₦airaland Forum

Goke7:
Even the Brits themselves are moving away from the country reason why I wonder why some immigrants just feel they must stay put in here with all the gaslighting and manipulation.

My two cents again if you’re still less than 40 and you’ve built good experience in the uk kindly explore other nations who will give you permanent residency in record time. The UK is broke and the carrying capacity to cater for all permanent residents keeps shrinking. Enough said.

Goke7:
The only small hope I see perhaps God willing is to allow folks still get ilr but sill ensure no recourse to public funds since all the headache is about benefits but that alone is already degrading but many migrants if not most won’t mind.

In all a new legislation or the courts may still be the deciding factor reason the govt still continues to say they are still consulting.

In recent times, I doubt they have released stuff like this that they did not go ahead to implement in full

DO you have an idea when everything will be finalized? I think it could be before Jan so as to prevent 2021 folks from getting ILR

HustlaOfLagos:
In recent times, I doubt they have released stuff like this that they did not go ahead to implement in full

DO you have an idea when everything will be finalized? I think it could be before Jan so as to prevent 2021 folks from getting ILR

April 2026. https://hansard.parliament.uk/commons/2025-11-20/debates/E3CE324D-7597-40C5-8697-DB48AA843CFC/MigrationSettlementPathway#contribution-44475956-0A57-466A-A4EA-7A7FD64AAD83

HustlaOfLagos:
Honestly, in a lot of ways, you cant blame these guys.

Sometimes, you look at videos from Birmingham with certain demographics trying to impose Sharia law etc. Makes 0 sense but sensible immigration is still needed by all countries to poach ready made talent

If we were unable to recognize our homeland, some of us would do the same. I don't blame them in the slightest. Can you imagine the Sharia people talking loudly about their agenda and expecting the locals to keep quiet? In actuality, they are the cause of this aggressive anti-immigration wave; we Africans and others are merely victims. They want to restrict them because they are the actual target. In addition to having the highest birth rate, one of the reasons is that the majority of them have unemployed women, making them a burden on the system. It is uncommon to find an African family in which both members do not contribute to the system and work.

Goodenoch:
April 2026. https://hansard.parliament.uk/commons/2025-11-20/debates/E3CE324D-7597-40C5-8697-DB48AA843CFC/MigrationSettlementPathway#contribution-44475956-0A57-466A-A4EA-7A7FD64AAD83

Thanks!

Quite a few people should have gotten ILR then and bypassed everything

Will be interesting to see if there are tweaks to the current suggestions in place following consultation (i doubt this though)

HustlaOfLagos:
Yeah, this figure includes dependents

I still maintain that the UK should be used by most as a stepping stone, not the final destination.

They have shown their hands time and again and will likely continue to do so.

After 10-15 years, who says they cant shift the goal post again?

Shifting the goal post is precisely what they would do. Since most of the people they are pushing up now would still be due for the ILR in ten to fifteen years, nothing would have changed. The vast majority of people are currently waiting in line, and I believe that only a small percentage of people would move back to their country of origin or somewhere else. Therefore, you will have nearly twice as many people in line in another ten years when you include people from now and their dependents (the unmarried ones would have married and the children would have grown). Then again, they will definitely move the goal post. It's just common sense to do that.

Mcleo007:
If we were unable to recognize our homeland, some of us would do the same. I don't blame them in the slightest. Can you imagine the Sharia people talking loudly about their agenda and expecting the locals to keep quiet? In actuality, they are the cause of this aggressive anti-immigration wave; we Africans and others are merely victims. They want to restrict them because they are the actual target. In addition to having the highest birth rate, one of the reasons is that the majority of them have unemployed women, making them a burden on the system. It is uncommon to find an African family in which both members do not contribute to the system and work.

Everything must have been thought of or considered together

I mean look at this - https://www.telegraph.co.uk/news/2025/11/22/pakistanis-holiday-visa-loophole-lodge-record-asylum-claims/

WanderingChild:
On the comical side (no harm intended), the birthing in the US thread on Nairaland literally died when trump with one stroke of the pen ended birth tourism for non-US citizens and PRs. It seems we may see the same for the thread on UK property. If people now have no assurance on their future status, it makes investing in property, pension, SIPP almost toxic for immigrants. Will you be paying pension for a future you may not be entitled to? Imagine people who have paid pension for 5 years and now have to emigrate elsewhere? What happens to the money sunk into the UK pension system? Imagine those who have bought property thinking they were on a path to settlement and now have to emigrate elsewhere. What happens to their property (someone says sell it)? Immigrants MUST be mindful of not allowing themselves become tools to enrich the Prince’s Trust and UK PLC. Deploy that resource in securing alternative options for yourself. Until you have that settlement, be very careful in making certain kinds of investments.

Comical indeed. You sound eerily familiar.

It's important not to miss the forest for the trees. The whole reason most migrate is to secure their future and that could be done flexibly.

You highlight pension and property. Let me delve in


1. Pensions: There are few types here- state, work and private (SIPP)

A). For state pension, this is more of a suscription and not your money. One needs to have 10 qualifying years to be eligible and 35 for the full. One can't opt out as the subscription (NI) is mandatory hence it's hardly an issue except one is leaving. Once eligible, folks would be paid irrespective of where they reside in the world. The UK has one of the most generous state pensions in the anglosphere. My accountant recently told me how his dads 10 or so years of UK pension eclipses the Canadian one of 20+ yrs. The generosity of the UK pension extends to allowing prior residents contribute for some years after leaving. I'd strongly advise anyone 5+yrs in and leaving to consider making voluntary contributions to get them to the 10yr limit. I'm doing same even though I don't factor in state pensions in my retirement planning.

B. Work pensions: They are generally decent but public service pensions esp the NHS one are very generous. Some higher earning civil servants join the NHS a yr or two before retirement just to finetune their pension. While annual uplifts are stopped if one leaves, it still pays out anywhere you are in the world. One might say, why not opt out if you don't have permanent stay or looking to leave? The answer would be - because of the way penions work with your employer making some contributions, opting out means you're giving back between 3- 17% of your pay to your employer as you don't get paid the employer contributions if you opt out. What worse? that tax-free contribution you'd have made into your pension would be taxed if you decide to take it out.

C) Private/SIPP: Again, your money. It's tax advantaged. The government pays you back the tax you've paid on any money you put in a SIPP. A 20k contribution for a higher earner into a SIPP would only cost them 12k with the government sorting out the rest. If you switch countries, one can still put about 3k in their UK SIPP (and still get the government rebate) for a few years after they leave. Not many western nations are that generous. Your SIPP is your money and you can move with it. There are Canadian companies that would shower me with with perks should I decide to move my SIPP over. But I wouldn't. I love the flexibility.

Products like robust pensions, SIPPs are one of the untold treasures of living in a developed nation. Utilise those and without stress, folks are likely to come out better off than folks with similar earnings in developing countries.
That relatively few immigrants engage with the pension system/retirement planning means it's likely be one of the last areas to be touched.


2. Mortgage: This is a no-brainer. Except movement is imminent (less than 2 yrs), then paying your landlords mortgage might not be the best option for many. By dillydallying, people lose the chance to build wealth. When I came into the UK, I pushed forward buying even when I knew I'd be in a place for 3+yrs and could afford it. I felt I could stomach the average 2-3% rise in house prices. Covid happened and I missed out on 30-50k in capital gains I'd have got if I bought earlier. Virtually all my colleagues who left the UK had homes before they left. Some sold, others rented but I've not met any who regretted buying. A colleague who was was set to leave had to delay things as he needed to conclude on his third property before leaving. Chap took a loan and streched thin to see it thru.

It's like someone telling me not to make use of tax advantaged schemes in Canada or not to purchase my house because I don't know how long I'd be there and frankly unlikely to retire there.

The beauty of being in a developed nation with established systems and property laws is that one can leverage that. You can buy a house in the UK and if the maths adds up, hand it over to an estate agent and continue the Lords work elsewhere. Even with a good network, the maths compared against the risk struggles to make sense in 9ja.

A good way of getting advise is asking someone who've been thru a pathway. I've left the UK and looking back I dont regret my NHS pension contributions. I should continue voluntary NI contributions until I meet the state pension treshold. I cherish my SIPP and property investments and only wish I delved in more. Rules can and would change but I aim to make the best of tools at my disposal today.

Goke7:
The only small hope I see perhaps God willing is to allow folks still get ilr but sill ensure no recourse to public funds since all the headache is about benefits but that alone is already degrading but many migrants if not most won’t mind.

In all a new legislation or the courts may still be the deciding factor reason the govt still continues to say they are still consulting.

I doubt this would be an option
In most things, there's the said and unsaid reason.

What the government has said is concern over benefits.

What the government has not said is the unease about those who recently came to work in Care gaining ILR from next year and leaving the sector. Would they need to open a fresh pathway to get folks in or would social care costs be allowed to rise even further?

Sad to say but this creates a bottleneck that restrains many to the bortom cabin. And it's their labour that'd be used to fund the extravagance of others.

Ships in those days had a boiler room where folks who were constrained to work at the bottom deck stocked coal into the boilers while folks above merried. It was their labour that drove the luxury above. They could even smell it but had no part in it. Even the Titanic had this..

Talking about constraints, my main concern is how changes ultimately affect attainment. If the average Brit feeding off benefits claims they can't get by, how do we expect those with so much more limitations to get by?

Certain examples-
Mortgages: Housing wealth accounts for the significant part of the wealth difference between immigrant and native groups. Many lenders do not lend to folks on a visa. It took a while for even some that do to adapt. Their current risk metric is built around the 5yr limit. How would they adapt this to the 15yr treshold? Why carry the risk of lending to someone who could be removed from the country at year 13 if they lose their job? Rates might likely rise for folks on a visa. Even a 0.1% rise is extra thousands paid in interest- money that perhaps should have gone into a pension.

Already many migrants are spooked and are considering stopping pension contributions - another move certain to impoverish many in the long-term.
I'm not even talking about visa/settlement fees which have risen faster than inflation.

You could see same differential feed into health, life expectancy, delinquent behaviour among offspring e.t.c. because poverty runs deep. At the end someone would bring up a graph of wealth distribution making it appear like some groups are incapable of generating wealth without looking at the underlying drivers.

My hope is that folks escape that bottom deck.

jedisco:
Comical indeed. You sound eerily familiar.

He does indeed!

jedisco:
I doubt this would be an option
In most things, there's the said and unsaid reason.

What the government has said is concern over benefits.

What the government has not said is the unease about those who recently came to work in Care gaining ILR from next year and leaving the sector. Would they need to open a fresh pathway to get folks in or would social care costs be allowed to rise even further?

Sad to say but this creates a bottleneck that restrains many to the bortom cabin. And it's their labour that'd be used to fund the extravagance of others.

😂 you mean the same people aunty kemi called bottom wipers? So they are not milking the system after all going by this postulation. This just shows how deceptive all these talk about net migration is. 5 years of loyal service is enough after all Shebi they say it’s a low income job and they want folks with higher income. Too many contradictory statements, data and information that will only lead to more confusion and impact on healthcare and the economy.

The biggest elephant in the room is still left addressed which is the true future and picture of the society post Brexit which is clearly obvious that there is no plan but to keep on dancing round in cycles with all the dumb talk of immigration. Many are not even aware that many public medical facilities are shutting down in this country. I know of one large psychiatric facility not far from me that has been closed. Anyway let the deceit continue.

Zahra29:
It requires an Act of Parliament to make these changes which isn't simple, quick or even guaranteed as it would also need to pass votes in both houses. The proposal is contentious because it would create a 2-tier citizenship framework and many would argue that it is unjust to deny settled/British citizens from access to welfare. Also it would be difficult to implement in practice - would the government allow British children to go destitute or hungry because they and their parents are in the "2nd tier of citizenship" that doesn't allow access to benefits?

Anyways, by the time the law is passed,(if it passes), a large proportion of the Boriswave would have achieved ILR under the old model and would have access to benefits - which would render the whole exercise largely pointless.

Valid points, I won't support citizenship tiers either. But I'm reading now that part of the proposal is to remove public funds for ILR holders and reserve for citizens only.

Viruses:
Valid points, I won't support citizenship tiers either. But I'm reading now that part of the proposal is to remove public funds for ILR holders and reserve for citizens only.

That may not be easy to achieve because it would probably entail the creation of a dichotomy between existing ILR holders who already have the right to access public funds and future ones which may be difficult to manage.

HustlaOfLagos:
The information has been out there and dissected on this thread but our people do not like to read ...Afterall, their President said "Na Statistics we go chop?" and they still went ahead to vote for the dullard

One thing I like about the UK is how they use evidence and statistics to inform their decisions.

For instance, you can see the below excerpt here --> https://assets.publishing.service.gov.uk/media/691edda450b16caf978153d8/Command_Paper_final_-_reviewed7.pdf#page=24.07

"While significant uncertainty exists over the future behaviour of potential applicants, the Home Office estimates that between 1.3 million and 2.2 million people will settle in the UK between 2026 and 2030 (central estimate 1.6m), peaking at between 359,000 and 620,000 in 2028.

Second, the significant increase in people granted a Health and Care entry clearance visa, including a significant cohort working in the care sector, totalling 616,000 between 2022 and 2024 will become eligible for settlement between 2027 and 2029.20 The Home Office estimates that the UK will see 384,000 additional settlement applications from this cohort over this period, with a peak at 210,000 in 2028"

One of the reasons they can comfortably increase the years to ILR is because they have analysed data and looked at the countries most associated with the visa type they want to curb. They can see that those people would rather be on the 10 year route than return to their home countries where bandits run riot and terrorists stream killings on TikTok

You are smart 🤓. How's your EB2 application going.

obioraval:
You are smart 🤓. How's your EB2 application going.

Long wait per usual

Got something for me?

HustlaOfLagos:
Long wait per usual

Got something for me?

Better that way. There has been a trend of them issuing RFEs to people on the premium deadline just to avoid paying them their money back as they would have to do if they don’t respond within the timeline.

You can also be prepping your EB1 petition in the interim while waiting for the NIW feedback - two factor authentication lol.

Goodenoch:
Better that way. There has been a trend of them issuing RFEs to people on the premium deadline just to avoid paying them their money back as they would have to do if they don’t respond within the timeline.

You can also be prepping your EB1 petition in the interim while waiting for the NIW feedback - two factor authentication lol.

Una don go far o 😂 aaaah!

Goodenoch:
Better that way. There has been a trend of them issuing RFEs to people on the premium deadline just to avoid paying them their money back as they would have to do if they don’t respond within the timeline.

You can also be prepping your EB1 petition in the interim while waiting for the NIW feedback - two factor authentication lol.

You sabi

-

Don't think I'll qualify for EB1 but I might have a look again next year.

UK ideally should be covering things like this but then they want product led blah blah smh

Goke7:
Una don go far o 😂 aaaah!

Make person come dey whine us with rules every 2 months? Inside this kain weather when Texas / Florida dey with x5 salary?

Even with the new rules, immigrants will still be blamed next year

HustlaOfLagos:
Make person come dey whine us with rules every 2 months? Inside this kain weather when Texas / Florida dey with x5 salary?

Even with the new rules, immigrants will still be blamed next year

aaah, my guy don dey see vision for Texas and Florida hot sun Like one content creator will say, you're not depressed, you're just in the wrong place

Goke7:
aaah, my guy don dey see vision for Texas and Florida hot sun Like one content creator will say, you're not depressed, you're just in the wrong place

You know the vibes

Goke7:
Una don go far o 😂 aaaah!

😄 funny enough I still haven’t put in my petition yet; this is just professional knowledge. I’m still tinkering with my petition and my zeal to submit has reduced because this new policy doesn’t change my timelines. I am really really reluctant about the US.

I will still force myself to stop dragging my feet and apply before the end of the year though because one can’t have too many redundancies in place, clearly.

jedisco:
I doubt this would be an option
In most things, there's the said and unsaid reason.

What the government has said is concern over benefits.

What the government has not said is the unease about those who recently came to work in Care gaining ILR from next year and leaving the sector. Would they need to open a fresh pathway to get folks in or would social care costs be allowed to rise even further?

Sad to say but this creates a bottleneck that restrains many to the bortom cabin. And it's their labour that'd be used to fund the extravagance of others.

You are so right. They already know 90% of those in care will leave that line once they get ILR from 2021 to 2029 since majority of them are graduates and the sector does not have incentive to attract workers again since it is closing by 2028 and not allowed on sponsorship. This is more reason they want those who are doing the job to remain there for another 10 years which I dont think is possible however they plan it.

Goodenoch:
😄 funny enough I still haven’t put in my petition yet; this is just professional knowledge. I’m still tinkering with my petition and my zeal to submit has reduced because this new policy doesn’t change my timelines. I am really really reluctant about the US.

I will still force myself to stop dragging my feet and apply before the end of the year though because one can’t have too many redundancies in place, clearly.

Best to put in your app and then wait it out.

Processing time is now 19 months on average + extra wait time for embassy dates could put everything at 4 - 5 years, if not more owing to the H1B issues. Means you can get your ILR and all here during that time and port when the pp comes in

Who knows what might happen in the UK between now and then?

Goodenoch:
😄 funny enough I still haven’t put in my petition yet; this is just professional knowledge. I’m still tinkering with my petition and my zeal to submit has reduced because this new policy doesn’t change my timelines. I am really really reluctant about the US.

I will still force myself to stop dragging my feet and apply before the end of the year though because one can’t have too many redundancies in place, clearly.

I know and understand that feeling but maybe if you have a visa you can take a short trip and just size out the country, something could click on your inside or reinforce your resolution to remain in the uk. Follow your heart or intuition though!

abuhusna1:
You are so right. They already know 90% of those in care will leave that line once they get ILR from 2021 to 2029 since majority of them are graduates and the sector does not have incentive to attract workers again since it is closing by 2028 and not allowed on sponsorship. This is more reason they want those who are doing the job to remain there for another 10 years ehich I dont thinkbis possible however they plan it.

Other countries will be licking their lips and won’t believe their luck, it’s just to specify a permanent immigration policy that if you have 3-5 years of care experience in the uk oya come as you are 😂

HustlaOfLagos:
Best to put in your app and then wait it out.

Processing time is now 19 months on average + extra wait time for embassy dates could put everything at 4 - 5 years, if not more owing to the H1B issues. Means you can get your ILR and all here during that time and port when the pp comes in

Who knows what might happen in the UK between now and then?

Uk embassy dates are that far long? Can't be.
I understand the petition approval timeline is over a year but not interview date for UK embassy.

Even Lagos is about 3yrs from petition to interview, the UK will now be 4-5yrs...no na.

Taal17:
Uk embassy dates are that far long? Can't be.
I understand the petition approval timeline is over a year but not interview date for UK embassy.

Even Lagos is about 3yrs from petition to interview, the UK will now be 4-5yrs...no na.

Well, just a rough estimate. May be less than that but time will tell