₦airaland Forum

rabluk:
Did they backdate the card? I heard it can't be less than 10days old

Yes it has to be. The card/vaccine becomes valid for travel after 10days of taking the yellow fever vaccine however the validity of the vaccine itself is for life. both are stated on the vaccine card issued.

In 2019, I had a conference to attend in Mozambique. While Mozambique does not require the Yellow fever vaccine, I was to transit through South Africa, which requires the vaccine certificate for travellers. So, three days before my departure, I went to the Port vaccination centre close to MMA in Lagos to take the Yellow fever vaccine. I paid around N1,950, took the shot, and was issued the certificate in less than two hours.
On the night of travel, while checking trying to check into Ethiopia Airline to South Africa, I was denied boarding because my Yellow fever vaccination was only 3 days old, as shown by my vaccine certificate. There and then the Ethiopian Airline officers called a guy on his phone to come and help me out. I was billed N5,000, but negotiated down to N4,000 and less than 10 minutes later, I was issued another vaccine certificate, backdated 2 weeks which enabled me to proceed on my journey that night, so I now have 2 Yellow Fever vaccinations certificate.

rock86:
Guys, which country can one retire to? If Nigeria, which state and region is safe to retire to?
I am tired of this country already

Ibadan

babajeje123:
No be small thing o. My renewal is due next month so I might be late a bit. I've used compare market and they are all the same. I haven't make a single claim for the past 3 years and can't understand why I should be paying £95 for third party insurance

Hmmm…

If your car has an alarm, is parked in a secure garage or driveway, you may find that insurance rates are lower, especially if you own multiple cars or use them socially. Other factors like having a long-term license, low mileage, and a clean claims history can also contribute to cheaper premiums.
It’s best to start looking for quotes well before your policy expires—- to find better rates. Additionally, consider calling your current insurance company to negotiate your premium.
Its always good to shop around. Call aviva and admiral directly. Admiral is known to give discount if you talk to them

For those in Birmingham, London, and other major cities—— insurance costs are typically higher.
Maybe try insuring the car through a friend or relative with a long-standing British license who lives in the suburbs, and then add yourself as a secondary driver. You'll see a magic drop in the price.
Also, smaller engine cars usually come with lower insurance rates. If you’re looking at German brands with bigger engines, especially ones over 5 years old, expect the insurance quote to go up.
And don’t forget to play around with your voluntary excess—changing that can really affect the price. Insurance tends to get pricier with lower excess amounts, as well as with unusually high voluntary excess.
Lastly drop legal and breakdown cover…

giselle237:
Maybe try insuring the car through a friend or relative with a long-standing British license who lives in the suburbs, and then add yourself as a secondary driver. You'll see a magic drop in the price.

This is fronting, a type of insurance fraud.

Don't do it.

If you ever have an accident and they find out, they'll invalidate your insurance and you'll be treated as having driven uninsured with all the potential consequences from points on your license to a ban, fine, criminal record etc.

giselle237:
Hmmm…

If your car has an alarm, is parked in a secure garage or driveway, you may find that insurance rates are lower, especially if you own multiple cars or use them socially. Other factors like having a long-term license, low mileage, and a clean claims history can also contribute to cheaper premiums.
It’s best to start looking for quotes well before your policy expires—- to find better rates. Additionally, consider calling your current insurance company to negotiate your premium.
Its always good to shop around. Call aviva and admiral directly. Admiral is known to give discount if you talk to them

For those in Birmingham, London, and other major cities—— insurance costs are typically higher.
Maybe try insuring the car through a friend or relative with a long-standing British license who lives in the suburbs, and then add yourself as a secondary driver. You'll see a magic drop in the price.
Also, smaller engine cars usually come with lower insurance rates. If you’re looking at German brands with bigger engines, especially ones over 5 years old, expect the insurance quote to go up.
And don’t forget to play around with your voluntary excess—changing that can really affect the price. Insurance tends to get pricier with lower excess amounts, as well as with unusually high voluntary excess.
Lastly drop legal and breakdown cover…

If you drop legal cover, and a claim goes to litigation (I hope you have a legal fighting fund of almost £60,000, under your pillow)..... 😂😁

Don't get breakdown cover via your vehicle insurance, get it independently or sign up through your bank account (breakdown cover, is not important, till you breakdown)..... 😭😁

Lexusgs430:
If you drop legal cover, and a claim goes to litigation (I hope you have a legal fighting fund of almost £60,000, under your pillow)..... 😂😁
Don't get breakdown cover via your vehicle insurance, get it independently or sign up through your bank account (breakdown cover, is not important, till you breakdown)..... 😭😁

It really depends on how expensive your car is. Insuring a Vauxhall Corsa is going to be quite different from insuring a Ferrari!

Very importantly, the poster mentioned they’ve tried everything and the quote hasn’t changed, so I was just sharing tips that could help lower their insurance. If you have any advice to offer to them, that would be great—it’s always nice to help people out with their questions!

To the poster, additionally
Check out comparison sites to find the best insurance quotes! Try setting the start date of your policy to 7 to 10 days from today; this can really help lower your costs.
Also, if you've already checked prices, consider deleting cookies from your browser or using a different device to get fresh quotes. Avoid searching repeatedly on the same price comparison site, as that can sometimes backfire and lead to higher prices.
Even a change in postcode can significantly affect your premium.
If you have a spouse— compare who’s cheaper as main driver. You or your spouse.
Age, sex and occupation definitely affect your premium price.
Tesco offers lower if you have a clubcard .

Hope this helps.

Lexusgs430:
[/b]

If you drop legal cover, and a claim goes to litigation (I hope you have a legal fighting fund of almost £60,000, under your pillow)..... 😂😁

Don't get breakdown cover via your vehicle insurance, get it independently or sign up through your bank account (breakdown cover, is not important, till you breakdown)..... 😭😁

Fully agree with this. Legal cover is invaluable.
@babajeje123, strongly recommend you take this into consideration.
Furthermore, unless your car is the oldest and rustiest of bangers, with absolutely little or no value whatsoever, its still better you get full comp insurance instead of third party. I've found that the difference in quotes for the two types is generally about £100 - 150 (of course your case might be different).

Also, as others have said, insuring your car using someone's address is insurance fraud; don't go down that road.

giselle237:
Hmmm…

If your car has an alarm, is parked in a secure garage or driveway, you may find that insurance rates are lower, especially if you own multiple cars or use them socially. Other factors like having a long-term license, low mileage, and a clean claims history can also contribute to cheaper premiums.
It’s best to start looking for quotes well before your policy expires—- to find better rates. Additionally, consider calling your current insurance company to negotiate your premium.
Its always good to shop around. Call aviva and admiral directly. Admiral is known to give discount if you talk to them

For those in Birmingham, London, and other major cities—— insurance costs are typically higher.
Maybe try insuring the car through a friend or relative with a long-standing British license who lives in the suburbs, and then add yourself as a secondary driver. You'll see a magic drop in the price.
Also, smaller engine cars usually come with lower insurance rates. If you’re looking at German brands with bigger engines, especially ones over 5 years old, expect the insurance quote to go up.
And don’t forget to play around with your voluntary excess—changing that can really affect the price. Insurance tends to get pricier with lower excess amounts, as well as with unusually high voluntary excess.
Lastly drop legal and breakdown cover…

Thanks bro

giselle237:
It really depends on how expensive your car is. Insuring a Vauxhall Corsa is going to be quite different from insuring a Ferrari!

Very importantly, the poster mentioned they’ve tried everything and the quote hasn’t changed, so I was just sharing tips that could help lower their insurance. If you have any advice to offer to them, that would be great—it’s always nice to help people out with their questions!

To the poster, additionally
Check out comparison sites to find the best insurance quotes! Try setting the start date of your policy to 7 to 10 days from today; this can really help lower your costs.
Also, if you've already checked prices, consider deleting cookies from your browser or using a different device to get fresh quotes. Avoid searching repeatedly on the same price comparison site, as that can sometimes backfire and lead to higher prices.
Even a change in postcode can significantly affect your premium.
If you have a spouse— compare who’s cheaper as main driver. You or your spouse.
Age, sex and occupation definitely affect your premium price.
Tesco offers lower if you have a clubcard .

Hope this helps.

Loads of factors are considered, whilst searching for insurance quotes... I mentioned on this thread about a year ago, what it cost me to insure my car (£236), fully comprehensive + legal + vandalism cover for a year...

Someone else driving the same model of vehicle, might be quoted over £2000.....

No claims bonus, driving history, address, job, type of vehicle, engine size etc etc, as we all know, are key determinants in getting insurance quotes.....

It's always best to avoid been economical with the truth, because it would take nothing for an insurance company to declare your policy null and void, putting the insured(non) in a very bad financial and legal situation....... 😁😉

What's the process of getting emergency travel certificate from the Nigerian embassy in London... I need one to travel with my baby to Nigeria as I can't wait till September for the nigerian passport to be processed. I plan to do his nigeria passport in Nigeria and return with him to the UK.

kindly help with info. Thanks.

MaoMao:
Yes my visa is out
I am really looking for an accommodation, not too expensive in or around Birmingham
What about you?

How far?, have you gotten accommodation yet?
I finally got who to squat me for a month in that Birmingham.

Hi all,

For someone on a health and social care visa, can I start my own business as a supplementary job? I know the 20-hour limtation will apply and has to be on the shortage occupation list.

Any ideas on supplementary jobs to boost income will be appreciated.

Thank you.

You get mind o, ninu rogbodiyan to nlo yi😁

bamituni:
Hi all,

For someone on a health and social care visa, can I start my own business as a supplementary job? I know the 20-hour limtation will apply and has to be on the shortage occupation list.

Any ideas on supplementary jobs to boost income will be appreciated.

Thank you.

bamituni:
Hi all,

For someone on a health and social care visa, can I start my own business as a supplementary job? I know the 20-hour limtation will apply and has to be on the shortage occupation list.

Any ideas on supplementary jobs to boost income will be appreciated.

Thank you.

Your dependant can start the business but you are bound by the 20hrs limitation.

Lexusgs430:
I knew the bromance between trump & elon, would come to an abrupt end....... Sanity would slowly return to the world....... 🤣😁

Also, a court blocked trump from imposing new tariffs...... Commonsense, slowly prevailing...... 🤣😂

Except that the end wasn't abrupt. He served his tenure as SGE.

Lexusgs430:
[/b]

If you drop legal cover, and a claim goes to litigation (I hope you have a legal fighting fund of almost £60,000, under your pillow)..... 😂😁

Don't get breakdown cover via your vehicle insurance, get it independently or sign up through your bank account (breakdown cover, is not important, till you breakdown)..... 😭😁

Is legal cover same as motor legal expenses?
Is motor legal expenses that is in my cover details.

Viruses:
Except that the end wasn't abrupt. He served his tenure as SGE.

True, he had 180 days to serve per year..... But certain policies Oga is trying push, are anti - doge......

Elon got bigger fish to fry and would not want to see his empire, keep swinging in all directions.....

Viruses:
Is legal cover same as motor legal expenses?
Is motor legal expenses that is in my cover details.

Same thing....... 👌

Akorkor:
Your dependant can start the business but you are bound by the 20hrs limitation.

I thought the rules had changed?

Edit, you are right...

Thanks Akorkor and ogbenioptional

I was just curious as the only restrictions on the evisa is not being entitled to public funds.

It's just easier to work as a contractor for a physiotherapist-which is practically the same as being self employed. Nurses have it easier in this respect...loads of partime jobs.

bamituni:
Thanks Akorkor and ogbenioptional

I was just curious as the only restrictions on the evisa is not being entitled to public funds.

It's just easier to work as a contractor for a physiotherapist-which is practically the same as being self employed. Nurses have it easier in this respect...loads of partime jobs.

I believe doctors are able to register their own business under this visa, this is the main reason why I said earlier that I think the rule allows it. @jedisco may be able to help with more info.

I've taken a look at my own visa terms and I see nothing about running one's own business. So there is room for varied interpretation there.

mizGene:
I believe doctors are able to register their own business under this visa, this is the main reason why I said earlier that I think the rule allows it. @jedisco may be able to help with more info.

I've taken a look at my own visa terms and I see nothing about running one's own business. So there is room for varied interpretation there.

From my little research, there are conflicting interpretations. Some schools of thought will say you can't pursue self-employment because of the word worker being used, referring to an employee who has a contract with an employer, while others believe that you can pursue self-employment as long as you work for only twenty hours on an occupation that is listed as eligible for a skilled worker visa but you may still have to show contractual documents for that self employment and must remit taxes through self assessment but you can't pursue full time self employment. I'll advise folks to be cautious and, if possible, avoid it, especially if you already have an employer sponsoring your visa. As someone suggested above, it's better to have the dependent, if married, run the business instead.

Redpeeldtf:
What's the process of getting emergency travel certificate from the Nigerian embassy in London... I need one to travel with my baby to Nigeria as I can't wait till September for the nigerian passport to be processed. I plan to do his nigeria passport in Nigeria and return with him to the UK.

kindly help with info. Thanks.

You don't need an appointment to get
the emergency travel certificate just walk in with all the necessary documents.
Go with your child birth certificate, £120 postal order from the post office addressing it to the Nigerian high commission in London, copy of child passport if your child have any, copy of your passport and your partner/spouse passport, letter of authorisation from your spouse/partner, Letter of consent from you & your partner/spouse it's very important if not they will delay you and waste your time .

It's usually on Monday & Thursday.
Make sure you go very early in the morning you also do not need to go with your child I hope that helps....


In Addition please go with ( 2) passport photograph of your child.
Also make sure to fill out the emergency travel certificate form which can be printed from the Nigerian high commission website.

https://www.nigeriahc.org.uk/wp-content/uploads/2023/05/etcform.pdf

The key part might be whether 20 hours can be provable, situation might be similar to those who are self-sponsored under their own company's sponsor licence and perhaps OP might want to consult an immigration lawyer regarding how they can get reliable timekeeping evidence below the threshold.

bamituni:
Hi all,

For someone on a health and social care visa, can I start my own business as a supplementary job? I know the 20-hour limtation will apply and has to be on the shortage occupation list.

Any ideas on supplementary jobs to boost income will be appreciated.

Thank you.

I'd chip in.

On gov.uk, the wording for skilled and healthcare visa as regards additional work is slightly different (pictured below - first skilled worker and the second healthcare visa). Though health and care does not mention business, I dont see how they'd be different in practice.

If looking at a different job- first thing to consider is whether it'd be a different side hustle or you just doing your usual job via a different set-up. For e.g, a nurse, doctor e.t.c can sometimes do some of their work adhoc via their ltd co. This is different from say a having a hairdressing e.t.c. gig

Second is to see if your contract exempts you from doing such without permission. I know for some nurses, they'd have to update their line manager if they had a second role. For things like this, if it's not explicitly stated one has to highlight it, I wouldn't bother updating my employers.

Thirdly, whether setting up as a company is the best for your circumstance. You can do a side hustle as being 'self-employed' than being incorporated. Being self-emplyed, you'd have to sign up for self-assessment (if you make above a certain treshold) . You can also expense some costs before tax and the money received is yours. With a company, the money isn't yours and it works well when you don't need it to live on. Overall, if well planned, a company is significantly more tax efficient. The advantage being you can decide how and when to retrieve funds. Remember that if you're yet to get a mortgage, there might be an impact.


Regarding what business to run- this would boil down to your individual circumstance- skills, research e.t.c. One place it seems there is need in many localities is a proper Nigerian restaurant. The UK has an 'eat-out' culture and there has been an influx of Nigerians of late. Most Nigerian restaurants I've been to in the south were not well set up but still thrived. One not too long ago opened close to me and I've heard good reviews- I'd visit soon. A restaurant could also go hand-in-hand with delivering cooked meals in decent quantities. I recently paid the equivalent of £375 for some soups/stew. If its a side hustle like say making hair e.t.c, without a saloon e.t.c or starting out, it might just be better to do it as being self-employed. Overall, it's worth speaking to an accountant. Ask around, they're not pricey.

Lastly, though the benefits would outweigh for many, you have to factor in certain costs that come with running a company and compare this to your turnover. You'd pay an accountant yearly. Though this would still likely be the case for being self employed. Overall, if handled properly, having your business can prove more significantly advantageous for many.


P.s though alot is said about the 20hr limit and while things might change, UKVI and HMRC are two different entities and it does not appear they speak to each other. Your company is a different entity to you. That your company did a 40hr job does not automatically mean you did it. You can employ people via your company. For certain roles e.g a nurse, doc e.t.c where you have shifts, it's easy to say how many hours you worked if an audit is required. If you are a plumber, its a different ball game as your bill is based off the job done not hours spent.

Ownership: we need a diversified basket of assets to create, build and sustain wealth

Financial freedom my only hope
F**k livin' rich and dyin' broke
I bought some artwork for one million
Two years later, that sh*t worth two million
Few years later, that sh*t worth eight million
I can't wait to give this sh*t to my children
Y'all think it's bougie, I'm like, it's fine
But I'm tryin' to give you a million dollars worth of game for $9.99
I turned that 2 to a 4, 4 to an 8
I turned my life into a nice first week release date
Y'all out here still takin' advances, huh?
Me and my nigg*s takin' real chances, uh
Y'all on the 'Gram holdin' money to your ear
There's a disconnect, we don't call that money over here, yeah

Over the last couple of days, I have been brooding over some enlightenment that I just stumbled upon. Our patent attorney emailed me our patent issue notice and I decided to investigate the difference between the inventors and assignee (again). I will reproduce below my findings.

In US patents, the inventor is the individual(s) who conceived of the invention, while the assignee is the party who owns the patent rights. The inventor is typically the one who has contributed to the conception and development of the invention, while the assignee may be the company the inventor works for, an investor, or someone who has licensed the invention. The inventor can also be the assignee, but they are not always the same person.

Summary: even if I conceived the idea, if I am not an assignee, I don’t have a claim to any royalty the patent generates. Damn. I could be the ONLY inventor listed on the patent, but the assignee gets to milk and own the commercial rights to the patent.

Last year, I needed to licence our product to some folks in Silicon Valley and so myself and one of our in-house lawyers were in San Francisco to tidy up the deal. We needed some external sounding board and so I scheduled a call with some respected folk in the Nigeria tech/investing ecosystem. That morning just before the call, my MIL passed – damn. I still went ahead with the call and this consultant said some scary sh*t. In the call, he talked about a friend who conceived an idea, got investors and when they sold to a PE firm, this guy was screwed – terms and conditions. Owner thought he was game but alas somewhere in all of the legalese he had shot himself and lost significant cash when they sold. I’ve never been scared.

Sometime in 2023, some white folks and I decided to explore carbon credits. They had contacts with some of the biggest HVAC manufacturers in the UK and Europe, farmers who had installed massive industrial grade heat pumps, large LED manufacturers, housing associations and very big renewable project operators in the UK. I had the tech platform to help extract carbon offsets using one of Verra’s methodology and had worked out 60 pages of mathematical models along with the software to thrash this out. We are also a Registry Account Holder with Verra. When we set out, we didn’t have any contract. The main guy was the monitoring officer (MO) for one of the government projects I had delivered and brought in the second guy.

The “gentleman” agreement was that I will handle cash, while they bring in business. Share was equal after deducting expenses. Then all of a sudden, they started requesting that I provide them with the models as they needed to present these at universities and to other large potential clients. Luckily, I had created three variations of the model – one for LEDs and two for heat pumps (residential and industrial grades). I sent over the LED version to them, and then we continued discussions. Shortly after that, they came back saying a better approach would be for me to white label my software platform to a business they had which they feel will get more traction than my business – they had registered a business with just two of them as directors (so much for equal sharing). No worries if I control cash. Then in one of our meetings, they let it slip that cash would not be handled by me but them – I would be paid by them. Their argument – my company was not credit worthy to receive such cash. I laughed! Then they came and asked for the second/third models. This was the meat, and I knew. If I gave them this, they didn’t need me again. Any average scientist could operationalise the model and they could go ahead and commercialise it.

I told them we now needed a contract. They went ballistic. Told me how my software was nothing without them. I calmly listed all the original agreements we had that they had changed and how a contract was the best option to avoid confusion. They asked me to send over a copy of the contract and also the models as some clients were urgently wanting to see it – hahahahaha, the long con.

Guess what – I almost sent the models to them. While our lawyer drafted the contract, I was conflicted. My wife seeing my confusion asked me to accompany her to the post office to drop off a parcel. She told me that I could send them the models if on return I felt relieved. We returned and I decided to stew over my next decision while I watched TV. Went to Netflix, scrolled down and saw a documentary titled – The Founder (story of McDonald’s). Watched it, stood up, sent them an email that they will ONLY get the models when we have a contract signed by all parties.

Sent them the contract some days later and till today, I am still awaiting their feedback!

We are in a funny world that is changing dramatically before our eyes. There was a time when 60/40 was a solid hedge. 2022 showed that both stocks and bonds could go down same time. Beyond this, we are seeing intangible assets making up significant aspect of valuation for countries and companies. In today’s knowledge-based economy. Many of the world’s most valuable companies derive the majority of their worth from intangibles rather than from physical assets. Intangibles contribute to wealth creation by enabling innovation, differentiation, efficiency, and scalability in ways tangible assets often cannot. In fact, one study of over 860 companies found that the fastest-growing firms invested 2.6 times more in intangible assets than slower-growing firms.

Apple Inc. – often the world’s most valuable company – is a prime example of a business built on intangible assets. Apple’s brand loyalty, software ecosystem (iOS, App Store), and design & innovation capabilities have created a virtually unassailable market position, allowing it to generate enormous profits. Apple’s total Property, Plant & Equipment (PP&E) was about $45.7 billion in 2023, which includes its corporate campuses, data centers, retail stores, and other equipment. Yet Apple’s market capitalization tells a striking story – investors value the company at roughly $3 trillion. Compared to a book value (shareholders’ equity) of only about $62 billion, Apple’s market value is nearly 50 times higher. In other words, over 95% of Apple’s valuation is attributable to assets and expectations beyond the tangible book assets. This gap is essentially the intangible value of Apple – the worth of its brand, customer loyalty, intellectual property, software ecosystem, and future innovation potential.

JPMorgan Chase, one of the world’s largest banks, offers a contrast where tangible and financial assets remain significant, but intangible factors also contribute to value. As a bank, JPMorgan’s business is rooted in financial assets (loans, securities) and trust (an intangible). On its balance sheet, JPMorgan carries substantial tangible and financial assets – about $4.36 trillion in total assets as of 2023, consisting largely of loans, investments, and cash. Physical tangibles like corporate real estate (branch offices, data
centers) are a small portion of this total, but still present (the bank owns many office buildings and branches, reflected in PP&E). These hard assets enable the bank’s revenue-generating activities (e.g. loans generate interest income), creating wealth in a more traditional asset-driven way. However, intangible assets and competitive strengths are far from absent in finance. Goodwill and other intangibles on JPMorgan’s balance sheet amount to roughly $50–64 billion (as of recent years). While these are not listed as assets on the balance sheet, they certainly add value. The proof is in the market’s valuation: JPMorgan’s market capitalization is about $700 billion in 2025, well above its book equity. Investors price in the bank’s earnings power, which comes not just from having lots of loans (tangibles/financials) but from superior management, brand, and technology (intangibles).

Tesla, the electric vehicle (EV) and clean energy company, exemplifies the “mobility” sector (automotive/transportation) where traditionally tangibles dominated, yet it has achieved a market valuation heavily supported by intangibles. By the end of 2023, Tesla’s total assets were about $106.6 billion, including factories in the U.S., China, and Germany, as well as cash, inventory of cars, etc. However, Tesla’s market capitalization – approximately $790 billion at end of 2023 (and over $1 trillion at various points) – far exceeds the value of its physical assets. The difference is the market’s appraisal of Tesla’s intangible assets and future potential.

I decided to also explore universities ranking and their ownership of patents as well as countries and it shows why the US continues to lead.

Our acquisition for tangible assets is great but will afford us limited utility in the new world. Folks, we need to rethink life. Many of the benefits from what we implement today won’t be seen in our lifetime, but we are sure that our kids get to have a seat at the table. Today, our people are being used to generate patentable ideas globally but only get to be listed as inventors. The assignee which is what matters are entities inimical to our advancement. This is no different from the relationships between boxers and their promoters. One gets to receive the beatings and part of the returns with another taking a huge chunk with no beating!

When the consultant I talked with hinted that he has not seen many Nigerians patenting their ideas, I laughed because for us, the cost we were quoted wasn’t a walk in the park. Each patent has cost us around $15k to prosecute. Who has that amount just chilling for something intangible?

He further mentioned that there was a company making over $1 billion annually from the sale of patents which they got from grant applications made by Africans to various bodies. Imagine that. The ideas that will solve our problems across Africa are today patented. How do we think we would break free? We saw a glimpse of this during Covid. They all refused to release the IP for the local manufacture of vaccines. Were it not for God, Africa would have been in slavery 2.0.

When Chinua Achebe wrote “Things Fall Apart”, it made sense for “Eneke the bird” to say that “since men have learned to shoot without missing, he has learned to fly without perching”. This was the level of understanding then. This was a strategy then, not today. You can’t beat the game playing catch-up. You beat the game by having a systems approach and understanding where the convergence point is through foresight. With foresight, you simply setup shop at the convergence point and make a killing as they converge.

I know we like ease – who doesn’t? We catch fun as we migrate from one developed country to another – who doesn’t want to have multiple citizenship and pass that down? We are excited when we purchase that new property – who doesn’t want to be a homeowner in “the abroad”? Who isn’t eager to work in a good company and earn megabucks and have money to “shalaye” regularly? We all like life. I love life too! Unfortunately, this time, it is not about us but the survival of our race.

The lyrics I quoted is from Jay-Z’s The Story of O.J. A breakdown of Jay-Z’s $2.5 billion wealth shows that the intangible aspect is at 58% or $1.45 billion. His brand alone is $1.1 billion. Ditto for Rihanna. Tangible aspect of her $1.4 billion wealth is $270 million with the intangible aspect being $1.13 billion (over 80%). Same with Kim Kadashan. With a net worth of $1.7 billion, intangibles make up $1.45 billion (over 85%). Elon’s $330-$350 billion net worth is only $6 billion in tangibles. Over $320 billion (or 98%) of Elon’s net worth is intangible.

The game has changed. How can we trap and retain IP within our community? How can we leverage our community in growing brands from within us to cater for us long-term? I know that many of us are scarred because of events that have occurred. I have been too, but it does not negate from the fact that that’s life. We can’t fold our arms and watch a whole generation perish because of a few bad eggs. Folks, I say this with pain – any youth who does not see themselves in a top 20 city in the next 20 months will be useless to humanity! This is not a careless statement. We are gradually being excluded from the new world. It seems our fate has been determined – to be the bottom feeders, the peasants of the world who will function solely for the pleasure of the developed world.

Today, a Nigerian youth in Gora, Nasarawa cannot comfortably make transactions overseas with his bank card. He will struggle to pay for hosting fees on Hostinger, Heroku, Azure, MongoDB, etc. In fact, setting up Azure $150k free credit services for startups will require you having a credit card. Where in Nigeria are credit cards issued?

Our priority should be to retain commercial streams for every of our IP from Nigeria. Those intellectuals forced to “dash” their IP to host institutions in the GCC and China (the major culprits here) or the very innovative businesses that are forced to apply for grants to bootstrap their ideas (whose ideas get stolen routinely and patented) need lifelines. How can we get innovative businesses in Nigeria access to $10k as quickly as possible with SAFE note to protect investors? I know the diaspora community can afford this times over. Many will fail – quite so. But the ones that succeed will compensate for any losses. We should be able to take ownership of patents from our creators and agree commercial agreements that guarantee them significant share from any accrued royalty. Vetting and managing these are the easiest things. We already do so for white-owned businesses that we work for.

Food for thought.

As I conclude I am reminded of this statement – “why tip toe through life only to arrive safely at death?”

Viruses:
Is legal cover same as motor legal expenses?
Is motor legal expenses that is in my cover details.

Here you go..... 👌

Not sure if that letter is a scam? Ask silver and help build a scam database.....

https://www.ask-silver.com/

Cyberknight:
The key part might be whether 20 hours can be provable, situation might be similar to those who are self-sponsored under their own company's sponsor licence and perhaps OP might want to consult an immigration lawyer regarding how they can get reliable timekeeping evidence below the threshold.

The thing is that manytimes migrants get into a frenzy about certain things that are not significant issues.

Personally, I dont see the need for an immigration lawyer. If the question is can one have a business, the answer is Yes. As per the bolded, that's the crux- for certain roles, your pay is based on hours worked which reflects on invoices. For others e.g a handyman, who determines? Most local handymen wouldn't even bother with a business. I do not believe ones company can sponsor them (except rules have changed).

I also had many questions about this when I was on a visa. But I don't remember being asked about my company or the 20hr ish when I applied for my ILR. Most of my colleagues did some of their work via their ltd co and I don't know of any where it even came up. The interest was my current and past sponsors.

Employment data is with HMRC and immigration data with UKVI. For now, data isn't broadly shared but things can change.

Thanks

topellycategory:
You don't need an appointment to get
the emergency travel certificate just walk in with all the necessary documents.
Go with your child birth certificate, £120 postal order from the post office addressing it to the Nigerian high commission in London, copy of child passport if your child have any, copy of your passport and your partner/spouse passport, letter of authorisation from your spouse/partner, Letter of consent from you & your partner/spouse it's very important if not they will delay you and waste your time .

It's usually on Monday & Thursday.
Make sure you go very early in the morning you also do not need to go with your child I hope that helps....


In Addition please go with ( 2) passport photograph of your child.
Also make sure to fill out the emergency travel certificate form which can be printed from the Nigerian high commission website.

https://www.nigeriahc.org.uk/wp-content/uploads/2023/05/etcform.pdf

Thanks everyone for you responses! Well appreciated.

Now that BRP has been phased out, what happens when you add a new dependant?
Also, how long is the actual processing time for a standard application? I know it’s advertised as 8 weeks, but I’d like to hear from anyone with recent experience—was it faster or longer?