₦airaland Forum

Gerrard59:
Generally, developed countries would have to increase birth rates or revamp the pension system. Something has to give in. The UAE model is good for even immigrants (after all most immigrants are economic in nature), but bad for the pension system in the UK. Another option is to increase taxes, but many wealthier European countries have high taxes and low birth rates. The UAE/Qatari/Singapore model fits smaller and wealthier nations. The alternative for more populated countries would be to increase the birth rate or rework the pension system.

Interesting post you quoted. Things have now matured.

True, the two issues you mention and the pursuit of low migration are what I call the three conundrums most developed nations are dealing with today. The fact is that none knows how to marry these three. Most were looking to Japan to learn but their struggle has become increasingly apparent.

So far, no nation has reliably been able to significantly reverse low birth rates. I think it'd ultimately get to a stage when having kids becomes more fashionable but that'd be decades/centuries away- time which many can't afford. Take the winter fuel payments that did this government the most havoc and its subsequent reversal or the U.S debt issue. Everyone wants freebies with someone else paying for it

Emerald138:
Hi everyone, I've been in the UK for nine months now on a student visa, and I've been unable to secure a part-time job, even as a kitchen porter or warehouse assistant. I receive impromptu interview calls, and at the end, they ask about my visa status and when it expires.

When I tell them the month it expires, they say they can't proceed with my application.

I am at my wits' end as I have no way to pay my upcoming bills. I would greatly appreciate any advice, tips and help. Thank you

Have you considered going thru agencies? Students I know tell me they are more flexible. Also, as someone said, you could let them know your PSW is around the corner.

jedisco:
Interesting post you quoted. Things have now matured.

True the two issues you mention and the pursuit of low migration are what I call the three conundrums most developed nations are dealing with today. The fact is that none knows how to marry these three. Most were looking to Japan to learn but their struggle has become increasingly apparent.

So far, no nation has reliably been able to significantly reverse low birth rates. I think it'd ultimately get to a stage when having kids becomes more fashionable but that'd be decades/centuries away- time which many can't afford. Take the winter fuel payments that did this government the most havoc and its subsequent reversal or the U.S debt issue. Everyone wants freebies with someone else paying for it

The pension system can be revamped in the following ways:

- Citizens handle their pensions
- Retirement ages should be increased to 75
- At a certain age, people should receive less pension.
- Unmarried people should be taxed THRICE as married people. Married people with no children should be taxed twice. Married persons with children should be taxed far less than any other group.

The core issue about low birth rates is not necessarily the costs (Niger Republic has a high birth rate), but modern day women who have deliberately refused to have more children or even marry at all. In East Asia, women are not marrying, and culturally, marriage comes before bearing children. The government should tax unmarried persons very high.

Cyberknight:
There are definitely some efficiency gains to be found in every organisation, and these can be found down the line when the new councillors have understood their briefs and the organisations that they run, but ultimately the best long-term solution to getting councils to deliver value for money lies in properly increasing councils' revenue (anathema to Reform-ists and the magic-money-tree general populace) and/or reforming their single greatest expense - adult social care.

Hehe. Reason why I don't get some of the stress over Reform.
With the unforgiving nature of British politics, I'd much rather they have a stint at the helm of affairs than drive policy from the side without bearing any repercussion. Let them make Britain great again make we all enjoy. Only that it might be anxiety provoking for people on visas

It'd be interesting to see all the folks on benefits fare - those who think the reason they can't get their 6-figure cushy job or drive their choice care is because of dem migrants.

Gerrard59:
The pension system can be revamped in the following ways:

- Citizens handle their pensions
- Retirement ages should be increased to 75
- At a certain age, people should receive less pension.
- Unmarried people should be taxed THRICE as married people. Married people with no children should be taxed twice. Married persons with children should be taxed far less than any other group.

The core issue about low birth rates is not necessarily the costs (Niger Republic has a high birth rate), but modern day women who have deliberately refused to have more children or even marry at all. In East Asia, women are not marrying, and culturally, marriage comes before bearing children. The government should tax unmarried persons very high.

Hehe. These your policies would sure kick out any govt overnight.. There is a reason why PM after PM eventually turns to more migration.
Take the winter feul payments - older folks around me kept complaining about it at every opportunity. One said 'this government wants to kill off the old folks'. Same person has a second house in Spain which he and wife visit for some months every year. Another while complaining is also looking to sell of his house valued at over 500k, then get a quaint bungalow and use the remnant to buy a second house in France.

You can handle your pension if its a SIPP. Regarding state pension, there is no seperate money stored anywhere for it. Na classic ponzi - needs more people coming thru to pay. Finally, na person wey get money dey think abt management.
75? Dude, I'm not prepared to work to 75. Me that is already thinking of which Caribbean beach to routinely visit while sipping pina colada in my 50s

As societies prosper, birth rates decline. First high birth,high death, then high birth, low death then low birth, low death rate. That is where most are and frankly we don’t know what's next. People make the mistake of apportioning low birth rates to high cost of living forgetting the poorest parts of the world have significantly more kids. Even looking into most nations e.g Nigeria, same is the case.

Gerrard59:
The pension system can be revamped in the following ways:

- Citizens handle their pensions
- Retirement ages should be increased to 75
- At a certain age, people should receive less pension.
- Unmarried people should be taxed THRICE as married people. Married people with no children should be taxed twice. Married persons with children should be taxed far less than any other group.

The core issue about low birth rates is not necessarily the costs (Niger Republic has a high birth rate), but modern day women who have deliberately refused to have more children or even marry at all. In East Asia, women are not marrying, and culturally, marriage comes before bearing children. The government should tax unmarried persons very high.

Kindly contest for an elective position and try out these your policies make we see 😂 let me see how you will find wives and husbands for all unmarried people and dash them children join

Goke7:
Kindly contest for an elective position and try out these your policies make we see 😂 let me see how you will find wives and husbands for all unmarried people and dash them children join

lolz

Gerrard59:
The pension system can be revamped in the following ways:

- Citizens handle their pensions
- Retirement ages should be increased to 75
- At a certain age, people should receive less pension.
- Unmarried people should be taxed THRICE as married people. Married people with no children should be taxed twice. Married persons with children should be taxed far less than any other group.

The core issue about low birth rates is not necessarily the costs (Niger Republic has a high birth rate), but modern day women who have deliberately refused to have more children or even marry at all. In East Asia, women are not marrying, and culturally, marriage comes before bearing children. The government should tax unmarried persons very high.

What a great proposal you've got up there. Trust me, it would work perfectly only if we were living in the Medieval Period.

Goke7:
Kindly contest for an elective position and try out these your policies make we see 😂 let me see how you will find wives and husbands for all unmarried people and dash them children join

That is why I cannot be a politician, as someone like Lee Kuan Yew would not thrive in today's world. The pension system will collapse; it is only a matter of time. AI and robotics are mentioned as solutions to low birth rates, but robots don't consume goods and services. So companies will be taxed higher, but in a world where tax bases can be domiciled in a tax haven, I want to see how policymakers will navigate through it. But the tax aspect is fair enough. If you must receive pension, born pikin. No pikin? No pension. It is the fairest thing to do.

jedisco:
Hehe. These your policies would sure kick out any govt overnight.. There is a reason why PM after PM eventually turns to more migration.
Take the winter feul payments - older folks around me kept complaining about it at every opportunity. One said 'this government wants to kill off the old folks'. Same person has a second house in Spain which he and wife visit for some months every year. Another while complaining is also looking to sell of his house valued at over 500k, then get a quaint bungalow and use the remnant to buy a second house in France.

You can handle your pension if its a SIPP. Regarding state pension, there is no seperate money stored anywhere for it. Na classic ponzi - needs more people coming thru to pay. Finally, na person wey get money dey think abt management.
75? Dude, I'm not prepared to work to 75. Me that is already thinking of which Caribbean beach to routinely visit while sipping pina colada in my 50s

Well, young people of today in developed countries should brace their minds not to receive a pension when they are in retirement.

As societies prosper, birth rates decline. First high birth,high death, then high birth, low death then low birth, low death rate. That is where most are and frankly we don’t know what's next. People make the mistake of apportioning low birth rates to high cost of living forgetting the poorest parts of the world have significantly more kids. Even looking into most nations e.g Nigeria, same is the case.

Largely in the south. The birth rate in the north is way higher.
https ://www. economist. com/middle-east-and-africa/2024/11/07/why-the-fertility-gap-between-north-and-south-nigeria-matters

It is not any high cost of living. People these days want to get everything at once - enjoy their lives, travel here and there, eat here and there, buy this and that, target this promotion and that, achieve this milestone and that, alongside bearing children. I am an advocate of fewer children since I am a Nigerian, but for the developed world, they have to choose a struggle. They cannot enjoy those material aspects of life and still expect an increase in the birth rate.

Anyway, I don't see birth rates increasing as the birth control and education, which later translates to money, are firmly in the hands of modern day women. They have tasted economic and reproductive freedom, they wouldn't let go of them. So, the government should heavily tax those who refuse to marry and born pikins.

jedisco:
Finally, for those looking to start a business, I'd list some pros.

2. One can expense running costs of their business. Asides usual business expenditure, If you do some work from home, you can expense a commensurate part of your mortgage or rent (incl utilities) as business costs.

Thank you for this information.

If I have a mortgage but didn't use it as my office address with company's house due to lender's policy, can I still expense part of the mortgage as I work from home?

Gerrard59:
Well, young people of today in developed countries should brace their minds not to receive a pension when they are in retirement.


Largely in the south. The birth rate in the north is way higher.
https ://www. economist. com/middle-east-and-africa/2024/11/07/why-the-fertility-gap-between-north-and-south-nigeria-matters

It is not any high cost of living. People these days want to get everything at once - enjoy their lives, travel here and there, eat here and there, buy this and that, target this promotion and that, achieve this milestone and that, alongside bearing children. I am an advocate of fewer children since I am a Nigerian, but for the developed world, they have to choose a struggle. They cannot enjoy those material aspects of life and still expect an increase in the birth rate.

Anyway, I don't see birth rates increasing as the birth control and education, which later translates to money, are firmly in the hands of modern day women. They have tasted economic and reproductive freedom, they wouldn't let go of them. So, the government should heavily tax those who refuse to marry and born pikins.

You've made very salient points here, but as others have said, any politician who tries to implement them ain't lasting his/her tenure.

There's a natural order which God laid down for man to follow in Ephesians 5:22-6:4 however that order has almost been fully turned on its head. Until we go back to the natural order, the entropy would only keep increasing.

Marriage is for procreation, Genesis 1:28, before pleasure, 1 Corinthians 7:3-5. God will help us.

Gerrard59:
That is why I cannot be a politician, as someone like Lee Kuan Yew would not thrive in today's world. The pension system will collapse; it is only a matter of time. AI and robotics are mentioned as solutions to low birth rates, but robots don't consume goods and services. So companies will be taxed higher, but in a world where tax bases can be domiciled in a tax haven, I want to see how policymakers will navigate through it. But the tax aspect is fair enough. If you must receive pension, born pikin. No pikin? No pension. It is the fairest thing to do.

Can you manufacture pikin? Some of these things are beyond mathematical knowledge and all the talk about AI are overrated in some areas, there are still gaps that can be explored so it’s not cast in stone. The world always seems to balance out itself despite all the wild postulations.

Goke7:
Can you manufacture pikin? Some of these things are beyond mathematical knowledge and all the talk about AI are overrated in some areas, there are still gaps that can be explored so it’s not cast in stone. The world always seems to balance out itself despite all the wild postulations.

You're correct about water always finding it's level. However if not properly controlled, water would force its way through the wrong places. In essence, man must follow the natural order otherwise the devastation that follows if nature takes over is always unbearable.

ehizario2012:
You're correct about water always finding it's level. However if not properly controlled, water would force its way through the wrong places. In essence, man must follow the natural order otherwise the devastation that follows if nature takes over is always unbearable.

That’s why migration can’t be stopped no matter the policies against it as people will continue to move from where resources are scarce to where resources are more available that’s the natural order. Even the people making the policies themselves are looking for more resources.

Gerrard59:
Well, young people of today in developed countries should brace their minds not to receive a pension when they are in retirement.


Largely in the south. The birth rate in the north is way higher.
https ://www. economist. com/middle-east-and-africa/2024/11/07/why-the-fertility-gap-between-north-and-south-nigeria-matters

It is not any high cost of living. People these days want to get everything at once - enjoy their lives, travel here and there, eat here and there, buy this and that, target this promotion and that, achieve this milestone and that, alongside bearing children. I am an advocate of fewer children since I am a Nigerian, but for the developed world, they have to choose a struggle. They cannot enjoy those material aspects of life and still expect an increase in the birth rate.

People say that often but if the winter feul issues is anything to go by, it'd be a while before we see a government that'd even think of significantly reducing talk removing more of removing the state pension. Reason I'm considering making voluntary contributions (though laws for those who have lived abroad might change)

Same thing were both saying. The global trend is also visible locally in Nigeria. On average (keyword: average), southern Nigerians tend to be more educated with less poverty rates than northern Nigerians. This has ultimately fed into birth rates differential we see locally. Even personally, my sisters have less kids than my mum who inturn had less than my grandmum. The education, quality of life and independence had conversely increased with each generation. This is not something to be frowned upon. The advent of a more interconnected world has meant many nations are having less kids before they even get rich. Africa is the major outlier as regards to birth rates and that is quickly changing.

Goke7:
Can you manufacture pikin? Some of these things are beyond mathematical knowledge and all the talk about AI are overrated in some areas, there are still gaps that can be explored so it’s not cast in stone. The world always seems to balance out itself despite all the wild postulations.

This is the exact reason I say, climate change/global warming is the greatest scam (before or after religion).......😊😁😂

Viruses:
Thank you for this information.

If I have a mortgage but didn't use it as my office address with company's house due to lender's policy, can I still expense part of the mortgage as I work from home?

What exactly does the mortgage policy state? It may be against converting your personal home into a business e.g shop but hardly against having a home office in todays world of working from home.

Also, I do not think the business address on companies house is a deciding factor. Many people use their accountants address for to protect their privacy but that should not stop claiming relevanst costs if part of your business operates from your home. Always worth clarifying with your accountant.

Lexusgs430:
[/b]

This is the exact reason I say, climate change/global warming is the greatest scam (before or after religion).......😊😁😂

Hehe... abeg save our planet.

Lexusgs430:
[/b]

This is the exact reason I say, climate change/global warming is the greatest scam (before or after religion).......😊😁😂

😂 climate change is real though but it became a propaganda by some to slow others down to maintain their edge but the people they were trying to slow down no gree for anybody in fact they became more competitive in renewal energy so tey the proponents themselves are tired and they no wan do again. Very funny 🤣

Goke7:
That’s why migration can’t be stopped no matter the policies against it as people will continue to move from where resources are scarce to where resources are more available that’s the natural order. Even the people making the policies themselves are looking for more resources.

Migration can be stopped. If they stop granting visa, small boat stopped tell me how you will force yourself into uk.

Goke7:
😂 climate change is real though but it became a propaganda by some to slow others down to maintain their edge but the people they were trying to slow down no gree for anybody in fact they became more competitive in renewal energy so tey the proponents themselves are tired and they no wan do again. Very funny 🤣

So you think if I refused to turn on my mikano generator, the greenhouse effect would be tremendously felt and the stratosphere would be so cool, I would not require my thermocool AC...... Dey play..... 😁😂🤣

jedisco:
Hehe... abeg save our planet.

The planet is perfectly capable of looking after itself........ 👌😂😁

Lexusgs430:
[/b]

This is the exact reason I say, climate change/global warming is the greatest scam (before or after religion).......😊😁😂

Climate change is no scam.

It’s funny how some of us come to this country and want to tell them how to rule their country try. Something we can’t demand in our country.

Better just take what they give you. Don’t forget you said you came here because of your kids future.

lavida001:
Migration can be stopped. If they stop granting visa, small boat stopped tell me how you will force yourself into uk.

How would they stop the small boats..... This is the million dollar question, labour and conservative government, could not solve....... 😁😂

If i was in charge of home office or the government of the day, I would start by repelling that useless ECHR...... Then those that travelled down by boats, would be immediately processed the second they arrive and sent back within 96 hours...... This would be the only positive deterrent....... 😁😊😂

lavida001:
Isn’t that what she has been trying to do. Submerge us in the ocean.

Do you feel submerged...... 😂👌

lavida001:
Climate change is no scam.

So says climate change disciples....... 🙄😁

Gerrard59:
Well, young people of today in developed countries should brace their minds not to receive a pension when they are in retirement.


Largely in the south. The birth rate in the north is way higher.
https ://www. economist. com/middle-east-and-africa/2024/11/07/why-the-fertility-gap-between-north-and-south-nigeria-matters

It is not any high cost of living. People these days want to get everything at once - enjoy their lives, travel here and there, eat here and there, buy this and that, target this promotion and that, achieve this milestone and that, alongside bearing children. I am an advocate of fewer children since I am a Nigerian, but for the developed world, they have to choose a struggle. They cannot enjoy those material aspects of life and still expect an increase in the birth rate.

Anyway, I don't see birth rates increasing as the birth control and education, which later translates to money, are firmly in the hands of modern day women. They have tasted economic and reproductive freedom, they wouldn't let go of them. So, the government should heavily tax those who refuse to marry and born pikins.

Or maybe tax those of you who are married and ONLY birth one or two.

Since you have bought the car, warmed the engine why don't you want to increase speed?

ehizario2012:
You've made very salient points here, but as others have said, any politician who tries to implement them ain't lasting his/her tenure.

There's a natural order which God laid down for man to follow in Ephesians 5:22-6:4 however that order has almost been fully turned on its head. Until we go back to the natural order, the entropy would only keep increasing.

Marriage is for procreation, Genesis 1:28, before pleasure, 1 Corinthians 7:3-5. God will help us.

I'm pretty sure Adam and Eve were ENJOYING PLEASURE, first before children came along

lavida001:
Migration can be stopped. If they stop granting visa, small boat stopped tell me how you will force yourself into uk.

it can't be stopped, forget story, it's not about the people migrating. It's more about those who want the resources migration brings. The people coming in by boat bring something and resources the ones coming in by visa don't, and the country needs them, despite all the propaganda. If e easy make them run am.

Lexusgs430:
How would they stop the small boats..... This is the million dollar question, labour and conservative government, could not solve....... 😁😂

If i was in charge of home office or the government of the day, I would start by repelling that useless ECHR...... Then those that travelled down by boats, would be immediately processed the second they arrive and sent back within 96 hours...... This would be the only positive deterrent....... 😁😊😂

All na mouth The ECHR is the reason you can live in this country; remove it and you will be the first to be deported. Just give it a try and see.