- A letter from her HOD and Zonal Secretary.
- Birth certificates of their 3 children, house documents and family pictures.

My brother(sponsor)
-1 month statement of £4700, no payslips. He claimed he is sponsoring them with 3000GBP
- proof of accommodation
- invitation letter
- BRP

We all thank God for his Grace. I really got helpful information from this thread, that's why I am giving this update as a form of giving back. Thank you all.

Damlovey:
Good day to you all.
please I have a question and would appreciate your timely response. I'm in the process of applying for a UK Visit visa for my girlfriend to attend my sister's wedding with me. in May 2024, I deposited some money into her account to the tune of about 30 million for an investment in Nigeria as I currently reside in Canada. she currently has a balance of 14million in her account that is available to her.

In the income section, should she consider the money as savings or additional income from me? [color=#990000][/color]

some of the fund were transferred through Lemfi and the rest were P2P transactions for which I have screenshots of my conversation which I intend to add to the application.

please note that I am fully sponsoring her travel including flights and accommodations as she will be with me during her time in the UK. we have also inputted €1 as how much she would be spending towards the trip.

Bulk transfers are frowned at. However, she should report the money as additional income from you.

agabusta:
This explanation of a thing do not work. We have seen it over and over again.

People should just keep the account clean.

The process of escaping with explanation involves detailed transaction trail with verifiable receipts/invoices. And the funds will be from variable entities. Whereas, most of the informal transactions we do with our accounts here in Naija are difficult to formally substantiate.

Imagine this scenario, a friend of mine without a local account came to Naija, changed money and I assisted in receiving the money with my own account and was withdrawing cash for him to use. How can you ever explain this to a Visa Officer and it'll scale through?? Or is it the thrift thing that we do in offices and during your turn you collect a lump amount. They do not understand these things. And these transactions do not have verifiable paper trail.

Or is it random cash gifts? They do not give anybody money in their society, so they find it difficult to belive one person can just give you 500k or 1m as a gift. Or you stumbled on a deal and assist someone to sell car and you put your own 300/500k on it. They do not believe. They'll think you don leave your work now now to become car dealer?? Lol.

Even receiving money for company related transaction is strange to them. Why can't company pay directly to company is what they'll be thinking. Whereas, there's a lot of informal jobs here that you have to pay them directly after confirming work is done. And people also get reimbursement from work.

For people working in a place they send money directly to you to close out on a job, give them another account to be using.

The best thing is too keep a salary account squeaky clean. UK visa application is rigid, but can be easy if one understands it and closes all weak ends especially for salaried folks.

I totally agree with you. You have summarised the issues very well.

Just to add my two cents. These informal transactions are overlooked when you have travel history with them. I run several informal and complex transactions through my savings account but they are overlooked. The major hurdle is the first visa (or maybe the first two). Afterwards, it becomes easier.

Raytento:
Just picked up the passport from DHL office

Approved

I noticed the valid date is from 28/08

We didn't put that when I applied. The plan was to go next week before. Can I travel before the date or reach out to them?

Please advise

Thank you

You must have put August somewhere in your application. These days, visa start dates are usually around the arrival date you put in your visa application. In the past, visa start date is from the date the visa was approved. That style changed during covid.

I hope you haven't bought your ticket and you don't have an important event to attend before the start date. It's not easy to get the date changed.

Cashmadam:
I totally agree with you. You have summarised the issues very well.

Just to add my two cents. These informal transactions are overlooked when you have travel history with them. I run several informal and complex transactions through my savings account but they are overlooked. The major hurdle is the first visa (or maybe the first two). Afterwards, it becomes easier.

Yes, you are right. Sometimes too, the amount involved plays a role and the frequency of such inflows.

I have a frequent traveller who wants to obtain a visa for some of his staff for a conference. Company sponsored.
I explained this 3rd party inflow thing but the big boss waved it off erroneously using himself as justification that it's not a key requirement. I explained and explained until I held my peace. They were all refused on account of deposit/inflow from other sources other than salary. They still did not believe, and said they do not just want to give them bla bla. Right, they do not want to give you, but they need an excuse and will pick the weakest part of the application they can justifiably put out as the reason.

They are planning another application and they are still receiving money for work expenses into same salary account, by the time round 2 refusal hits them, they'll locate this thread.

agabusta:
Yes, you are right. Sometimes too, the amount involved plays a role and the frequency of such inflows.

I have a frequent traveller who wants to obtain a visa for some of his staff for a conference. Company sponsored.
I explained this 3rd party inflow thing but the big boss waved it off erroneously using himself as justification that it's not a key requirement. I explained and explained until I held my peace. They were all refused on account of deposit/inflow from other sources other than salary. They still did not believe, and said they do not just want to give them bla bla. Right, they do not want to give you, but they need an excuse and will pick the weakest part of the application they can justifiably put out as the reason.

They are planning another application and they are still receiving money for work expenses into same salary account, by the time round 2 refusal hits them, they'll locate this thread.

Lool @ they will locate this thread.

I hope they don't get another refusal though. As we well know, refusals back to back makes it twice as difficult to get the visa.

Thank you @cashmadam. should she also add it to her savings or just leave it at additional income from me?

Cashmadam:
Bulk transfers are frowned at. However, she should report the money as additional income from you.

Thank you.
Enugu.

onile1975:
@favorkassie, sorry for refusal

Where did ur mummy applied ikeja or vi

Damlovey:
Thank you @cashmadam. should she also add it to her savings or just leave it at additional income from me?

She can't add it to her savings. That would be double counting. She should leave it as additional income from you.

Thank you! Thank you! Thank you for the feedback.

Cashmadam:
She can't add it to her savings. That would be double counting. She should leave it as additional income from you.

Silent reader here. Visa alert for Dad.
Biometrics : 4th July
Dad is retired, monthly pension of 65k. He initially got refused last year December so I started crediting him every month from January 250k , then annual rental income of 2.8m from his rental property.

Monthly expense was calculated as 300k. I indicated I would be sponsoring him with a budget of 1800 pounds and he would be spending 100 pounds himself.
Uploaded his property docs, school id card and uni admission letter for my younger sis as his dependent hence ties back home
sponsor balance - 3k

Thanks everyone