₦airaland Forum

Efep:
Hello everyone, my funds have only recently become stable this month because I was paying off some bills. I’ll be sponsoring my mum to come to the UK for my graduation September. When would be the best time to apply for her visa?

Cashmadam:
1,500 is okay. Just ensure your stay does not exceed 2 weeks. Perharps 7 to 10 days to ensure the funds look reasonable.

Cashmadam:
The best time is now. Good luck!

Hiyeps:
Please 🙏 I need help and advise: I was refused in January and I want to apply again in June. I did not submit my salary account, submit only payslip, introduction letter from company, work ID card, savings account (6m pof) and evidence of my freelance side hustle payment receipt. But Here's the feedback from UKVI..

I have refused your application for a visit visa because I am not satisfied that you meet the
requirements of paragraph(s) 4.2 of Appendix V because:
• You have applied to visit the UK for 15 days for tourism.
• In support of your application, you have provided letter of employment, personal bank
statement and hotel booking.
• You state you are employed with monthly income of ₦6**,*** (£348.71 exchange
rate at £1= ₦1,914.91 @oanda.com on the 14/01/2026), you declared monthly
expenditure of (£127.81). You state your trip to the UK will personally
cost you £2500.00.

• I acknowledged you have provided personal bank statement and a payslip. Whilst I
acknowledge that you appear to have sufficient funds for the proposed spend, I am
not satisfied that you have made an accurate representation of your financial
circumstances. Your bank statement does not indicate any salary credits, and the
source of the income entering your account is unclear. Furthermore, you appear to
be receiving large deposits from unexplained sources that are not in line with your
declared salary. This damages the credibility of your application.

• You state your trip to the UK will personally cost you £2500.00. I note you intend
spending your entire bank balance. This degree of expenditure for your visit appears
disproportionate to your current economic circumstances and leads me to doubt your
stated intentions in seeking to visit the UK.


Improve I have done now before reapplying is saving account has 8m (pof) and I'm submitting my salary account this time around. Just hoping it will suffice.

Alyssax0:
Hi killaskillz, congratulations on your upcoming wedding! Since you are fully sponsoring the trip, you should lean heavily on your own robust financial documentation to show you can cover all costs, while your dad provides a clear, honest explanation letter addressing the past refusal and the exact source of those large monthly transfers. It is crucial to accompany his bank statements with official evidence, such as business invoices, contracts, or asset sales to completely demystify those transactions and prove his strong ties to home, ensuring the ECO has no room for doubt this time.

BruceXavier:
Great. May I ask if the sticker UK visa that you and your wife travelled with has been used prior to the trip of May 8th, or is this the first time you and your wife are using the said UK sticker visa?

seunfash16:
Goodevening house,

Please I need your suggestions as regards the rejection I just got...

I was utterly surprised that my personal account statement was not seen after it was uploaded at VFS.

My monthly salary as filled on the form is 2,200,000 monthly but on the refusal letter it's showing annually.

Though,I must confess the business statements for 6 months was indeed bulky and I'm trying to guess if there was a mix up somewhere...

Have travelled a couple of times to the UK including a trip to the US..

Am at crossroads if I should reapply?

Thankyou...

iamDozzy:
You travelled with it recently or came back with it recently. Please clarify. Thank you

iamDozzy:
Guys please the vfs site is giving all sorts of errors when I am redirected from the Gov UK page. How can I proceed

CloudXconnect:
Good morning to our respected experts in the house. Please, I need your help with the right tied-down documents and others to support my child visitor application, 4yrs old. He just got rejected on a child dependent visa due to the recent rule change on 6131 sponsorship. While we are hoping to get a higher sponsorship status. We would like to put in a visitor visa for him rather than approaching immigration lawyers for further review. Thank you for all you do @ Cashmadam @Giselle and other experienced scholars on this forum.

tobyemmanuel:
Hello here, thank you for your suggestions the other time. Finally got an approval.

I want to ask about the linking. Is there any guide or something to check?

SMS OTP is not dropping when registering on the UKVI too

giselle237:
Is he outside or inside the UK? Visitor visa will not be granted as the child dependent visa has shown that he wants to reside in the UK. Is your child outside?

CloudXconnect:
outside UK. We are applying for him for the first time from Nigeria

katily2:
Hello everyone, please, I need some clarification regarding my UK tourist visa application.
I was discouraged about my disposable income, which was pretty low, and i stopped the application, but my friend, who has been to the UK twice, is arguing with me that i will still get it. @cashmadam, @VisaZest, and @giselle237, etc., please, i need your input.

My profile:
Status: Single.
My monthly salary is between #1,750,000 and #1,789,170.80 naira. My bank balance is #6m+.
I have a mutual fund of #6m+, Afrinvest bonds(FGS) of #1m+, for which I get interest frequently.
, Stocks via Bamboo of $1,600+, and savings in Risevest of $2,000+.
I analysed my expenses and realised my disposable income is #100,000+. I did not have any disposable income for May, i spent 2m+ because i paid my rent and monthly bills, which resulted in spending my whole salary and more.

Your monthly disposable income is low. However, if you can prove that you saved bulk sums of money at various times and can prove the source of the funds, you can proceed.

Prove how you accumulated your savings in Naira and FX. Your savings is adequate to proceed. Most importantly, prove your ties to Nigeria and ensure you can convince anyone that you will not stay illegally in the UK.

7days trip,
bank balance is #6m+ and $500 in my Dorm account
Budget: £1,300
accommodation: Hostel in London e,g Astor Victoria Hostel
Based on my profile, do i need to proceed with my application or wait for some months.
Travel history: West Africa, 5 days in Ghana, 2 days in Cotonou, a pass-by in Togo

CloudXconnect:
Good morning to our respected experts in the house. Please, I need your help with the right tied-down documents and others to support my child visitor application, 4yrs old. He just got rejected on a child dependent visa due to the recent rule change on 6131 sponsorship. While we are hoping to get a higher sponsorship status. We would like to put in a visitor visa for him rather than approaching immigration lawyers for further review. Thank you for all you do @ Cashmadam @Giselle and other experienced scholars on this forum.

katily2:
Hello everyone, please, I need some clarification regarding my UK tourist visa application.
I was discouraged about my disposable income, which was pretty low, and i stopped the application, but my friend, who has been to the UK twice, is arguing with me that i will still get it. @cashmadam, @VisaZest, and @giselle237, etc., please, i need your input.

My profile:
Status: Single.
My monthly salary is between #1,750,000 and #1,789,170.80 naira. My bank balance is #6m+.
I have a mutual fund of #6m+, Afrinvest bonds(FGS) of #1m+, for which I get interest frequently.
, Stocks via Bamboo of $1,600+, and savings in Risevest of $2,000+.
I analysed my expenses and realised my disposable income is #100,000+. I did not have any disposable income for May, i spent 2m+ because i paid my rent and monthly bills, which resulted in spending my whole salary and more.

7days trip,
bank balance is #6m+ and $500 in my Dorm account
Budget: £1,300
accommodation: Hostel in London e,g Astor Victoria Hostel
Based on my profile, do i need to proceed with my application or wait for some months.
Travel history: West Africa, 5 days in Ghana, 2 days in Cotonou, a pass-by in Togo

integrityicon:
One thing you should learn from UK is never allow your visa expire before applying, that way you will escape all this!

ADEE24:
Hello Cashmadam,
Trust you are doing well.
I wanted to ask a follow-up question based on your earlier advice. You suggested that I indicate that I will be bringing around £1,500 for my trip. As I am completing my application, I am trying to ensure that my accommodation plans are realistic and align with the amount I have stated.
Would it be acceptable to choose a lower-cost accommodation option for the purpose of the application, even if I may eventually stay elsewhere? Do visa officers typically scrutinize accommodation details closely, or are they mainly concerned that the overall travel budget is reasonable and consistent?
I have come across some hostels and student accommodations that offer summer stays at relatively affordable rates, which would fit well within the budget I have declared. I would appreciate your thoughts on whether this approach makes sense.

katily2:
Hello everyone, please, I need some clarification regarding my UK tourist visa application.
I was discouraged about my disposable income, which was pretty low, and i stopped the application, but my friend, who has been to the UK twice, is arguing with me that i will still get it. @cashmadam, @VisaZest, and @giselle237, etc., please, i need your input.

My profile:
Status: Single.
My monthly salary is between #1,750,000 and #1,789,170.80 naira. My bank balance is #6m+.
I have a mutual fund of #6m+, Afrinvest bonds(FGS) of #1m+, for which I get interest frequently.
, Stocks via Bamboo of $1,600+, and savings in Risevest of $2,000+.
I analysed my expenses and realised my disposable income is #100,000+. I did not have any disposable income for May, i spent 2m+ because i paid my rent and monthly bills, which resulted in spending my whole salary and more.

7days trip,
bank balance is #6m+ and $500 in my Dorm account
Budget: £1,300
accommodation: Hostel in London e,g Astor Victoria Hostel
Based on my profile, do i need to proceed with my application or wait for some months.
Travel history: West Africa, 5 days in Ghana, 2 days in Cotonou, a pass-by in Togo

giselle237:
Very difficult .
Visit visa is not a viable option. Try and get a different COS.

Cashmadam:
It's unlikely he will get the visa with this profile. Although there is nothing God cannot do. Are you ready to take the risk?