₦airaland Forum

boyebussy:
Hello, good afternoon, please it's over 1 month now but my Canada study visa is not out.

Just one month IRCC will teach you the true meaning of patience

Essential01:
PLEASE HELP ME

I HAVE MY STUDY PERMIT AND IM IN CANADA. HOW CAN I APPLY FOR MY WIFE AND CHILDREN? WIFE CANNOT WORK, I HAVE A CHILD 1 YEAR AND 5 YEARS

Do you fall under the list of people to qualify for spouse and common law work permit?

https://www.canada.ca/en/immigration-refugees-citizenship/services/study-canada/work/help-your-spouse-common-law-partner-work-canada.html

Tolubo:
Please for a 2yr program, do I still need to show that I have funds to pay for the 2nd yr in my account after paying the full first yr tuition before submitting a student visa application?

You paid the full first year?

Was that the school’s instruction — to pay the first semester in full as an initial deposit? Normally, schools only require around 25% of the first semester’s fees as an acceptance deposit.

Anyway, to answer your question: No and Yes.

If you’ve paid Year 1 in full, you only need to show living expenses for one year plus proof of how you’ll fund Year 2 tuition. And what better proof, coming from Nigeria, than already having the 2nd year funds in your account?

boyebussy:
Hello, good afternoon, please it's over 1 month now but my Canada study visa is not out.

My guy join line o, you still dey back back.

kayceeskay:
My guy join line o, you still dey back back.

He fit no dey line o
Na just luck..
Person fit still summit today make he or she get response within 3 weeks

mcsugk:
He fit no dey line o
Na just luck..
Person fit still summit today make he or she get response within 3 weeks

Good evening, please which Hospitals in Nigeria do Canada Embassy recommend for Medical?.Anyone in South East or in South South,Nigeria?.Again,how much is the cost for medical?.pls reply.Thanks.

Good day gurus in the house. Appreciate how you have always taken time to solve issues and guided newcomers on how to do it right. More grease to your elbows. Salute!!

I just got a refusal for my study permit application on the ground of finance. I see this as a generic response because I followed every details posted by the gurus here and also from other available resources.

- First off, I run a company with multiple outlets in Nigeria and I pay myself N5m monthly as basic salary excluding other allowances.
- I applied for a 2 year PGC program
- I am going alone ( I didn’t include my kids and husband)
- I attached 2 personal SOA - one has 50m +, the other has 53m+. (Please note that there are no lump sum. All monies were accumulated over time)

- I attached GIC of CA $20,643 for one year living expenses
- I have paid one year tuition fee of CA $20,000, just remaining 2nd year (CA$21,000). Receipts were attached
- I attached a detailed table of content and financial analysis letter showing that after all payments , I still have a total of CA$92,818.82 in my account (I even quoted the source of the exchange rate info).

- That money will be sufficient to pay the $21,000 for the 2nd year tuition as well as my living expenses and I will still have over CAD 50k left.
- I attached my company’s profile, tax clearance and company’s statement of account to show source of funds. I even added each stores Sales Terminal reports to show turnover of sales.

To my surprise , the officer said my finances is not sufficient. The news has left me devastated and I need help on how to appeal this

My class resumes by January

Pls help me 😞😞😞

amnotapervert:
You paid the full first year?

Was that the school’s instruction — to pay the first semester in full as an initial deposit? Normally, schools only require around 25% of the first semester’s fees as an acceptance deposit.

Anyway, to answer your question: No and Yes.

If you’ve paid Year 1 in full, you only need to show living expenses for one year plus proof of how you’ll fund Year 2 tuition. And what better proof, coming from Nigeria, than already having the 2nd year funds in your account?

Good evening, please I want to ask,where can someone do Medical for Canadian work permit application within South East or South South and how much is the fee for someone below 18 yrs old?.pls reply.Thanks.

MatrixReloaded:
It takes 8 weeks fof study permit outside canada. So chill

Good evening,pls where can do Medical for Canadian work permit application within South East or South South for someone below 18 yrs old? and how much is the cost?

Ifetech81:
Good evening, please I want to ask,where can someone do Medical for Canadian work permit application within South East or South South and how much is the fee for someone below 18 yrs old?.pls reply.Thanks.

A Canadian work permit for an 18-year-old? Hmm, that looks like a red flag to me—but what do I know? Medicals can only be done in Lagos and Abuja: https://secure.cic.gc.ca/PanelPhysicianMedecinDesigne/en/Home

amnotapervert:
A Canadian work permit for an 18-year-old? Hmm, that looks like a red flag to me—but what do I know? Medicals can only be done in Lagos and Abuja: https://secure.cic.gc.ca/PanelPhysicianMedecinDesigne/en/Home

Thank you sir for your response.is for a child(Dependent).but pls,how much is the cost for someone below 18yrs?.Just want to know,so that I can budget for it.Pls reply

lara4success:
Good day gurus in the house. Appreciate how you have always taken time to solve issues and guided newcomers on how to do it right. More grease to your elbows. Salute!!

I just got a refusal for my study permit application on the ground of finance. I see this as a generic response because I followed every details posted by the gurus here and also from other available resources.

- First off, I run a company with multiple outlets in Nigeria and I pay myself N5m monthly as basic salary excluding other allowances.
- I applied for a 2 year PGC program
- I am going alone ( I didn’t include my kids and husband)
- I attached 2 personal SOA - one has 50m +, the other has 53m+. (Please note that there are no lump sum. All monies were accumulated over time)

- I attached GIC of CA $20,643 for one year living expenses
- I have paid one year tuition fee of CA $20,000, just remaining 2nd year (CA$21,000). Receipts were attached
- I attached a detailed table of content and financial analysis letter showing that after all payments , I still have a total of CA$92,818.82 in my account (I even quoted the source of the exchange rate info).

- That money will be sufficient to pay the $21,000 for the 2nd year tuition as well as my living expenses and I will still have over CAD 50k left.
- I attached my company’s profile, tax clearance and company’s statement of account to show source of funds. I even added each stores Sales Terminal reports to show turnover of sales.

To my surprise , the officer said my finances is not sufficient. The news has left me devastated and I need help on how to appeal this

My class resumes by January

Pls help me 😞😞😞

Ohh sorry about that..
Is there a study cap? I mean when you graduated..

Also is this your first application
Did you summit relevant documents like Affidavit of self sponsorship, landed documents or other necessary documents..
Was your first degree course diff from ur MSC course if yes did your explain your reason for that..

lara4success:
Good day gurus in the house. Appreciate how you have always taken time to solve issues and guided newcomers on how to do it right. More grease to your elbows. Salute!!

I just got a refusal for my study permit application on the ground of finance. I see this as a generic response because I followed every details posted by the gurus here and also from other available resources.



- First off, I run a company with multiple outlets in Nigeria and I pay myself N5m monthly as basic salary excluding other allowances.
- I applied for a 2 year PGC program
- I am going alone ( I didn’t include my kids and husband)
- I attached 2 personal SOA - one has 50m +, the other has 53m+. (Please note that there are no lump sum. All monies were accumulated over time)

- I attached GIC of CA $20,643 for one year living expenses
- I have paid one year tuition fee of CA $20,000, just remaining 2nd year (CA$21,000). Receipts were attached
- I attached a detailed table of content and financial analysis letter showing that after all payments , I still have a total of CA$92,818.82 in my account (I even quoted the source of the exchange rate info).

- That money will be sufficient to pay the $21,000 for the 2nd year tuition as well as my living expenses and I will still have over CAD 50k left.
- I attached my company’s profile, tax clearance and company’s statement of account to show source of funds. I even added each stores Sales Terminal reports to show turnover of sales.

To my surprise , the officer said my finances is not sufficient. The news has left me devastated and I need help on how to appeal this

My class resumes by January

Pls help me 😞😞😞

So sorry about this. Unfortunately I got the same response few days ago, after attaching relevant documents, leave of absence at my work place, paying my first year school fees and having about 35,000usd + 10m in my bank accounts which is enough for my living allowance and payment of my 2nd year fees.
I was refused on the basis of not providing enough evidence on the lump sum in my account. It’s so frustrating sha

Ifetech81:
Thank you sir for your response.is for a child(Dependent).but pls,how much is the cost for someone below 18yrs?.Just want to know,so that I can budget for it.Pls reply

You see the numbers on the image do you still need me to give them a call for you ??

its like show every proof and you will still be refused. It seems like a mass refusal at this time. Has anyone here gotten a visa recently?

AyoTeeeee:
So sorry about this. Unfortunately I got the same response few days ago, after attaching relevant documents, leave of absence at my work place, paying my first year school fees and having about 35,000usd + 10m in my bank accounts which is enough for my living allowance and payment of my 2nd year fees.
I was refused on the basis of not providing enough evidence on the lump sum in my account. It’s so frustrating sha

Sorry which province did you apply to?

lara4success:
Good day gurus in the house. Appreciate how you have always taken time to solve issues and guided newcomers on how to do it right. More grease to your elbows. Salute!!

I just got a refusal for my study permit application on the ground of finance. I see this as a generic response because I followed every details posted by the gurus here and also from other available resources.

- First off, I run a company with multiple outlets in Nigeria and I pay myself N5m monthly as basic salary excluding other allowances.
- I applied for a 2 year PGC program
- I am going alone ( I didn’t include my kids and husband)
- I attached 2 personal SOA - one has 50m +, the other has 53m+. (Please note that there are no lump sum. All monies were accumulated over time)

- I attached GIC of CA $20,643 for one year living expenses
- I have paid one year tuition fee of CA $20,000, just remaining 2nd year (CA$21,000). Receipts were attached
- I attached a detailed table of content and financial analysis letter showing that after all payments , I still have a total of CA$92,818.82 in my account (I even quoted the source of the exchange rate info).

- That money will be sufficient to pay the $21,000 for the 2nd year tuition as well as my living expenses and I will still have over CAD 50k left.
- I attached my company’s profile, tax clearance and company’s statement of account to show source of funds. I even added each stores Sales Terminal reports to show turnover of sales.

To my surprise , the officer said my finances is not sufficient. The news has left me devastated and I need help on how to appeal this

My class resumes by January

Pls help me 😞😞😞

Also which province did you apply to

amnotapervert:
Just one month IRCC will teach you the true meaning of patience

good evening sir.Thanks so much for the effort you put in helping people in this family,may God continue to bless you.Sir,My fiance IRCC account was locked up, please how can she open it again,in order to submit her documents?pls reply.

I sympathize with you for your study permit refusal; they assess both sufficiency and credibility. They often scrutinize the source more than the balance.
Some concern
1. Is the ₦5m/month reasonable compared to the company’s declared turnover, profit margins, and tax returns?
2. Are you the sole proprietor/director of the company? and if not, the salary is not verified through independent payroll.
3. The fact that your husband and children were not involved was positive. However, if all cash and the company are in your own name, the visa officer may believe you may permanently relocate the family later.
4. If you’re the sole manager, they may think the business won’t run without you, casting doubt on your “return incentive.”

Your finances were sufficient, but the IRCC most likely did not feel the revenue source was robust, clear, and sustainable enough. They may have perceived the data as "self-inflated" in the absence of independent verification. For a reapplication, you must provide an indisputable trail of cash and demonstrate that your firm would not fail without you.
Highlight your husband’s occupation, kids’ school records, and property ownership

lara4success:
Good day gurus in the house. Appreciate how you have always taken time to solve issues and guided newcomers on how to do it right. More grease to your elbows. Salute!!

I just got a refusal for my study permit application on the ground of finance. I see this as a generic response because I followed every details posted by the gurus here and also from other available resources.

- First off, I run a company with multiple outlets in Nigeria and I pay myself N5m monthly as basic salary excluding other allowances.
- I applied for a 2 year PGC program
- I am going alone ( I didn’t include my kids and husband)
- I attached 2 personal SOA - one has 50m +, the other has 53m+. (Please note that there are no lump sum. All monies were accumulated over time)

- I attached GIC of CA $20,643 for one year living expenses
- I have paid one year tuition fee of CA $20,000, just remaining 2nd year (CA$21,000). Receipts were attached
- I attached a detailed table of content and financial analysis letter showing that after all payments , I still have a total of CA$92,818.82 in my account (I even quoted the source of the exchange rate info).

- That money will be sufficient to pay the $21,000 for the 2nd year tuition as well as my living expenses and I will still have over CAD 50k left.
- I attached my company’s profile, tax clearance and company’s statement of account to show source of funds. I even added each stores Sales Terminal reports to show turnover of sales.

To my surprise , the officer said my finances is not sufficient. The news has left me devastated and I need help on how to appeal this

My class resumes by January

Pls help me 😞😞😞

Ifetech81:
good evening sir.Thanks so much for the effort you put in helping people in this family,may God continue to bless you.Sir,My fiance IRCC account was locked up, please how can she open it again,in order to submit her documents?pls reply.

has it been 24 hours since it happened ?

If it was locked due to too many login attempts, the account usually unlocks itself after 24 hours. She can then try again.

lara4success:
Good day gurus in the house. Appreciate how you have always taken time to solve issues and guided newcomers on how to do it right. More grease to your elbows. Salute!!

I just got a refusal for my study permit application on the ground of finance. I see this as a generic response because I followed every details posted by the gurus here and also from other available resources.

- First off, I run a company with multiple outlets in Nigeria and I pay myself N5m monthly as basic salary excluding other allowances.
- I applied for a 2 year PGC program
- I am going alone ( I didn’t include my kids and husband)
- I attached 2 personal SOA - one has 50m +, the other has 53m+. (Please note that there are no lump sum. All monies were accumulated over time)

- I attached GIC of CA $20,643 for one year living expenses
- I have paid one year tuition fee of CA $20,000, just remaining 2nd year (CA$21,000). Receipts were attached
- I attached a detailed table of content and financial analysis letter showing that after all payments , I still have a total of CA$92,818.82 in my account (I even quoted the source of the exchange rate info).

- That money will be sufficient to pay the $21,000 for the 2nd year tuition as well as my living expenses and I will still have over CAD 50k left.
- I attached my company’s profile, tax clearance and company’s statement of account to show source of funds. I even added each stores Sales Terminal reports to show turnover of sales.

To my surprise , the officer said my finances is not sufficient. The news has left me devastated and I need help on how to appeal this

My class resumes by January

Pls help me 😞😞😞

So sorry, I know you feel bad, and I’m sure you feel disappointed. Sometimes it’s not actually you that’s the problem—it’s just the way things are.

To give some clarity: Canada plans to issue 437,000 study permits in 2025, which is a 10% decrease from the 2024 cap. Between January and June 2025, only 36,417 new study permits were issued, compared to 125,034 in the same period in 2024—a ~70% drop.

So it might just mean they had already reached the cap during the period you applied. That’s why I said it might not fully be about you.

Relax Plan make sure you give the right documents to show that your are making the money you said you are making in your business and apply again—I got mine on my third try.

I agree with JMG12 questions

https://www.canada.ca/en/immigration-refugees-citizenship/news/notices/2025-provincial-territorial-allocations-under-international-student-cap.html

https://www.canada.ca/en/immigration-refugees-citizenship/news/notices/2025-provincial-territorial-allocations-under-international-student-cap.html

https://www.thedailystar.net/campus/education/news/canada-sees-decrease-new-international-student-enrolment-70-percent-3976011

For y'all rushing to apply for study permit I wish you good luck.

The truth is Canada is cutting on study permit and to scale through is like a carmel passing through the eyes of a needle.

Tourism is a bit relaxed.

If you must move to another country for your masters degree and source your dream country when you got your residence in your host country.

You guys should stop thinking Canada will open its arms like 2005-2012

princejeto:
its like show every proof and you will still be refused. It seems like a mass refusal at this time. Has anyone here gotten a visa recently?

I am thinking the V O was like , with all this money you are generating from your business, what else do you want? How will the course help your business?

amnotapervert:
has it been 24 hours since it happened ?

If it was locked due to too many login attempts, the account usually unlocks itself after 24 hours. She can then try again.

Sir,they locked the account for about 4 months now,so she want to use it now,she is now trying to open it but no way.Though,her employer told her either call IRCC or use another Email to open another account.but she is afraid,if such will affect her later, because she have been use the Email for other related documents.pls what do you advise?

She can use any personal email to register on new portal if she wish. Nothing is wrong using a new details entirely. Whilst filling the forms ensure all her personal information correspond with her data.

Ifetech81:
Sir,they locked the account for about 4 months now,so she want to use it now,she is now trying to open it but no way.Though,her employer told her either call IRCC or use another Email to open another account.but she is afraid,if such will affect her later, because she have been use the Email for other related documents.pls what do you advise?

What does the Officer’s decision note state?

lara4success:
Good day gurus in the house. Appreciate how you have always taken time to solve issues and guided newcomers on how to do it right. More grease to your elbows. Salute!!

I just got a refusal for my study permit application on the ground of finance. I see this as a generic response because I followed every details posted by the gurus here and also from other available resources.

- First off, I run a company with multiple outlets in Nigeria and I pay myself N5m monthly as basic salary excluding other allowances.
- I applied for a 2 year PGC program
- I am going alone ( I didn’t include my kids and husband)
- I attached 2 personal SOA - one has 50m +, the other has 53m+. (Please note that there are no lump sum. All monies were accumulated over time)

- I attached GIC of CA $20,643 for one year living expenses
- I have paid one year tuition fee of CA $20,000, just remaining 2nd year (CA$21,000). Receipts were attached
- I attached a detailed table of content and financial analysis letter showing that after all payments , I still have a total of CA$92,818.82 in my account (I even quoted the source of the exchange rate info).

- That money will be sufficient to pay the $21,000 for the 2nd year tuition as well as my living expenses and I will still have over CAD 50k left.
- I attached my company’s profile, tax clearance and company’s statement of account to show source of funds. I even added each stores Sales Terminal reports to show turnover of sales.

To my surprise , the officer said my finances is not sufficient. The news has left me devastated and I need help on how to appeal this

My class resumes by January

Pls help me 😞😞😞

Ifetech81:
Sir,they locked the account for about 4 months now,so she want to use it now,she is now trying to open it but no way.Though,her employer told her either call IRCC or use another Email to open another account.but she is afraid,if such will affect her later, because she have been use the Email for other related documents.pls what do you advise?

I don’t know, can anyone help him? This case is beyond my understanding. How did she open the account in the first place — was it her or an agent? Isn’t the account tied to her email?

I am confused self

Thanks to JMG12 and others for your responses. I don’t know how to reply to each message hence this method.

I addressed everything mentioned by JMG12
unfortunately, I don’t have the officer’s note to understand the real reasons for refusal . The note didn’t come with the letter. What came with it was for me to send a mail for my preferred language to receive the note . I wonder why that when everything I submitted was in English

For further clarification: I added the following in my application that was refused

- my manager’s letter of continuity and work ID
- My husband’s work ID and letter of support taking care of the kids in my absence
- my company’s profile , showing the storefronts of all my outlets , addresses and website
- I am pursuing the program as a business person because I already have a Doctorate Degree.
- I am sponsoring myself because I believe I have the capacity so I didn’t use ny husband as the sponsor, maybe I should have used him as a co- sponsor

Pls how do I get the officers notes because it’s important in case I want to request a reconsideration

Help this helpless Lady oooo
-

Title: Canada Study Visa Refused Again – Please I Need Advice

Body:
Hello Nairaland family,

I applied for a Canada study permit for Personal Support Worker (PSW) program at St. Clair College, but my visa was denied. This is not my first refusal — in fact, I have had:
• 1 denial for USA student visa
• 1 denial for USA visiting visa
• 1 denial for Canada visiting visa
• And now, this denial for Canada student visa

The officer’s reasons in my last refusal letter were mainly:
• Limited funds in my own name (I relied mostly on a sponsor abroad)
• Weak ties to Nigeria (not enough proof I would return)
• My background is Accounting + Sales/Teaching, so the shift to PSW wasn’t fully convincing

• Completed caregiver training
• Planning to get a job (most likely in Sales/Manager role) and at the same time do part-time caregiving work
• Planning to either set up a small business/shop or get land as a home tie
• Thinking of deferring my admission to September 2026 to have enough time to prepare a stronger file

My questions:
1. Should I continue with PSW or switch to a related course like Healthcare Administration?
2. If I combine Sales job + Caregiver work, will that strengthen my case?
3. Is it better to wait for Sept 2026 intake to build ties, or try again earlier?
4. For those who have succeeded after multiple refusals, what did you do differently?

Please, I really need honest advice so I don’t waste money applying wrongly again.

Thank you all.

When did you apply?

boyebussy:
Title: Canada Study Visa Refused Again – Please I Need Advice

Body:
Hello Nairaland family,

I applied for a Canada study permit for Personal Support Worker (PSW) program at St. Clair College, but my visa was denied. This is not my first refusal — in fact, I have had:
• 1 denial for USA student visa
• 1 denial for USA visiting visa
• 1 denial for Canada visiting visa
• And now, this denial for Canada student visa

The officer’s reasons in my last refusal letter were mainly:
• Limited funds in my own name (I relied mostly on a sponsor abroad)
• Weak ties to Nigeria (not enough proof I would return)
• My background is Accounting + Sales/Teaching, so the shift to PSW wasn’t fully convincing

• Completed caregiver training
• Planning to get a job (most likely in Sales/Manager role) and at the same time do part-time caregiving work
• Planning to either set up a small business/shop or get land as a home tie
• Thinking of deferring my admission to September 2026 to have enough time to prepare a stronger file

My questions:
1. Should I continue with PSW or switch to a related course like Healthcare Administration?
2. If I combine Sales job + Caregiver work, will that strengthen my case?
3. Is it better to wait for Sept 2026 intake to build ties, or try again earlier?
4. For those who have succeeded after multiple refusals, what did you do differently?

Please, I really need honest advice so I don’t waste money applying wrongly again.

Thank you all.

Has anyone ever experienced a refusal without the Officers Decision Notes?
How do I request for this that will not delay like GCMS notes.
It didn’t come with mine and all efforts to get it has been futile.
I have tried calling to no avail.
Can anyone share the contacts of how to reach IRCC. I need this note badly

God bless you as you bless me

When did you apply?

lara4success:
Has anyone ever experienced a refusal without the Officers Decision Notes?
How do I request for this that will not delay like GCMS notes.
It didn’t come with mine and all efforts to get it has been futile.
I have tried calling to no avail.
Can anyone share the contacts of how to reach IRCC. I need this note badly

God bless you as you bless me