₦airaland Forum

lavida001:
When Private equity companies build these houses they will want maximum profit, which means high cost to rent or buy.

Where are those on benefit those not willing to work going to get the funds to pay rents or mortgage down payment.

Well there won't be "maximum profit " on these particular houses as they will be affordable. Labour is not going to take on Nimbys for you to now come and gather excessive profits. Nope.

As to your second paragraph, shelter is a basic human need . It doesn't matter whether they are on benefits or not? If they do not have any savings and therefore qualify for benefits, the state will then owe them housing. It's a right .

What was the question again?
It appears you know of a benefit fraudster? Why not tip off the Dept of works and pension like a good citizen instead of sort of stewing about it?

That's what I would do.

Lexusgs430:
Are you sure your contract is not timed (fixed term contract) ......

Look properly through the contract you signed......

Good morning. The fixed term ended Oct 26th..

Poanan:
Good morning. The fixed term ended Oct 26th..

When it expired in Oct, you did not have any discussions with your agent/LL, about renewal or they did not have any discussions with you.........

Did your tenancy become a rolling or periodic contract........

Lexusgs430:
When it expired in Oct, you did not have any discussions with your agent/LL, about renewal or they did not have any discussions with you.........

I did not have any discussion about renewal. Neither was I approached with a new contract.
The contract just states
‘’Should neither party have brought the Tenancy to an end at or before the expiry of the Term, thereafter unless any subsequent fixed term is agreed from month to month and until terminated by either Party serving a notice on the other in accordance with the terms of this Agreement and the Housing Act 1988. The terms within this agreement will be legally valid and binding until the date that it is terminated in full.
‘’
Now, I have checked through 1988 Act as amended no section talks about notice period. Agent is relying on a site https://england.shelter.org.uk/housing_advice/private_renting/ending_a_periodic_tenancy of notice period I have to give. Rather than referring me to the contract on the Act.

Agent sent me this when I explained that the section of the contract I was referred to talks about landlord rights.

‘’Thanks for your reply
Apologies, you are correct
It is clause 8 that references the Tenant ending the contract, wherein the Housing Act 1988 is referred to.
I previously sent a link showing information about what the law states when ending a contract
Please note, this the law of England and not our company policy and we therefore have no grounds to change this.
Apologies for any inconvenience
Any questions please let me know’’

Poanan:
I did not have any discussion about renewal. Neither was I approached with a new contract.
The contract just states
‘’Should neither party have brought the Tenancy to an end at or before the expiry of the Term, thereafter unless any subsequent fixed term is agreed from month to month and until terminated by either Party serving a notice on the other in accordance with the terms of this Agreement and the Housing Act 1988. The terms within this agreement will be legally valid and binding until the date that it is terminated in full.
‘’
Now, I have checked through 1988 Act as amended no section talks about notice period. Agent is relying on a site https://england.shelter.org.uk/housing_advice/private_renting/ending_a_periodic_tenancy of notice period I have to give. Rather than referring me to the contract on the Act.

Agent sent me this when I explained that the section of the contract I was referred to talks about landlord rights.

‘’Thanks for your reply
Apologies, you are correct
It is clause 8 that references the Tenant ending the contract, wherein the Housing Act 1988 is referred to.
I previously sent a link showing information about what the law states when ending a contract
Please note, this the law of England and not our company policy and we therefore have no grounds to change this.
Apologies for any inconvenience
Any questions please let me know’’

You are on a rolling contract, simply give notice based on those terms......


RC periods of termination varies per contract...... What are the terms of your contract......

Lexusgs430:
You are on a rolling contract, simply give notice based on those terms......

Ok thanks. I just sent a mail I am not bound by fixed dates.
Big boss, thanks once again.

missjekyll:
Well there won't be "maximum profit " on these particular houses as they will be affordable. Labour is not going to take on Nimbys for you to now come and gather excessive profits. Nope.

As to your second paragraph, shelter is a basic human need . It doesn't matter whether they are on benefits or not? If they do not have any savings and therefore qualify for benefits, the state will then owe them housing. It's a right .

What was the question again?
It appears you know of a benefit fraudster? Why not tip off the Dept of works and pension like a good citizen instead of sort of stewing about it?

That's what I would do.

The last time we had mass building of truly affordable homes was when the government spearheaded the building of hundreds of thousands of social homes post WWII. Since the 1980s, the UK has undergone significant shifts in our housing landscape. During this era, housing delivery largely transferred from the public sector to private developers. This monumental change has created a gaping void in the supply of affordable housing, contributing to the housing crisis we see today.

Labour has confirmed that they will stick to the existing orthodoxy and will rely on the private sector to build the new homes. They haven't yet confirmed what percentage of new homes developers will be required to allocate for affordable/social housing. The current requirement is only 10%. This figure needs to be much higher to meet affordable housing targets but such conditions will likely discentivise many private developers, and others will simply find a way around it as they have done for many years. Lavida is absolutely right that private developers want maximum profit at the end of the day.

Another issue is quality. Many new builds are not built to the same standard as older homes due to cutting corners to maximise profit. Imagine what the quality would be for privately built affordable homes (which in itself sounds a bit like an oxymoron).

Zahra29:
The last time we had mass building of truly affordable homes was when the government spearheaded the building of hundreds of thousands of social homes post WWII. Since the 1980s, the UK has undergone significant shifts in our housing landscape. During this era, housing delivery largely transferred from the public sector to private developers. This monumental change has created a gaping void in the supply of affordable housing, contributing to the housing crisis we see today.

Labour has confirmed that they will stick to the existing orthodoxy and will rely on the private sector to build the new homes. They haven't yet confirmed what percentage of new homes developers will be required to allocate for affordable/social housing. The current requirement is only 10%. This figure needs to be much higher to meet affordable housing targets but such conditions will likely discentivise many private developers, and others will simply find a way around it as they have done for many years. Lavida is absolutely right that private developers want maximum profit at the end of the day.

Another issue is quality. Many new builds are not built to the same standard as older homes due to cutting corners to maximise profit. Imagine what the quality would be for privately built affordable homes (which in itself sounds a bit like an oxymoron).

Imagine what the new builds would look like in 100 years...... 😁😂

missjekyll:
Well there won't be "maximum profit " on these particular houses as they will be affordable. Labour is not going to take on Nimbys for you to now come and gather excessive profits. Nope.

As to your second paragraph, shelter is a basic human need . It doesn't matter whether they are on benefits or not? If they do not have any savings and therefore qualify for benefits, the state will then owe them housing. It's a right .

What was the question again?
It appears you know of a benefit fraudster? Why not tip off the Dept of works and pension like a good citizen instead of sort of stewing about it?

That's what I would do.

At the end of the day it will cost the government more.
This will need to more borrowing at the end of the day. Don’t forget we have 20 billy black hole. That’s my point.

Zahra29:
The last time we had mass building of truly affordable homes was when the government spearheaded the building of hundreds of thousands of social homes post WWII. Since the 1980s, the UK has undergone significant shifts in our housing landscape. During this era, housing delivery largely transferred from the public sector to private developers. This monumental change has created a gaping void in the supply of affordable housing, contributing to the housing crisis we see today.

Labour has confirmed that they will stick to the existing orthodoxy and will rely on the private sector to build the new homes. They haven't yet confirmed what percentage of new homes developers will be required to allocate for affordable/social housing. The current requirement is only 10%. This figure needs to be much higher to meet affordable housing targets but such conditions will likely discentivise many private developers, and others will simply find a way around it as they have done for many years. Lavida is absolutely right that private developers want maximum profit at the end of the day.

Another issue is quality. Many new builds are not built to the same standard as older homes due to cutting corners to maximise profit. Imagine what the quality would be for privately built affordable homes (which in itself sounds a bit like an oxymoron).

I get your scepticism after 14 yrs of the Tories but let's let Labour cook now,shall we?...Let them cook

Happy new year all! Wishing everyone the best of 2025

Hi all

Pls a does anyone know of those android boxes or fire stick that one can use to get lots of TV stations from various channels all over the world?

Why is everyone talking about politics here?

Happy new year!

I’m looking for advice on navigating childcare costs in the UK. It’s looking like £1,400 monthly for nursery care (5 days a week) which is more than our mortgage! Bringing a parent or family member over to help isn’t an option for us. Key questions…
• Are childminders a more affordable and reliable option?
• For those working from home, can you manage watching a one-year-old while doing low-level tasks (no online meetings)? Is it realistic?
• Do people form social groups, or rely on elderly church members for shared childcare arrangements, like we do back home in Naija?

Also, I’ve noticed that childcare is often unavailable at short notice with almost 2yrs waiting list period. With so much pent up demand, could this be a viable business idea? Has anyone explored starting a childcare service or similar venture?

Thanks in advance!

Jamesclooney:
Happy new year!

I’m looking for advice on navigating childcare costs in the UK. It’s looking like £1,400 monthly for nursery care (5 days a week) which is more than our mortgage! Bringing a parent or family member over to help isn’t an option for us. Key questions…
• Are childminders a more affordable and reliable option? YES
• For those working from home, can you manage watching a one-year-old while doing low-level tasks (no online meetings)? Is it realistic?
• Do people form social groups, or rely on elderly church members for shared childcare arrangements, like we do back home in Naija?

Also, I’ve noticed that childcare is often unavailable at short notice with almost 2yrs waiting list period. With so much pent up demand, could this be a viable business idea? Has anyone explored starting a childcare service or similar venture?

Thanks in advance!

Lol. Welcome to parenthood.

In response to your questions, a) yes, childminders are more affordable. Reliability and availability obviously varies. Depending on your area, there might also be waiting lists for registered ones. See if you can make good arrangements through your community.

b) When my children were that age, I plunked them into playpens. Keeps them confined while you can get on with other things, so yes, very realistic.

c) Of course.

d) Of course.

@lexusgs430

Kindly permit me to enter dm. I left UK to qatar last sept. And confused on what to do with my ISA money (plan for buying first house).

Among other concerns.

horlahxeyi:
@lexusgs430

Kindly permit me to enter dm. I left UK to qatar last sept. And confused on what to do with my ISA money (plan for buying first house).

Among other concerns.

Are you trying to say, you had a LISA whilst resident in the UK.......

If this is what you meant...... You have 3 options......

- Just pause it till you get to 60...
- Keeping paying in, continually receive your 25% from HMRC.....
- Withdraw funds and pay a penalty to HMRC ......

Happy New Year everyone.

Regarding the condition of "No Public Funds" on my partner visa, I just want to ask - will prescriptions for diabetic medication be considered as accessing public funds?

Jamesclooney:
Happy new year!

I’m looking for advice on navigating childcare costs in the UK. It’s looking like £1,400 monthly for nursery care (5 days a week) which is more than our mortgage! Bringing a parent or family member over to help isn’t an option for us. Key questions…
• Are childminders a more affordable and reliable option?
• For those working from home, can you manage watching a one-year-old while doing low-level tasks (no online meetings)? Is it realistic?
• Do people form social groups, or rely on elderly church members for shared childcare arrangements, like we do back home in Naija?

Also, I’ve noticed that childcare is often unavailable at short notice with almost 2yrs waiting list period. With so much pent up demand, could this be a viable business idea? Has anyone explored starting a childcare service or similar venture?

Thanks in advance!

I am only able to answer the second question.

B) This is very possible as we have done that with our almost 2yrs who born here. He never went to a nursery, we have him in a play pen and engage him with toys and beneficial cartoons and we would often check him.

Lexusgs430:
Are you trying to say, you had a LISA whilst resident in the UK.......

If this is what you meant...... You have 3 options......

- Just pause it till you get to 60...
- Keeping paying in, continually receive your 25% from HMRC.....
- Withdraw funds and pay a penalty to HMRC ......

If one is no longer tax-resident in the UK, I doubt they'd still be able to contribute to an ISA.

naivasha:
Happy New Year everyone.

Regarding the condition of "No Public Funds" on my partner visa, I just want to ask - will prescriptions for diabetic medication be considered as accessing public funds?

It depends on the kind of visa- visit and work/dependent have different rules

Lexusgs430:
Imagine what the new builds would look like in 100 years...... 😁😂

"BIY" - Build it Yourself flat pack assembly from Amazon/Temu 😂

Happy New year. Have you used the app yet- did it work?

Happy new year, wishing all fruitful 25. Please there is a question I want to ask and will be happy if I can get a solution or advise.

I am a Resident in Lithuania and I have visited UK in 2023 like 3 times , when I renewed my UK visit visa in 2024, I travelled to UK in January in 2024 where I met my wife and we got married in Nigeria in Dec 2024. Though between 2024 jan and DeC 2024 I have visited her in the UK so many times .

She works as a senior care worker in her place of work as she came in 2023 before the changes in the immigration laws .


Please what are the things to be done in order to join her as a dependant in the UK , I legally live in Lithuania, what are the documents I need to submit together with hers , I need advise about going about it .


Thanks

missjekyll:
I get your scepticism after 14 yrs of the Tories but let's let Labour cook now,shall we?...Let them cook

Lol, my scepticism isn't just from past 14 years. Many of the same issues were present during Blair's government and even in Major's.
And so far, Starmer isn't really doing/proposing anything radically different to his predecessors. But we wait and hope

naivasha:
Happy New Year everyone.

Regarding the condition of "No Public Funds" on my partner visa, I just want to ask - will prescriptions for diabetic medication be considered as accessing public funds?

Do you live in England? (Different rules apply in Scotland)

Adult prescriptions are self -funded unless you have an exemption. If you have a valid medical exemption certificate for the diabetic prescriptions, it's not a public fund.

jedisco:
If one is no longer tax-resident in the UK, I doubt they'd still be able to contribute to an ISA.

This is very true..... Thanks for update.....

So only 2 choices left...... 😁😂

Zahra29:
"BIY" - Build it Yourself flat pack assembly from Amazon/Temu 😂

Happy New year. Have you used the app yet- did it work?

Not yet, but need to resume my passport application.....

Need to make a quick dash to Nigeria, very soon...... Already used my expired passport last year, so require application slip (as evidence of new application in process) or else olopa for border, go bother me..... 😁🛂😂

.

Lexusgs430:
Are you trying to say, you had a LISA whilst resident in the UK.......

If this is what you meant...... You have 3 options......

- Just pause it till you get to 60...
- Keeping paying in, continually receive your 25% from HMRC.....
- Withdraw funds and pay a penalty to HMRC ......

Thanks for prompt response. So apart from outright house purchase, I have no other option of mortgage? Thanks.

horlahxeyi:
Thanks for prompt response. So apart from outright house purchase, I have no other option of mortgage? Thanks.

Are you asking for other means to buy a property...... If so,

- Mortgage
- Outright cash payment