₦airaland Forum

NewT123:
I think dangerous is too harsh. She has helped in some ways even if i may not agree with her on some topics

Even the bandit must have helped someone in someways at some point. That doesn’t stop them from being dangerous.

In a time when politicians are throwing most migrants under the bus, they are here talking false things against migrants contributions to the nhs. Even when there’s data that supports us.

.

directonpc:
Even the bandit must have helped someone in someways at some point. That doesn’t stop them from being dangerous.

In a time when politicians are throwing most migrants under the bus, they are here talking false things against migrants contributions to the nhs. Even when there’s data that supports us.

Bandits are doing giveaway on tiktok helping in some ways

directonpc:
Even the bandit must have helped someone in someways at some point. That doesn’t stop them from being dangerous.

In a time when politicians are throwing most migrants under the bus, they are here talking false things against migrants contributions to the nhs. Even when there’s data that supports us.

That’s a harsh comparison again

directonpc:
Zahra29 is a dangerous person, and unfortunately, our community has many of them.
Imagine making someone like the voice of people like us because they look like us. They'd make life hellish for people starting out in the same system that was favourable to them. Thank God man no be God.

Take it easy, bro. Dangerous is much of a tag.

Lexusgs430:
Life insurance is so so important..... If you love your family and don't want them to rely on Go fund me........
Get a LIFE INSURANCE POLICY TODAY.........

How do you know if i'm going to kick the bucket first?

directonpc:
Zahra29 is a dangerous person, and unfortunately, our community has many of them.
Imagine making someone like the voice of people like us because they look like us. They'd make life hellish for people starting out in the same system that was favourable to them. Thank God man no be God.

I disagree with you on this, i do not agree with her in certain issues regarding immigration policies by current and previous government but calling her dangerous is well over the top. We need a balance view in this thread and Zahra29 contributions is essential.

I know that she does come across as the female version of Alastair Campbell during Tony Blair time but she does it in a meaningful way.

justwise:
How do you know if i'm going to kick the bucket first?

Both of you get Life insurance policies, so whoever kicks the bucket first, creates a soft cushion for the other....... 😂🤣

Lexusgs430:
Both of you get Life insurance policies, so whoever kicks the bucket first, creates a soft cushion for the other....... 😂🤣

I'm totally against any investment that the benefit comes after death.

justwise:
I disagree with on this, i do not agree her in certain issues regarding immigration policies by current and previous government but calling her dangerous is well over the top. We need a balance view in this thread and Zahra29 contributions is essential.

I know that she does come across as the female version of Alastair Campbell during Tony Blair time but she does it in a meaningful way.

When you say meaningful way what do you mean by this as He/She is always sounding condescending and seem to have that disdain for immigrant and i still cannot fathom how he/she pretends to be nice in the visa section of the uk thread. I have never read her say anything positive about immigrants in the uk. It always negative stuff and thereby sounding like He/she does not want Nigerians presence in the ukay...No wonder some folks aint holding back.

justwise:
I'm totally against any investment that the benefit comes after death.

So you leave your loved ones financially handicapped....... 😂😊

willyede:
When you say meaningful way what do you mean by this as He/She is always sounding condescending and seem to have that disdain for immigrant and i still cannot fathom how he/she pretends to be nice in the visa section of the uk thread. I have never read her say anything positive about immigrants in the uk. It always negative stuff and thereby sounding like He/she does not want Nigerians presence in the ukay...No wonder some folks aint holding back.

The contempt in her tone is evident, no matter how she attempts to conceal it in her remarks. I am curious to find out the origin of that.

willyede:
When you say meaningful way what do you mean by this as He/She is always sounding condescending and seem to have that disdain for immigrant and i still cannot fathom how he/she pretends to be nice in the visa section of the uk thread. I have never read her say anything positive about immigrants in the uk. It always negative stuff and thereby sounding like He/she does not want Nigerians presence in the ukay...No wonder some folks aint holding back.

I thought I am the only one who doesnt like her on immigration issue. She is one of the old taker who feels they gotten to the top and take away the ladder. I don't care whatever she says though cos it is just a mere opinion which holds no water.
Last Last we are all immigrants even if you have british passport and bleach your skin white

justwise:
I'm totally against any investment that the benefit comes after death.

Am with you on this one! I rather major on investments I too can benefit while alive. Period.

Lexusgs430:
So you leave your loved ones financially handicapped....... 😂😊

Common now...lets be real here, i need to enjoy my money with my family while i'm still on this planet earth, they don't need to wait for me to die to enjoy life.

This may sound strange to many but i don't have bank accounts for my kids, all my investments and savings are in my name. As they grow up and i figure out what they want to do in life then i will invest in them so as to be financially dependent and not waiting for me to kick the bucket so as to enjoy life.

Goke7:
Am with you on this one! I rather major on investments I too can benefit while alive. Period.

Absolutely!!

9

justwise:
Common now...lets be real here, i need to enjoy my money with my family while i'm still on this planet earth, they don't need to wait for me to die to enjoy life.

This may sound strange to many but i don't have bank accounts for my kids, all my investments and savings are in my name. As they grow up and i figure out what they want to do in life then i will invest in them so as to be financially dependent and not waiting for me to kick the bucket so as to enjoy life.

I might not agree with your position..... But I respect it..... 😂

Goke7:
Am with you on this one! I rather major on investments I too can benefit while alive. Period.

But nothing is stopping you from enjoying the proceeds, from all your investments......

Imagine what a life insurance payout could do, to our loved one's whilst we are gone.....

Or would we rather them rely on Go fund me, for immediate financial needs.....

Lexusgs430:
But nothing is stopping you from enjoying the proceeds, from all your investments......

Imagine what a life insurance payout could do, to our loved one's whilst we are gone.....

Or would we rather them rely on Go fund me, for immediate financial needs.....

Is life insurance the only way my loved ones can benefit while am gone? What happens to all other investments where they can also benefit too and are nominated beneficiaries. Go fund me doesn’t even come in here. Folks can go ahead with the life insurance of their choosing but for me am more interested in insurance that can cover me should my job is gone, inability to work or health coverage and so on. My own insurance is for my living self as I do other investments my loved ones can also benefit from. It’s about choices.

Lexusgs430:
But nothing is stopping you from enjoying the proceeds, from all your investments......

Imagine what a life insurance payout could do, to our loved one's whilst we are gone.....

Or would we rather them rely on Go fund me, for immediate financial needs.....

Why not help your family with that money while you are still alive?

justwise:
[/b]

Why not help your family with that money while you are still alive?

I think instead of doing life insurance till death, it is better to take a 10 or 20 year term life insurance depending on how old your kids are.

The essence of life insurance should be to protect your kids during their dependent stage. If you have a 5 year old child and you take a 20 year term life insurance, it is expected that after 20 years, your child would have become independent and would no longer need that backup.
If God forbid, you kick bucket when he/she is just 12 years old for example, the payout should be able to payoff the mortgage to guarantee them shelter, pay for their education and upkeep till they become settled.

You don't want the living standards of your wife and kids to drop or to rely on one wicked uncle, relatives or Gofund me to survive in the event of early kicking of bucket. It should also cover you in the event your wife kicks bucket first so it is not just for a man as most middle class families run on both husband and wife joint income

In summary, life insurance isn't supposed to be a wealth creation for the living but to secure your family during the period they will need it most in event the unexpected happens. It works for middle class, the rich wouldn't need it, their will is enough.

justwise:
[/b]

Why not help your family with that money while you are still alive?

Justwise, seems you're missing the point...... 🤔

How could I help my family with money, that is an insurance payout, upon kicking my bucket....... 😂

8th

Kenn55:
I think instead of doing life insurance till death, it is better to take a 10 or 20 year term life insurance depending on how old your kids are.

The essence of life insurance should be to protect your kids during their dependent stage. If you have a 5 year old child and you take a 20 year term life insurance, it is expected that after 20 years, your child would have become independent and would no longer need that backup.
If God forbid, you kick bucket when he/she is just 12 years old for example, the payout should be able to payoff the mortgage to guarantee them shelter, pay for their education and upkeep till they become settled.

You don't want the living standards of your wife and kids to drop or to rely on one wicked uncle, relatives or Gofund me to survive in the event of early kicking of bucket. It should also cover you in the event your wife kicks bucket first so it is not just for a man as most middle class families run on both husband and wife joint income

In summary, life insurance isn't supposed to be a wealth creation for the living but to secure your family during the period they will need it most in event the unexpected happens. It works for middle class, the rich wouldn't need it, their will is enough.

Justwise and Goke7, seems to think everyone would live till 120 years old, hence not requiring life assurance policies...... 😜

Lexusgs430:
8th

Justwise and Goke7, seems to think everyone would live till 120 years old, hence not requiring life assurance policies...... 😜

Actually that’s not the point, we are basically saying that there are other ways of looking after family after death..which involves you enjoying the rewards of your hardworking together with your family. They don’t need you to die first before those benefits.

Lexusgs430:
Justwise, seems you're missing the point...... 🤔

How could I help my family with money, that is an insurance payout, upon kicking my bucket....... 😂

No I’m not missing the point at all… if my family has to wait until I die to live or maintain comfortable living then I haven’t done a good job while I was alive

Kenn55:
I think instead of doing life insurance till death, it is better to take a 10 or 20 year term life insurance depending on how old your kids are.

The essence of life insurance should be to protect your kids during their dependent stage. If you have a 5 year old child and you take a 20 year term life insurance, it is expected that after 20 years, your child would have become independent and would no longer need that backup.
If God forbid, you kick bucket when he/she is just 12 years old for example, the payout should be able to payoff the mortgage to guarantee them shelter, pay for their education and upkeep till they become settled.

You don't want the living standards of your wife and kids to drop or to rely on one wicked uncle, relatives or Gofund me to survive in the event of early kicking of bucket. It should also cover you in the event your wife kicks bucket first so it is not just for a man as most middle class families run on both husband and wife joint income

In summary, life insurance isn't supposed to be a wealth creation for the living but to secure your family during the period they will need it most in event the unexpected happens. It works for middle class, the rich wouldn't need it, their will is enough.

I totally get your point however what I’m saying is that life insurance is not the only option, there are other generational wealth creation vehicles that the whole family enjoys while here on earth.

Life insurance creates unhealthy expectations in a family as the insurance holder gets older.

Lexusgs430:
8th

Justwise and Goke7, seems to think everyone would live till 120 years old, hence not requiring life assurance policies...... 😜

Depending on the kind of organisation one works for you can even get that life assurance policy for free sef as a company benefit so I don’t understand all these palava, someone I know recently who just passed his wife is going to get that payout you’re so fixated about from the company he worked for just less than 3 years. Your pension plan also allows you to nominate beneficiaries in case of any unexpected event and I also know those who have benefited from such so Oga Lexus allow people the benefit of exploring their options. No be only one way enter market.

Kenn55:
I think instead of doing life insurance till death, it is better to take a 10 or 20 year term life insurance depending on how old your kids are.

The essence of life insurance should be to protect your kids during their dependent stage. If you have a 5 year old child and you take a 20 year term life insurance, it is expected that after 20 years, your child would have become independent and would no longer need that backup.
If God forbid, you kick bucket when he/she is just 12 years old for example, the payout should be able to payoff the mortgage to guarantee them shelter, pay for their education and upkeep till they become settled.

You don't want the living standards of your wife and kids to drop or to rely on one wicked uncle, relatives or Gofund me to survive in the event of early kicking of bucket. It should also cover you in the event your wife kicks bucket first so it is not just for a man as most middle class families run on both husband and wife joint income

In summary, life insurance isn't supposed to be a wealth creation for the living but to secure your family during the period they will need it most in event the unexpected happens. It works for middle class, the rich wouldn't need it, their will is enough.

I think the answer to this is keeping your wife or kids as next of kin or direct beneficiary in the event of your passing.

Has anyone recently renewed their passport using the self-service option? Mine runs out in 2 months, and I was hoping to use the self-service option, but it’s not appearing on the app. I completed the initial registration on their site and possess the application/reference number as needed. The sole available choice at this point is to schedule an appointment, with the earliest date I found being December.

directonpc:
Zahra29 is a dangerous person, and unfortunately, our community has many of them.
Imagine making someone like the voice of people like us because they look like us. They'd make life hellish for people starting out in the same system that was favourable to them. Thank God man no be God.

She/he is dangerous for submitting her perspective just because she is being outspoken? Really ? Some of you even call others naive. These are the reasons folks don’t contribute or ask questions here anymore.

Alot of folks here want to control the narrative by denigrating the input of others and constantly trying to be right even when they are far from it.

Goke7:
Depending on the kind of organisation one works for you can even get that life assurance policy for free sef as a company benefit so I don’t understand all these palava, someone I know recently who just passed his wife is going to get that payout you’re so fixated about from the company he worked for just less than 3 years. Your pension plan also allows you to nominate beneficiaries in case of any unexpected event and I also know those who have benefited from such so Oga Lexus allow people the benefit of exploring their options. No be only one way enter market.

So you seem to agree with my position, either as a paid policy or company benefit.......😊

Lexusgs430:
So you seem to agree with my position, either as a paid policy or company benefit.......😊

Agree? How many companies actually do it in the first place, on my own I rather spend my money on other insurance policies that will benefit me while alive e.g. income protection.