₦airaland Forum

Ibehchizzy:
Omo I don’t believe in voodoos but I think yours is spiritual

How was he able to get those money if it was spiritual. They wouldn't have allowed him to get any help from anyone. At times things can be complicated naturally

This year was the year I entered with debt, and about to exit it with more debts😥😥

I promise myself that after the debt clearance, I would never be under the grip of manipulating people. Next year is Me First, just like American president do say.

silibaba:
Talk more of 20% tax coming on next week.

20 percent?

Ibehchizzy:
no wonder you’re a happy and proud phone repairer
The taxation no go affect you
The more reason for you to be contented with your current status…

if you ever make up to 100m in your entire lifetime you won’t bother about the tax burden.i repair phones for a living and im proud,tell us what you do for a living if you have one

chiefolododo:
20 percent?

don’t mind them,ignorant people just be posting rubbish here and there

Only novices talk about savings. You should be talking about how much you have INVESTED this year. Any savings you make would be subject to devaluation over time but investments multiply whatever you have made

can someone save in





APC regime







DEBT Everywhere

I save my life.......

verifywithme:
18m thanks to sportybet

How much did you stake? Over 200k?

oyeb15:
I lost my car, incured debts, start struggling to survive. Responsibilities become so overwhelming, anticipated government job was cornered by corrupt government officials who give it out as slots.

This Year is the worst year of my life. I don't pray to remember 2025 again as long as I live.

It's well Sir, you can look towards skilled workers japaaaa to Canada, Australia etc

Lanretoye:
oga stop all these your useless mis Formations,they have reiterated it that the tax regime will not affect people like you,why are u crying more than the bereaved…What do you have that they want to tax

Who will it affect if not the common man like me.

If government tax dangote who will pay if not the people buying his product?

So dangote will put that tax into his goods then you and I will buy. Which mean than the cost of items will sharply increase come next week.

kings59:
Saved 7.5M but sporty chop am all, CEBEX also chop my 6M, But yesterday, I nearly lost my life to robbers. Omo, life first before anything else ooo

We go again 2026

2026 will be a year of saving. 90% of my salary, I will start saving it.



I just realized is not all about how much you have or lost, but how you stand again after falling or losing huge amount of money.

That's a big lesson. All the billions without life is nothing. However, being broke when alive is something to be grateful for.

oyeb15:
I lost my car, incured debts, start struggling to survive. Responsibilities become so overwhelming, anticipated government job was cornered by corrupt government officials who give it out as slots.

This Year is the worst year of my life. I don't pray to remember 2025 again as long as I live.

2026 will be better.

Used what I saved to have surgery last month to save myself last month.

silibaba:
Who will it affect if not the common man like me.

If government tax dangote who will pay if not the people buying his product?

So dangote will put that tax into his goods then you and I will buy. Which mean than the cost of items will sharply increase come next week.

then if you don’t buy dangote cement ,you won’t share the burden.the only thing you know about taxes is that they want to deduct your koney

helinues:
Nobody will tell you the amount they have saved as you refused to lead the way

I saved more than money this year. I saved my sanity by not allowing the manipulators to continue manipulating me as it was costly. They only remember you when they are broke .

Nemesis0147:
You guys have started these annoying questions.
Why do you want to know my savings?

So dat him go know the kain billing e wan knack you

KingMack:
ogbeni see wettin you dey cap and you no set the way!



Anyway...Enough to take care of myself without begging

😂😂

phelonrays:
I save enough to sustain my self

I met 78 percent of my 2025 set goals

Nice one! 👍

inoki247:
My Life...


U no fit mind ur business....


Question wey even my Account manager no ask me..

🤣🤣🤣

#463,000 (in debt)

100M

Lanretoye:
then if you don’t buy dangote cement ,you won’t share the burden.the only thing you know about taxes is that they want to deduct your koney

So what is tax all about if not deduction of money

65mil

mosho2good:
I tried my best and save 900
We move again next year

Wow so you saved N900million. Your business is really doing well

Na mainly our life and the shirt we are wearing naim we rescue from the emilokan people. Them been wan carry us go where we no know.

silibaba:
So what is tax all about if not deduction of money

noting more and nothing less,just deduction of money

bigpicture001:
My year was a living hell

First my brother contracted liver infestion and was swelling... This brother if mine is our family most intelligent and most promising.. he is in uniben..

Omoh, we gathered resources, till we got exhausted.. I went ND borrowed a loan from a very greedy fellow.. a loan of 500k to pay 75k monthly...

We added to what we had ND it saved him.. turns out it's pancreas infection , not liver.

Okay.. leme continue to huzle.. thieves came and Rob my major pos stand.. I lost over 400k..

I borrowed 150k with my new deep freezer @25k monthly interest, it got lost in 10 days

My shop rent increased from 80k to 200k.. my house rent moved from 140k to 250.


I am so so indebt.. that I started borrowing from loa app to survive since no one will borrow me again.. I got about 100k from. Loan app, the terms are too short.. and once I huzle with it.. thier interest take all my gains.. friends who have helped me with 100k, 50k 100k, 80k.. all got their due days on my neck.. they all want their money at the same. Time...

On top of that, my landlord gave me quit notice, over a long time issue I had with a co tennat.. issues that has been solved oo like 3 years ago.. he refused to listen to plea.. ND court started to serve me. Paper...

In six months, my properties were thrown out.. at that same time.. my shop rent was due.. the landlord (another different one) locked the shop with a two weeks notice

My best friend who always comes to rescue when I was down, lost her fidelity bank job.. sh was a head of operations..

I saw hell!!!!

I all. My friends wouldn't house me.. many cuz of their gf.. many started avoiding me.. then a girl who had crush on me. Before took me. Into her house...

But sh wanted sex everyday.. honestly that was not what was on my mind.. but sh will not have it saying I dnt love her.. while I am dieing of problems..

Eventually she looked for a reason and sent me out.. I packed my stuffs and started sleeping in her passage..

I slept there for straight 6months..

That pix u see below.. is in the passage of where I slept for 6months..

I enter the compound by 11pm.like a thief, so the tenants would have slept off..I lay my bed..with my bedsheets..I buy mosquito coil everyday for 6months and surrounded my sled with the thick smoke to avoid.malaria..at a point..my chest cavity started caving in...

I saw hell fire this year...

If u want to know more..quite me..I will continue till how I am.today

Nawaoo! Quite a sad story!

oyeb15:
I lost my car, incured debts, start struggling to survive. Responsibilities become so overwhelming, anticipated government job was cornered by corrupt government officials who give it out as slots.

This Year is the worst year of my life. I don't pray to remember 2025 again as long as I live.

So sorry bro.
Next year will be better in Jesus name.

Samirana360:
-₦580,000... I've been saving money since January but the more I save the more debts increase..... Pls someone should help me save right in 2026

Lol...so, you still dey owe? You saved debt.

No Be Juju Be Dat?

phelonrays:
I save enough to sustain my self

I met 78 percent of my 2025 set goals

That's great bro. That is A1*

always247:
na who dey earn dey save. if i can remember i entered 2025 with debt and thesame is happening in the coming 2026

You dey curse yourself? Be hopeful bro.

No Be Juju Be Dat?

femi4:
I dont save

O ble ...all the way, tomorrow is not promised

So you no get plans for the future?
You be you can die anytime?
What if you live longer?
Wat if the money is no longer coming like before?
What will you fall back on?