₦airaland Forum

Migrant no go rest for this country

Long post alert

Hi Guys,

My car broke down recently (a Peugeot), and after a lot of back and forth with the mechanic, I got tired and ended up buying a used 2012 Toyota Avensis from a dealer on April 1st. It was advertised on AutoTrader as being in great condition. I did the usual checks — HPI, MOT history, visual inspection — but looking back, I think my mistake was not bringing a diagnostic tool on the day.

Two weeks later, on April 15th, the steering failed completely. A diagnostic scan showed serious issues, including faults with the power steering module and the car’s main control unit. The car is now unroadworthy and just sitting in front of my house.

I tried to resolve it directly with the dealer. Phone calls were cut short, and I was basically told off for asking about a refund. Even my mechanic, who called to explain the fault, was shouted at. The dealer then followed up with an email claiming I accepted the fault because I test-drove the car and got a small discount — but the faults were never mentioned at any point before the sale.

I was advised by Citizens Advice that, under the Consumer Rights Act 2015, I’m entitled to a full refund if a fault appears within 30 days of purchase, especially when the item is not of satisfactory quality or fit for purpose. They also confirmed this should be reported to Trading Standards — which they’ve done — and suggested I raise a Section 75 claim with my credit card provider.

I paid part of the amount on my NatWest Mastercard and the rest via bank transfer. The Section 75 claim is now underway, but what’s frustrating is the timeline. Two weeks for the bank to start the chargeback, 45 days for the seller to respond, and then potentially another 8 weeks for investigation. Meanwhile, I’m without a working car, relying on expensive alternative transport, and struggling to manage work and school runs.

If anyone’s been through something similar or has any advice on how to speed things up or handle the situation more effectively, I’d really appreciate it.

Zahra29:
I'm surprised that Labour is allegedly proposing to make changes to the PSW route when that is pretty much the one area that the Tories left alone in their immigration reforms.

We'll get the full deets tomorrow but I hear that the PSW may be extended from 2 to 3 years. However, reports are that it will also be restricted to graduate level jobs - so a bit of a mixed picture.

It should be good news for students though if they have an extra year to explore post-study opportunities.

That makes things even more difficult, how will that work? They need to get the job first then apply for PSW? Interesting time ahead...universities are about to face a serious hard time financially

domin8:
Long post alert

Hi Guys,

My car broke down recently (a Peugeot), and after a lot of back and forth with the mechanic, I got tired and ended up buying a used 2012 Toyota Avensis from a dealer on April 1st. It was advertised on AutoTrader as being in great condition. I did the usual checks — HPI, MOT history, visual inspection — but looking back, I think my mistake was not bringing a diagnostic tool on the day.

Two weeks later, on April 15th, the steering failed completely. A diagnostic scan showed serious issues, including faults with the power steering module and the car’s main control unit. The car is now unroadworthy and just sitting in front of my house.

I tried to resolve it directly with the dealer. Phone calls were cut short, and I was basically told off for asking about a refund. Even my mechanic, who called to explain the fault, was shouted at. The dealer then followed up with an email claiming I accepted the fault because I test-drove the car and got a small discount — but the faults were never mentioned at any point before the sale.

I was advised by Citizens Advice that, under the Consumer Rights Act 2015, I’m entitled to a full refund if a fault appears within 30 days of purchase, especially when the item is not of satisfactory quality or fit for purpose. They also confirmed this should be reported to Trading Standards — which they’ve done — and suggested I raise a Section 75 claim with my credit card provider.

I paid part of the amount on my NatWest Mastercard and the rest via bank transfer. The Section 75 claim is now underway, but what’s frustrating is the timeline. Two weeks for the bank to start the chargeback, 45 days for the seller to respond, and then potentially another 8 weeks for investigation. Meanwhile, I’m without a working car, relying on expensive alternative transport, and struggling to manage work and school runs.

If anyone’s been through something similar or has any advice on how to speed things up or handle the situation more effectively, I’d really appreciate it.

You have gone down the right route, you have done everything right.... You have initiated your '' rights to return '', within 30 days + S75 on tow.......

Unfortunately, no quick and fast rule.... You would get your full money back (possibly minus small for usage).......

Look for cheaper car rental companies, and hire a Toyota aygo or similar, to bridge the gap.......

NB: Ensure you have a saved copy of the full advertisement.....

justwise:
That makes things even more difficult, how will that work? They need to get the job first then apply for PSW? Interesting time ahead...universities are about to face a serious hard time financially

Somewhat bizarre, I agree, but we'll find out the details of the government's planning tomorrow. The government will probably have to bail out some of the universities, like the Scottish government did with Dundee. We'll know tomorrow if they've made the political decision to absorb a quantum of job losses in the university sector and the potential loss of votes from that sector and the communities they support in order to try and win some votes from possible Reform voters.

More of interest to those of us on visas is the proposed extension of ILR eligibility to 10 years, except for those the government deems useful to the country. Intended to head off the so-called Boriswave from gaining ILR in 2026. Most likely NHS doctors, nurses, IT folk et all will make the cut, care workers obviously not. All will still have to be legislated and worked out, but it'll definitely all be in place by early 26 at the latest to nip the Boriswave in the bud.

Interesting times ahead. Plans B, C and D beckon.

justwise:
That makes things even more difficult, how will that work? They need to get the job first then apply for PSW? Interesting time ahead...universities are about to face a serious hard time financially

I'm thinking they might not bother with any PSW changes afterall as their plans to scrap visas for low skilled work sort of achieves the same purpose after the 2 year period. We'll see tomorrow

Cyberknight:
More of interest to those of us on visas is the proposed extension of ILR eligibility to 10 years, except for those the government deems useful to the country. Intended to head off the so-called Boriswave from gaining ILR in 2026. Most likely NHS doctors, nurses, IT folk et all will make the cut, care workers obviously not. All will still have to be legislated and worked out, but it'll definitely all be in place by early 26 at the latest to nip the Boriswave in the bud.

Interesting times ahead. Plans B, C and D beckon.

💯
it looks like that's their plan and they've spinned it as a positive discrimination i.e. fast - track settlement for doctors, engineers, community leaders etc instead of a negative discrimination.

I wonder how this will impact visas that have a shorter route to settlement like GTV

Tomorrow's proposals sound like they will be very tough with changes to most visa routes.

https://www.gov.uk/government/news/prime-minister-unveils-new-plan-to-end-years-of-uncontrolled-migration

Zahra29:
💯
it looks like that's their plan and they've spinned it as a positive discrimination i.e. fast - track settlement for doctors, engineers, community leaders etc instead of a negative discrimination.

I wonder how this will impact visas that have a shorter route to settlement like GTV

Tomorrow's proposals sound like they will be very tough with changes to most visa routes.

https://www.gov.uk/government/news/prime-minister-unveils-new-plan-to-end-years-of-uncontrolled-migration

When Kemi suggested a 20 year route, I said this conversations, are already held in closet discussions, cross carpet........ Here we go... 😁

lavida001:
Are the beef chlorinated if yes we should all get ready for obesity pandemic

They chlorinate chicken to make them healthy for consumption considering the way they are raised.

Apparently, the way they are grown is in more of a factory-like fashion than a farm. Sitting in the poo most times and killed once due all to reduce costs and boost profits. Chlorination is to kill of certain bugs.
Don't forget most countries chlorinate drinking water so it's not new. Main reason its banned is cos of animal welfare. Reason why Farage didn't seem fussed about it- asking in what manner poultry imported from asian countries are raised.

Obviously, the term 'chlorinated chicken' would make many uncomfortable as we associate chlorine to bleach, chemicals e.t.c but it's not necessarily unsafe for consumption

lavida001:
I believe this happens every summer when most permanent staff go on holidays. Let’s see how things unfold. Time go tell

🤞🏾

Goke7:
The beggar doesn’t have a choice and uk sorry to say it’s the beggar here. At all at all na im bad

Hehe.. UK via KS did a good job of showcasing British diplomacy- warming up to Trump as expected.

Not come across any solid description of what the deal entails.
I must say though that the way these deals are publicised, it hardly breeds trust with each nation trying to show they have undercut the other. Deals these days should be beneficial to both parties.

domin8:
Long post alert

Hi Guys,

My car broke down recently (a Peugeot), and after a lot of back and forth with the mechanic, I got tired and ended up buying a used 2012 Toyota Avensis from a dealer on April 1st. It was advertised on AutoTrader as being in great condition. I did the usual checks — HPI, MOT history, visual inspection — but looking back, I think my mistake was not bringing a diagnostic tool on the day.

Two weeks later, on April 15th, the steering failed completely. A diagnostic scan showed serious issues, including faults with the power steering module and the car’s main control unit. The car is now unroadworthy and just sitting in front of my house.

I tried to resolve it directly with the dealer. Phone calls were cut short, and I was basically told off for asking about a refund. Even my mechanic, who called to explain the fault, was shouted at. The dealer then followed up with an email claiming I accepted the fault because I test-drove the car and got a small discount — but the faults were never mentioned at any point before the sale.

I was advised by Citizens Advice that, under the Consumer Rights Act 2015, I’m entitled to a full refund if a fault appears within 30 days of purchase, especially when the item is not of satisfactory quality or fit for purpose. They also confirmed this should be reported to Trading Standards — which they’ve done — and suggested I raise a Section 75 claim with my credit card provider.

I paid part of the amount on my NatWest Mastercard and the rest via bank transfer. The Section 75 claim is now underway, but what’s frustrating is the timeline. Two weeks for the bank to start the chargeback, 45 days for the seller to respond, and then potentially another 8 weeks for investigation. Meanwhile, I’m without a working car, relying on expensive alternative transport, and struggling to manage work and school runs.

If anyone’s been through something similar or has any advice on how to speed things up or handle the situation more effectively, I’d really appreciate it.

You will get your money back faster through the CC chargeback.

Had similar situation last year but didn't pay with CC (huge mistake). I rang up and explained the issues. Offered them chance to fix in two days but got radio silence.

I spoke with Citizens Advice. Drafted and mailed over Right To Reject and Request for Full Refund to the dealer. I took the car back to a certified garage and got a detailed not fit for purpose and not roadworthiness clearly worded in their report.

I emailed them the report and made it clear this is the last correspondence before heading to court. Few minutes later they're on the phone wanting to repair it for free. I refused and instructed them to eithed mail me or I'll start recording calls for evidence in court. I also returned their car to the stealership and made a video of the condition on return capturing their office name and all that.

I stated then and followed up in email that I reserve the right to chargeback everything spent on the car including petrol should this end up in court.

At this point, they kinda got the message. Money was in my account the following week.

Zahra29:
I'm thinking they might not bother with any PSW changes afterall as their plans to scrap visas for low skilled work sort of achieves the same purpose after the 2 year period. We'll see tomorrow

This is just knee jerk reaction by the government and it will backfire because the UK needs low skilled workers and they need foreign students badly, cutting off any of these will comeback to hurt the British economy.

If they bothered to interview visa applicants then immigration figures will drop.

Cyberknight:
Somewhat bizarre, I agree, but we'll find out the details of the government's planning tomorrow. The government will probably have to bail out some of the universities, like the Scottish government did with Dundee. We'll know tomorrow if they've made the political decision to absorb a quantum of job losses in the university sector and the potential loss of votes from that sector and the communities they support in order to try and win some votes from possible Reform voters.

More of interest to those of us on visas is the proposed extension of ILR eligibility to 10 years, except for those the government deems useful to the country. Intended to head off the so-called Boriswave from gaining ILR in 2026. Most likely NHS doctors, nurses, IT folk et all will make the cut, care workers obviously not. All will still have to be legislated and worked out, but it'll definitely all be in place by early 26 at the latest to nip the Boriswave in the bud.

Interesting times ahead. Plans B, C and D beckon.

Totally agree with you regarding bailing out some universities and it will not be a one off thing, the government has to do it yearly else some universities will have to close down.

It will be really sad to introduce any policy that will affect those close to achieving ILR . Families already struggling to raise money for visa extensions so the last thing they need is more yrs added to that.

Zahra29:
A big day for Labour tomorrow with their Immigration White Paper expected to announce a raft of tough new measures on immigration.

Other reported measures include changes to the PSW route, changes to the ILR route for some migrants and visa restrictions for some countries.

Labour sounding more like the Tories/Reform but they insist that these changes were already on the table before their local election defeat and that it's not just a ploy to win back voters.

Very predictable. A Nairalander predicted this almost a year ago. Folks have to be mentally prepared to accept that they might not or will not be able to attain permanent residency due to the lengthy years and costs involved. For some, it might take almost a decade to fully become a British passport holder (alongside their family members). For that reason, if you see say it will cost you so much in terms of mental health, finances and otherwise, moving back to Nigeria shouldn't be an issue.

Such is life.

Settled status was 5 years, Kemi suggested 20 years, Keir is implementing 10 years..... Slowly, slowly..... They would get to 20 years....

Once they throw conversations in the air, not too long after, implementation occurs.....

Gerrard59:
Very predictable. A Nairalander predicted this almost a year ago. Folks have to be mentally prepared to accept that they might not or will not be able to attain permanent residency due to the lengthy years and costs involved. For some, it might take almost a decade to fully become a British passport holder (alongside their family members). For that reason, if you see say it will cost you so much in terms of mental health, finances and otherwise, moving back to Nigeria shouldn't be an issue.

Such is life.

It's now a decade.... Expect cost to rise tremendously too.....

Inkredible:
You will get your money back faster through the CC chargeback.

Had similar situation last year but didn't pay with CC (huge mistake). I rang up and explained the issues. Offered them chance to fix in two days but got radio silence.

I spoke with Citizens Advice. Drafted and mailed over Right To Reject and Request for Full Refund to the dealer. I took the car back to a certified garage and got a detailed not fit for purpose and not roadworthiness clearly worded in their report.

I emailed them the report and made it clear this is the last correspondence before heading to court. Few minutes later they're on the phone wanting to repair it for free. I refused and instructed them to eithed mail me or I'll start recording calls for evidence in court. I also returned their car to the stealership and made a video of the condition on return capturing their office name and all that.

I stated then and followed up in email that I reserve the right to chargeback everything spent on the car including petrol should this end up in court.

At this point, they kinda got the message. Money was in my account the following week.

You can't do chargeback with a credit card, but with a debit card.......

S75 (within the right parameters), for credit cards.....

Gerrard59:
Very predictable. A Nairalander predicted this almost a year ago. Folks have to be mentally prepared to accept that they might not or will not be able to attain permanent residency due to the lengthy years and costs involved. For some, it might take almost a decade to fully become a British passport holder (alongside their family members). For that reason, if you see say it will cost you so much in terms of mental health, finances and otherwise, moving back to Nigeria shouldn't be an issue.

Such is life.

I hope everyone that voted Labour are happy with these new development.

Peerielass:
I hope everyone that voted Labour are happy with these new development.

They wanted a change..... They voted for change........ 🤣😁😂

Peerielass:
I hope everyone that voted Labour are happy with these new development.

Do you think Tories would have done better considering the outcome of the local election?

Lexusgs430:
Settled status was 5 years, Kemi suggested 20 years, Keir is implementing 10 years..... Slowly, slowly..... They would get to 20 years....

Once they throw conversations in the air, not too long after, implementation occurs.....

Still waiting for the full details..will this affect new applicants or those already in the UK.

justwise:
Still waiting for the full details..will this affect new applicants or those already in the UK.

It only impacts foreign workers, not those on family visas for example.

It's very likely to impact all skilled workers who haven't already applied for ILR.

It won't be retrospective on those who already achieved ILR after 5yrs or those who apply for ILR before the changes come into effect.

The govt made a similar change to the ILR qualification period in 2006, increasing it from 4 years to 5 years and people on HSMP ( the former highly skilled visa) had to get a visa extension of 1 year to achieve the new 5 year requirement.

Incidentally, it was also a Labour government that voted in and implemented this change.

babajeje123:
Do you think Tories would have done better considering the outcome of the local election?

Probably yes if Rishi was still the prime minister.

justwise:
Still waiting for the full details..will this affect new applicants or those already in the UK.

It would be holistic, anyone that's not applied already, defaults to new regime.....

Zahra29:
It only impacts foreign workers, not those on family visas for example.

It's very likely to impact all skilled workers who haven't already applied for ILR.

It won't be retrospective on those who already achieved ILR after 5yrs or those who apply for ILR before the changes come into effect.

The govt made a similar change to the ILR qualification period in 2006, increasing it from 4 years to 5 years and people on HSMP ( the former highly skilled visa) had to get a visa extension of 1 year to achieve the new 5 year requirement.

Incidentally, it was also a Labour government that voted in and implemented this change.

In my opinion, this should not be retrospective for those already here. A friend of mine told me some years ago that he was affeceted by the changes around 2006 and he challenged it and got his ILR. He said he told them that was not what they told him when he came so they cannot change the rules for him when he is already here and they agreed. I don't know if that will work in this case.

Lexusgs430:
You have gone down the right route, you have done everything right.... You have initiated your '' rights to return '', within 30 days + S75 on tow.......

Unfortunately, no quick and fast rule.... You would get your full money back (possibly minus small for usage).......

Look for cheaper car rental companies, and hire a Toyota aygo or similar, to bridge the gap.......

NB: Ensure you have a saved copy of the full advertisement.....

Thanks Egbon for the reassurance. I only have a screenshot from Autotrader as the advert has been deleted from the website.

Tried checking for rental companies but the costs are high.

domin8:
Thanks Egbon for the reassurance. I only have a screenshot from Autotrader as the advert has been deleted from the website.

Tried checking for rental companies but the costs are high.

Use a wayback machine to see if it works for you.

dustydee:
In my opinion, this should not be retrospective for those already here. A friend of mine told me some years ago that he was affeceted by the changes around 2006 and he challenged it and got his ILR. He said he told them that was not what they told him when he came so they cannot change the rules for him when he is already here and they agreed. I don't know if that will work in this case.

Those of us already on skilled worker visas are hoping that there'll be some sort of let out for those already here on skilled worker visas. In practice they are seeking to limit for political reasons the numbers of people on care worker visas (the first of whom arrived in 2021) so they'll either condition such a let out on "skills" levels or more likely income thresholds, or rule everyone out.

Peerielass:
Probably yes if Rishi was still the prime minister.

Lol. Doubtful. All parties are rushing to try to stem Reform - I think the only parties who wouldn't have done this had they been in power would be the Greens and the SNP.

Zahra29:
It only impacts foreign workers, not those on family visas for example.

It's very likely to impact all skilled workers who haven't already applied for ILR.

It won't be retrospective on those who already achieved ILR after 5yrs or those who apply for ILR before the changes come into effect.

The govt made a similar change to the ILR qualification period in 2006, increasing it from 4 years to 5 years and people on HSMP ( the former highly skilled visa) had to get a visa extension of 1 year to achieve the new 5 year requirement.

Incidentally, it was also a Labour government that voted in and implemented this change.

Asking because I know people who are yet to apply as they are waiting to be eligible or save the money required. So this changes will hit many families badly.

dustydee:
In my opinion, this should not be retrospective for those already here. A friend of mine told me some years ago that he was affeceted by the changes around 2006 and he challenged it and got his ILR. He said he told them that was not what they told him when he came so they cannot change the rules for him when he is already here and they agreed. I don't know if that will work in this case.

Thanks for this info

Did your friend get ILR after 4 years or did he have to wait an extra year?

There was a separate issue where new rules were imposed midway which only allowed those on the programme to extend their initial stay if they scored sufficient points based on their earnings in the UK, their age and educational qualifications, and an English language test.

These retroactive rule changes disqualified a lot of people and was successfully challenged by those who were already on the scheme.