₦airaland Forum

hyzich:
Your taxable income is all your gross income earned.

I think there's definitely a case for arguing that based on the coinciding of the proposed thresholds with tax bands and the fact that people use salary sacrifice to pay pensions and whatnot the drafter(s) of the document may have used "taxable" income where they meant to use what is generally termed "gross" income, but taxable and gross income are certainly not the same thing. A quick google will show that.

Pop your details/random figures into the govt tax calculator (https://www.tax.service.gov.uk/estimate-paye-take-home-pay/your-pay) and see how it defines the two concepts.

Jamesclooney:
Any indication of cut off date? Or it applies retrospectively to all?

It aims to target people who have been in the UK since 2021

Evidence / reasoning behind this here --->


"The numbers of migrants arriving in the UK on the Study route increased substantially from 2021 to 2024 compared to previous years. From 2017 to 2019, an average of 238,000 student visas were issued per year under the previous Tier 4 – General Student route.33 From 2021 to 2023, this increased to 532,000 per year. Student main applicants over this period brought significantly more dependants.34 From 2017 to 2019, Students brought 0.06 dependants per main applicant on average, compared to 0.26 between 2021 and 2023.

Evidence from the MAC suggests that a significant proportion of international students who arrived since 2021 are switching into roles below RQF 6. In their 2024 ‘Rapid Review of the Graduate Route’, the MAC found that almost half (49%) of those who switched directly from the Student route into work routes switched into Senior Care worker and Care worker roles, while 20% of those who switched from the Graduate route also entered these occupations"

My mum is 69 years and holds a uk visit visa. she came to the UK to visit me and fell ill so she was seen by the GP and the GP prescribed a medication for her. She went to the pharmacy to collect the medication but the pharmacist refused to accept her medication payment because she’s 69 years old so she’s automatically exempted from payment for her medication. I informed them that she’s on a visit visa but they refused saying that I should ask around and if I still want to pay, I can come later and pay.

Please what should I do?
Is she truly exempted from payment because she’s above 60 years?
I don’t want it to be that she’s using public fund and I don’t want anything that will affect her visa application in the future.
Please I need your suggestions. Thank you so much.

Cyberknight:
Apparently I might be wrong. The threshold appears to be referring to taxable income (i.e. less personal allowance and any salary sacrifice amounts, such as pension deductions), not gross income, which would actually mean its approx. 65k.

No it's gross salary.

Elsewhere in the statement they say the intent is to match it to what people earn to be in the higher and additional rate tax thresholds.

Still going through the doc and this caught my eye -->

"Table 2: Considerations that will reduce the baseline qualifying period. Note: only one of the listed considerations (i.e. the one that causes the largest reduction) would be applied in the case of any single application, and additional years will take precedence over any reduction to the baseline."

This means in essence that you cant stack "Adjustment to baseline qualifying periods" for a reduced ILR period - you can only choose one which is the highest

How long is she staying for? You can search on Google for NHS prescription exemption (usually for the elderly. diabetic and those with family history of glaucoma.

babranancy:
My mum is 69 years and holds a uk visit visa. she came to the UK to visit me and fell ill so she was seen by the GP and the GP prescribed a medication for her. She went to the pharmacy to collect the medication but the pharmacist refused to accept her medication payment because she’s 69 years old so she’s automatically exempted from payment for her medication. I informed them that she’s on a visit visa but they refused saying that I should ask around and if I still want to pay, I can come later and pay.

Please what should I do?
Is she truly exempted from payment because she’s above 60 years?
I don’t want it to be that she’s using public fund and I don’t want anything that will affect her visa application in the future.
Please I need your suggestions. Thank you so much.

Dont sit on the fence for the proposed earned settlement. Consultation is ongoing and you all should go amd air your view before it becomes law. Try write about the proposed 15 years for care workers to be equal 10 years like others or should not apply to those already on their 5 years settlement route
https://www.gov.uk/government/consultations/earned-settlement

abuhusna1:
Dont sit on the fence for the proposed earned settlement. Consultation is ongoing and you all should go amd air your view before it becomes law. Try write about the proposed 15 years for care workers to be equal 10 years like others or should not apply to those already on their 5 years settlement route
https://www.gov.uk/government/consultations/earned-settlement

I admire your optimism

HustlaOfLagos:
I admire your optimism

That stuff won't make any difference.

babajeje123:
That stuff won't make any difference.

It's a done deal already, maybe small changes to appease the left of the party.

Interestingly, there is still about 3 years before the next GE, so there are likely still more punitive changes to come targeting migrants.

Migration and migrant-blaming are an election winner in Reform's election book, and Reform will milk it for everything they can get in the polls. Expect Reform to throw some more jabs soon and expect Labour to follow suit.

HustlaOfLagos:
I admire your optimism

The optimism will drop even further once Rachel Reeves announces higher levies for migrants in her budget next week.

Reform has already started banging on about it, so you can expect Labour to weave it into the budget as well.

When they say the immigrants must not be in debt to qualify, hope they are only referring to mortgage and car loan debt, not credit card or business debt.

Viruses:
When they say the immigrants must not be in debt to qualify, hope they are only referring to mortgage and car loan debt, not credit card or business debt.

😂 dem go explain tire. We never see anything!

Viruses:
When they say the immigrants must not be in debt to qualify, hope they are only referring to mortgage and car loan debt, not credit card or business debt.

The debt is specifically 'no current litigation, NHS, tax or other government debt.'

[quote author=bigtt76 post=137543740]How long is she staying for? You can search on Google for NHS prescription exemption (usually for the elderly. diabetic and those with family history of glaucoma.


She will be staying in the uk for 5 months.

Fred2020:
It's a done deal already, maybe small changes to appease the left of the party.

Interestingly, there is still about 3 years before the next GE, so there are likely still more punitive changes to come targeting migrants.

Migration and migrant-blaming are an election winner in Reform's election book, and Reform will milk it for everything they can get in the polls. Expect Reform to throw some more jabs soon and expect Labour to follow suit.

Let me just state this here for the sake of posterity. Anybody on this group that thinks they should just accept the new terms (whether 10/15 years) and continue living your life, be ready to accept that you are not going to get that ILR. The goal post will continue to shift until it is out of your reach and impossible for you to attain.

The above is for those that think they can wing through it and continue living life.

So, all those money saved for mortgage deposit start redirecting it towards other endeavours and stop investing on British soil. Your visa fees and taxes are enough

Fred2020:
The optimism will drop even further once Rachel Reeves announces higher levies for migrants in her budget next week.

Reform has already started banging on about it, so you can expect Labour to weave it into the budget as well.

I remember when Justwise used to blame all and sundry for speaking about healthcare visas and saying Nigerians can switch to whatever career they want after 5 years even though the signs were there that the gov would soon start to target that sector.

I wonder if he still shares the same sentiment

Raalsalghul:
Let me just state this here for the sake of posterity. Anybody on this group that thinks they should just accept the new terms (whether 10/15 years) and continue living your life, be ready to accept that you are not going to get that ILR. The goal post will continue to shift until it is out of your reach and impossible for you to attain.

The above is for those that think they can wing through it and continue living life.

So, all those money saved for mortgage deposit start redirecting it towards other endeavours and stop investing on British soil. Your visa fees and taxes are enough

They wan make person turn service user before e see ILR

Raalsalghul:
Let me just state this here for the sake of posterity. Anybody on this group that thinks they should just accept the new terms (whether 10/15 years) and continue living your life, be ready to accept that you are not going to get that ILR. The goal post will continue to shift until it is out of your reach and impossible for you to attain.

The above is for those that think they can wing through it and continue living life.

So, all those money saved for mortgage deposit start redirecting it towards other endeavours and stop investing on British soil. Your visa fees and taxes are enough

with the shambolic state of that disgraced country

I bet you more and more Nigerians are taking their chance here

HustlaOfLagos:
They wan make person turn service user before e see ILR

ILR will definitely be gotten
But e go hard gan

You nailed it.

As painful as the UK’s latest policy may be, what is even more shocking is the painful economic reality brewing. I posit that the UK may have to close the route to settlement and citizenship for most immigrants in the next 5 years as harsh economic realities bite harder. What the UK has done with the latest policy is normalise retroactive policies. This is crucial. By normalising retroactive policies, they can then proceed to enact even more punitive policies that will make migrants perpetual slaves limiting their access to settlement and the benefit system.

The reason the UK MUST do this is to preserve the power of the UK passport and reduce stress on the system. If countries in EU and the 5 eyes (US, Canada, Australia, New Zealand) start sensing that the UK is becoming the conduit for residents of third world countries to access them, they will start erecting measures against UK citizens.

My advice to younger folks here is simple – start building options smartly - "the UK don cast". Within the UK, what can you do for the short/medium term? Outside the UK, what options exist? Don’t limit yourself to the UK alone, have options so you don’t get stranded. Tough times are coming economically, and you don’t want to get left out in the open holding the bag.

Raalsalghul:
Let me just state this here for the sake of posterity. Anybody on this group that thinks they should just accept the new terms (whether 10/15 years) and continue living your life, be ready to accept that you are not going to get that ILR. The goal post will continue to shift until it is out of your reach and impossible for you to attain.

The above is for those that think they can wing through it and continue living life.

So, all those money saved for mortgage deposit start redirecting it towards other endeavours and stop investing on British soil. Your visa fees and taxes are enough

Nigeria has always been a disgraced country for the better part of the last six decades. It has been on a steady decline since after 1960. There was nothing wrong in having hope, but thinking Nigeria was ever THE option for any millennial was an undoing by itself.

Immigration has also never been an issue for us - we have had waves especially during the military era. The issue is that prospects have been declining rather fast. The worry is that we never quantified benefits. Coming from Nigeria and landing in the UK with the arbitrage in earnings made us think we had arrived. By the close of yesterday, it was blurry for a lot of folks. Hopefully things start to clear up over the weekend.

That Nigeria is "gone" does not automatically create opportunities for us outside. It is now tougher and more expensive than ever to emigrate to these sane countries. Our issues back home unfortunately do not constitute an emergency overseas. I can say immigration from Nigeria will decline steadily for the next decade.

Student route - e don cast.
HCA - e don cast
Visit visa - visa lottery
GTvisa - e don cast
Skilled worker visa/sponsorship license - e don cast

RodgersAkpafu:
with the shambolic state of that disgraced country

I bet you more and more Nigerians are taking their chance here

RodgersAkpafu:
with the shambolic state of that disgraced country

I bet you more and more Nigerians are taking their chance here

I am not saying Nigerians should go back to Nigeria.

However, for those that want to 'wing it', they should be ready not to get the ILR.

This is based on my knowledge of British politics, mentality, history and the mood right now.

Whatever options, they decide to go with is up to them.

Just to reiterate.

The UK is uninvestable - Jonathan Oppenheimer and Magda Wierzycka at Bloomberg Africa Business Summit.

I know first hand because investors told me. Oh and for Oxford and Cambridge - I was told they do not count as centres of excellence anymore. Do you folks have anyone on your board with degrees from an m7? E don cast.


https://www.youtube.com/watch?v=9wlf3ICjDtk

WanderingChild:
Nigeria has always been a disgraced country for the better part of the last six decades. It has been on a steady decline since after 1960. There was nothing wrong in having hope, but thinking Nigeria was ever THE option for any millennial was an undoing by itself.

Immigration has also never been an issue for us - we have had waves especially during the military era. The issue is that prospects have been declining rather fast. The worry is that we never quantified benefits. Coming from Nigeria and landing in the UK with the arbitrage in earnings made us think we had arrived. By the close of yesterday, it was blurry for a lot of folks. Hopefully things start to clear up over the weekend.

That Nigeria is "gone" does not automatically create opportunities for us outside. It is now tougher and more expensive than ever to emigrate to these sane countries. Our issues back home unfortunately do not constitute an emergency overseas. I can say immigration from Nigeria will decline steadily for the next decade.

Student route - e don cast.
HCA - e don cast
Visit visa - visa lottery
GTvisa - e don cast
Skilled worker visa/sponsorship license - e don cast

I have to agree

WanderingChild:
Just to reiterate.

The UK is uninvestable - Jonathan Oppenheimer and Magda Wierzycka at Bloomberg Africa Business Summit.

I know first hand because investors told me. Oh and for Oxford and Cambridge - I was told they do not count as centres of excellence anymore. Do you folks have anyone on your board with degrees from an m7? E don cast.


https://www.youtube.com/watch?v=9wlf3ICjDtk

This one dey talk rubbish

oppenheimer oponu

WanderingChild:
You nailed it.

As painful as the UK’s latest policy may be, what is even more shocking is the painful economic reality brewing. I posit that the UK may have to close the route to settlement and citizenship for most immigrants in the next 5 years as harsh economic realities bite harder. What the UK has done with the latest policy is normalise retroactive policies. This is crucial. By normalising retroactive policies, they can then proceed to enact even more punitive policies that will make migrants perpetual slaves limiting their access to settlement and the benefit system.

The reason the UK MUST do this is to preserve the power of the UK passport and reduce stress on the system. If countries in EU and the 5 eyes (US, Canada, Australia, New Zealand) start sensing that the UK is becoming the conduit for residents of third world countries to access them, they will start erecting measures against UK citizens.

My advice to younger folks here is simple – start building options smartly - "the UK don cast". Within the UK, what can you do for the short/medium term? Outside the UK, what options exist? Don’t limit yourself to the UK alone, have options so you don’t get stranded. Tough times are coming economically, and you don’t want to get left out in the open holding the bag.

This your take is very very very somehow

RodgersAkpafu:
This your take is very very very somehow

I actually agree with the person you've quoted.

However, I'd like to hear your own take.

WanderingChild:
You nailed it.

As painful as the UK’s latest policy may be, what is even more shocking is the painful economic reality brewing. I posit that the UK may have to close the route to settlement and citizenship for most immigrants in the next 5 years as harsh economic realities bite harder. What the UK has done with the latest policy is normalise retroactive policies. This is crucial. By normalising retroactive policies, they can then proceed to enact even more punitive policies that will make migrants perpetual slaves limiting their access to settlement and the benefit system.

The reason the UK MUST do this is to preserve the power of the UK passport and reduce stress on the system. If countries in EU and the 5 eyes (US, Canada, Australia, New Zealand) start sensing that the UK is becoming the conduit for residents of third world countries to access them, they will start erecting measures against UK citizens.

My advice to younger folks here is simple – start building options smartly - "the UK don cast". Within the UK, what can you do for the short/medium term? Outside the UK, what options exist? Don’t limit yourself to the UK alone, have options so you don’t get stranded. Tough times are coming economically, and you don’t want to get left out in the open holding the bag.

Some of us said this countless times here that folks should look elsewhere but we were told that the Uk is still the best. Honestly I celebrate folks who have since used the Uk as the stepping stone to other places. They are the original MVPs and the wisest.

Hardworking and legal immigrants are being mocked 😜 imagine those on care visas facing the possibility of 15 yrs not even the 10 years that was originally tendered meanwhile the smarter ones have used their care experience to obtain PR in Canada and will be Canadian citizens in just 3 years while their counterparts in uk are filling online surveys that may never make any difference. Anyway each man to his own!

This is not just about the health care sector. Anyone in a role below RQF level 6 faces a 15 year wait. Some roles will be exempted but what about others

HustlaOfLagos:


I remember when Justwise used to blame all and sundry for speaking about healthcare visas and saying Nigerians can switch to whatever career they want after 5 years even though the signs were there that the gov would soon start to target that sector.

I wonder if he still shares the same sentiment