₦airaland Forum

boom99:
650k but December brought it down to 350k

How?
Did you spend too much on festivity?
New year still dey o.
Students dey resume on the 5th of January.

blackmercyvelli:
6 million 4 hundred thousand

6 million and 400k

You did well. You really tried.
I know it wasn't easy to save that much in this biting economy.

kings59:
Saved 7.5M but sporty chop am all, CEBEX also chop my 6M, But yesterday, I nearly lost my life to robbers. Omo, life first before anything else ooo

We go again 2026

2026 will be a year of saving. 90% of my salary, I will start saving it.



I just realized is not all about how much you have or lost, but how you stand again after falling or losing huge amount of money.

I will advise that you run away for sports betting and digital finances for now. 12.5 million too much to lose in this economy na. At least, work within your current earnings throughout 2026. Start from there.

immaculatesense:
You dey curse yourself? Be hopeful bro.

No Be Juju Be Dat?

its not a curse

millionboi:
I prefer investing in legit things like land e.t.c not ponzi oo

And who tells you land is 100% secured ?

ahmedio2017:
And who tells you land is 100% secured ?

nobody is talking about security but profit,so I prefer investing to savings

I saved my life oo
This T-pain no easy

akpumping7720:
Since I was born I have never saved like this year before. It all depends on strategy and discipline.

How did u do it!

immaculatesense:
How?
Did you spend too much on festivity?
New year still dey o.
Students dey resume on the 5th of January.

Lol. Salary never show yet. It should take me till end of January

Joyfulgal:
How did u do it!

I cut down on some irrelevant expenses.
I'm not too good in saving cos i don't joke with my stomach. So I joined registered and reputable cooperative societies.
I save after earning and spend whatever is left.

akpumping7720:
I cut down on some irrelevant expenses.
I'm not too good in saving cos i don't joke with my stomach. So I joined registered and reputable cooperative societies.
I save after earning and spend whatever is left.

Thank you. I wish I can save with my bank or opay or moniepoint

boom99:
Lol. Salary never show yet. It should take me till end of January

Nawa for your employer ooo.
I bn think say salary dey enter before 24th every December na. Make boiz use am guide.
The thing touch me o

No Be Juju Be Dat?

Nothing o. My account is wobbling

Kai,this is harrowing my brother. I am so sorry for all of this bad experience.
How is ur brother doing now?

bigpicture001:
My year was a living hell

First my brother contracted liver infestion and was swelling... This brother if mine is our family most intelligent and most promising.. he is in uniben..

Omoh, we gathered resources, till we got exhausted.. I went ND borrowed a loan from a very greedy fellow.. a loan of 500k to pay 75k monthly...

We added to what we had ND it saved him.. turns out it's pancreas infection , not liver.

Okay.. leme continue to huzle.. thieves came and Rob my major pos stand.. I lost over 400k..

I borrowed 150k with my new deep freezer @25k monthly interest, it got lost in 10 days

My shop rent increased from 80k to 200k.. my house rent moved from 140k to 250.


I am so so indebt.. that I started borrowing from loa app to survive since no one will borrow me again.. I got about 100k from. Loan app, the terms are too short.. and once I huzle with it.. thier interest take all my gains.. friends who have helped me with 100k, 50k 100k, 80k.. all got their due days on my neck.. they all want their money at the same. Time...

On top of that, my landlord gave me quit notice, over a long time issue I had with a co tennat.. issues that has been solved oo like 3 years ago.. he refused to listen to plea.. ND court started to serve me. Paper...

In six months, my properties were thrown out.. at that same time.. my shop rent was due.. the landlord (another different one) locked the shop with a two weeks notice

My best friend who always comes to rescue when I was down, lost her fidelity bank job.. sh was a head of operations..

I saw hell!!!!

I all. My friends wouldn't house me.. many cuz of their gf.. many started avoiding me.. then a girl who had crush on me. Before took me. Into her house...

But sh wanted sex everyday.. honestly that was not what was on my mind.. but sh will not have it saying I dnt love her.. while I am dieing of problems..

Eventually she looked for a reason and sent me out.. I packed my stuffs and started sleeping in her passage..

I slept there for straight 6months..

That pix u see below.. is in the passage of where I slept for 6months..

I enter the compound by 11pm.like a thief, so the tenants would have slept off..I lay my bed..with my bedsheets..I buy mosquito coil everyday for 6months and surrounded my sled with the thick smoke to avoid.malaria..at a point..my chest cavity started caving in...

I saw hell fire this year...

If u want to know more..quite me..I will continue till how I am.today

Good2go1:
Why won't you save more money when you guys are in power and the key to the treasury of the nation are in you guys hand?

Leave that guy wey don mad.

U are a strong man...keep fighting my brother. It's not easy.

oyeb15:
It's was giving me serious problems. I borrowed to make major repairs and within a week,it got spoilt again.i exhausted my savings. Also the mechanics weren't good enough.I was frustrated, no other way to make money. My daughter got admission, school fees pilled up for others. House rent. My wife started nagging. I was down.
I sold d damaged car, pay my daughter school fees and d outstanding ones for younger ones, pay rent, settle debts that I incured when I was making repairs . Then d last dole, I went to collect my original 2:1 certificate in my university and focused on the government job that I passed aptitude, written exam and passed interview. I was never called for letter till now. They rubbished d process at d appointment letter stage.
Have run away from home looking for a better way to start all over again.
How can I remember this kind of year and be happy.

GoldenqueenC:
Used what I saved to have surgery last month to save myself last month.

So sorry,hope u are better now?
Ndo.

Watin I go do contribution woman wen carry my money run?? 520,000

Joyfulgal:
Thank you. I wish I can save with my bank or opay or moniepoint

If I save with those ones I will be the one to use my hand make withdrawals again till I deplete the whole savings.

immaculatesense:
So you no get plans for the future?
You be you can die anytime?
What if you live longer?
Wat if the money is no longer coming like before?
What will you fall back on?

The future will take care of itself

700,000 CFA Francs

immaculatesense:
With the situation if the economy in the current year. How much have you been able to add to you savings this year?

Saved alot this year,
I will do better next year

immaculatesense:
With the situation if the economy in the current year. How much have you been able to add to you savings this year?

na who don chop dey save . But I have saved about 35k. Don't ask me of the currency, any currency you imagine is okay 🤣🤣🤣🤣🤣

Samirana360:
-₦580,000... I've been saving money since January but the more I save the more debts increase..... Pls someone should help me save right in 2026

Download Cowrywise,choose an option to save daily, at least 1k per day for 365days,you can choose any amount.
You can choose to manually credit your savings daily by yourself or choose Auto save, where your bank account is debited daily automatically,and your cowrywise account is credited with the money.
I will recommend Auto save.
Note you won't be able to withdraw until it reaches 365 days/1 year.
Also select amount that won't affect you,
.

[quote author=intruder15 post=137911196]How much did you stake? Over 200k?
😊

ibechris:
So sorry,hope u are better now?
Ndo.

getting better every day, thanks.

🤣🤣🤣

immaculatesense:
Lol...so, you still dey owe? You saved debt.

No Be Juju Be Dat?

Juliearth:
That's a big lesson. All the billions without life is nothing. However, being broke when alone is something to be grateful for.

I agree

Thank God for life and all lessons learnt.