Living In The Uk-life Of An Immigrant (part 3) - Travel (882) - Nairaland
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| Re: Living In The Uk-life Of An Immigrant (part 3) by Goke7: 8:29am On Sep 23, 2025*. Modified: 10:51am On Sep 23, 2025 |
jedisco:Just schoolboy politics, leaving more serious things to focus on the most vulnerable population they can find, easy to suppress. Maybe by the time they are done with people with ILR or permanent status, the next will be naturalised citizens. Who else will they blame next for their woes? Gradually they are getting there 😂 Students' dependents - cancelled, care workers overseas and dependents - cancelled, skilled workers with less than RFQ 6 - cancelled, medium-skilled workers' dependents - cancelled, ILR - to be cancelled, naturalised citizens - ![]() |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Raalsalghul: 10:48am On Sep 23, 2025 |
Goke7:This might be a joke to you but I wouldn't rule it out. The trends point in that direction. ![]() |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Raalsalghul: 10:51am On Sep 23, 2025 |
jedisco:This is exactly what would happen. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by April2525: 2:03pm On Sep 23, 2025 |
Posting this for a family member looking for a flat mate(someone to rent an apartment with to reduce costs) around Thames someone responsible. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Lexusgs430: 6:48pm On Sep 23, 2025 |
April2525:Caveat empthor....... 👌 |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Nobody: 10:32pm On Sep 23, 2025 |
elengine:Try to get something to eat. You will be fine |
| Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 1:21am On Sep 24, 2025 |
Raalsalghul:The centre of gravity for UK politics has certainly shifted right. Current Labour is centrist and spineless. Too bad, a far left party such as Greens or Your party has struggled to gain traction. With Starmer not being a firm leader, he may invariably drift towards the right (as he's already doing) until he understands theres no vote to be won there |
| Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 1:39am On Sep 24, 2025 |
Goke7:Hehe... the citizenship treshold would cause alot of chaos moreso with Britain having roots thatrun wide. A whisper mind tells me with time, they'd say dual citizens would not be eligible for state pension. That'd be an easier hurdle to navigate than reforming (i.e cutting) the state pension. Eitherway, I'd still continue to make voluntary contributions as a proper citizen looking to help the Treasury ![]() Reform forcing Labour into the corner while out of government might be the very thing that'd lead to their demise. Labour would likely exhaust all options before Reform gets in (if they do). By then, all it'd take would be an inevitable cut in benefits or state pension for a good chunk of Farage's support to evaporate. Ultimately, my British compatriots need to understand that this is not 1860 or the hay days of the empire. Britain is a dying empire and they need to adjust to the fact that things are not as they were in the past. Today, some of those migrants from previously colonised states are collecting rent from Brits in GB |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Fred2020: 8:20am On Sep 24, 2025 |
Away from politics. Someone doing a kitchen makeover has asked me if I would like to take the old fittings. They all look in very good condition & our kitchen size and layout looks similar, but I doubt they are identical. How easy is it adapting one kitchen fittings to another? From experience, it it often cost-effective to take an offer like this? How easy is it to find a tradesman who would do the adaptation? |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Goke7: 12:13pm On Sep 24, 2025 |
jedisco:😂 Just kuku say once you’re not white you can’t collect ilr, citizenship, pension or benefits so we know we are back to the days of apartheid! That may sound better instead of going thru the corners |
| Re: Living In The Uk-life Of An Immigrant (part 3) by NosyNursy: 1:51pm On Sep 24, 2025 |
I don’t know whether to laugh or cry. And I buy fuel to go for these shifts oh In the end, how much is one making? I don tire.
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| Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 2:53pm On Sep 24, 2025 |
NosyNursy:What are those deductions? That is the main issue here |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Raalsalghul: 3:00pm On Sep 24, 2025 |
NosyNursy:Is this domiciliary care? |
| Re: Living In The Uk-life Of An Immigrant (part 3) by NosyNursy: 3:22pm On Sep 24, 2025 |
justwise:Taxes. PAYE & Pension |
| Re: Living In The Uk-life Of An Immigrant (part 3) by BouharryArtikou: 3:27pm On Sep 24, 2025 |
NosyNursy:Don’t be tired. Welcome. If it will be some consolation. Take a look at the 👇
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| Re: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 3:31pm On Sep 24, 2025*. Modified: 4:56pm On Sep 24, 2025 |
NosyNursy:Pension is not a tax though, is it? You can choose to cancel your contribution at any time (although of course that would be a massively foolish thing for anyone to do). Anyway, this is definitely not the full story because you would pay 0 PAYE if that was truly your full earnings per month. NI contributions would also be negligible. Overall, I’m a staunch believer that the UK is not overtaxed. Everything we benefit from (even though we cannot access benefits lol) needs to be paid for - infrastructure, security etc - and it’s very middle of the table compared with many other countries with similar systems: https://taxpolicy.org.uk/2025/06/27/uk-workers-tax-wedge-infographics/ |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Goke7: 3:43pm On Sep 24, 2025 |
😂 all these payslips being shared here is the reason they won’t hand us ilr on time o make una hide am o! They won’t mind us continue paying this for a longer time. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Raalsalghul: 4:31pm On Sep 24, 2025 |
Goke7:Lol, the total deductions choke. ![]() |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Cyberknight: 5:07pm On Sep 24, 2025 |
Goodenoch:Correct. The UK is not overtaxed - for a developed first world economy and social democracy. It's actually hilarious that someone like Corbyn is seen as some sort of wild-eyed communist in this country: what he stands for is the norm in most of western Europe. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 7:42pm On Sep 24, 2025 |
Goodenoch:This is true. I was actually thinking that he got paid weekly. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by NosyNursy: 11:16pm On Sep 24, 2025 |
Goodenoch:It’s the full story. That is the tax, pension and NI deduction from my payslip. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by NosyNursy: 11:18pm On Sep 24, 2025 |
justwise:If it’s weekly, and almost 45% is chopped in tax, does that not give a reason to vex? The remaining change is what I’m expected to use for bills, rent, food, council tax, etc |
| Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:22am On Sep 25, 2025 |
Goodenoch:Fair enough. Low to mid earners in the UK pay relatively lower taxes when compared to other nations. Added to this is the fact that our minimum wage is one of the highest in the OECD and it's increased yearly. This is not counting the generous benefit system (for eligible folks) and free healthcare. Where the UK really trumps others are the tax free or tax efficient accounts. Combining pensions and ISAs, an individual could save 80k per year - a good chunk of which remains tax-free. Very few western nations (if at all any comes close) Folks having it tough are immigrants still on a visa due to limited opportunities and higher earners who bear the brunt of the taxman without comparatively high incomes they could command in other countries. Overall, this reduces inequality in the UK but also leeds to flight of human capital. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 2:36am On Sep 25, 2025 |
NosyNursy:Truly, it's tough but just imagine if you were paying 40% base rate (as against 20%) plus NI, student loans (perhaps) and losing out on certain benefits. Some peole get only 28 - 35% of increments after certain thresholds. Just ran a quick querry thru GPT and this is the result for the 'death trap' between 100 and 125k. This is not even considering pensions which many ultimately have to use to reduce their taxable income
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| Re: Living In The Uk-life Of An Immigrant (part 3) by Goodenoch: 5:54am On Sep 25, 2025*. Modified: 3:09pm On Sep 25, 2025 |
NosyNursy:No. That cannot be the full story. Paying that much in PAYE means you’ve been earning substantially more elsewhere since this tax year began (I suspect this is additional bank work you’re doing in addition to your main job because this is certainly not anyone’s full time earnings per month). Alternatively, something major is wrong somewhere. Again, if your tax code is the 1257l you would pay 0 tax on this income. That’s not my opinion - it is the law. Show the full thing let’s see your tax code and the deductions. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Goke7: 7:45am On Sep 25, 2025 |
NosyNursy:I understand how you feel, but just take solace in the fact that if you have overpaid tax you will be refunded in the long run or your tax code adjusted asap to even force some refund quickly It’s what I’ve experienced too and so many others here. Just some months ago I got a bonus from my organisation like 2500 for obtaining a certification I was rejoicing until I got the final amount with almost 1000 deducted, like you I was devastated. I was even expecting some refund at the end of the previous tax year cos I thought I must have overpaid tax as I was also paying some tax for a private medical insurance I felt hmrc must have overdrawn omo to my surprise no shi shi until I used chat gpt to recalculate for me and chat gpt confirmed that I will get nothing as refund after showing me how my tax had truly been deducted. That’s how the system works and in every advanced country. You can try to reduce your tax with private pension savings or if your spouse (if you’re married) is earning lower than 12570 per year I think then you qualify for some tax credits, I never knew this as I thought it was just for citizens alone. Take care and cheers. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 10:13am On Sep 25, 2025 |
NosyNursy:Speak to your HR, something is wrong somewhere, no one pays that much of tax on that amount. |
| Re: Living In The Uk-life Of An Immigrant (part 3) by NosyNursy: 10:16am On Sep 25, 2025 |
justwise:As someone said above, it’s a bank extra work payslip |
| Re: Living In The Uk-life Of An Immigrant (part 3) by NosyNursy: 10:17am On Sep 25, 2025 |
Goodenoch:You are right. It’s the bank job payslip |
| Re: Living In The Uk-life Of An Immigrant (part 3) by Oakande: 12:07pm On Sep 25, 2025 |
NosyNursy:Gbam!! That’s what I thought too |
| Re: Living In The Uk-life Of An Immigrant (part 3) by xx1v: 1:01pm On Sep 25, 2025 |
Hello everyone, permit me to interrupt your conversation with my questions. For someone (male) coming to London this December, and wants to get busy with work, what would you suggest for him? What do's and dont's would you share with him? Are there any skills/certifications needed to get a warehouse or factory job? How to go about the certifications needed for construction and security jobs? |
| Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 2:23pm On Sep 25, 2025 |
xx1v:What visa type is thie person holding? |
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