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General UK Visa Enquiries - Part 5 - Travel (757) - Nairaland

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Re: General UK Visa Enquiries - Part 5 by Jolene474(f): 12:36pm On Jan 19, 2025
Modupe1981:
@ jolene474 thanks for ur response


Then how much in total for the travel expenditure did u put in naira?
I think this question is a big trap.
Let me tell you why… you know mathematics will surely add up right? Ok let’s do this.
I’m going to London and I budgeted 3M+ for my one week trip, guess what, they said No you can’t spend 3M on a week trip, because your disposable income won’t fit in.
The amount doesn’t matter to them at least, what I think they look at is the effect of your proposed expenditure against your available funds.
Imagine you say you wanna visits lots of attraction sights and me I said I wanna go see a family and chill with them, they expect you budget to be bigger, me I won’t pay for hotel and you will.
So make sure your budget reflect your activities and events, if you copy and paste, they will look at your intended events and they look at the budgeted money, they will laugh.
I learnt that very well in my previous refusal, but in all you do make sure you maximize.
Even if you have money, they don’t want you to waste it on a visit, that’s what I’ve learnt also, let them know Omo I’ve things I’m doing with my money but I can bring this one out and it’s sufficient. That’s how me I see it.
Know I know why they gave my cousin visa with 4M balance, it was the details they checked against his funds.
Re: General UK Visa Enquiries - Part 5 by whummy4: 12:57pm On Jan 19, 2025
davodyguy:
Your visa if granted has a duration and number of times you are to enter. If you're still within time frame, you're allowed to use it.

I got my visa in November, to go celebrate my wife's birthday.

We travelled and returned January, 2025.

After all the main reason of travel has passed right?

I just bought another ticket and would be traveling again this Easter, cos of my valid visa yet to expire.

I hope this clears your mind.

Emphasis on number of entries and duration
Yeah, thank you so much.
Was confused when i heard that if you are invited for graduation but couldn’t make it for that graduation , that you won’t be allowed to enter the UK with the same visa because the graduation has passed
Re: General UK Visa Enquiries - Part 5 by Cashmadam: 2:53pm On Jan 20, 2025
davodyguy:
This is for next time.

When traveling, aside from looking at cost and airline's comfortability (food, entertainment and travel hours) look at restrictions etc.

I booked ticket on Friday and while booking, Lufthansa was the cheaper to London, but I need transit.

Checked KLM and Air France, they're also cheaper than BA, VA and Air Peace, but both requires transit and most importantly you'll only be allowed Just a single 23Kg bag and hand luggage 🧳 for free

I looked at all these and my sincere travel agents laid all options to me, before we chose one of the three that takes us from Lagos to London direct with 23kg*2

So when next you're traveling, consider

Total travel time
Need for ATV
How comfortable airline is
How expensive or cheap


I believe your passport should be returned to via VFS before Friday next weekend
Quick one. You can take 2 boxes on 23kg each - the ticket is just more expensive. I'm talking about KLM and Air France. If you asked for the cheapest ticket, you will most likely be offered one which allows only one luggage.
Re: General UK Visa Enquiries - Part 5 by Cashmadam:
IGIG:
#Davodyguy.....# Giselle 237. # Cashmadam #justwise

Abeg u guys should help any idea on what I should do my head is full at this moment
Fill the visa for and declare the previous refusal. If you don't have details, state the year of the refusal and admit you don't have more details. It is not likely to affect your application if you are honest.
Re: General UK Visa Enquiries - Part 5 by Modupe1981:
God bless the founder of uk nairaland forum as it helps people
Re: General UK Visa Enquiries - Part 5 by Cashmadam: 3:14pm On Jan 20, 2025
b31164707:
Good evening everyone,

In addition to the extra inflows from bonuses and allowances, I have received additional inflows in my salary account, due to transaction reversals for failed transactions and a recent commission payment from my employer. I’m concerned that a visa officer may view these inflows negatively, despite my travel history, which includes two trips to the UK in the last 10 years for academic purposes, as well as travels to Qatar, the US, Ghana, and Togo. Although I have provided email receipts from my bank to confirm that these credits are due to transaction reversals, I’m hoping that these reversals will not be a reason for a visa denial.

Additionally, I recently received a commission from my employer for assisting the institution in raising capital from investors. However, apart from a line item on my bank statement showing the commission received, there is no other formal evidence available, as my employer is unable to provide a letter or formal documentation due to the sensitive nature of the transaction.

Given this situation, what would you advise I do? I am hopeful that the explanations provided in my cover letter will suffice, even though I am unable to provide full supporting documentation for this commission. Has anyone been in a similar situation, and what would you recommend I do?

Thank you for your assistance.
Explain as much as possible. Your previous travel history to the UK and US should help.

Good luck!
Re: General UK Visa Enquiries - Part 5 by davodyguy: 5:15pm On Jan 20, 2025
Seun Osewa 🇳🇬
@seunosewa
We are going for 12 to 24 hours unscheduled maintenance. Please bear with us at this difficult time.
Re: General UK Visa Enquiries - Part 5 by whummy4: 7:29pm On Jan 20, 2025
I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraphs) V4.2 of Appendix V because:
You have applied to visit the UK for 13 days to visit family.
You state you are employed as a Head of Administration with a monthly income of 1,215,000 NGN (£638). You state that you have a monthly expenditure of 700,000 NGN (£367). In support of this you have provided a bank statement from Zenith Bank in your name. Whilst I note this bank statement demonstrates that you are in receipt of your monthly salary; I also note you spend majority of it (and not 700,000 NGN) which leaves you with a significantly low balance each month. This contradiction in information damages the credibility of the current financial situation in your country of residence. I am therefore not satisfied you have given an accurate reflection of your current financial/employment circumstances in your country of residence.
I further note, you accumulated a total income of 21,158, 134 NGN within 3 months.
You therefore accumulated more than 15 times your monthly income. The source of these funds is unknown and are not in line with your monthly income. I am therefore not satisfied you have given an accurate reflection of your current financial circumstances in your country of residence.
Given the above, I am therefore not satisfied that you have demonstrated your circumstances are as declared, which leads me to doubt your intentions in travelling to the UK. I am not satisfied that you are genuinely seeking entry for a purpose that is permitted under the visitor route and that you will leave the UK at the end of your visit.
Your application is therefore refused under paragraph V 4.2 (a) and (c) of the immigration rules.
Rate of exchange £1 = [1,903 NGN] (reference www.oanda.com on [17/01/2025]


I got this mail, what can i do
Re: General UK Visa Enquiries - Part 5 by davodyguy: 8:13pm On Jan 20, 2025
whummy4:
I have refused your application for a visit visa because I am not satisfied that you meet the requirements of paragraphs) V4.2 of Appendix V because:
You have applied to visit the UK for 13 days to visit family.
You state you are employed as a Head of Administration with a monthly income of 1,215,000 NGN (£638). You state that you have a monthly expenditure of 700,000 NGN (£367). In support of this you have provided a bank statement from Zenith Bank in your name. Whilst I note this bank statement demonstrates that you are in receipt of your monthly salary; I also note you spend majority of it (and not 700,000 NGN) which leaves you with a significantly low balance each month. This contradiction in information damages the credibility of the current financial situation in your country of residence. I am therefore not satisfied you have given an accurate reflection of your current financial/employment circumstances in your country of residence.
I further note, you accumulated a total income of 21,158, 134 NGN within 3 months.
You therefore accumulated more than 15 times your monthly income. The source of these funds is unknown and are not in line with your monthly income. I am therefore not satisfied you have given an accurate reflection of your current financial circumstances in your country of residence.
Given the above, I am therefore not satisfied that you have demonstrated your circumstances are as declared, which leads me to doubt your intentions in travelling to the UK. I am not satisfied that you are genuinely seeking entry for a purpose that is permitted under the visitor route and that you will leave the UK at the end of your visit.
Your application is therefore refused under paragraph V 4.2 (a) and (c) of the immigration rules.
Rate of exchange £1 = [1,903 NGN] (reference www.oanda.com on [17/01/2025]


I got this mail, what can i do
As much as I sympathise with you, I'll also blame you for allowing these people to 'eat' your $155 and VFS/TLS fee.


1. You said you're earning certain amount, yes they confirmed that.

2. You claimed that You only spend 700,000 but your monthly balance shows otherwise.

3. For someone that earns ₦1.2million monthly, hence in 6 months total inflow shouldn't exceed ₦1.2m *6 months = ₦7.2million.

How come you allowed ₦21million pass your account?

When we give advise or share testimonies here, some of us are not doing for show off, but to actually tell you what we did correctly.

I always refer people to read my own post most times.

I told them I earn certain amount monthly and I spend certain amount monthly. For 5 Months, that's exactly what entered my account, not even a kobo more and what I spend monthly, matches what I claimed.

This is very important and what you did wrong.

The ECO says he/she doubt credibility of your application, meaning Yiu lied to them.
Re: General UK Visa Enquiries - Part 5 by whummy4: 9:13pm On Jan 20, 2025
davodyguy:
As much as I sympathise with you, I'll also blame you for allowing these people to 'eat' your $155 and VFS/TLS fee.


1. You said you're earning certain amount, yes they confirmed that.

2. You claimed that You only spend 700,000 but your monthly balance shows otherwise.

3. For someone that earns ₦1.2million monthly, hence in 6 months total inflow shouldn't exceed ₦1.2m *6 months = ₦7.2million.

How come you allowed ₦21million pass your account?

When we give advise or share testimonies here, some of us are not doing for show off, but to actually tell you what we did correctly.

I always refer people to read my own post most times.

I told them I earn certain amount monthly and I spend certain amount monthly. For 5 Months, that's exactly what entered my account, not even a kobo more and what I spend monthly, matches what I claimed.

This is very important and what you did wrong.

The ECO says he/she doubt credibility of your application, meaning Yiu lied to them.
What can i do, can i try to explain the source of the money or can i reapply with explanation of all inflow
Re: General UK Visa Enquiries - Part 5 by davodyguy: 9:35pm On Jan 20, 2025
whummy4:
What can i do, can i try to explain the source of the money or can i reapply with explanation of all inflow
Reapply in 8 months

Use your salary account simply for salaries

This January let there be a balance of ₦5m plus in the account as opening balance

Then throughout February, don't let any other money enter that account, look for another account to receive other deposit. Spend only ₦700,000 in entire 27 days of February.

Then collect February salary and in March, spend only 700,000 and don't let any other money enter that account.

Do these until July ending, then apply in August, 2025
Re: General UK Visa Enquiries - Part 5 by IGIG: 1:50am On Jan 21, 2025
gissl ..... Cashmadam..... Davodyguy

Thanks every one for contributing I was able to reach the agent on Sunday so he has sent me the refuser letter
Re: General UK Visa Enquiries - Part 5 by Modupe1981: 6:15am On Jan 21, 2025
Pls Cashmadam and Davodyguy help me with this question

Pls can I use FRANCE OR KLM flight reservations confirmation to apply for uk visa? I hope it will not cause red flag whoever that as use it before and was granted should let me no. Thanks
Re: General UK Visa Enquiries - Part 5 by onile1975: 6:29am On Jan 21, 2025
Cashmadam and Davodyguy

Pls i need ur help on this question?

In 2015 I use my first wife as spouse and her children as dependents the vise was refused.

In 2017 I got married to second wife and the second wife as born three children for me,

My question is, can I use my second wife as spouse and her children as dependents when I reapply this year,but I will put our marriage certificate and also explain that she is my second wife.hope it will not result to red flag?
Re: General UK Visa Enquiries - Part 5 by Jolene474(f): 7:09am On Jan 21, 2025
Modupe1981:
Pls Cashmadam and Davodyguy help me with this question

Pls can I use FRANCE OR KLM flight reservations confirmation to apply for uk visa? I hope it will not cause red flag whoever that as use it before and was granted should let me no. Thanks
You don’t need flight reservations for UK visit visa.
They already know you are using airplane to travel.
They want to see how much for the flight budgeted and how it fits in your budget.
Those information are frivolous when they are considering applications, at least from my previous refusals.
They have all the information, use Air Peace, BA, Qatar, Kenya Airways, Rwanda Air if you are so particular about flight reservations.
Re: General UK Visa Enquiries - Part 5 by Oggg: 7:22am On Jan 21, 2025
Same. Same. Hmmm..let me not cast. .
When are you really going to apply? Or are you an agent huh.
onile1975:
Pls i need ur help on this question?
In 2015 I use my first wife as spouse and her children as dependents the vise was refused.
In 2017 I got married to second wife and the second wife as born three children for me,
My question is, can I use my second wife as spouse and her children as dependents when I reapply this year,but I will put our marriage certificate and also explain that she is my second wife.hope it will not result to red flag?
Modupe1981:
you help me with this question
Pls can I use FRANCE OR KLM flight reservations confirmation to apply for uk visa? I hope it will not cause red flag whoever that as use it before and was granted should let me no. Thanks
Re: General UK Visa Enquiries - Part 5 by Nysckits: 7:36am On Jan 21, 2025
Davodguy and others please.

I got this mail from UK since last week 10th of January and up till now they haven't sent any message or made any decision.

I did my Biometric on the 10th of December in Ikeja and it's a visit Visa.

Is anyone also in my shoes and how long did it take them to get back to you please.

Re: General UK Visa Enquiries - Part 5 by Jolene474(f): 8:52am On Jan 21, 2025
Nysckits:
Davodguy and others please.

I got this mail from UK since last week 10th of January and up till now they haven't sent any message or made any decision.

I did my Biometric on the 10th of December in Ikeja and it's a visit Visa.

Is anyone also in my shoes and how long did it take them to get back to you please.


I did my biometrics on December 19th and I got my visa already. So I think maybe they are looking at some informations you submitted or confirming details.
No issues, praying it comes out well for you.
They also sent me that mail, I think people that applied on December got that email, so don’t stress. It should come in this week.
Re: General UK Visa Enquiries - Part 5 by Cashmadam: 9:23am On Jan 21, 2025
onile1975:
Cashmadam and Davodyguy

Pls i need ur help on this question?

In 2015 I use my first wife as spouse and her children as dependents the vise was refused.

In 2017 I got married to second wife and the second wife as born three children for me,

My question is, can I use my second wife as spouse and her children as dependents when I reapply this year,but I will put our marriage certificate and also explain that she is my second wife.hope it will not result to red flag?
Yes you can.
Re: General UK Visa Enquiries - Part 5 by Cashmadam: 9:23am On Jan 21, 2025
Modupe1981:
Pls Cashmadam and Davodyguy help me with this question

Pls can I use FRANCE OR KLM flight reservations confirmation to apply for uk visa? I hope it will not cause red flag whoever that as use it before and was granted should let me no. Thanks
You don't need flight reservation for UK visa.
Re: General UK Visa Enquiries - Part 5 by davodyguy: 9:25am On Jan 21, 2025
IGIG:
gissl ..... Cashmadam..... Davodyguy

Thanks every one for contributing I was able to reach the agent on Sunday so he has sent me the refuser letter
What did you do wrong?
Re: General UK Visa Enquiries - Part 5 by Cashmadam: 9:26am On Jan 21, 2025
whummy4:
What can i do, can i try to explain the source of the money or can i reapply with explanation of all inflow
N700,000 monthly expense out of N1.2Million monthly salary is high.

Over 6 months, that means you disposable income is N3million. How do you want to fund this trip of that disposable income? It's a potential red flag from my perspective...
Re: General UK Visa Enquiries - Part 5 by davodyguy: 9:26am On Jan 21, 2025
onile1975:
Cashmadam and Davodyguy

Pls i need ur help on this question?

In 2015 I use my first wife as spouse and her children as dependents the vise was refused.

In 2017 I got married to second wife and the second wife as born three children for me,

My question is, can I use my second wife as spouse and her children as dependents when I reapply this year,but I will put our marriage certificate and also explain that she is my second wife.hope it will not result to red flag?
Your cover letter will handle this, wishing you all the best in your application
Re: General UK Visa Enquiries - Part 5 by davodyguy: 9:34am On Jan 21, 2025
Oggg:
Same. Same. Hmmm..let me not cast. .
When are you really going to apply? Or are you an agent huh.
He is not an agent but a genuine applicant.

There are two of them on this thread that have been asking questions before i put in my application in November, got Visa, traveled and came back, with them yet to put in applications. Lol grin grin grin grin

However, they are doing that because we also warned them not to repeat what made them fail initially, which is avoidable mistakes.

I can understand the delay, they want to be extremely careful.

Try buying property in the UK and see them delay for months. they even ask us sometimes where did we see the money we are using to buy and if it is not money Laundering.

UK system is not what you can beat easily. You made money in Nigeria and purchased property with it. UK Government needs to know the job you do in Nigeria and how that job is able to give you 300,000 pounds (N600,000,000.00) to come buy a house.

I wish them luck
Re: General UK Visa Enquiries - Part 5 by davodyguy: 9:35am On Jan 21, 2025
Nysckits:
Davodguy and others please.

I got this mail from UK since last week 10th of January and up till now they haven't sent any message or made any decision.

I did my Biometric on the 10th of December in Ikeja and it's a visit Visa.

Is anyone also in my shoes and how long did it take them to get back to you please.
Hold on for another full 30 days cycle after the date of this mail, before doing anything else, if you did not get a response
Re: General UK Visa Enquiries - Part 5 by Modupe1981: 10:04am On Jan 21, 2025
Cashmadam:
You don't need flight reservation for UK visa.
Thanks Cashmadam for ur response

Like how much is save to budget for flights of economic class for 1 adult?
Re: General UK Visa Enquiries - Part 5 by whummy4:
Cashmadam:
N700,000 monthly expense out of N1.2Million monthly salary is high.

Over 6 months, that means you disposable income is N3million. How do you want to fund this trip of that disposable income? It's a potential red flag from my perspective...
I have like 4m already in the account, that would sum up to like 7million by that time , does that work. I am applying with my 10 year old son.For accommodation, I would be staying with my sister and can she write a supporting letter that she will support our expenses there
Re: General UK Visa Enquiries - Part 5 by Oggg: 10:32am On Jan 21, 2025
[quote author=Modupe1981 post=133806758
Like how much is save to budget for flights of economic class for 1 adult?[/quote]www.google.com has multiple answers to your question
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