₦airaland Forum

The UK launched negotiations for a free trade agreement with India, which is seen as one of the biggest prizes of Brexit, in January 2022. Successive Conservative governments sought to strike a quick deal with no success.

It remains to be seen what the final deal would be. However, kudos to India for holding strong on this. Hopefully, 9ja could learn. If the UK wants good market access to a nation of 1.4 billion (and growing) with a consistent gdp growth rate of over 7%, then we'd need to offer good incentives in return.

https://www.theguardian.com/society/2025/apr/11/gamechanging-breast-cancer-pill-to-be-offered-on-nhs-in-england-and-wales

Fantastic news, NHS cancer treatment continues to improve 🎉🙌

These newer therapies/ treatment protocols can cost as much as £200,000 out of pocket ( and can cost thousands even on patient insurance like in the US) so it's really great to have these free at the point of use on the NHS.

Use this referral link to secure an American Express credit card today.

https://americanexpress.com/en-gb/referral/ba-classic-credit?ref=fATIUSBJev&XL=MIMNS

French Embassy Document Verification

Hello brethren,
I'm in a bit of a pickle and need some assistance. Has anyone on this thread ever had to verify a birth certificate/attestation of birth with the French embassy in Nigeria? If so, I'd like to know the process please.

I know this has been discussed before, so pardon me. First time renting and I want to get it right.

Already viewed and LL accepted. But before I commit to paying the holding deposit, are there particular things I should take note of? Like what to look out in the documents I am given and whatnot. What to be mindful of concerning the property?

Thank you.

Sixfeetbelle:
I know this has been discussed before, so pardon me. First time renting and I want to get it right.

Already viewed and LL accepted. But before I commit to paying the holding deposit, are there particular things I should take note of? Like what to look out in the documents I am given and whatnot. What to be mindful of concerning the property?

Thank you.

So long as the accommodation/property is legit, nothing to worry about........ 419 agents too full UK....... 😁

Before you fully in, ensure you make and take full pictorial and videos, of the property (empty)...... 😁

ukay2:
New financial year begins today....

Have you maxed out your LISA for the 2025/2026 financial year?

I maxed out today.... entering USA stock market this week.....buy 1 and pick 5 free....

You maxed out £20k, nice.

What's the difference between having the 20k in your bank account and putting it in ISA (besides investing it in shares)?

Jamesclooney:
Beyond stock markets, curious to know if anyone is impacted by the tariffs at work/employer? Just seen JLR is suspending shipment of cars to the US…I’m sure other companies will have to react as well.

Good question. I work with a global manufacturing company with HQ in US. Promotion has been frozen except very critical and even the performance bonus is greatly impacted. It won't result to job loss anyway but employee may become poorer as salary increase does not go above inflation. On God we dey

Viruses:
You maxed out £20k, nice.

What's the difference between having the 20k in your bank account and putting it in ISA (besides investing it in shares)?

I don't know as l don't keep funds in bank...rather invest it in the equity markets...

Hehe... Trump chasing straws

Interesting...

jedisco:
Hehe... Trump chasing straws

Liberation day don turn to shege day!

jedisco:
Hehe... Trump chasing straws

Trump forced to eat chinese humble pie, with hot soy sauce ..... ☀️😂

Goke7:
Liberation day don turn to shege day!

Hehe..
Tariffs on China to reduce taxes on Americans. Sounds very similar to 'we send £355 miliion to the EU a week'. This seems to be their Brexit moment and they may very well learn the British way.

So far, China isn't blinking and the U.S is looking increasingly desperate to discuss.

Eitherway, with the market selloff, it's looking like those who bought last week sniped a good deal.

Lexusgs430:
Trump forced to eat chinese humble pie, with hot soy sauce ..... ☀️😂

Well is making his rich friends richer and destroying the world economy.

Apparently he wants to allow some undocumented immigrants stay to work in farms and construction companies as long as their bosses recommend them.

The whole tariff thing makes no sense anymore, just a game of numbers with no meaningful change.

jedisco:
Hehe..
Tariffs on China to reduce taxes on Americans. Sounds very similar to 'we send £355 miliion to the EU a week'. This seems to be their Brexit moment and they may very well learn the British way.

So far, China isn't blinking and the U.S is looking increasingly desperate to discuss.

Eitherway, with the market selloff, it's looking like those who bought last week sniped a good deal.

China will feel the pain as much as America until they managed to sign a trade deal with a bigger economy somewhere around the world.

China cannot consume what they produced despite their population.

Sixfeetbelle:
I know this has been discussed before, so pardon me. First time renting and I want to get it right.

Already viewed and LL accepted. But before I commit to paying the holding deposit, are there particular things I should take note of? Like what to look out in the documents I am given and whatnot. What to be mindful of concerning the property?

Thank you.

A few salient things to note:

- EPC rating : C and below (C, B or A). EPC of D is only advisable as a temp solution.
- Council tax: A is cheapest (that should guide you).
- Ensure you make a video & take pictures of the apartment the day you move in.
- Ask for the Electrical Installation Condition Report (EICR), Gas Safety Record Report (GSR) & Legionella Risk Assessment Report (LRA): even if you don’t understand the technical terms, make sure everything is certified OK on the reports.
- Ask for the Inventory and cross check it with what is in the apartment.
- Take your meter(s) readings and call the energy supplier that day to inform them of your move in date and readings. You can decide to switch or remain with them but ensure you give them that readings.
- Don’t choose a fixed contract in the first 2/3 months. Understand your usage & bills before going for Fixed.

justwise:
Well is making his rich friends richer and destroying the world economy.

Apparently he wants to allow some undocumented immigrants stay to work in farms and construction companies as long as their bosses recommend them.

The whole tariff thing makes no sense anymore, just a game of numbers with no meaningful change.

Typical bully behaviour..... But I love the way Chinese marketers have flooded social media, stating clearly how American retailers have been ripping customers off..... 😊🤣😂

justwise:
China will feel the pain as much as America until they managed to sign a trade deal with a bigger economy somewhere around the world.

China cannot consume what they produced despite their population.

In absolute terms, more pain should come Chinas way. However their ability to tolerate and absorb the pain is much higher than the Americans. It was inevitable they'd lose low paid manufacturing as their middle class grows and they've worked towards that. Today, the likes of Apple and German Auto makers would do everything to sell in China. Also, for China, it was also only a matter of time before they'd clash with the U.S and tarrifs on them have long been mooted. I'd be surprised if they don't already have a clear pathway to adress this. American companies OTOH are largely surprised at the scale of this

In addition, the Chinese are far less exposed to the stock market. They've had their issues with housing where most invest in. Americans OTOH, have most of their retirement funds invested in their markets.

Lastly, China owns hundreds of billions in U.S debt which they have began to sell down to great disarray at the White House. America own squat in Yuan debt.

I'm hoping that for the rest of the world esp 9ja, rather than this be a case of '2 elephants fighting and the grass suffers', smaller nations could ride on this and drive better investment opportunities for themselves. China needs aggressively fund development in some nations allied to it just thesame way America did with Japan, South Korea and Europe after the world war II. That way, both parties would come out better

jedisco:
Hehe..
Tariffs on China to reduce taxes on Americans. Sounds very similar to 'we send £355 miliion to the EU a week'. This seems to be their Brexit moment and they may very well learn the British way.

So far, China isn't blinking and the U.S is looking increasingly desperate to discuss.

Eitherway, with the market selloff, it's looking like those who bought last week sniped a good deal.

to fix potholes and clear rubbish off the streets don choke now.

As for the markets, insider trading galore, only God can forgive sins o

justwise:
Well is making his rich friends richer and destroying the world economy.

Apparently he wants to allow some undocumented immigrants stay to work in farms and construction companies as long as their bosses recommend them.

The whole tariff thing makes no sense anymore, just a game of numbers with no meaningful change.

Folks like Cyberknight, I remember, have said here that very soon they will learn the hard way that cheap labor subsidizes the American economy.

Goke7:
to fix potholes and clear rubbish off the streets don choke now.

As for the markets, insider trading galore, only God can forgive sins o

Lord knows what inside trades must have happened.
I stumbled on a video of Trump saying how much his Team made- I'm unsure if it's recent or legit.

Upper weekend, I was too 'scared' to buy and free money no dey. This last weekend, I looked at my pension account and unknown to me, the 20% government rebate of my last personal contribution was sitting there. I jejely placed orders- make I follow Trump et.al jolly.
Too much uncertainty but a V-reversal wouldn't surprise me.

Lexusgs430:
Typical bully behaviour..... But I love the way Chinese marketers have flooded social media, stating clearly how American retailers have been ripping customers off..... 😊🤣😂

He enjoys the bully pulpit position, he said that many countries are kissing his arse begging to make a deal,

The dumb dude enjoys seeing people suffer while he switches world economy off and on as he wishes.

Nobody in his administration that can stop or even dare to disagree with him.

From Tuesday April 9, the UK Government is raising the absolute minimum an organisation can pay Skilled Worker visa holders, including care workers, from £23,200 per year (£11.90 per hour) to £25,000 per year (£12.82 per hour).


Considering the change, what is the fate of Scotland carers on sponsorship earning below £12.82/hr?

Goke7:
Folks like Cyberknight, I remember, have said here that very soon they will learn the hard way that cheap labor subsidizes the American economy.

The 'beauty' of capitalism. Even if one doesn't like capitalism, to do well in the west, one needs to understand it.

Just like pre-Brexit, I'm sure when folks asked what would happen to the care sector e.t.c if eastern Europeans stopped coming, avid brexiteers would have said 'good! they're stealing our jobs and keeping wages low'. Well, we know how things went.

One thing I've noticed about major western nations is that they not too infrequently mimic themselves. You can just about predict how one would go by looking at another.


Poor Trumpists are still waiting for the freebies they were promised.

Goke7:
Folks like Cyberknight, I remember, have said here that very soon they will learn the hard way that cheap labor subsidizes the American economy.

It will get worse as he continues to toy with people’s businesses because Americans can hardly afford made in America, foreign goods and workers keep American economy flourishing. How many Americans companies are willing to relocate their factories back to America just because Trump promised to low taxes?

jedisco:
The 'beauty' of capitalism. Even if one doesn't like capitalism, to do well in the west, one needs to understand it.

Just like pre-Brexit, I'm sure when folks asked what would happen to the care sector e.t.c if eastern Europeans stopped coming, avid brexiteers would have said 'good! they're stealing our jobs and keeping wages low'. Well, we know how things went.

One thing I've noticed about major western nations is that they not too infrequently mimic themselves. You can just about predict how one would go by looking at another.


Poor Trumpists are still waiting for the freebies they were promised.

I’m so happy for them, they are enjoying the American dream they voted for.

Though coming fairly late, kudos to Kier Starmer for showing a human face to the care worker issue. I wonder what Kemi would have done.

https://www.gov.uk/government/publications/support-offer-to-international-asc-workers-whose-employers-sponsor-licence-has-been-revoked/support-offer-to-international-asc-workers-whose-employers-sponsor-licence-has-been-revoked

jedisco:
Though coming fairly late, kudos to Kier Starmer for showing a human face to the care worker issue. I wonder what Kemi would have done.

https://www.gov.uk/government/publications/support-offer-to-international-asc-workers-whose-employers-sponsor-licence-has-been-revoked/support-offer-to-international-asc-workers-whose-employers-sponsor-licence-has-been-revoked

Easy - She would have said they are bum wipers who don't contribute anything so to hell with them.

justwise:
It will get worse as he continues to toy with people’s businesses because Americans can hardly afford made in America, foreign goods and workers keep American economy flourishing. How many Americans companies are willing to relocate their factories back to America just because Trump promised to low taxes?

am not a trump supporter,but sometimes a wrong clock can be right twice on a day..the Europeans western Europe have been maybe due to lack of strong leaders complacent,we all should thank China for manufacturing cheap alternative products and getting better with them over the years.. intellectual property right or not...the USA did same to European inventors too to get to where they arr today.. patent laws were in existence in Europe since 1700..USA didn't have one till late 1800.

My point is the USA can also have a lil bit of socialist model.. create economic free zone..where healthcare, housing, education,food is already cheap in the USA..will be heavily subsidized like it is in China...that will bring down the labor cost .. create a supply chain to feed those industries in the economic zones ...labor cost is the main issue why companies are manufacturing in China..the only thing that is making the labor cost cheap there are those needs of an average Joe.this tariffs is just archaic.

masseratti:
am not a trump supporter,but sometimes a wrong clock can be right twice on a day..the Europeans western Europe have been maybe due to lack of strong leaders complacent,we all should thank China for manufacturing cheap alternative products and getting better with them over the years.. intellectual property right or not...the USA did same to European inventors too to get to where they arr today.. patent laws were in existence in Europe since 1700..USA didn't have one till late 1800.

My point is the USA can also have a lil bit of socialist model.. create economic free zone..where healthcare, housing, education,food is already cheap in the USA..will be heavily subsidized like it is in China...that will bring down the labor cost .. create a supply chain to feed those industries in the economic zones ...labor cost is the main issue why companies are manufacturing in China..the only thing that is making the labor cost cheap there are those needs of an average Joe.this tariffs is just archaic.

Forget it, they will tell you it’s communism, those guys are fraudsters, they will rather prefer the existing model of using illegal workers like visa overstayers or those who come in thru the borders to maximise or optimise profits. That’s why trump is telling the farmers and hotels to recommend those illegals they will allow to stay or even return to the country. The noise about illegal immigration is just for politics and votes for elections.

And as for intellectual property theft, I don’t even listen to those rhetorics anymore and you’re right they too did theirs, their pain is that the hunter has now become the hunted 😂

jedisco:
The 'beauty' of capitalism. Even if one doesn't like capitalism, to do well in the west, one needs to understand it.

Just like pre-Brexit, I'm sure when folks asked what would happen to the care sector e.t.c if eastern Europeans stopped coming, avid brexiteers would have said 'good! they're stealing our jobs and keeping wages low'. Well, we know how things went.

One thing I've noticed about major western nations is that they not too infrequently mimic themselves. You can just about predict how one would go by looking at another.


Poor Trumpists are still waiting for the freebies they were promised.

Very predictable 😂 cos their options are always limited due to very visible vulnerabilities. EU was subsidising the UK, so when the subsidy is removed it’s easy to predict what next, like the way China subsidises the US and so it’s easy to know what next when that subsidy goes