₦airaland Forum

Cyberknight:
We'll just agree to disagree, shall we?
And I still think you and jedisco should meet up before he sails off into the sunset.

Goodenoch:
I don't want you to leave.

I find you funny.

Eniakii:
Hello,

Has anyone get emergency travel certificate from the Nigerian High commission in London in recent time? please I want to ask if only one person can go on behalf of a family of 3 to get the certificate for others. Thanks
Ok

lavida001:
You want me to leave so you can keep spewing your nonsense. Classic minion

lavida001:
Well you summarise it wrongly based on preconceived ideas . Some of you are just it here to drag Zhara whenever she make a post. I wonder what she did to deserve so much backlash.

Zahra29:
*Sigh* once again, please provide a screenshot where I said she's shown the MOST SUPPORT for her country of heritage.

Lol "Sleeping, boxed"....what on earth are you going on about. I've already said that your comments are rambling and rather nonsensical, perhaps due to the heat. Try and take it easy.

Zahra29:
Lol Ben Habib is the worst by far, even Reform thought he was too right wing lol

Both Suella and Patel almost derailed the India Trade deal because they opposed significant aspects mainly the proposed more generous immigration pathways and lower costs for Indian nationals. In contrast Kemi signed a landmark £7bn trade deal with Nigeria when she was Business Secretary...so emotions aside, one could argue that despite her jabs, she's perhaps shown the most support to her country of heritage.

Zahra29:
Lol it's been this way since I started commenting in 2022. Some people are just not able to cope with anyone who has opposing views to theirs, facts that interrupt their comfortable emotions, especially when it comes from a woman.

Viruses:
It's sad if you genuinely feel this way and for that I apologise. But if it's self victimisation then it's really unfair.

diggz:

EJIOGBENIMI:
Can someone please help have a look if I’d paid less tax for the year 2024/2025 tax year?
HMRC said I underpaid by a certain amount(over 5k) and I have to sort it out by 31 Jan 2026. I am not convinced that I am owing up to this amount. I only had one job throughout the year(PAYE). I earned significantly higher than my predicted income for the year due to locum shifts from the same trust, and the salary increase (including arrears) paid to resident doctors last year.
I have ran my payment information, p60 and every other figures through some online tools, including chatgpt, it’s pointing out to me not owing. I’ve rang hmrc, the lady that attended to me was not really patient enough to run me through how they arrived at this underpayment. She was only interested in how I can pay it off bit by bit. Can’t deduct it from my salary as my tax code has already been altered to accommodate the deduction for the underpayment for 2023/2024 tax year.

ukay2:
If you have the HMRC online portal and login, they usually break down the whole earnings down in the letter they sent to you and how you under paid tax.

In my experience, most of their calculations are usually correct when l compare it with my payslips for the tax year.

I think you should do same thing. No need for chartgpt thing.

EJIOGBENIMI:
Thank you very much. It’s all clear now.
I called them this morning and the representative took time to clarify my doubts. Apparently I lost the 12,570 tax free bonus. My tax code was calculated with code 0L, not 1257CUMUL due to crossing 125k. That was where I got it all wrong.

EJIOGBENIMI:
Can someone please help have a look if I’d paid less tax for the year 2024/2025 tax year?
HMRC said I underpaid by a certain amount(over 5k) and I have to sort it out by 31 Jan 2026. I am not convinced that I am owing up to this amount. I only had one job throughout the year(PAYE). I earned significantly higher than my predicted income for the year due to locum shifts from the same trust, and the salary increase (including arrears) paid to resident doctors last year.
I have ran my payment information, p60 and every other figures through some online tools, including chatgpt, it’s pointing out to me not owing. I’ve rang hmrc, the lady that attended to me was not really patient enough to run me through how they arrived at this underpayment. She was only interested in how I can pay it off bit by bit. Can’t deduct it from my salary as my tax code has already been altered to accommodate the deduction for the underpayment for 2023/2024 tax year.

bigtt76:
Search online for hostels in London area or check out Nigerian community in London for anyone who can host you for lesser amount.

giselle237:
What of all your allowable expenses? Why are you not claiming them? You are losing alot. Exams especially if in training, GMC, Royal college fees, MDU, indemnity fees, BMA, mileage, travel expenses not reimbursed by the trust, stethoscope, uniform purchase, uniform maintenance, charity donations eg to religious bodies etc
You should register for self assessment and claim back all your professional fees in the best.
Get an accountant if this is confusing.
You can claim back up to 4 years ago.
Hmrc does not know about your personal circumstances. You need to help yourself before they still take more money from you.

babajeje123:
I need help guys. I work in London but my family is based up North. My work allows me to do 2 weeks WFH and 2 weeks onsite every month. I live in a rented apartment paying £650 in London but only stay there for 2 weeks when onsite. In fact, there were months that I didn't stay at all but still paid rent. I need to reduce cost as this is not sustainable as I'm also paying rent in the North. I wouldn't mind room sharing or any other recommendations please.

lavida001:
Unlike you money means nothing to me all i want is a simple minimal life. You can go ahead and show off like you usually do on here of how much you got or have made/ invested. I cant be bothered about that. Like i said you are entitled to your opinion and journey mercies as you head to Canada. wont engage you further. THE END

lavida001:
I’m talking about it and advocating for it with any opportunity I have unlike many who don’t even want to hear about it. That’s the difference.

If you guys don’t care that’s your choice I will keep speaking my truth and don’t need your validations.

ReesheesuKnack:
Anybody remember the debate last year when the (then) PM said Keir Starmer is clueless?

Anyone recall when Rishi Sunak said based on Starmer’s plans, the illegals immigrants will require BIGGER boats?

Here we are…/.

https://www.bbc.com/news/articles/c8e1xkwd74wo

Goke7:
He said (from one of his posts earlier) he will stay in the uk till he’s 60 years old and return to Nigeria 😂 that’s how long Nigeria should wait for him to build the country!

lavida001:
Shame on them. Just keep doing the good work you do.

lavida001:
First I thought it was just one of but it kept happening over and over again especially from the minions and Hypocritical pretenders.
I stand strongly with you.

EJIOGBENIMI:
Thank you very much. It’s all clear now.
I called them this morning and the representative took time to clarify my doubts. Apparently I lost the 12,570 tax free bonus. My tax code was calculated with code 0L, not 1257CUMUL due to crossing 125k. That was where I got it all wrong.

giselle237:
What of all your allowable expenses? Why are you not claiming them? You are losing alot. Exams especially if in training, GMC, Royal college fees, MDU, indemnity fees, BMA, mileage, travel expenses not reimbursed by the trust, stethoscope, uniform purchase, uniform maintenance, charity donations eg to religious bodies etc
You should register for self assessment and claim back all your professional fees in the best.
Get an accountant if this is confusing.
You can claim back up to 4 years ago.
Hmrc does not know about your personal circumstances. You need to help yourself before they still take more money from you.

jedisco:
Hehe. I wonder if you could have paid into a SIPP to bringdoen your taxable income. At your income level, you get 40% tax rebate on SIPP contributions.

Remember having that conversation with HMRC after some vigorous work and a the 'golden handshake'. The lady in a sweet calm voice said someting in the like of 'for every £1 you earn, you'd pay 50p + in taxes and... ' Told her no problem, I've taken note. Since then, I kept clear of that treshold.

ukay2:
Very true..

I believe he/she should be claiming most of these things you have said.

I do claim them yearly with HMRC... including the annual ISCP fees for us in surgical practice.

mayowa94:
The decision
I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) V4.2 – V4.6 of Appendix V: Immigration Rules for visitors for
the reasons stated below.
• You state that you intend to visit the UK for a period of 14 Days for the purpose of tourism
and visiting your relatives in the UK.
• You state that you are self-employed with an annual income of 5,000,000.00 NGN
(£2,404.43, at an exchange rate of £1 = 2079.49 NGN as seen on oanda on
15/08/2025) and you have provided your personal savings bank statement (account
ending in 7826) to demonstrate your financial circumstances. Whilst I acknowledge your
supporting information, I note that the credits and balances in your personal account are
not consistent with, and in fact exceed, your declared annual income. From our
calculations, you have received more than your annual income in credits to this bank
account in the month of May alone. As the total lodgement/credits figures are not in line
with your stated annual income this consequently damages the credibility of your declared
financial circumstances. Therefore, I am not satisfied you have given an accurate reflection
of your current employment/financial circumstances.
• You have provided your personal and corporate bank statements to demonstrate your
financial circumstances. I note that your personal bank account is being used for business
purposes. As this savings statement also represents funds used for the activities and
running of your business, and you have not demonstrated that these funds are available
to support anything else, this documentation, in isolation, does not demonstrate your
personal financial situation. Given this, I am therefore led to doubt your reason for travel
is as stated as I am not satisfied you have given an accurate reflection of your current
financial circumstances in your country of residence.
• Furthermore, you state you are self-employed and to demonstrate your circumstances, I
note that you have provided a certificate of registration for the company. Whilst I acknowledge the documentation you have provided,
the source of the funds in your personal account, as well as your self-employment
circumstances, have been cast into doubt, given that Corporate Affairs Commission
determined the status of your company to be ‘inactive’. I am therefore not satisfied that
your employment and financial circumstances are as you have stated, which leads me to
doubt your intentions of visiting the UK at this time.
• These factors only serve to undermine the credibility of your application and raise concerns
about your intentions to travel to the UK, as well as your incentives of returning to your
country of residence. As such I am not satisfied that, if granted leave to enter as a visitor,
you will comply with all the conditions attached to any such leave or that you will leave the
UK on completion of the proposed visit.

Please which actions should I take to correct this and how soon can I reapply?

EJIOGBENIMI:
My own was “ The moment you crossed 100k, for every 2 pounds you earn, you paid 1 pound in tax”
Can you please educate me more on SIPP?

jedisco:
Not surprising that same bloke who believes himself to be inferior to others simply by virtue of being black if the one chorusing support for Z's ideas. Historical trends always repeat.