₦airaland Forum

@Zahra29 @missjekyll @justwise i think @mayo47 might be somewhat right as the email came from FLRMSafeguarding@homeoffice.gov.uk and was sent by a "named casework" with the title "Safeguarding Lead: In Country Routes"

justwise:
This is typical of HO , the reply the op got has nothing to do with the initial email. This is not about safeguarding, I went through this with them when I was applying for my wife’s visa. The op needs two or more emails before someone actually read it and replies accordingly

missjekyll:
In 2015 ,the International Olympic Committee produced a guideline which required Testosterone to be below a certain level to compete in female sports.

That guideline has now changed . In 2021,it says hormone testing is medically unnecessary. Other tests can be used to determine if a particular transgender athlete has an unfair advantage over cis athletes.

At the Paris Olympics,they used a case by case criteria to allow competition. Not all Trans females won medals.

For years ,it's been taught that testosterone confers certain advantages in sports but that's not always the case.

I haven't read the cass review but must point out that the British Medical Association has taken a position against that report. It's as clear as mud at the minute.

Transgender?? 🤮

missjekyll:
https://www.theguardian.com/business/2025/jan/27/tech-shares-asia-europe-fall-china-ai-deepseek?CMP=Share_AndroidApp_Other


As e dey hot o. I have never seen a better argument for index funds than this o. Omo ,crash is an understatement for what NVIDIA did last night.

what now happens to the proposed $500B by Stargate, hope it's not audio after all as suggested by Elon

ehizario2012:
Transgender?? 🤮

How rude. Your attitude is best suited to Nigeria. This is hate speech in the UK. Know it now.

Goke7:
what now happens to the proposed $500B by Stargate, hope it's not audio after all as suggested by Elon

The link i posted is an indepth deep dive into deepseek.

Pros , it's cheap and does not need a lot of computing power so doesn't use a lot of energy so climate friendly.

Con: it is CCP friendly and censors "uncomfortable " truths about China. Much like tiktok

I m very happy about this although I lost money. It means the UK can afford some of that AI it so desperately needs without shelling out trillions for it. Money no dey

missjekyll:
How rude. Your attitude is best suited to Nigeria. This is hate speech in the UK. Know it now.

oh grow up for once

lavida001:
oh grow up for once

No ,you should grow up with him.
You now reside in the UK and it's zero tolerance for Homophobia .

LGBTQ people have as much of a right to exist as you. Leave people alone,abeg.

missjekyll:
The link i posted is an indepth deep dive into deepseek.

Pros , it's cheap and does not need a lot of computing power so doesn't use a lot of energy so climate friendly.

Con: it is CCP friendly and censors "uncomfortable " truths about China. Much like tiktok

I m very happy about this although I lost money. It means the UK can afford some of that AI it so desperately needs without shelling out trillions for it. Money no dey

Still MadeinChina they are known to produce bogus tech stolen from the west. Not that im in support of the west in any way. Competition is essential to drive innovation.

lavida001:
Still MadeinChina they are known to produce bogus tech stolen from the west. Not that im in support of the west in any way. Competition is essential to drive innovation.

This is opensource.
Anybody with the knowhow can check it on the Internet.
OpenAI code is not open source.

I m hoping that smarter Nigerians than I are already researching how to make money off the thing.
I m sure Indians have already gone to town.
Who knows who hacked deepseek over the weekend? Probably Russia. They never ask politely,always hack hack hack. They did it to the covid vaccine, here they are again with AI

missjekyll:
This is opensource.
Anybody with the knowhow can check it on the Internet.
OpenAI code is not open source.

I m hoping that smarter Nigerians than I are already researching how to make money off the thing.
I m sure Indians have already gone to town.
Who knows who hacked deepseek over the weekend? Probably Russia. They never ask politely,always hack hack hack. They did it to the covid vaccine, here they are again with AI

Intellectual property shouldn’t be free. All open ai is doing monetisation of that knowledge.

If us had not shared Gods love ( secret ingredient) I bet the Chinese would not be a competitor.

lavida001:
Intellectual property shouldn’t be free. All open ai is doing monetisation of that knowledge.

If us had not shared Gods love ( secret ingredient) I bet the Chinese would not be a competitor.

Deepseek is open to access for everyone. So if you think China is being less than truthful, by all means go check for yourself.

But the US did not share. They sold them an outdated,inferior product. Which they still managed to smash with. This is absolutely hilarious 😂.

I would have been laughing my head off if I hadn't been overleveraged in IT.

jedisco:
Hehe. Maybe they keep it on the back burner cos its considered much higher risk esp for ones pension.

I've never bothered to check the individual stock option as I've never considered it. Vanguard doesn't have it I believe. I just checked investengine but its only ETFs
Dodl (owned by AJ Bell but cheaper) allows one buy individual shares in a SIPP though offerings are quite restricted. Their SIPP fee is 0.15% pa. Used them for a S&S Lisa

I use this to compare broker fees: https://monevator.com/compare-uk-cheapest-online-brokers/

But then, how do you decide on which individual stocks to buy?

Thank you.

My risk tolerance is quite high due to my age (I have 4 decades to go before the statutory pension age, maybe more if it keeps creeping up haha), hence I’m fine with even substantial volatility.

However…..😄, given the events of the past few days and the deep sink in tech stocks (which I’m heavily exposed to via my Mag7 ETF), I’m rethinking that strategy.

I’ll probably just go for a mix of SCGH (my favorite ETF) and a select few stocks. As to how I’ll select those stocks - I’m certain that large tech companies will outperform given how dependent everything is becoming on their infrastructure and services, plus how much political power they’re amassing (I hate it but one might as well profit from it).

SCGH is still heavily weighted toward large cap tech but the presence of other stocks reduces the risk somewhat. For instance despite the huge drops in the Mag7 since the weekend, SCGH has been mostly stable.

missjekyll:
No ,you should grow up with him.
You now reside in the UK and it's zero tolerance for Homophobia .

LGBTQ people have as much of a right to exist as you. Leave people alone,abeg.

There are 2 sexes Male and female. It’s already taken effect in America and you know uk copy’s from America so, it’s coming home soon.

SOS

Can anyone guide me on applying for the Nigeria Police Character Certificate from here in the UK?
Should I select "In Country" or "Diaspora"? Also, how do I do the thumb/fingerprinting as I do not have the ink pad? Thank you

lavida001:
There are 2 sexes Male and female. It’s already taken effect in America and you know uk copy’s from America so, it’s coming home soon.

Till then. No the UK does not copy from the US. Thank God. We copy from the EU thankfully.

If you love the US so much, why not go there? Say bye bye to worker protections, paid leave, universal healthcare etc.
If you like all those things ,then you have to accept LGBTQ. It all stems from the same place.

Ehen

Dlandisgreen:
SOS

Can anyone guide me on applying for the Nigeria Police Character Certificate from here in the UK?
Should I select "In Country" or "Diaspora"? Also, how do I do the thumb/fingerprinting as I do not have the ink pad? Thank you

Register/create an account at possap.gov.ng
Make a request for the PCC and make your payment as appropriate
You'd get an email with the document for your fingerprints
Get an ink pad/stamp pad from the post office.

Please brethren is there a way to apply for my dependant visa with expired passports?

lavida001:
These people are delusional that’s the truth. A woman was saying her 3 years old son keeps telling her that he is a girl and he keeps choosing girl clothing hence the sole reason she allow the poor boy to be placed on puberty blocker.

Issue is that there are sensationalist stories on everyside to push their entrenched narrative.
Even for something as straightforward as vaccines where there is a reasonable scientific consensus, we've seen how the waters had been muddied talk more of an area where the scientific backing is still very early. This story hardly happened- it's a 'puberty blocker' and a 3 yr old is hardly close to puberty (usual caveats).

A young child mentioning such can be understandably distressing for many parents. To some it's alarm bells and they go for a full lockdown, some others want to show they are hyper supportive and go ahead to change clothes e.t.c. Many times, taking things one step at a time and understanding than young peoples minds quickly change does help. Also, other parents do become hyper resonsive when they notice certain changes/stories in their kids mates.

lavida001:
Still MadeinChina they are known to produce bogus tech stolen from the west. Not that im in support of the west in any way. Competition is essential to drive innovation.

Hmmm... Knowledge is addittive we know and only very rarely do we get through 'innovation'. In their ascent to power, the Chinese have been remarkable.
From Huawei, to EVs, to Tiktok to AI- America is increasingly relying on bans to stiffle their growth and innovation. I am happy we live in this world and not in one of few decades past

missjekyll:
Till then. No the UK does not copy from the US. Thank God. We copy from the EU thankfully.
....

The UK is neither here nor there - floating around with no firm economic blueprint.

They had the option of being the financial and economic headquarter of Europe but they opted out.

They have refused to come closer or dine&wine with the commonwealth and build their network in those nations.

They are still clinging on to some vestiges of socialism and not ready to be capitalist enough, obedient enough (or wipe Trumps butt clean enough) to be Americas best friend or 52nd state perhaps.

We delude themselves about China copying our stuff but still frolick around China seeking investment. If I was the Chinese, I'd add UK to the Belt and Road initiative together with developing nations seeking handouts.

It's neither high tax or low tax e.t.c. The government needs to form a blueprint, communicate and chase that.

missjekyll:
I m very happy about this although I lost money. It means the UK can afford some of that AI it so desperately needs without shelling out trillions for it. Money no dey

You lost money? Were you buying NVIDIA at recent valuations?
Well hope you're in the positive when China inevitably realeases their own chip which would almost certainly be cheaper and likely less power-hungry.

Chinlov:
Please brethren is there a way to apply for my dependant visa with expired passports?

Please those that successfully used expired passport did you put a future date to continue the application.

please help!

@ lightnite
@justwise

Goodenoch:
Thank you.

My risk tolerance is quite high due to my age (I have 4 decades to go before the statutory pension age, maybe more if it keeps creeping up haha), hence I’m fine with even substantial volatility.

However…..😄, given the events of the past few days and the deep sink in tech stocks (which I’m heavily exposed to via my Mag7 ETF), I’m rethinking that strategy.

I’ll probably just go for a mix of SCGH (my favorite ETF) and a select few stocks. As to how I’ll select those stocks - I’m certain that large tech companies will outperform given how dependent everything is becoming on their infrastructure and services, plus how much political power they’re amassing (I hate it but one might as well profit from it).

SCGH is still heavily weighted toward large cap tech but the presence of other stocks reduces the risk somewhat. For instance despite the huge drops in the Mag7 since the weekend, SCGH has been mostly stable.

I have a few decades too though hoping to start pulling out in 2 decades +.
My approach is slightly different. I am being more cautious as I want to be sure I'm not chading where the action has been. The way I look at things, most of the mag 7 have their cap in trillions of dollars. How long would they continue to outperform? A 2x increase will take another 2 trillion. Bar inflation, is that growth still tenable in the near future? AI was supposed to be the next growth front but that is now looking shaky. The life-changing money I believe is in finding the next Tesla/NVIDIA. Only thing is that just like venture firms, you might have to buy 10 bust/mediocre companies before getting the one. If I was picking stocks, I'd want to have some alpha I feel I could rely on to beat the market and not do it randomly.

Also looking at cycles, large US has done well for a decade+. Money might slowly move to small coys or other parts may pick up with largeocys hovering around current valuations. In stocks, I dont have that alpha hence stick to global ETFs. Elsewhere, I may do the risky.

jedisco:
The UK is neither here nor there - floating around with no firm economic blueprint.

They had the option of being the financial and economic headquarter of Europe but they opted out.

They have refused to come closer or dine&wine with the commonwealth and build their network in those nations.

They are still clinging on to some vestiges of socialism and not ready to be capitalist enough, obedient enough (or wipe Trumps butt clean enough) to be Americas best friend or 52nd state perhaps.

We delude themselves about China copying our stuff but still frolick around China seeking investment. If I was the Chinese, I'd add UK to the Belt and Road initiative together with developing nations seeking handouts.

It's neither high tax or low tax e.t.c. The government needs to form a blueprint, communicate and chase that.

Bigotry is a terrible thing!

jedisco:
The UK is neither here nor there - floating around with no firm economic blueprint.

They had the option of being the financial and economic headquarter of Europe but they opted out.

They have refused to come closer or dine&wine with the commonwealth and build their network in those nations.

They are still clinging on to some vestiges of socialism and not ready to be capitalist enough, obedient enough (or wipe Trumps butt clean enough) to be Americas best friend or 52nd state perhaps.

We delude themselves about China copying our stuff but still frolick around China seeking investment. If I was the Chinese, I'd add UK to the Belt and Road initiative together with developing nations seeking handouts.

It's neither high tax or low tax e.t.c. The government needs to form a blueprint, communicate and chase that.

America is a good example of late stage capitalism(failed state with rampant wealth inequality). We already know socialism doesn't work. The best model is to merge the best parts of both ideologies -it's called Democratic socialism and is practised in the nordic countries and by Labour in the UK.

That's why I quarrel when anyone says I am a socialist because I am not.

PS. Thank you for your concern . Luckily I was in an index fund so others picked up the slack . I highly recommend index funds for everyone.

missjekyll:
Till then. No the UK does not copy from the US. Thank God. We copy from the EU thankfully.

If you love the US so much, why not go there? Say bye bye to worker protections, paid leave, universal healthcare etc.
If you like all those things ,then you have to accept LGBTQ. It all stems from the same place.

Ehen

Are you saying to us that you are in support of them transitioning kids?

lavida001:
Are you saying to us that you are in support of them transitioning kids?

Kids? How old are we talking? Please provide evidence.
Anecdotal evidence does not count.Thank you

missjekyll:
America is a good example of late stage capitalism(failed state with rampant wealth inequality). We already know socialism doesn't work. The best model is to merge the best parts of both ideologies -it's called Democratic socialism and is practised in the nordic countries and by Labour in the UK.

That's why I quarrel when anyone says I am a socialist because I am not.

PS. Thank you for your concern . Luckily I was in an index fund so others picked up the slack . I highly recommend index funds for everyone.

At the moment, I do think that Labour hasn't any guiding philosophy, they're just flailing around.
They're neither fish nor fowl, not the Third Way Blairites, not the red Tories of old, effectively just governing as it comes.

Yes use future date, also attach evidence of renewal.

Chinlov:
Please those that successfully used expired passport did you put a future date to continue the application.

please help!

@ lightnite
@justwise

Chinlov:
Please those that successfully used expired passport did you put a future date to continue the application.

please help!

@ lightnite
@justwise

Yes you can but you need to submit a Nigerian government issued identification document like NIN.

Any advice on marrying an Oyinbo woman

jedisco:
The UK is neither here nor there - floating around with no firm economic blueprint.

They had the option of being the financial and economic headquarter of Europe but they opted out.

They have refused to come closer or dine&wine with the commonwealth and build their network in those nations.

They are still clinging on to some vestiges of socialism and not ready to be capitalist enough, obedient enough (or wipe Trumps butt clean enough) to be Americas best friend or 52nd state perhaps.

We delude themselves about China copying our stuff but still frolick around China seeking investment. If I was the Chinese, I'd add UK to the Belt and Road initiative together with developing nations seeking handouts.

It's neither high tax or low tax e.t.c. The government needs to form a blueprint, communicate and chase that.

Depends on what part of the commonwealth you are referring to. Because the UK has strong ties with several commonwealth countries such as Canada, Australia, NZ, Singapore and parts of the Caribbean and is seeking stronger ties and trading partnerships with others such as India.

In spite of Brexit and the ensuing trade frictions, the UK is still doing better economically than, or as well as, most countries in the EU (top 3 according to current data and second largest economy after Germany). And hopefully in the coming years, we'll seek a closer relationship with the EU whether it's by rejoining the Custom Union and/or another agreement such as the one being considered behind closed doors to allow free movement between EU and British youths.

We don't need handouts from China, in any case it's too busy plundering large parts of Africa. As for the 52nd (or 51st) state of America, you should know that Trump has already reserved that spot for Canada.

Goke7:
Bigotry is a terrible thing!

Very.. Reminds me of these articles I came upon recently. Written a decade ago but if you subsitute Romanians for xxxx, you could just about repost it today and no one would notice. What I find interesting was that after giving up a generous position in the EU, the government now had a generational opportunity to reduce 'low wage' workers. But then, same government went on to hand out over 40k farm and 100k care visas respectively.
Why not let farm produce rot in the field or grocery prices rise even more so Britain pay the right wage for British workers?

Migration Watch chairman Lord Green of Deddington said: ‘This analysis clearly demonstrates that some means must be found to curb low-skilled immigration from the EU if immigration is to be brought under control. 'East European workers have a very good reputation for their work ethic but the fact that they are so overwhelmingly in low-skilled work raises real questions about their value to the UK economy. They add considerably to the pressure on public services.’
https://archive.is/55jNZ

missjekyll:
America is a good example of late stage capitalism(failed state with rampant wealth inequality). We already know socialism doesn't work. The best model is to merge the best parts of both ideologies -it's called Democratic socialism and is practised in the nordic countries and by Labour in the UK.....

What has labour done to make you think they are headed the route of nordic countries? Also what makes you think the average Brit is really interested and willing to pay the price for that economic model? They seem neither here nor there - rather trying to finetune the current model.

PS. Thank you for your concern . Luckily I was in an index fund so others picked up the slack . I highly recommend index funds for everyone.

Ever wondered what'd happen when an overwhelming majority switch to passive index funds as is set to be the case? That might just reward poorly run companies and move the alpha to active funds. Still a hypothesis but time would tell.