₦airaland Forum

FreakyNasty642:
Hello house,

What's the best mortgage advisor to use, free or paid ?

Cheers.

. Wrong thread. But I used Bishopgate. Very professional. Even when the first property fell through , and went for the second one , the only extra charges were just the one expended on searches. Their reviews are also good.

Are you curious about cybersecurity, coding, or AI but not sure where to start?

Here is your chance.

Through the Institute of Coding’s Click Start programme (delivered with The Open University), adults aged 18+ across the UK can access fully-funded training designed to help you:

✅ Build digital and professional skills
✅ Gain confidence in areas like cybersecurity, coding, and AI
✅ Prepare for new opportunities or progress in your current role

The best part?
• It’s completely free
• Runs until 30th September 2025
• Applications close 31st August 2025

https://www5.open.ac.uk/click-start/

Hi, Has anyone done renewed this passport via the contactless app recently? if you have, how long did it take to get your passport back? Renewed my over 2 weeks ago and it still showing in production when tracked. I know the NIS guide says to allow 6 weeks for passport production but most people online have alluded to getting response 5-7 days after old passport submission. At this point I don't mind getting my old passport back as its urgently needed (it still has 4 months left on it). If anyone has a contact at the High commission, Kindly share. Would be most appreciated.

Let's hope our Ghanaian cousins are not angry with us .......😄😁

https://www.gbnews.com/news/migrant-crisis-ghanaian-drug-smuggler-deported-three-times-sneaked-back-into-britain-allowed-stay

Lexusgs430:
Let's hope our Ghanaian cousins are not angry with us .......😄😁

https://www.gbnews.com/news/migrant-crisis-ghanaian-drug-smuggler-deported-three-times-sneaked-back-into-britain-allowed-stay

I wonder why he didn't just change to a Ghanaian name each time. Dude kept true to his heritage..😄

AgentXxx:
Are you curious about cybersecurity, coding, or AI but not sure where to start?

Here is your chance.

Through the Institute of Coding’s Click Start programme (delivered with The Open University), adults aged 18+ across the UK can access fully-funded training designed to help you:

✅ Build digital and professional skills
✅ Gain confidence in areas like cybersecurity, coding, and AI
✅ Prepare for new opportunities or progress in your current role

The best part?
• It’s completely free
• Runs until 30th September 2025
• Applications close 31st August 2025

https://www5.open.ac.uk/click-start/

Welldone

Hello,

I'm looking for advice on the best insurance company to cover my appliances, such as my TV, against accidental damage. Any recommendations would be greatly appreciated.

Thank you!

Santa2:
I wonder why he didn't just change to a Ghanaian name each time. Dude kept true to his heritage..😄

Because Nigerian passport is easy to buy. Many Nigeriens, Chadians, Cameroonians have Nigeria passports. It is that easy and cheap to buy, no thanks to the fantastically corrupt Nigerian Immigration Service.
This goes to show that many criminals caught with Nigerian Passports may actually not be Nigerian but our West African brothers and Sisters who take delight in bashing Nigeria at the slightest provocation. How ironic.

aragbaboy:
Hello,

I'm looking for advice on the best insurance company to cover my appliances, such as my TV, against accidental damage. Any recommendations would be greatly appreciated.

Thank you!

D & G....... Domestic & General.......

Sale on at the moment, 2 months cover free (ends 2/9/25).....

Good morning, please I need an advice, I just came to UK as a legal resident from EU country to explore opportunities as I have to start from somewhere first, I have EU driving license as I will not need to go for UK driving license training again , I wil switch to UK driving license after the expiration of the EU license,.

Does anyone know about Amazon flex , how does it look like and looking for SIA training too, the cctv training if I can explore that area too,

Please I need advice, thanks

Soraco57:
Good morning, please I need an advice, I just came to UK as a legal resident from EU country to explore opportunities as I have to start from somewhere first, I have EU driving license as I will not need to go for UK driving license training again , I wil switch to UK driving license after the expiration of the EU license,.

Does anyone know about Amazon flex , how does it look like and looking for SIA training too, the cctv training if I can explore that area too,

Please I need advice, thanks

Regarding Amazon flex, you pick blocks to deliver parcels..... Start your registration process with Amazon (today). They normally place you on a waiting list......

https://flex.amazon.co.uk/


SIA license, working in the security industry...

Get leads from..... https://www.gov.uk/guidance/apply-for-an-sia-licence

I think CCTV operators roles, should come under SIA licencing legislation.......

mex551:
. Wrong thread. But I used Bishopgate. Very professional. Even when the first property fell through , and went for the second one , the only extra charges were just the one expended on searches. Their reviews are also good.

If you care to say it on here, you mind sharing why the bolded didn't go through?

I'm presently getting a pretty high rate of over 5% from RSC, even when Bank of England's rate is getting lower.
Any in-house review of RSC?

Following the recent announcement in July, has anyone received a 3-month single-entry U.S. visa from the American Embassy in London (or elsewhere in the UK)?

Just wondering if anyone has recently gone through the process in London (or another UK location) and what your experience was like.

Thank you.

..

gabiomoesu:
Many thanks for your response, brother. As for the address, I’ve been using the virtual address I purchased throughout the process, since I don’t want to bother the kind person who agreed to be my director. That's what I've used for my companies house, to set up PAYE etc. LOL.

I did consider using my home address like you did, but I was worried it might raise concerns with the Home Office, since that same address would also appear on my CoS. How come that didn’t trouble you in your case?

As for the company plan, thanks for the link, I’ll start working on it ASAP!


Edit: Brine, sorry to bother you bro. Just thought I'd call your attention to this incase you missed it.

No worries bro Using your home address is fine, as long as the type of work you’re doing can reasonably be carried out from there. In my case, I just set aside a spare room as my office. If you own the property it's much easier as you’ll just need to provide proof of ownership (suchh as the title deed or mortgage statement). If you’re renting, I think you may need written permission from your landlord confirming that you’re allowed to use it as an office.

So long as it’s genuine and makes sense for the nature of the business, they don’t usually raise concerns.

brine:
No worries bro Using your home address is fine, as long as the type of work you’re doing can reasonably be carried out from there. In my case, I just set aside a spare room as my office. If you own the property it's much easier as you’ll just need to provide proof of ownership (suchh as the title deed or mortgage statement). If you’re renting, I think you may need written permission from your landlord confirming that you’re allowed to use it as an office.

So long as it’s genuine and makes sense for the nature of the business, they don’t usually raise concerns.

Eh ehn? I just don’t want to set off any alarms by using my home address, that's why. I could try speaking to my landlord but it’s a bit dicey as he might not agree. Over the weekend, I spoke to an elderly family friend who has an office and he’s okay with me using his address. The only thing is he might not be able to provide proof of rent or anything like that.

I’m thinking I could at least ask him to give me a written letter saying he’s given me consent to use a space in his office to keep my company documents and so on. Do you think that would be good enough?

And about VAT, I don't mean to argue with you bro but I've read somewhere that companies only register once their turnover hits £90k. Also, you mentioned you hadn’t even started trading when you applied for your licence and still got it so I'm just wondering why you think it’s worth registering for VAT at this stage?

@gabiomoesu, you don’t have to wait until you hit the 85k threshold; you can register voluntarily at any time. You get to reclaim VAT on startup costs and appear more established. The VAT certificate is also listed as one of the (4-5)acceptable documents you can submit for the sponsor licence application. You can always cancel your VAT registration later on.

Re address issue, you could try checking with your landlord to see if you’re able to use your home as your office address. I’ve seen quite a few people do this, myself included, without any issues. If HO were to request for a utility bill or request a visit, it wouldn't be an issue since it's where you operate from. You could also look into renting a serviced office desk. That would work too but will add extra cost. If you use your family's friend office address, it might work but I'm not sure of what document they will require from you and most importantly if the person would be willing to provide you with such document.

Thanks boss. The promo has been extended till the 16th September

Lexusgs430:
D & G....... Domestic & General.......

Sale on at the moment, 2 months cover free (ends 2/9/25).....

@Brine thank you, brother. I really appreciate your advice. Regarding the company's bank account, what do you reckon? Should i open it in my name, or in the name of the director I appointed? Also, do you think it’s fine to use online banks like Starling or Monzo for this, or is it better to go with a traditional high street bank?

Something else i was thinking about is how you were paid? Did you still receive your standard going rate for your SOC code during those months your company didn't have work? I assume HO will request the company to show payslips right?

Hi please advice Which career path should someone Currently on a fiancé visa follow when they eventually get the spousal visa and can work.

1) health care Currently has a first degree and 4weeks internship experience in a Nigerian hospital. The option of enrolling in the 2 year preregistration nursing degree seems promising although the tuition is not going to be easy may have to work as a care giver to fund tuition and with support from spouse it maybe rewarding at the end.

2) digital marketing Has working experience and skills.

3) teaching has experience and skills.

With the last two would pursue a masters degree in line with these career paths.

Please give your advice with reasons especially as regards financial rewards.

April2525:
Hi please advice Which career path should someone Currently on a fiancé visa follow when they eventually get the spousal visa and can work.

1) health care Currently has a first degree and 4weeks internship experience in a Nigerian hospital. The option of enrolling in the 2 year preregistration nursing degree seems promising although the tuition is not going to be easy may have to work as a care giver to fund tuition and with support from spouse it maybe rewarding at the end.

2) digital marketing Has working experience and skills.

3) teaching has experience and skills.

With the last two would pursue a masters degree in line with these career paths.

Please give your advice with reasons especially as regards financial rewards.

Don’t go into digital marketing unless you have very advanced skills and the experience at a high profile company to back it up (not skills like Canva design and post scheduling. I mean things like deep analytics, managing complex ad funnels and advanced CRO).

The early to mid level jobs in that field are gone and are not coming back.

I don’t know much about teaching or nursing but I’d say there’s a good reason why many people go into nursing. They are always in demand and have the flexibility to work and earn more at will. I don’t think teaching has such flexibility.

I hate to say ‘I told you so’
But just over a year ago, I warned (our very vocal ‘far left activist’) MissJekyll that the people she is painting as saints are not saints.

I warned that the Uk labour was like Nigeria’s APC in the 2015 elections.

While cost of living is steadily rising. Taxes (employer NI) are rising. Labour is threatening to ‘tax the rich’ to oblivion. Guess who is dodging payment of tax?
The Labour Deputy Prime Minister!

https://www.bbc.co.uk/news/live/crm4mxrg40pt

‘good’Enoch

I love to say ‘I told you so’ 😄

Remember when I told everyone that this woman is a liar and a grifter?

Well, here you go: https://archive.is/vvuaP

Truly a CONservative 😉

ReesheesuKnack:
‘good’Enoch

😄😄 believe it or not, it was purely a coincidence. I was reading the news (it broke yesterday I think) and thought to come here and see if anyone had posted it.

When I saw your message I decided to emulate the style as a joke.

Lol. I’m not invested in any Labour Party politician enough to feel the need to hold brief for them, especially when they’re clearly in the wrong as in the news you posted.

I outlined the specific reasons why I advocate Labour on here. There’s nothing more to it than that. If I wanted to do whataboutism, I would point you to Nadhim Zahawi, erstwhile Chancellor and then Conservative Party Chair who failed to pay taxes, lied about it repeatedly and deployed SLAPPs to attempt to prevent the news from being reported. The whole thing was so bad that his lawyer has now been sanctioned to the tune of pay £310,000 by the SRA. https://www.theguardian.com/uk-news/2023/jan/29/nadhim-zahawi-sacked-tory-party-chair-tax-affairs-rishi-sunak

gabiomoesu:
@Brine thank you, brother. I really appreciate your advice. Regarding the company's bank account, what do you reckon? Should i open it in my name, or in the name of the director I appointed? Also, do you think it’s fine to use online banks like Starling or Monzo for this, or is it better to go with a traditional high street bank?

Something else i was thinking about is how you were paid? Did you still receive your standard going rate for your SOC code during those months your company didn't have work? I assume HO will request the company to show payslips right?

I used Monzo and opened it using the company name via the app. They'll ask for details of the directors(You can use yours). You should open the bank account as soon as you can as you'll need at least 1 month statement of account.

I'm paying myself higher than any of the rates for my SOC code the last time I checked. You'll have to pay yourself the specified amount on the COS(you'll generate a COS after your sponsorship license has been approved) every month even if the company is not making profit. HO do not request to show payslips but you need to keep all the records properly incase they ever ask. You just need to pay yourself the correct amount and do a Full Payment Submissions(FPS) to hmrc(I use quickbooks for my payroll) https://www.gov.uk/running-payroll/reporting-to-hmrc

oluwaleokey:
For the record:
I followed some of the advice shared here, and honestly, it worked like magic. They are now reaching out to me. several calls, apologies, and even prompt responses to my emails from different quarters.

I can’t help but wonder what went wrong initially, but I’ll leave that to mystery. What matters is that I’ve now been assured I’ll be credited within 10 working days.

I’m tempted to commend their services, but I’ll hold off until the funds actually hit my account, since the process is still ongoing.

I just thought to update everyone here. Thank you all for the inputs, it were truly helpful.

Now, let me sit back with an iced Coca-Cola and some Gala while waiting for the funds.

I currently have the same issue, how did you resolve it?. I checked the thread but I couldnt find where people gave you advice. Its been 4 weeks now.

@Brine

Cheers brother. That means i wouldn't have to start paying myself yet until the SW Visa has been approved then, right? I don't know why I was of the opinion that I needed to start paying myself ahead of the sponsor licence & eventual SW Visa application. LOL

Yeah will open the Monzo account ASAP. Such a relief to learn that I can use my details for that.

Goodenoch:
I love to say ‘I told you so’ 😄

Remember when I told everyone that this woman is a liar and a grifter?

Well, here you go: https://archive.is/vvuaP

Truly a CONservative 😉

aaah, issorite! I comment my reserve

ReesheesuKnack:
I hate to say ‘I told you so’
But just over a year ago, I warned (our very vocal ‘far left activist’) MissJekyll that the people she is painting as saints are not saints.

I warned that the Uk labour was like Nigeria’s APC in the 2015 elections.

While cost of living is steadily rising. Taxes (employer NI) are rising. Labour is threatening to ‘tax the rich’ to oblivion. Guess who is dodging payment of tax?
The Labour Deputy Prime Minister!

https://www.bbc.co.uk/news/live/crm4mxrg40pt

Aunty should please pay up her balance, simple! However, many will also refer to Sunak's wife, who underpaid or never paid at all. Politicians are the same everywhere!